ssa-gov/policy/docs/progdesc/ssptw/2016-2017/asia/saudi-arabia.html
2025-02-19 12:17:21 -08:00

191 lines
No EOL
26 KiB
HTML

<!doctype html>
<html lang="en" class="no-js">
<head>
<meta charset="UTF-8" />
<meta http-equiv="X-UA-Compatible" content="IE=edge,chrome=1" />
<meta name="viewport" content="width=device-width, initial-scale=1" />
<meta name="robots" content="noindex">
<title>Social Security Programs Throughout the World: Asia and the Pacific, 2016 - Saudi Arabia</title>
<meta name="DCTERMS:dateCreated" content="2017-03" />
<meta name="DCTERMS:contentOffice" content="ORDP:ORES" />
<meta name="DCTERMS:contentOwner" content="publications@ssa.gov" />
<meta name="DCTERMS:coderOffice" content="ORDP:ORES:OD" />
<meta name="DCTERMS:coder" content="op.webmaster@ssa.gov" />
<meta name="DCTERMS:dateCertified" content="2025-01-01" />
<meta name="description" content="Social Security Administration Research, Statistics, and Policy Analysis" />
<meta property="og:site_name" content="Social Security Administration Research, Statistics, and Policy Analysis"/>
<link rel="stylesheet" href="/policy/styles/doc.css" />
<link rel="stylesheet" href="/policy/styles/global.css" />
<!-- SSA INTERNET HEAD SCRIPTS -->
<script src="https://code.jquery.com/jquery-3.7.1.min.js" integrity="sha256-/JqT3SQfawRcv/BIHPThkBvs0OEvtFFmqPF/lYI/Cxo=" crossorigin="anonymous"></script>
<script src="/framework/js/ssa.internet.head.js"></script>
<script>(window.BOOMR_mq=window.BOOMR_mq||[]).push(["addVar",{"rua.upush":"false","rua.cpush":"false","rua.upre":"false","rua.cpre":"false","rua.uprl":"false","rua.cprl":"false","rua.cprf":"false","rua.trans":"SJ-3a3bb884-f513-47e3-a86c-84bab05e21dc","rua.cook":"true","rua.ims":"false","rua.ufprl":"false","rua.cfprl":"false","rua.isuxp":"false","rua.texp":"norulematch","rua.ceh":"false","rua.ueh":"false","rua.ieh.st":"0"}]);</script>
<script>!function(e){var n="https://s.go-mpulse.net/boomerang/";if("False"=="True")e.BOOMR_config=e.BOOMR_config||{},e.BOOMR_config.PageParams=e.BOOMR_config.PageParams||{},e.BOOMR_config.PageParams.pci=!0,n="https://s2.go-mpulse.net/boomerang/";if(window.BOOMR_API_key="LERZW-HECFS-R8H4E-23UQ7-ERMQB",function(){function e(){if(!o){var e=document.createElement("script");e.id="boomr-scr-as",e.src=window.BOOMR.url,e.async=!0,i.parentNode.appendChild(e),o=!0}}function t(e){o=!0;var n,t,a,r,d=document,O=window;if(window.BOOMR.snippetMethod=e?"if":"i",t=function(e,n){var t=d.createElement("script");t.id=n||"boomr-if-as",t.src=window.BOOMR.url,BOOMR_lstart=(new Date).getTime(),e=e||d.body,e.appendChild(t)},!window.addEventListener&&window.attachEvent&&navigator.userAgent.match(/MSIE [67]\./))return window.BOOMR.snippetMethod="s",void t(i.parentNode,"boomr-async");a=document.createElement("IFRAME"),a.src="about:blank",a.title="",a.role="presentation",a.loading="eager",r=(a.frameElement||a).style,r.width=0,r.height=0,r.border=0,r.display="none",i.parentNode.appendChild(a);try{O=a.contentWindow,d=O.document.open()}catch(_){n=document.domain,a.src="javascript:var d=document.open();d.domain='"+n+"';void(0);",O=a.contentWindow,d=O.document.open()}if(n)d._boomrl=function(){this.domain=n,t()},d.write("<bo"+"dy onload='document._boomrl();'>");else if(O._boomrl=function(){t()},O.addEventListener)O.addEventListener("load",O._boomrl,!1);else if(O.attachEvent)O.attachEvent("onload",O._boomrl);d.close()}function a(e){window.BOOMR_onload=e&&e.timeStamp||(new Date).getTime()}if(!window.BOOMR||!window.BOOMR.version&&!window.BOOMR.snippetExecuted){window.BOOMR=window.BOOMR||{},window.BOOMR.snippetStart=(new