212 lines
No EOL
28 KiB
HTML
212 lines
No EOL
28 KiB
HTML
<!doctype html>
|
|
<html lang="en" class="no-js">
|
|
<head>
|
|
<meta charset="UTF-8" />
|
|
<meta http-equiv="X-UA-Compatible" content="IE=edge,chrome=1" />
|
|
<meta name="viewport" content="width=device-width, initial-scale=1" />
|
|
<meta name="robots" content="noindex">
|
|
<title>Social Security Programs Throughout the World: The Americas, 2015 - El Salvador</title>
|
|
<meta name="DCTERMS:dateCreated" content="2016-03" />
|
|
<meta name="DCTERMS:contentOffice" content="ORDP:ORES" />
|
|
<meta name="DCTERMS:contentOwner" content="publications@ssa.gov" />
|
|
<meta name="DCTERMS:coderOffice" content="ORDP:ORES:OD" />
|
|
<meta name="DCTERMS:coder" content="op.webmaster@ssa.gov" />
|
|
<meta name="DCTERMS:dateCertified" content="2025-01-01" />
|
|
<meta name="description" content="Social Security Administration Research, Statistics, and Policy Analysis" />
|
|
<meta property="og:site_name" content="Social Security Administration Research, Statistics, and Policy Analysis"/>
|
|
<link rel="stylesheet" href="/policy/styles/doc.css" />
|
|
<link rel="stylesheet" href="/policy/styles/global.css" />
|
|
<!-- SSA INTERNET HEAD SCRIPTS -->
|
|
<script src="https://code.jquery.com/jquery-3.7.1.min.js" integrity="sha256-/JqT3SQfawRcv/BIHPThkBvs0OEvtFFmqPF/lYI/Cxo=" crossorigin="anonymous"></script>
|
|
<script src="/framework/js/ssa.internet.head.js"></script>
|
|
|
|
<script>(window.BOOMR_mq=window.BOOMR_mq||[]).push(["addVar",{"rua.upush":"false","rua.cpush":"false","rua.upre":"false","rua.cpre":"false","rua.uprl":"false","rua.cprl":"false","rua.cprf":"false","rua.trans":"SJ-3a3bb884-f513-47e3-a86c-84bab05e21dc","rua.cook":"true","rua.ims":"false","rua.ufprl":"false","rua.cfprl":"false","rua.isuxp":"false","rua.texp":"norulematch","rua.ceh":"false","rua.ueh":"false","rua.ieh.st":"0"}]);</script>
|
|
<script>!function(e){var n="https://s.go-mpulse.net/boomerang/";if("False"=="True")e.BOOMR_config=e.BOOMR_config||{},e.BOOMR_config.PageParams=e.BOOMR_config.PageParams||{},e.BOOMR_config.PageParams.pci=!0,n="https://s2.go-mpulse.net/boomerang/";if(window.BOOMR_API_key="LERZW-HECFS-R8H4E-23UQ7-ERMQB",function(){function e(){if(!o){var e=document.createElement("script");e.id="boomr-scr-as",e.src=window.BOOMR.url,e.async=!0,i.parentNode.appendChild(e),o=!0}}function t(e){o=!0;var n,t,a,r,d=document,O=window;if(window.BOOMR.snippetMethod=e?"if":"i",t=function(e,n){var t=d.createElement("script");t.id=n||"boomr-if-as",t.src=window.BOOMR.url,BOOMR_lstart=(new Date).getTime(),e=e||d.body,e.appendChild(t)},!window.addEventListener&&window.attachEvent&&navigator.userAgent.match(/MSIE [67]\./))return window.BOOMR.snippetMethod="s",void t(i.parentNode,"boomr-async");a=document.createElement("IFRAME"),a.src="about:blank",a.title="",a.role="presentation",a.loading="eager",r=(a.frameElement||a).style,r.width=0,r.height=0,r.border=0,r.display="none",i.parentNode.appendChild(a);try{O=a.contentWindow,d=O.document.open()}catch(_){n=document.domain,a.src="javascript:var d=document.open();d.domain='"+n+"';void(0);",O=a.contentWindow,d=O.document.open()}if(n)d._boomrl=function(){this.domain=n,t()},d.write("<bo"+"dy onload='document._boomrl();'>");else if(O._boomrl=function(){t()},O.addEventListener)O.addEventListener("load",O._boomrl,!1);else if(O.attachEvent)O.attachEvent("onload",O._boomrl);d.close()}function a(e){window.BOOMR_onload=e&&e.timeStamp||(new