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<h1>Fast Facts&nbsp;&amp; Figures About Social Security, 2008</h1>
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<div id="breadcrumbs" itemscope itemtype="http://schema.org/BreadcrumbList">You are here: <span itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a href="/" itemprop="item"><span itemprop="name">Social Security Administration</span></a><meta itemprop="position" content="1" /></span> &gt; <span itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a href="/policy/index.html" itemprop="item"><span itemprop="name">Research, Statistics &amp; Policy Analysis</span></a><meta itemprop="position" content="2" /></span> &gt; <span itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a href="index.html" itemprop="item"><span itemprop="name">Fast Facts&nbsp;&amp; Figures About Social Security, 2008</span></a><meta itemprop="position" content="3" /></span></div>
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<h2>Contents</h2>
<ul class="ninetypercent">
<li><a href="#highlights">Did You Know That...</a></li>
<li><a href="#abbreviations">Abbreviations</a></li>
<li><a href="#generalinfo">General Information, 2008</a></li>
<li><a href="#agedpop">Income of the Aged Population</a>
<ul>
<li>Size of Income</li>
<li>Receipt of Income</li>
<li>Shares of Aggregate Income</li>
<li>Relative Importance of Social Security</li>
<li>Poverty Status Based on Family Income</li>
</ul>
</li>
<li><a href="#oasdi">Old-Age, Survivors, and Disability Insurance Program</a>
<ul>
<li>Earnings in Covered Employment</li>
<li>Insured Status</li>
<li>Insured Status, by Sex</li>
<li>New Benefit Awards</li>
<li>New Awards to Workers</li>
<li>Beneficiaries in Current-Payment Status</li>
<li>Average Benefit Amounts</li>
<li>Beneficiaries, by Age</li>
<li>Disabled and Retired Workers, by Age</li>
<li>Beneficiaries, by Sex</li>
<li>Average Monthly Benefit, by Sex</li>
<li>Women Beneficiaries</li>
<li>Women with Dual Entitlement</li>
</ul>
</li>
<li><a href="#ssi">Supplemental Security Income Program</a>
<ul>
<li>Number of Recipients</li>
<li>Payment Amounts, by Age</li>
<li>Federally Administered Payments</li>
<li>Basis for Eligibility and Age of Recipients</li>
<li>Percentage Distribution of Recipients, by Age</li>
<li>Recipients, by Sex and Age</li>
<li>Other Income</li>
</ul>
</li>
<li><a href="#oasdiandssi"><abbr class="spell">OASDI</abbr>, <abbr class="spell">SSI</abbr>, or Both</a>
<ul>
<li>All Beneficiaries</li>
<li>Beneficiaries Aged&nbsp;65 or Older</li>
<li>Disabled Beneficiaries Aged&nbsp;<span class="nobr">18&ndash;64</span></li>
</ul>
</li>
<li><a href="#children">Children</a>
<ul>
<li><abbr class="spell">OASDI</abbr> Beneficiaries</li>
<li><abbr class="spell">SSI</abbr> Recipients</li>
</ul>
</li>
<li><a href="#financing">Social Security Financing</a>
<ul>
<li>How Social Security Is Financed</li>
<li>Social Security's Demographic Challenge</li>
<li>The Long-Run Financial Outlook</li>
</ul>
</li>
</ul>
</nav>
<h2 id="highlights">Did You Know That...</h2>
<ul>
<li><abbr class="spell">SSA</abbr> paid benefits to about 54.7&nbsp;million people in 2007</li>
<li>Social Security provided at least half the income for 64&nbsp;percent of the aged in 2006</li>
<li>Social Security benefits were awarded to about 4.7&nbsp;million people in 2007</li>
<li>Women accounted for 56&nbsp;percent of adult Social Security beneficiaries in 2007</li>
<li>The average age of disabled-worker beneficiaries was 52.4 in 2007</li>
<li>Eighty-four percent of <abbr class="spell">SSI</abbr> recipients received payments because of disability or blindness in 2007</li>
</ul>
<h2 id="abbreviations">Abbreviations</h2>
<dl>
