ssa-gov/policy/docs/program-explainers/gpo-1.svg
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<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 540 198.7"><line x1="17.88" y1="164.84" x2="17.88" y2="162.73" fill="none" stroke="#231f20" stroke-miterlimit="2" stroke-width="0.5"/><polygon points="33.48 99.93 73.48 99.93 73.48 162.93 33.48 162.93 33.48 99.93 33.48 99.93" fill="#002b5c" fill-rule="evenodd"/><line x1="89.08" y1="164.84" x2="89.08" y2="162.73" fill="none" stroke="#231f20" stroke-miterlimit="2" stroke-width="0.5"/><line x1="17.5" y1="162.92" x2="89.32" y2="162.92" fill="none" stroke="#231f20" stroke-miterlimit="2"/><text transform="translate(23.82 174.34)" font-size="9" fill="#231f20" font-family="Segoe UI,Roboto,Oxygen-Sans,Helvetica Neue,Arial,sans-serif">Spousal benefit<tspan x="7.47" y="10.8">before GPO</tspan></text><text transform="translate(43.38 109.73)" font-size="9" fill="#fff" font-family="Segoe UI,Roboto,Oxygen-Sans,Helvetica Neue,Arial,sans-serif" font-weight="600">$<tspan x="5" y="0">900</tspan><tspan font-size="7" font-family="Segoe UI,Roboto,Oxygen-Sans,Helvetica Neue,Arial,sans-serif" font-weight="400"><tspan x="2.64" y="8.4">½ of</tspan><tspan x="-2.28" y="16.8">covered</tspan><tspan x="-2.86" y="25.2">workers</tspan><tspan x="-0.82" y="33.6">benefit</tspan></tspan></text><polygon points="373.34 88.24 413.34 88.24 413.34 162.93 373.34 162.93 373.34 88.24 373.34 88.24" fill="#bcbec0" fill-rule="evenodd"/><line x1="349.76" y1="164.84" x2="349.76" y2="162.73" fill="none" stroke="#231f20" stroke-miterlimit="2" stroke-width="0.5"/><line x1="436.96" y1="164.84" x2="436.96" y2="162.73" fill="none" stroke="#231f20" stroke-miterlimit="2" stroke-width="0.5"/><line x1="349.76" y1="162.92" x2="437.14" y2="162.92" fill="none" stroke="#231f20" stroke-miterlimit="2"/><text transform="translate(369.75 174.34)" font-size="9" fill="#231f20" font-family="Segoe UI,Roboto,Oxygen-Sans,Helvetica Neue,Arial,sans-serif">With $1,600<tspan x="-18.58" y="10.8">non-covered pension</tspan></text><text transform="translate(380.53 96.57)" font-size="9" fill="#231f20" font-family="Segoe UI,Roboto,Oxygen-Sans,Helvetica Neue,Arial,sans-serif" font-weight="600">$1,067</text><text transform="translate(430.56 97.02)" font-size="10" fill="#231f20" font-family="Segoe UI,Roboto,Oxygen-Sans,Helvetica Neue,Arial,sans-serif">GPO<tspan x="20" y="0" letter-spacing="-0.07em"></tspan><tspan x="22" y="0">=</tspan><tspan x="28.84" y="0" letter-spacing="-0.07em"></tspan><tspan x="30.84" y="0">⅔ of pension</tspan></text><line x1="429.72" y1="93.75" x2="416.67" y2="93.75" fill="none" stroke="#231f20" stroke-miterlimit="10"/><circle cx="416.76" cy="93.75" r="1.88" fill="#231f20"/><text transform="translate(349.76 50.64)" font-size="9" fill="#231f20" font-family="Segoe UI,Roboto,Oxygen-Sans,Helvetica Neue,Arial,sans-serif" font-weight="700">Full offset:<tspan font-family="Segoe UI,Roboto,Oxygen-Sans,Helvetica Neue,Arial,sans-serif" font-weight="400"><tspan x="0" y="10.8">GPO is larger than spousal </tspan><tspan