Date).getTime()}if(!window.BOOMR||!window.BOOMR.version&&!window.BOOMR.snippetExecuted){window.BOOMR=window.BOOMR||{},window.BOOMR.snippetStart=(new Date).getTime(),window.BOOMR.snippetExecuted=!0,window.BOOMR.snippetVersion=12,window.BOOMR.url=n+"LERZW-HECFS-R8H4E-23UQ7-ERMQB";var i=document.currentScript||document.getElementsByTagName("script")[0],o=!1,r=document.createElement("link");if(r.relList&&"function"==typeof r.relList.supports&&r.relList.supports("preload")&&"as"in r)window.BOOMR.snippetMethod="p",r.href=window.BOOMR.url,r.rel="preload",r.as="script",r.addEventListener("load",e),r.addEventListener("error",function(){t(!0)}),setTimeout(function(){if(!o)t(!0)},3e3),BOOMR_lstart=(new Date).getTime(),i.parentNode.appendChild(r);else t(!1);if(window.addEventListener)window.addEventListener("load",a,!1);else if(window.attachEvent)window.attachEvent("onload",a)}}(),"".length>0)if(e&&"performance"in e&&e.performance&&"function"==typeof e.performance.setResourceTimingBufferSize)e.performance.setResourceTimingBufferSize();!function(){if(BOOMR=e.BOOMR||{},BOOMR.plugins=BOOMR.plugins||{},!BOOMR.plugins.AK){var n="false"=="true"?1:0,t="cookiepresent",a="eyd7g6aaiaaamjqacqdfqaaaabt3mouf-f-310c5b92d-clienttons-s.akamaihd.net",i="false"=="true"?2:1,o={"ak.v":"39","ak.cp":"1204614","ak.ai":parseInt("728289",10),"ak.ol":"0","ak.cr":3,"ak.ipv":6,"ak.proto":"h2","ak.rid":"95525f3","ak.r":19138,"ak.a2":n,"ak.m":"dsca","ak.n":"essl","ak.bpcip":"2607:f378:40:6::","ak.cport":40604,"ak.gh":"23.60.168.61","ak.quicv":"","ak.tlsv":"tls1.3","ak.0rtt":"","ak.0rtt.ed":"","ak.csrc":"-","ak.acc":"","ak.t":"1739995781","ak.ak":"hOBiQwZUYzCg5VSAfCLimQ==m9TWGs1jLol+6hJtBBXn2ZQxxnkEEnqrR8s7pgGHJk9wYMfwPStCNgWsxEDh681eVp6siT3Ct5jmDl1L9Bic1xNdMZW5XWdMHQn/O28w7bFDQcv7EpUpLy+JWEZzJ5Tk5zWV/qamKcgTZPR2OaMB6XW0el8tNMYorPjZugkY4jjawK13tpzl9tUgwC9BzRHRsT62nnzDhGJhYF/HQXVuDyH6055VG7mJV4BKG+b06uAHW9BQVYhYvAtlTktX9W26r50Lasar2RdJhHHvYMUC+NOv4UyDXJM4HEXgTZtNf61PloT/VV2Tn3dDICQPrncMhou3SRaUm1Z0h6FdMTLCa2JSksz4myQ1UKuDR9HySXwf8nhTR2N7Z9Q2R1CFMjxXc6wbP+Qr5WjpYrg/ltMHftSRrXmMl3zjluzHy8JBhGo=","ak.pv":"98","ak.dpoabenc":"","ak.tf":i};if(""!==t)o["ak.ruds"]=t;var r={i:!1,av:function(n){var t="http.initiator";if(n&&(!n[t]||"spa_hard"===n[t]))o["ak.feo"]=void 0!==e.aFeoApplied?1:0,BOOMR.addVar(o)},rv:function(){var e=["ak.bpcip","ak.cport","ak.cr","ak.csrc","ak.gh","ak.ipv","ak.m","ak.n","ak.ol","ak.proto","ak.quicv","ak.tlsv","ak.0rtt","ak.0rtt.ed","ak.r","ak.acc","ak.t","ak.tf"];BOOMR.removeVar(e)}};BOOMR.plugins.AK={akVars:o,akDNSPreFetchDomain:a,init:function(){if(!r.i){var e=BOOMR.subscribe;e("before_beacon",r.av,null,null),e("onbeacon",r.rv,null,null),r.i=!0}return this},is_complete:function(){return!0}}}}()}(window);</script></head>
|
|
|
|
<body class="ssptw">
|
|
<article>
|
|
<header>
|
|
<div id="hLogo"><a class="navLogo" href="/policy/index.html">Social Security</a><a class="navSearch" href="https://search.ssa.gov/search?affiliate=ssa">SEARCH</a></div>
|
|
<div id="hRedBar">
|
|
<div id="hDocInfo">
|
|
<h1>Social Security Programs Throughout the World: The Americas, 2015</h1>
|
|
</div>
|
|
</div>
|
|
</header>
|
|
<nav>
|
|
<div id="breadcrumbs" itemscope itemtype="http://schema.org/BreadcrumbList">You are here: <span itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a href="/" itemprop="item"><span itemprop="name">Social Security Administration</span></a><meta itemprop="position" content="1" /></span> > <span itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a href="/policy/index.html" itemprop="item"><span itemprop="name">Research, Statistics & Policy Analysis</span></a><meta itemprop="position" content="2" /></span> > <span itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a href="index.html" itemprop="item"><span itemprop="name">Social Security Programs Throughout the World: The Americas, 2015</span></a><meta itemprop="position" content="3" /></span></div>