<dt><abbr class="spell">AIME</abbr></dt>
<dd>average indexed monthly earnings</dd>
<dt><abbr class="spell">DI</abbr></dt>
<dd>Disability Insurance</dd>
<dt><abbr class="spell">FICA</abbr></dt>
<dd>Federal Insurance Contributions Act</dd>
<dt><abbr class="spell">FRA</abbr></dt>
<dd>full retirement age</dd>
<dt><abbr class="spell">HI</abbr></dt>
<dd>Hospital Insurance</dd>
<dt><abbr class="spell">OASDI</abbr></dt>
<dd>Old-Age, Survivors, and Disability Insurance</dd>
<dt><abbr class="spell">OASI</abbr></dt>
<dd>Old-Age and Survivors Insurance</dd>
<dt><abbr class="spell">PIA</abbr></dt>
<dd>primary insurance amount</dd>
<dt><abbr class="spell">SECA</abbr></dt>
<dd>Self-Employment Contributions Act</dd>
<dt><abbr class="spell">SSA</abbr></dt>
<dd>Social Security Administration</dd>
<dt><abbr class="spell">SSI</abbr></dt>
<dd>Supplemental Security Income</dd>
</dl>
<h2 id="generalinfo">General Information, 2008</h2>
<div class="ffArea">
<h3>Cost-of-living adjustment</h3>
<div class="ffRight">Cost-of-living adjustment, 2008: 2.3%</div>
</div>
<div class="ffArea shaded">
<h3>Tax rates</h3>
<div class="ffRight">
<table>
<caption>Tax rates, 2008 (in percent)</caption>
<colgroup span="1" style="width:7em"></colgroup>
<colgroup span="2" style="width:7em"></colgroup>
<thead>
<tr>
<th class="stubHeading" scope="col">Program</th>
<th scope="col">Employer and<br>employee, each</th>
<th scope="col">Self-employed</th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub1" scope="row">Total</th>
<td>7.65</td>
<td>15.30</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="row"><abbr class="spell">OASI</abbr></th>
<td>5.30</td>
<td>10.60</td>
</tr>
<tr>
<th class="stub0" scope="row"><abbr class="spell">DI</abbr></th>
<td>0.90</td>
<td>1.80</td>
</tr>
<tr>
<th class="stub0" scope="row"><abbr class="spell">HI</abbr></th>
<td>1.45</td>
<td>2.90</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="noNotes" colspan="3">&nbsp;</td>
</tr>
</tfoot>
</table>
</div>
</div>
<div class="ffArea">
<h3>Average wage index</h3>
<div class="ffRight">
<table>
<caption>Average wage index, <span class="nobr">2006&ndash;2008</span></caption>
<colgroup span="1" style="width:9em"></colgroup>
<colgroup>
<col span="1" style="width:5em">
<col span="1" style="width:7em">
</colgroup>
<thead>
<tr>
<th class="stubHeading" scope="col">Year</th>
<th scope="col">Dollars</th>
<th scope="col">Increase from<br>previous year<br>(in percent)</th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub0" scope="row">2006</th>
<td>38,651.41</td>
<td>4.6</td>
</tr>
<tr>
<th class="stub0" scope="row">2007 (estimated)</th>
<td>40,307.02</td>
<td>4.3</td>
</tr>
<tr>
<th class="stub0" scope="row">2008 (estimated)</th>
<td>41,953.05</td>
<td>4.1</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="noNotes" colspan="3">&nbsp;</td>
</tr>
</tfoot>
</table>
</div>
</div>
<div class="ffArea shaded">
<h3>Maximum earnings subject to Social Security taxes</h3>
<div class="ffRight">
<table>
<caption>Maximum earnings subject to Social Security taxes, 2008 (in&nbsp;dollars)</caption>
<colgroup span="1" style="width:7em"></colgroup>
<colgroup span="1" style="width:7em"></colgroup>
<thead>
<tr>
<th class="stubHeading" scope="col">Program</th>
<th scope="col">Amount</th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub0" scope="row"><abbr class="spell">OASDI</abbr></th>
<td>102,000</td>
</tr>
<tr>
<th class="stub0" scope="row"><abbr class="spell">HI</abbr></th>
<td>No limit</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="noNotes" colspan="2">&nbsp;</td>
</tr>
</tfoot>
</table>
</div>
</div>
<div class="ffArea">
<h3>Taxes payable</h3>
<div class="ffRight">
<table>
<caption>Taxes payable, 2008 (in dollars)</caption>