Date).getTime(),window.BOOMR.snippetExecuted=!0,window.BOOMR.snippetVersion=12,window.BOOMR.url=n+"LERZW-HECFS-R8H4E-23UQ7-ERMQB";var i=document.currentScript||document.getElementsByTagName("script")[0],o=!1,r=document.createElement("link");if(r.relList&&"function"==typeof r.relList.supports&&r.relList.supports("preload")&&"as"in r)window.BOOMR.snippetMethod="p",r.href=window.BOOMR.url,r.rel="preload",r.as="script",r.addEventListener("load",e),r.addEventListener("error",function(){t(!0)}),setTimeout(function(){if(!o)t(!0)},3e3),BOOMR_lstart=(new Date).getTime(),i.parentNode.appendChild(r);else t(!1);if(window.addEventListener)window.addEventListener("load",a,!1);else if(window.attachEvent)window.attachEvent("onload",a)}}(),"".length>0)if(e&&"performance"in e&&e.performance&&"function"==typeof e.performance.setResourceTimingBufferSize)e.performance.setResourceTimingBufferSize();!function(){if(BOOMR=e.BOOMR||{},BOOMR.plugins=BOOMR.plugins||{},!BOOMR.plugins.AK){var n="false"=="true"?1:0,t="cookiepresent",a="eyd7g6aaiaaamjqacqdfqaaaabt3mos3-f-ddc321d6b-clienttons-s.akamaihd.net",i="false"=="true"?2:1,o={"ak.v":"39","ak.cp":"1204614","ak.ai":parseInt("728289",10),"ak.ol":"0","ak.cr":3,"ak.ipv":6,"ak.proto":"h2","ak.rid":"954daa5","ak.r":19138,"ak.a2":n,"ak.m":"dsca","ak.n":"essl","ak.bpcip":"2607:f378:40:6::","ak.cport":40604,"ak.gh":"23.60.168.61","ak.quicv":"","ak.tlsv":"tls1.3","ak.0rtt":"","ak.0rtt.ed":"","ak.csrc":"-","ak.acc":"","ak.t":"1739995739","ak.ak":"hOBiQwZUYzCg5VSAfCLimQ==9gADoGJ1+Li020/R8xliwMF3VJljNO2ULjGx3nNw4VnzvGfu+mjIFrB9g5UmSLDKKgg/fhti/KubU8VqraYqwvF1qXolG/eDbgNtB1OPApzlgn/wh8PlpYWnbyWaHXiaj/sbEg6i9ih7poo4K3f0RjNv9qJ3gPeErHjc2Ean7Ca1bhVnx1M5PeMktWOva9HVj0wY8Vos83Jul//BCfRvjnD80AveMH4G8IqIDND7l88PmBdz8GBnxP6ZmD6Aa50u8kuva1VWaqd5Ob+4Pr4PUR2hZKK4s2Nwma01s21lWiW7o3y9P8EH0q95V8spgQhnC6osBwJgj5uXQIW6mGSnyMhCp0erDH8SmxOmw7SuKhE4TyvsB792dPEpzTVpV0hCzQj+bPHuVVE4x4D9sug9jPQv44mq9OVCwA2NE2Kqe0k=","ak.pv":"98","ak.dpoabenc":"","ak.tf":i};if(""!==t)o["ak.ruds"]=t;var r={i:!1,av:function(n){var t="http.initiator";if(n&&(!n[t]||"spa_hard"===n[t]))o["ak.feo"]=void 0!==e.aFeoApplied?1:0,BOOMR.addVar(o)},rv:function(){var e=["ak.bpcip","ak.cport","ak.cr","ak.csrc","ak.gh","ak.ipv","ak.m","ak.n","ak.ol","ak.proto","ak.quicv","ak.tlsv","ak.0rtt","ak.0rtt.ed","ak.r","ak.acc","ak.t","ak.tf"];BOOMR.removeVar(e)}};BOOMR.plugins.AK={akVars:o,akDNSPreFetchDomain:a,init:function(){if(!r.i){var e=BOOMR.subscribe;e("before_beacon",r.av,null,null),e("onbeacon",r.rv,null,null),r.i=!0}return this},is_complete:function(){return!0}}}}()}(window);</script></head>
<body class="ssptw">
<article>
<header>
<div id="hLogo"><a class="navLogo" href="/policy/index.html">Social Security</a><a class="navSearch" href="https://search.ssa.gov/search?affiliate=ssa">SEARCH</a></div>
<div id="hRedBar">
<div id="hDocInfo">
<h1>Social Security Programs Throughout the World: Asia and the Pacific, 2016</h1>
</div>
</div>
</header>
<nav>
<div id="breadcrumbs" itemscope itemtype="http://schema.org/BreadcrumbList">You are here: <span itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a href="/" itemprop="item"><span itemprop="name">Social Security Administration</span></a><meta itemprop="position" content="1" /></span> &gt; <span itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a href="/policy/index.html" itemprop="item"><span itemprop="name">Research, Statistics &amp; Policy Analysis</span></a><meta itemprop="position" content="2" /></span> &gt; <span itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a href="index.html" itemprop="item"><span itemprop="name">Social Security Programs Throughout the World: Asia and the Pacific, 2016</span></a><meta itemprop="position" content="3" /></span></div>