|
|
<div id="rspaUtil"><ul><li id="mail"><a class="js-ga-event" href="#" rel="nofollow" data-event="outbound-link" data-event-action="click" data-event-label="email-this">Email</a></li><li id="print"><a href="#" rel="nofollow">Save/Print</a></li></ul></div>
|
|
</nav>
|
|
<div class="innards">
|
|
<h1>El Salvador</h1>
|
|
<div class="exchangeRate">Exchange rate: Currency is the <abbr class="spell">US</abbr> dollar ($).</div>
|
|
<h2>Old Age, Disability, and Survivors</h2>
|
|
<h3>Regulatory Framework</h3>
|
|
<p><span class="h4">First laws:</span> 1953 and 1969.</p>
|
|
<p><span class="h4">Current laws:</span> 1996 (individual account), implemented in 1998; 1996 (pension supervision), implemented in 1998; and 2014 (social protection).</p>
|
|
<p><span class="h4">Type of program:</span> Mandatory individual account and social assistance system.</p>
|
|
<p>Note: Insured persons who were older than age 55 (men) or age 50 (women) in 1998 and workers older than age 36 in 1998 who did not opt for the individual account system are covered under the old social insurance system. The government subsidizes the <span class="nobr">pay-as-you-go</span> system and finances an indexed bond for account holders who made contributions to the old social insurance system. The bond is the insured's contributions to the old social insurance system plus interest.</p>
|
|
<h3>Coverage</h3>
|
|
<p><span class="h4">Mandatory individual account:</span> Public- and private-sector employees.</p>
|
|
<p>Voluntary coverage for self-employed persons, owners of small enterprises, and citizens of El Salvador residing abroad.</p>
|
|
<p><span class="h4">Social assistance:</span> Residents of municipalities designated as poor.</p>
|
|
<h3>Source of Funds</h3>
|
|
<p><span class="h4">Insured person</span></p>
|
|
<p><span class="h5">Mandatory individual account:</span> 6.25% of covered earnings.</p>
|
|
<p>The minimum earnings used to calculate contributions are the legal monthly minimum wage.</p>
|
|
<p>The legal monthly minimum wage ranges from <abbr class="spell">US</abbr>$98.70 to <abbr class="spell">US</abbr>$251.70, depending on the economic sector.</p>
|
|
<p>The maximum earnings used to calculate contributions are <abbr class="spell">US</abbr>$5,467.38.</p>
|
|
<p><span class="h5">Social assistance:</span> None.</p>
|
|
<p><span class="h4">Self-employed person</span></p>
|
|
<p><span class="h5">Mandatory individual account:</span> 13% of declared covered earnings for the <span class="nobr">old-age</span> pension plus up to 2.7% of declared covered earnings for disability and survivor insurance and for administrative fees.</p>
|
|
<p>The minimum earnings used to calculate contributions are the legal monthly minimum wage.</p>
|
|
<p>The legal monthly minimum wage ranges from <abbr class="spell">US</abbr>$98.70 to <abbr class="spell">US</abbr>$251.70, depending on the economic sector.</p>
|
|
<p>The maximum earnings used to calculate contributions are <abbr class="spell">US</abbr>$5,467.38.</p>
|
|
<p><span class="h5">Social assistance:</span> None.</p>
|
|
<p><span class="h4">Employer</span></p>
|
|