<colgroup span="1" style="width:9em"></colgroup>
<colgroup span="4" style="width:4em"></colgroup>
<thead>
<tr>
<th class="stubHeading" scope="col">Type of earner</th>
<th scope="col">Total</th>
<th scope="col"><abbr class="spell">OASI</abbr></th>
<th scope="col"><abbr class="spell">DI</abbr></th>
<th scope="col"><abbr class="spell">HI</abbr></th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub0" scope="row">Average earner</th>
<td>3,209</td>
<td>2,224</td>
<td>378</td>
<td>608</td>
</tr>
<tr>
<th class="stub0" scope="row">Maximum earner</th>
<td>6,324</td>
<td>5,406</td>
<td>918</td>
<td>No limit</td>
</tr>
<tr>
<th class="stub0" scope="row">Self-employed maximum earner</th>
<td>12,648</td>
<td>10,812</td>
<td>1,836</td>
<td>No limit</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="onlyNote" colspan="5">NOTE: Totals do not necessarily equal the sum of rounded components.</td>
</tr>
</tfoot>
</table>
</div>
</div>
<div class="ffArea shaded">
<h3>Work credits</h3>
<div class="ffRight">Work credits (quarters of coverage), 2008:
<ul>
<li>$1,050 in earnings equals 1&nbsp;credit</li>
<li>$4,200 in earnings qualifies for the maximum of 4&nbsp;credits</li>
</ul>
</div>
</div>
<div class="ffArea">
<h3>Retirement earnings test</h3>
<div class="ffRight">
<table>
<caption>Retirement earnings test, 2008 (in dollars)</caption>
<colgroup span="1" style="width:19em"></colgroup>
<colgroup span="2" style="width:4.5em"></colgroup>
<thead>
<tr>
<th class="stubHeading" scope="col">Period</th>
<th scope="col">Annually</th>
<th scope="col">Monthly</th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub0" scope="row">Ages&nbsp;<span class="nobr">62&ndash;64</span> ($1 for $2 withholding rate)</th>
<td>13,560</td>
<td>1,130</td>
</tr>
<tr>
<th class="stub0" scope="row">Calendar year attaining full retirement age ($1 for $3 withholding rate)&nbsp;<sup>a</sup></th>
<td>36,120</td>
<td>3,010</td>
</tr>
<tr>
<th class="stub0" scope="row">After calendar year attaining full retirement age or older</th>
<td class="nobr">No limit</td>
<td class="nobr">No limit</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="onlyNote" colspan="3">a. Test no longer applies beginning in the month in which retirement age is reached.</td>
</tr>
</tfoot>
</table>
</div>
</div>
<div class="ffArea shaded">
<h3>Age for full retirement benefit for retired workers</h3>
<div class="ffRight">
<table>
<caption>Age for full retirement benefit for retired workers</caption>
<colgroup span="1" style="width:11.5em"></colgroup>
<colgroup span="1" style="width:9.5em"></colgroup>
<thead>
<tr>
<th class="stubHeading" scope="col">Year of birth</th>
<th scope="col">Full retirement age</th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub0" scope="row">1937 and earlier</th>
<td>65</td>
</tr>
<tr>
<th class="stub0" scope="row">1938</th>
<td>65 and 2&nbsp;months</td>
</tr>
<tr>
<th class="stub0" scope="row">1939</th>
<td>65 and 4&nbsp;months</td>
</tr>
<tr>
<th class="stub0" scope="row">1940</th>
<td>65 and 6&nbsp;months</td>
</tr>
<tr>
<th class="stub0" scope="row">1941</th>
<td>65 and 8&nbsp;months</td>
</tr>
<tr>
<th class="stub0" scope="row">1942</th>
<td>65 and 10&nbsp;months</td>
</tr>
<tr>
<th class="stub0" scope="row">1943&ndash;1954</th>
<td>66</td>
</tr>
<tr>
<th class="stub0" scope="row">1955</th>
<td>66 and 2&nbsp;months</td>
</tr>
<tr>
<th class="stub0" scope="row">1956</th>
<td>66 and 4&nbsp;months</td>
</tr>
<tr>
<th class="stub0" scope="row">1957</th>
<td>66 and 6&nbsp;months</td>
</tr>
<tr>
<th class="stub0" scope="row">1958</th>
<td>66 and 8&nbsp;months</td>
</tr>
<tr>
<th class="stub0" scope="row">1959</th>
<td>66 and 10&nbsp;months</td>
</tr>
<tr>
<th class="stub0" scope="row">1960 and later</th>