<div id="rspaUtil"><ul><li id="mail"><a class="js-ga-event" href="#" rel="nofollow" data-event="outbound-link" data-event-action="click" data-event-label="email-this">Email</a></li><li id="print"><a href="#" rel="nofollow">Save/Print</a></li></ul></div>
</nav>
<div class="innards">
<h1>Saudi Arabia</h1>
<div class="exchangeRate">Exchange rate: <abbr class="spell">US</abbr>$1.00&nbsp;= 3.75&nbsp;riyals.</div>
<h2>Old Age, Disability, and Survivors</h2>
<h3>Regulatory Framework</h3>
<p><span class="h4">First law:</span> 1969 (social insurance), implemented in 1973.</p>
<p><span class="h4">Current law:</span> 2000 (social insurance), implemented in 2001.</p>
<p><span class="h4">Type of program:</span> Social insurance system.</p>
<h3>Coverage</h3>
<p>Private-sector employees and some categories of public-sector employees.</p>
<p>Voluntary coverage for persons who are self-employed, are working abroad, or no longer satisfy the conditions for compulsory coverage.</p>
<p>Exclusions: Agricultural workers, fishermen, household workers, family labor, and foreign nationals. Excluded workers may be covered under certain conditions.</p>
<p>Special system for civil servants and military personnel. Under certain conditions, former contributors under the civil and military scheme may request to have contribution periods credited toward the public social insurance scheme and vice versa.</p>
<h3>Source of Funds</h3>
<p><span class="h4">Insured person:</span> 9% of gross earnings.</p>
<p>The minimum monthly earnings used to calculate contributions are 1,500&nbsp;riyals.</p>
<p>The maximum monthly earnings&nbsp;used to calculate contributions are 45,000&nbsp;riyals.</p>
<p><span class="h4">Self-employed person:</span> 18% of declared income.</p>
<p>The minimum monthly earnings used to calculate contributions are 1,200&nbsp;riyals.</p>
<p>The maximum monthly earnings used to calculate contributions are 45,000&nbsp;riyals.</p>
<p><span class="h4">Employer:</span> 9% of payroll.</p>
<p>The minimum monthly earnings used to calculate contributions are 1,500&nbsp;riyals.</p>
<p>The maximum monthly earnings used to&nbsp;calculate contributions are 45,000&nbsp;riyals.</p>
<p><span class="h4">Government:</span> Any actuarial deficit.</p>
<h3>Qualifying Conditions</h3>
<p><span class="h4">Old-age pension:</span> Around age&nbsp;58 (men, age&nbsp;60 in the Hijri calendar) or around age&nbsp;53 (women, age&nbsp;55 in the Hijri calendar) with at least 120&nbsp;months of paid or credited contributions (credited contributions must not exceed 60&nbsp;months); around age&nbsp;53 (men, age&nbsp;55 in the Hijri calendar) with at least 120&nbsp;months of contributions if engaged in arduous or unhealthy work.</p>
<p>Early pension: At any age (men and women) with at least 300&nbsp;months of contributions.</p>
<p>Employment must cease.</p>
<p><span class="h4">Cost of living allowance:</span> Paid to persons who receive the <span class="nobr">old-age</span> pension.</p>
<p><span class="h4">Old-age settlement:</span> Paid if the insured does not qualify for an <span class="nobr">old-age</span> pension.</p>
<p><span class="h4">Disability pension:</span> Assessed with an incapacity to work before age&nbsp;58 (age&nbsp;60 in the Hijri calendar). If the disability began while the insured was in covered employment, must have at least 12&nbsp;consecutive months of contributions or 18&nbsp;nonconsecutive months of contributions (24&nbsp;consecutive months of contributions or 36&nbsp;nonconsecutive months of contributions for voluntarily insured persons who joined the scheme at age&nbsp;48 (age&nbsp;50 in the Hijri calendar) or older).</p>