x="0" y="21.6">benefit; no benefit is paid</tspan></tspan></text><polygon points="161.98 99.88 201.98 99.88 201.98 116.19 161.98 116.19 161.98 99.88 161.98 99.88" fill="#c4122e" fill-rule="evenodd"/><polyline points="201.98 162.93 161.98 162.93 161.98 116.24 161.98 116.24 201.98 116.24" fill="#bcbec0" fill-rule="evenodd"/><path d="M138.1,164.84v-2.11m87.2,2.11v-2.11" fill="none" stroke="#231f20" stroke-miterlimit="2" stroke-width="0.5"/><line x1="137.88" y1="162.92" x2="225.52" y2="162.92" fill="none" stroke="#231f20" stroke-miterlimit="2"/><text transform="translate(158.27 174.34)" font-size="9" fill="#231f20" font-family="Segoe UI,Roboto,Oxygen-Sans,Helvetica Neue,Arial,sans-serif">With $1,000<tspan x="-18.58" y="10.8">non-covered pension</tspan></text><text transform="translate(171.98 111.14)" font-size="9" fill="#fff" font-family="Segoe UI,Roboto,Oxygen-Sans,Helvetica Neue,Arial,sans-serif" font-weight="600">$233</text><text transform="translate(172.04 125.47)" font-size="9" fill="#231f20" font-family="Segoe UI,Roboto,Oxygen-Sans,Helvetica Neue,Arial,sans-serif" font-weight="600">$667</text><text transform="translate(219.34 111.46)" font-size="10" fill="#c4122e" font-family="Segoe UI,Roboto,Oxygen-Sans,Helvetica Neue,Arial,sans-serif">Remaining benefit</text><line x1="218.51" y1="108" x2="205.45" y2="108" fill="none" stroke="#c4122e" stroke-miterlimit="10"/><path d="M205.55,106.12a1.88,1.88,0,1,0,1.88,1.88A1.88,1.88,0,0,0,205.55,106.12Z" fill="#c4122e"/><text transform="translate(219.34 125.73)" font-size="10" fill="#231f20" font-family="Segoe UI,Roboto,Oxygen-Sans,Helvetica Neue,Arial,sans-serif">GPO<tspan x="20" y="0" letter-spacing="-0.07em"></tspan><tspan x="22" y="0">=</tspan><tspan x="28.84" y="0" letter-spacing="-0.07em"></tspan><tspan x="30.84" y="0">⅔ of pension</tspan></text><line x1="218.51" y1="122.46" x2="205.45" y2="122.46" fill="none" stroke="#231f20" stroke-miterlimit="10"/><path d="M205.55,120.58a1.88,1.88,0,1,0,1.88,1.88A1.88,1.88,0,0,0,205.55,120.58Z" fill="#231f20"/><text transform="translate(138.1 50.64)" font-size="9" fill="#231f20" font-family="Segoe UI,Roboto,Oxygen-Sans,Helvetica Neue,Arial,sans-serif" font-weight="700">Partial offset:<tspan font-family="Segoe UI,Roboto,Oxygen-Sans,Helvetica Neue,Arial,sans-serif" font-weight="400"><tspan x="0" y="10.8">GPO is smaller than spousal </tspan><tspan x="0" y="21.6">benefit; remaining benefit is paid</tspan></tspan></text><line x1="73.32" y1="100.4" x2="522.19" y2="100.4" fill="none" stroke="#002b5c" stroke-miterlimit="10" stroke-dasharray="3"/><rect width="540" height="32" fill="#478e6d"/><text transform="translate(8 14.88) scale(1.05 1)" font-size="12" fill="#fff" font-family="Segoe UI,Roboto,Oxygen-Sans,Helvetica Neue,Arial,sans-serif" font-weight="600">GPO Examples for Different Non-Covered Pensions</text><text transform="translate(8 26.88)" font-size="10" fill="#fff" font-family="Segoe UI,Roboto,Oxygen-Sans,Helvetica Neue,Arial,sans-serif" font-style="italic">For a hypothetical spouse of a covered worker with an $1,800 benefit</text></svg>