<td>67</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="noNotes" colspan="2">&nbsp;</td>
</tr>
</tfoot>
</table>
</div>
</div>
<div class="ffArea">
<h3>Benefit formula bend points</h3>
<div class="ffRight">
<p class="no-top-margin">Benefit formula bend points (for workers with first eligibility in 2008)</p>
<p>Primary insurance amount&nbsp;(<abbr class="spell">PIA</abbr>) equals</p>
<ul>
<li>90% of the first $711 of <abbr class="spell">AIME</abbr>, plus</li>
<li>32% of <abbr class="spell">AIME</abbr> over $711 through $4,288 plus</li>
<li>15% of <abbr class="spell">AIME</abbr> over $4,288</li>
</ul>
</div>
</div>
<div class="ffArea shaded">
<h3>Disability thresholds</h3>
<div class="ffRight">
<p class="no-top-margin">Disability thresholds</p>
<p>Substantial gainful activity</p>
<ul>
<li>$940 per month for nonblind persons</li>
<li>$1,570 per month for blind persons</li>
</ul>
<p>Trial work period</p>
<ul>
<li>$670 per month</li>
</ul>
</div>
</div>
<div class="ffArea">
<h3>Maximum Social Security benefit</h3>
<div class="ffRight">$2,185 per month for workers retiring at full retirement age</div>
</div>
<div class="ffArea shaded">
<h3>Trust fund operations</h3>
<div class="ffRight">
<table>
<caption>Trust fund operations, <span class="nobr">2007&ndash;2008</span> (in&nbsp;billions of&nbsp;dollars)</caption>
<colgroup span="1" style="width:9em"></colgroup>
<colgroup span="3" style="width:4em"></colgroup>
<thead>
<tr>
<th class="stubHeading" scope="col">Calendar year and trust fund</th>
<th scope="col">Income</th>
<th scope="col">Outgo</th>
<th scope="col">Fund<br>at end<br>of year</th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub0" scope="rowgroup">2007 (actual)</th>
<td colspan="3"></td>
</tr>
<tr>
<th class="stub2" scope="row">Total</th>
<td>784.9</td>
<td>594.5</td>
<td>2,238.5</td>
</tr>
<tr>
<th class="stub1" scope="row"><abbr class="spell">OASI</abbr></th>
<td>675.0</td>
<td>495.7</td>
<td>2,023.6</td>
</tr>
<tr>
<th class="stub1" scope="row"><abbr class="spell">DI</abbr></th>
<td>109.9</td>
<td>98.8</td>
<td>214.9</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="rowgroup">2008 (estimated)</th>
<td colspan="3"></td>
</tr>
<tr>
<th class="stub2" scope="row">Total</th>
<td>819.7</td>
<td>623.5</td>
<td>2,434.7</td>
</tr>
<tr>
<th class="stub1" scope="row"><abbr class="spell">OASI</abbr></th>
<td>708.0</td>
<td>515.6</td>
<td>2,216.0</td>
</tr>
<tr>
<th class="stub1" scope="row"><abbr class="spell">DI</abbr></th>
<td>111.6</td>
<td>107.9</td>
<td>218.7</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="onlyNote" colspan="4">NOTE: Totals do not necessarily equal the sum of rounded components.</td>
</tr>
</tfoot>
</table>
</div>
</div>
<div class="ffArea">
<h3><abbr class="spell">OASDI</abbr> administrative expenses</h3>
<div class="ffRight"><abbr class="spell">OASDI</abbr> administrative expenses: Costs were 0.8% of contributions in calendar year 2007</div>
</div>
<div class="ffArea shaded">
<h3>Benefit payments</h3>
<div class="ffRight">
<table>
<caption>Benefit payments as a percentage of gross domestic product, <span class="nobr">2006&ndash;2007</span></caption>
<colgroup span="1" style="width:5em"></colgroup>
<colgroup span="3" style="width:3em"></colgroup>
<thead>
<tr>
<th class="stubHeading" scope="col">Calendar year</th>
<th scope="col">Total</th>
<th scope="col"><abbr class="spell">OASI</abbr></th>
<th scope="col"><abbr class="spell">DI</abbr></th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub0" scope="row">2006</th>
<td>4.12</td>
<td>3.43</td>
<td>0.69</td>
</tr>
<tr>
<th class="stub0" scope="row">2007</th>
<td>4.23</td>
<td>3.53</td>
<td>0.69</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="noNotes" colspan="4">&nbsp;</td>