<p>If no longer in covered employment when the disability began, must meet the contribution requirements for the <span class="nobr">old-age</span> pension.</p>
<p>Constant-attendance supplement: Paid if the insured requires the constant attendance of others to perform daily functions. The General Organization for Social Insurance's medical board assesses the need for constant attendance.</p>
<p><span class="h4">Disability settlement:</span> Paid if the insured does not qualify for a disability pension.</p>
<p><span class="h4">Survivor pension:</span> The deceased was in covered employment at the time of death and had at least three consecutive months of contributions or six nonconsecutive months of contributions (12&nbsp;consecutive months of contributions or 18&nbsp;nonconsecutive months of contributions for voluntarily insured persons who first joined the scheme at age&nbsp;48 (age&nbsp;50 in the Hijri calendar) or older); or was a pensioner.</p>
<p>If the deceased was no longer in covered employment at the time of death and was not a pensioner, the pension is paid with at least 120&nbsp;months of paid or credited contributions (credited contributions must not exceed 60&nbsp;months).</p>
<p>Eligible survivors include a <span class="nobr">widow(er)</span>; a son younger than age&nbsp;19 (age&nbsp;26 if a <span class="nobr">full-time</span> student, no limit if unable to work); an unmarried daughter; dependent brothers, sisters, parents, grandparents, and grandchildren in certain circumstances; and an <span class="nobr">ex-wife</span> (according to Islamic law).</p>
<p>The pension for a female survivor ceases upon marriage but may be reinstated if she is subsequently divorced or widowed.</p>
<p><span class="h4">Survivor settlement:</span> Paid to eligible survivors if the deceased did not qualify for a survivor pension.</p>
<p><span class="h4">Marriage grant:</span> Paid upon marriage to a widow or an eligible daughter, sister, or granddaughter.</p>
<p><span class="h4">Death grant:</span> Paid to eligible survivors.</p>
<h3>Old-Age Benefits</h3>
<p><span class="h4">Old-age pension:</span> 2.5% of the insured's average monthly earnings during the last 24&nbsp;months is paid for each year of contributions, up to 100%.</p>
<p>The average monthly earning used to calculate benefits must not exceed 150% of the insured's monthly earnings at the beginning of the last <span class="nobr">five-year</span> contribution period.</p>
<p>If the insured's monthly earnings decrease during the last 24&nbsp;months before retirement, special provisions apply to adjust the average monthly earnings used to calculate benefits.</p>
<p>The minimum monthly pension is 1,984&nbsp;riyals.</p>
<p><span class="h4">Cost of living allowance:</span> The first 25,000&nbsp;riyals of the <span class="nobr">old-age</span> pension is increased by 5% a year for three consecutive years.</p>
<p><span class="h4">Old-age settlement:</span> A lump sum of 10% of the insured's average monthly earnings during the last two years before retirement is paid for each month of the first five years of contributions plus 12% for each additional month.</p>
<h3>Permanent Disability Benefits</h3>
<p><span class="h4">Disability pension:</span> If the insured was in covered employment when the disability began, the pension is 2.5% of the insured's average monthly earnings during the last 24&nbsp;months before the disability began for each year of contributions, up to 100%, or 50% of the insured's average monthly earnings during the last 24&nbsp;months before the disability began (or over the total contribution period if less than two years), whichever is greater.</p>