<p><span class="h5">Mandatory individual account:</span> 4.55% of covered payroll for the <span class="nobr">old-age</span> pension plus up to 2.7% of covered payroll for disability and survivor insurance and for administrative fees.</p>
|
|
<p>The minimum earnings used to calculate contributions are the legal monthly minimum wage.</p>
|
|
<p>The legal monthly minimum wage ranges from <abbr class="spell">US</abbr>$98.70 to <abbr class="spell">US</abbr>$251.70, depending on the economic sector.</p>
|
|
<p>The maximum earnings used to calculate contributions are <abbr class="spell">US</abbr>$5,467.38.</p>
|
|
<p><span class="h5">Social assistance:</span> None.</p>
|
|
<p><span class="h4">Government</span></p>
|
|
<p><span class="h5">Mandatory individual account:</span> The total cost of the guaranteed minimum pension.</p>
|
|
<p><span class="h5">Social assistance:</span> The total cost.</p>
|
|
<h3>Qualifying Conditions</h3>
|
|
<p><span class="h4">Old-age pension (mandatory individual account):</span> Age 60 (men) or age 55 (women) with at least 25 years of contributions.</p>
|
|
<p>Early pension: At any age if the individual account balance is sufficient to provide a pension of at least 60% of the base salary or 160% of the minimum monthly pension.</p>
|
|
<p>The base salary is the insured's average earnings in the last 120 months.</p>
|
|
<p>The minimum monthly <span class="nobr">old-age</span> pension is <abbr class="spell">US</abbr>$207.60.</p>
|
|
<p>Guaranteed minimum <span class="nobr">old-age</span> pension: Age 60 (men) or age 55 (women) with at least 25 years of contributions. Paid if the individual account balance is insufficient to provide the minimum pension set by law.</p>
|
|
<p><span class="h4">Universal basic <span class="nobr">old-age</span> pension (social assistance):</span> Age 70 and not receiving any other pension. Must be assessed as needy and must not have contributed to social security during his or her working life.</p>
|
|
<p><span class="h4">Disability pension (mandatory individual account):</span> The insured was actively contributing to an individual account before the disability began or had at least six months of contributions in the 12 months before the disability began; unemployed persons whose disability began in the <span class="nobr">12-month</span> period following the last contribution and had at least six months of contributions in the 12 months before the last contribution.</p>
|
|
<p>If none of the qualifying conditions is met, the individual account balance is paid.</p>
|
|
<p>The Disability Commission assesses the degree of loss in working capacity.</p>
|
|
<p>Guaranteed minimum disability pension: The insured had at least 10 years of contributions; at least three years of contributions in the five years before the disability began if the disability is the result of a disease; at least six months of contributions in the 12 months before the disability began if the disability is the result of an accident and the insured was actively contributing to an individual account before the disability began. Paid if the individual account balance is insufficient to provide the minimum pension set by law.</p>
|
|
<p>The minimum monthly pension for an total disability (assessed degree of disability of at least 66%) is <abbr class="spell">US</abbr>$207.60; <abbr class="spell">US</abbr>$145.32 a month for a partial disability (assessed degree of disability of 50% to 65%).</p>
|
|