</tr>
</tfoot>
</table>
</div>
</div>
<div class="ffArea">
<h3>Workload</h3>
<div class="ffRight">
<table>
<caption>Workload, fiscal year 2007 (in&nbsp;millions)</caption>
<colgroup span="1" style="width:8em"></colgroup>
<colgroup span="1" style="width:6em"></colgroup>
<thead>
<tr>
<th class="stubHeading" scope="col">Type of filing</th>
<th scope="col">Number</th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub0" scope="row"><abbr class="spell">OASI</abbr> claims</th>
<td>3.9</td>
</tr>
<tr>
<th class="stub0" scope="row"><abbr class="spell">DI</abbr> claims</th>
<td>2.6</td>
</tr>
<tr>
<th class="stub0" scope="row"><abbr class="spell">SSI</abbr> applications</th>
<td>2.7</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="noNotes" colspan="2">&nbsp;</td>
</tr>
</tfoot>
</table>
</div>
</div>
<div class="ffArea shaded">
<h3>Supplemental Security Income</h3>
<div class="ffRight">
<p class="no-top-margin">Supplemental Security Income, January&nbsp;2008</p>
<p>Federal benefit rate</p>
<ul>
<li>$637 individual</li>
<li>$956 couple</li>
</ul>
<p>Resource limits</p>
<ul>
<li>$2,000 individual</li>
<li>$3,000 couple</li>
</ul>
</div>
</div>
<div class="ffArea">
<h3>Poverty thresholds</h3>
<div class="ffRight">
<table>
<caption>Poverty thresholds, 2007 (in dollars)</caption>
<colgroup span="1" style="width:12em"></colgroup>
<colgroup span="1" style="width:5em"></colgroup>
<thead>
<tr>
<th class="stubHeading" scope="col">Family unit</th>
<th scope="col">Amount</th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub0" scope="row">Aged individual</th>
<td>9,944</td>
</tr>
<tr>
<th class="stub0" scope="row">Family of two, aged head</th>
<td>12,533</td>
</tr>
<tr>
<th class="stub0" scope="row">Family of four</th>
<td>21,386</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="onlyNote" colspan="2">SOURCE: <abbr>U.S.</abbr> Census Bureau as of January&nbsp;2008.</td>
</tr>
</tfoot>
</table>
</div>
</div>
<h2 id="agedpop">Income of the Aged Population</h2>
<h3>Size of Income, 1962 and 2006</h3>
<p>Median annual income for married couples and nonmarried persons aged&nbsp;65 or older has increased markedly since 1962 (the earliest year for which data are available). Even after adjusting for inflation, median income has risen 100% for married couples and 111% for nonmarried persons. A married couple is aged&nbsp;65 or older if the husband is aged&nbsp;65 or older or if the husband is aged&nbsp;54 or younger and the wife is 65 or older.</p>
<div class="chartCenter">
<div class="chart700" id="chart4">
<div class="title">Median income of aged units, by marital status (in 2006 dollars)</div>
<div class="scrollChart"><img src="chart04.gif" alt="Bar chart. Median income has risen for married couples from $19,192 in 1962 to $38,304 in 2006. Likewise, it has risen for nonmarried persons from $7,543 in 1962 to $15,928 in 2006." width="700" height="532" /></div>
<div class="firstNote">SOURCES: Data for 1962 are from Social Security Administration, <i>The Aged Population of the United States: The 1963 Social Security Survey of the Aged</i> (1967). Data for 2006 are Social Security Administration calculations from the March&nbsp;2007 Annual Social and Economic Supplement to the Current Population Survey.</div>
<div class="lastNote">NOTE: An aged unit is a married couple living together or a nonmarried person, which also includes persons who are separated or married but not living together.</div>
</div>
</div>
<h3>Receipt of Income, 1962 and 2006</h3>