<p>If no longer in covered employment when the disability began, the <span class="nobr">old-age</span> pension is paid.</p>
<p>The average monthly earnings used to calculate benefits must not exceed 150% of the insured's monthly earnings at the beginning of the last <span class="nobr">five-year</span> contribution period.</p>
<p>If the insured's monthly earnings decreased during the last 24&nbsp;months before the disability began, special provisions apply to adjust the average monthly earnings used to calculate benefits.</p>
<p>The minimum monthly pension is 1,984&nbsp;riyals.</p>
<p>Constant-attendance supplement: 50% of the disability pension is paid.</p>
<p><span class="h4">Disability settlement:</span> A lump sum of 10% of the insured's average monthly earnings during the last two years before the disability began is paid for each month of the first five years of contributions plus 12% for each additional month.</p>
<h3>Survivor Benefits</h3>
<p><span class="h4">Survivor pension:</span> If there are three or more survivors, 100% of the <span class="nobr">old-age</span> or disability pension the deceased received or was entitled to receive (or 2.5% of the deceased's average monthly earnings during the last 24&nbsp;months before death if the deceased was in covered employment at the time of death) is paid; 75% of this amount for two dependents; 50% for one dependent. The pension is split equally among all eligible survivors.</p>
<p>The minimum individual monthly survivor pension is 396.75&nbsp;riyals.</p>
<p>The minimum combined monthly survivor pension is 1,984&nbsp;riyals.</p>
<p><span class="h4">Survivor settlement:</span> A lump sum of 10% of the insured's average monthly earnings during the last 24&nbsp;months before death is paid for each month of the first five years of contributions plus 12% for each additional month.</p>
<p><span class="h4">Marriage grant:</span> A lump sum of 18&nbsp;times the individual monthly survivor pension is paid.</p>
<p><span class="h4">Death grant:</span> A lump sum of three months of the survivor pension is split equally among eligible survivors.</p>
<p>The maximum death grant is 10,000&nbsp;riyals.</p>
<h3>Administrative Organization</h3>
<p>The General Organization for Social Insurance (<a href="http://www.gosi.gov.sa/">http://www.gosi.gov.sa/</a>) administers the program through district offices.</p>
<h2>Work Injury</h2>
<h3>Regulatory Framework</h3>
<p><span class="h4">First law:</span> 1969 (social insurance), implemented in 1973.</p>
<p><span class="h4">Current law:</span> 2000 (social insurance), implemented in 2001.</p>
<p><span class="h4">Type of program:</span> Social insurance system.</p>
<h3>Coverage</h3>
<p>Private-sector Saudi and non-Saudi employees.</p>
<p>Exclusions: Self-employed persons.</p>
<h3>Source of Funds</h3>
<p><span class="h4">Insured person:</span> None.</p>
<p><span class="h4">Self-employed person:</span> Not applicable.</p>
<p><span class="h4">Employer:</span> 2% of payroll.</p>
<p>The minimum monthly earnings used to calculate contributions are 1,500&nbsp;riyals (400&nbsp;riyals for persons covered for work injury only).</p>
<p>The maximum monthly earnings used to calculate contributions are 45,000&nbsp;riyals.</p>
<p><span class="h4">Government:</span> Any actuarial deficit.</p>
<h3>Qualifying Conditions</h3>
<p>There is no minimum qualifying period for a work injury or an occupational disease. Accidents that occur while commuting to and from work are covered.</p>
<h3>Temporary Disability Benefits</h3>