<p><span class="h4">Survivor pension (mandatory individual account):</span> The insured was actively contributing to an individual account at the time of death and had at least six months of contributions in the 12 months before death; unemployed persons who died in the <span class="nobr">12-month</span> period following the last contribution and had at least six months of contributions in the 12 months before the last contribution.</p>
|
|
<p>Eligible survivors include the <span class="nobr">widow(er)</span> or cohabiting partner, children younger than age 18 (age 24 if a student, no limit if disabled), and dependent parents.</p>
|
|
<p>Guaranteed minimum survivor pension: The deceased had at least 10 years of contributions; at least three years of contributions in the five years before the death if the death is the result of a disease; at least six months of contributions in the 12 months before the death if the death is the result of an accident and the insured was actively contributing to an individual account. Paid if the individual account balance is insufficient to provide the minimum pension set by law.</p>
|
|
<p>The minimum monthly survivor pension is <abbr class="spell">US</abbr>$207.60.</p>
|
|
<h3>Old-Age Benefits</h3>
|
|
<p><span class="h4">Old-age pension (mandatory individual account):</span> The insured has three different options: make programmed withdrawals; purchase an annuity from a private insurance company; or a combination of both options. (For workers who opted to switch from the old social insurance system to the individual account system in 1998, the value of accrued rights under the old system is combined with the individual account balance at retirement.)</p>
|
|
<p>Guaranteed minimum <span class="nobr">old-age</span> pension: The difference between the individual account balance and the minimum pension set by law is paid.</p>
|
|
<p>The minimum monthly <span class="nobr">old-age</span> pension is <abbr class="spell">US</abbr>$207.60.</p>
|
|
<p><span class="h4">Universal basic <span class="nobr">old-age</span> pension (social assistance):</span> $50 a month is paid.</p>
|
|
<h3>Permanent Disability Benefits</h3>
|
|
<p><span class="h4">Disability pension:</span> For a total disability, 70% of the base salary is paid.</p>
|
|
<p>Partial disability: 50% of the base salary is paid.</p>
|
|
<p>The base salary is the insured's average earnings in the last 120 months.</p>
|
|
<p>Guaranteed minimum disability pension: The difference between the individual account balance and the minimum pension set by law is paid.</p>
|
|
<p>The minimum monthly disability pension for a total disability is <abbr class="spell">US</abbr>$207.60; <abbr class="spell">US</abbr>$145.32 for a partial disability.</p>
|
|
<p>The minimum <span class="nobr">old-age</span> pension replaces the minimum disability pension at the normal retirement age.</p>
|
|
<h3>Survivor Benefits</h3>
|
|
<p><span class="h4">Spouse's pension:</span> 50% of the <span class="nobr">old-age</span> or disability pension the deceased received or was entitled to receive is paid to a <span class="nobr">widow(er)</span> or cohabiting partner with children (if there is no <span class="nobr">widow(er)</span> or cohabiting partner, the pension is paid to orphans); 60% if there is no eligible orphan.</p>
|
|
<p><span class="h4">Orphan's pension:</span> 25% of the <span class="nobr">old-age</span> or disability pension the deceased received or was entitled to receive is paid to each orphan.</p>
|
|
<p><span class="h4">Parent's pension:</span> 20% of the <span class="nobr">old-age</span> or disability pension the deceased received or was entitled to receive is paid to each dependent parent; 30% if there is only one surviving parent. If there is no eligible <span class="nobr">widow(er)</span> or partner, 40% is paid to each parent; 80% if there is only one surviving parent.</p>
|
|
<p>Guaranteed minimum survivor pension: The difference between the individual account balance and the minimum pension set by law is paid.</p>
|
|
<p>The minimum monthly survivor pension is <abbr class="spell">US</abbr>$207.60.</p>
|
|
<p>All survivor benefits combined must not exceed 100% of the <span class="nobr">old-age</span> pension the deceased received or was entitled to receive.</p>
|
|
<h3>Administrative Organization</h3>
|
|
<p>Superintendent of Financial System (<a href="https://ssf.gob.sv/">http://www.ssf.gob.sv/</a>) provides general supervision.</p>
|
|
<p>Individual pension fund management companies (<abbr class="spell">AFP</abbr>s) administer individual accounts.</p>
|
|
<p>Social Investment Fund for Local Development (FISDL, http://www.fisdl.gob.sv/) administers the universal basic <span class="nobr">old-age</span> pension.</p>
|
|
<h2>Sickness and Maternity</h2>
|
|
<h3>Regulatory Framework</h3>
|
|
<p><span class="h4">First law:</span> 1949.</p>
|
|
<p><span class="h4">Current laws:</span> 1953 (social security), 1996 (social insurance), and 2007 (for teachers and professors).</p>
|
|
<p><span class="h4">Type of program:</span> Social insurance system.</p>
|
|
<h3>Coverage</h3>
|
|
<p>Employed and self-employed persons in industry and commerce, household workers, and pensioners.</p>
|
|
<p>Exclusions: Agricultural and casual workers.</p>
|
|
<h3>Source of Funds</h3>
|
|
<p><span class="h4">Insured person:</span> 3% of covered earnings. Pensioners contribute 7.8% of the <span class="nobr">old-age,</span> disability, or survivor pension; or 6% of the work injury disability or survivor pension.</p>
|
|
<p>The minimum earnings used to calculate contributions are the legal monthly minimum wage.</p>
|
|
<p>The legal monthly minimum wage ranges from <abbr class="spell">US</abbr>$98.70 to <abbr class="spell">US</abbr>$251.70, depending on the sector.</p>
|
|
<p>The maximum earnings used to calculate contributions are <abbr class="spell">US</abbr>$687.</p>
|
|
<p>The insured person's contributions also finance work injury benefits.</p>
|
|
<p><span class="h4">Self-employed person:</span> 10.5% of declared income.</p>
|
|
<p>The minimum earnings used to calculate contributions are the legal monthly minimum wage.</p>
|
|
<p>The legal monthly minimum wage ranges from <abbr class="spell">US</abbr>$98.70 to <abbr class="spell">US</abbr>$251.70, depending on the sector.</p>
|
|
<p>The maximum earnings used to calculate contributions are <abbr class="spell">US</abbr>$687.</p>
|
|
<p>The self-employed person's contributions also finance work injury benefits.</p>
|
|
<p><span class="h4">Employer:</span> 7.5% of covered payroll.</p>
|
|
<p>The minimum earnings used to calculate contributions are the legal monthly minimum wage.</p>
|
|
<p>The legal monthly minimum wage ranges from <abbr class="spell">US</abbr>$98.70 to <abbr class="spell">US</abbr>$251.70, depending on the sector.</p>
|
|
<p>The maximum earnings used to calculate contributions are <abbr class="spell">US</abbr>$687.</p>
|
|
<p>The employer's contributions also finance work injury benefits.</p>
|
|
<p><span class="h4">Government:</span> An annual subsidy.</p>