<p>100% of the insured's daily wage is paid for each day that the insured is unable to work; 75% if receiving inpatient treatment in a medical center paid for by the General Organization for Social Insurance.</p>
<h3>Permanent Disability Benefits</h3>
<p><span class="h4">Permanent disability pension:</span> For an assessed degree of disability of 100%, 100% of the insured's average monthly earnings is paid to insured Saudi workers; a lump sum of 84&nbsp;months of the benefit paid to insured Saudi workers, up to 330,000&nbsp;riyals, is paid to non-Saudi workers.</p>
<p>Average monthly earnings are based on the three-month period immediately before the disability began.</p>
<p>The minimum pension is 1,984&nbsp;riyals a month.</p>
<p>Constant-attendance supplement: 50% of the disability pension is paid (up to 3,500&nbsp;riyals) if the insured requires the constant attendance of others to perform daily functions. The General Organization for Social Insurance's medical board assesses the need for constant attendance.</p>
<p>Partial disability: If assessed with a degree of disability of 50% to 99%, the permanent disability pension amount multiplied by the assessed degree of disability is paid to insured Saudi workers; a lump sum of 60&nbsp;months of the benefit paid to insured Saudi workers, up to 165,000&nbsp;riyals, is paid to insured non-Saudi workers.</p>
<p>For an assessed degree of disability of less than 50% that began when the insured was aged&nbsp;40 or younger, a lump sum of 60&nbsp;months of permanent disability pension multiplied by the assessed degree of disability is paid; if the disability began when the insured was older than age&nbsp;40, the lump sum is reduced by one month of pension for each year older than age&nbsp;40.</p>
<p>The minimum partial disability lump sum is based on 36&nbsp;months of the permanent disability pension.</p>
<p>The maximum partial disability lump sum is 165,000&nbsp;riyals.</p>
<p>The General Organization for Social Insurance's medical board assesses the degree of disability.</p>
<h3>Workers' Medical Benefits</h3>
<p>All necessary medical, dental, and diagnostic treatment; hospitalization; medicine; appliances; transportation; and rehabilitation.</p>
<h3>Survivor Benefits</h3>
<p><span class="h4">Survivor pension:</span> If there are three or more survivors, 100% of the permanent disability pension the deceased received or was entitled to receive is paid; 75% for two dependents; 50% for one dependent. The pension is split equally among all eligible survivors.</p>
<p>The minimum individual survivor pension is 396.75&nbsp;riyals a month.</p>
<p>The minimum combined survivor pension is 1,984&nbsp;riyals a month.</p>
<p>Eligible survivors include a <span class="nobr">widow(er)</span>; a son younger than age&nbsp;19 (age&nbsp;21 in the Hijri calendar; age&nbsp;24 (age&nbsp;26 in the Hijri calendar) if a <span class="nobr">full-time</span> student; no limit if unable to engage in any occupation); an unmarried daughter; dependent brothers, sisters, parents, grandparents, and grandchildren in certain circumstances; and an <span class="nobr">ex-wife</span> (according to Islamic law).</p>
<p>The pension for a female survivor ceases on marriage but may be reinstated if she is subsequently divorced or widowed.</p>
<p><span class="h4">Marriage grant:</span> A lump sum of 18&nbsp;times the individual monthly survivor pension is paid upon marriage to a widow or an eligible daughter, sister, or granddaughter.</p>
<p><span class="h4">Death grant:</span> A lump sum of three months of the permanent disability pension the deceased received or was entitled to receive is split equally among eligible survivors.</p>