|
|
<h3>Qualifying Conditions</h3>
|
|
<p><span class="h4">Cash sickness benefits:</span> Must be currently employed. There is no minimum qualifying period.</p>
|
|
<p><span class="h4">Cash maternity benefits:</span> Must have at least 12 weeks of contributions in the 12 months before the expected date of childbirth.</p>
|
|
<p><span class="h4">Medical benefits:</span> There is no minimum qualifying period if the insured is currently employed. Unemployed persons must have at least eight weeks of contributions in the last three months.</p>
|
|
<h3>Sickness and Maternity Benefits</h3>
|
|
<p><span class="h4">Sickness benefit:</span> 75% of the insured's average monthly earnings is paid after a three-day waiting period for up to 26 weeks for the same incapacity; may be extended for an additional 26 weeks. The benefit is paid daily.</p>
|
|
<p><span class="h4">Maternity benefit:</span> 100% of the insured's average earnings is paid daily for up to 12 weeks; other benefits include milk (with a medical prescription) and a layette.</p>
|
|
<h3>Workers' Medical Benefits</h3>
|
|
<p>Benefits include complete medical and maternity care, hospitalization, medicine, auxiliary services for diagnosis and treatment, and dental care (except for cosmetic reasons). Unemployed persons receive medical benefits for up to a year.</p>
|
|
<h3>Dependents' Medical Benefits</h3>
|
|
<p>The insured's wife receives maternity care (including a breastfeeding grant and layette) and medical and dental benefits. Children up to age 12 receive basic medical care.</p>
|
|
<h3>Administrative Organization</h3>
|
|
<p>Social Insurance Institute (<a href="https://www.isss.gob.sv">http://www.isss.gob.sv</a>), supervised by a board of directors, administers the program.</p>
|
|
<p>Social Insurance Institute operates its own clinics and hospitals.</p>
|
|
<h2>Work Injury</h2>
|
|
<h3>Regulatory Framework</h3>
|
|
<p><span class="h4">First law:</span> 1949.</p>
|
|
<p><span class="h4">Current laws:</span> 1953 (social security), 1996 (social insurance), and 2012 (occupational risks).</p>
|
|
<p><span class="h4">Type of program:</span> Social insurance system.</p>
|
|
<h3>Coverage</h3>
|
|
<p>Public- and private-sector employees, self-employed persons in industry and commerce, and household workers.</p>
|
|
<p>Exclusions: Casual and rural workers.</p>
|
|
<h3>Source of Funds</h3>
|
|
<p><span class="h4">Insured person:</span> See source of funds under Sickness and Maternity.</p>
|
|
<p><span class="h4">Self-employed person:</span> See source of funds under Sickness and Maternity.</p>
|
|
<p><span class="h4">Employer:</span> See source of funds under Sickness and Maternity.</p>
|
|
<p><span class="h4">Government:</span> An annual subsidy.</p>
|
|
<h3>Qualifying Conditions</h3>
|
|
<p><span class="h4">Work injury benefits:</span> There is no minimum qualifying period.</p>
|
|
<h3>Temporary Disability Benefits</h3>
|
|
<p>75% of the insured's average monthly earnings in the first three of the last four months is paid from the day after the disability began for up to 52 weeks.</p>
|
|
<h3>Permanent Disability Benefits</h3>
|
|
<p><span class="h4">Permanent disability pension:</span> For an assessed degree of disability of more than 66%, 70% of the insured's average monthly earnings in the last year is paid.</p>
|
|
<p>The minimum monthly permanent disability pension is <abbr class="spell">US</abbr>$119.70.</p>
|
|
<p>Constant-attendance supplement: Up to 50% of the pension is paid if the insured requires the constant attendance of others to perform daily functions.</p>
|
|
<p>Partial disability: For an assessed degree of disability of 35% to 66%, a percentage of the full pension is paid according to the assessed degree of disability. For an assessed degree of disability of 20% to 34%, the benefit is double the amount of the permanent disability pension based on the assessed degree of disability and is paid for up to three years.</p>
|
|
<h3>Workers' Medical Benefits</h3>
|
|
<p>Benefits include complete medical and maternity care, hospitalization, medicine, auxiliary services for diagnosis and treatment, and dental care (except for cosmetic reasons).</p>
|
|
<h3>Survivor Benefits</h3>
|
|
<p><span class="h4">Spouse's pension:</span> 60% of the permanent disability pension the deceased received or was entitled to receive is paid to a spouse.</p>
|
|
<p><span class="h4">Orphan's pension:</span> 30% of the permanent disability pension the deceased received or was entitled to receive is paid for each child.</p>
|
|
<p>All survivor benefits combined must not exceed 100% of the permanent disability pension the deceased received or was entitled to receive.</p>
|
|
<p><span class="h4">Funeral grant:</span> A lump sum of twice the deceased's average monthly salary (used to calculate contributions) in the two years before death is paid.</p>
|
|
<h3>Administrative Organization</h3>
|
|
<p>Social Insurance Institute (<a href="https://www.isss.gob.sv">http://www.isss.gob.sv</a>), supervised by a board of directors, administers the program.</p>
|
|
<p>Social Insurance Institute operates its own clinics and hospitals.</p>
|
|
<h2>Unemployment</h2>
|
|
<h3>Regulatory Framework</h3>
|
|
<p>Labor law (1972) requires employers to provide severance pay in cases of unfair dismissal to employees with permanent contracts. The benefit is 30 days' pay for each continuous year of service. The benefit is reduced proportionately for fractions of a year.</p>
|
|
<p>The minimum severance benefit is 15 days' pay.</p>
|
|
<p>The maximum severance benefit is four times the legal minimum wage.</p>
|
|
<p>The legal monthly minimum wage ranges from <abbr class="spell">US</abbr>$98.70 to <abbr class="spell">US</abbr>$251.70, depending on the sector.</p>
|
|
</div>
|
|
</article><nav>
|
|
<div class="docNav"><a class="previous" href="ecuador.html">Previous: Ecuador</a> <a class="toTop" href="#hLogo">Top of page</a> <a class="toTOC" href="index.html#fileList">Table of contents</a> <a class="next" href="grenada.html">Next: Grenada</a></div>
|
|
</nav>
|
|
<footer><div id="footer">
|
|
<div class="important-info"><h4>Important Information:</h4>
|
|
<ul><li><a href="/agency/">About Us</a></li>
|
|
<li><a href="/accessibility/">Accessibility</a></li>
|
|
<li><a href="/foia/">FOIA</a></li>
|
|
<li><a href="/open/">Open Government</a></li>
|
|
<li><a href="/agency/glossary/">Glossary</a></li>
|
|
<li><a href="/privacy/">Privacy</a></li>
|
|
<li><a href="https://oig.ssa.gov/report/">Report Fraud, Waste or Abuse</a></li>
|
|
<li><a href="/agency/websitepolicies.html">Website Policies</a></li></ul>
|
|
</div>
|
|
<p class="align-center margin-top">This website is produced and published at U.S. taxpayer expense.</p>
|
|
</div></footer>
|
|
<!-- SSA INTERNET BODY SCRIPTS -->
|
|
<script src="/policy/js/rspa.doc.js"></script>
|
|
<script src="/policy/js/rspa-shared.js"></script>
|
|
<script src="/framework/js/ssa.internet.body.js"></script>
|
|
</body></html> |