<p>The maximum death grant is 10,000&nbsp;riyals.</p>
<h3>Administrative Organization</h3>
<p>General Organization for Social Insurance (<a href="http://www.gosi.gov.sa/">http://www.gosi.gov.sa/</a>) administers the program through district offices.</p>
<h2>Unemployment</h2>
<h3>Regulatory Framework</h3>
<p><span class="h4">First and current law:</span> 2014 (unemployment insurance).</p>
<h3>Coverage</h3>
<p>Private-sector employees and some categories of public-sector employees.</p>
<p>Exclusions: Agricultural workers, fishermen, household workers, family labor, foreign nationals, and self-employed persons. Excluded workers may be covered under certain conditions.</p>
<h3>Source of Funds</h3>
<p><span class="h4">Insured person:</span> 1% of monthly earnings.</p>
<p><span class="h4">Self-employed persons:</span> Not applicable.</p>
<p><span class="h4">Employer:</span> 1% of payroll.</p>
<p><span class="h4">Government:</span> Any actuarial deficit.</p>
<h3>Qualifying Conditions</h3>
<p>Must be younger than age&nbsp;58 (age&nbsp;60 in the Hijri calendar) and have at least 12&nbsp;months of contributions in the 36&nbsp;months before the first claim; at least 18&nbsp;months in the 36&nbsp;months preceding the second claim; at least 24&nbsp;months in the 36&nbsp;months before the third claim; and at least 36&nbsp;months in the 48&nbsp;months before the fourth and subsequent claims.</p>
<p>Must be registered with a human resources development fund in the Ministry of Labor, be capable of and available for work, and have no other sources of income. Unemployment must not be due to voluntary leaving, misconduct, or the refusal of a suitable job offer.</p>
<h3>Unemployment Benefits</h3>
<p>60% of the insured's average monthly contributory wage is paid during the first three months of unemployment; 50% thereafter. The benefit is paid for up to 12&nbsp;months.</p>
<p>The minimum monthly benefit is 2,000&nbsp;riyals or 100% of the insured's average monthly contributory wage, whichever is less.</p>
<p>The maximum monthly benefit is 9,000&nbsp;riyals for the first three months and 7,500&nbsp;riyals thereafter.</p>
<h3>Administrative Organization</h3>
<p>General Organization for Social Insurance (<a href="http://www.gosi.gov.sa/">http://www.gosi.gov.sa/</a>) administers the program through district offices.</p>
<p>Human Resources Development Fund (<a href="https://www.hrdf.org.sa/">https://www.hrdf.org.sa/</a>) provides employment and training for unemployed workers.</p>
</div>
</article>
</article>
<nav>
<div class="docNav"><a class="previous" href="samoa.html">Previous: Samoa</a>&nbsp;<a class="toTop" href="#hLogo">Top of page</a>&nbsp;<a class="toTOC" href="index.html#fileList">Table of contents</a>&nbsp;<a class="next" href="singapore.html">Next: Singapore</a></div>
</nav>
<footer><div id="footer">
<div class="important-info"><h4>Important Information:</h4>
<ul><li><a href="/agency/">About Us</a></li>
<li><a href="/accessibility/">Accessibility</a></li>
<li><a href="/foia/">FOIA</a></li>
<li><a href="/open/">Open Government</a></li>
<li><a href="/agency/glossary/">Glossary</a></li>
<li><a href="/privacy/">Privacy</a></li>
<li><a href="https://oig.ssa.gov/report/">Report Fraud, Waste or Abuse</a></li>
<li><a href="/agency/websitepolicies.html">Website Policies</a></li></ul>
</div>
<p class="align-center margin-top">This website is produced and published at U.S. taxpayer expense.</p>
</div></footer>
<!-- SSA INTERNET BODY SCRIPTS -->
<script src="/policy/js/rspa.doc.js"></script>
<script src="/policy/js/rspa-shared.js"></script>
<script src="/framework/js/ssa.internet.body.js"></script>
</body></html>