<p>Social Security benefits&mdash;the most common source of income for married couples and nonmarried persons aged&nbsp;65 or older in 1962&mdash;are now almost universal. The proportion of the aged population with asset income&mdash;the next most common source&mdash;is similar to that in 1962. Over the <span class="nobr">44-year</span> period, receipt of private pensions has more than tripled, and receipt of government pensions has increased by approximately 50%. The proportion of couples and nonmarried persons aged 65 or older who had earnings was smaller in 2006 than in 1962.</p>
<div class="chartCenter">
<div class="chart700" id="chart5">
<div class="title">Percentage of aged units receiving income, by source</div>
<div class="scrollChart"><img src="chart05.gif" alt="Bar chart with tabular version below." width="700" height="574" /></div>
<div class="table altTable"><a class="altToggle" href="">Show as table</a>
<table>
<caption><span class="tableNumber">Table equivalent for chart. </span>Percentage of aged units receiving income, by source</caption>
<colgroup span="1" style="width:15em"></colgroup>
<colgroup span="2" style="width:5em"></colgroup>
<thead>
<tr>
<th class="stubHeading" scope="col">Source of income</th>
<th scope="col">1962</th>
<th scope="col">2006</th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub0" scope="row">Social Security</th>
<td>69</td>
<td>89</td>
</tr>
<tr>
<th class="stub0" scope="row">Asset income</th>
<td>54</td>
<td>55</td>
</tr>
<tr>
<th class="stub0" scope="row">Private pensions</th>
<td>9</td>
<td>29</td>
</tr>
<tr>
<th class="stub0" scope="row">Government employee pensions</th>
<td>9</td>
<td>14</td>
</tr>
<tr>
<th class="stub0" scope="row">Earnings</th>
<td>36</td>
<td>25</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="noNotes" colspan="3">&nbsp;</td>
</tr>
</tfoot>
</table>
</div>
<div class="firstNote">SOURCES: Data for 1962 are from Social Security Administration, <i>The Aged Population of the United States: The 1963 Social Security Survey of the Aged</i> (1967). Data for 2006 are Social Security Administration calculations from the March&nbsp;2007 Annual Social and Economic Supplement to the Current Population Survey.</div>
<div class="lastNote">NOTE: An aged unit is a married couple living together or a nonmarried person, which also includes persons who are separated or married but not living together.</div>
</div>
</div>
<h3>Shares of Aggregate Income, 1962 and 2006</h3>
<p>In 1962, Social Security, private and government employee pensions, income from assets, and earnings made up only 84% of the aggregate total income of couples and nonmarried persons aged&nbsp;65 or older, compared with 97% in 2006. The shares from Social Security, private pensions and government employee pensions have increased since 1962. The shares from earnings and asset income are the same in 2006 as they were in 1962.</p>
<div class="chartCenter">
<div class="chart700" id="chart6">
<div class="title">Aggregate income, by source, 1962 and 2006</div>
<div class="scrollChart"><img src="chart06.gif" alt="Two pie charts with tabular version below." width="700" height="344" /></div>
<div class="table altTable"><a class="altToggle" href="">Show as table</a>
<table>
<caption><span class="tableNumber">Table equivalent for chart. </span>Percentage distribution of aggregate income, by source, 1962 and 2006</caption>
<colgroup span="1" style="width:12em"></colgroup>
<colgroup span="2" style="width:4em"></colgroup>
<thead>
<tr>
<th class="stubHeading" scope="col">Income source</th>
<th scope="col">1962</th>
<th scope="col">2006</th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub0" scope="row">Social Security</th>
<td>30</td>
<td>37</td>
</tr>
<tr>
<th class="stub0" scope="row">Earnings</th>
<td>28</td>
<td>28</td>
</tr>
<tr>
<th class="stub0" scope="row">Asset income</th>
<td>15</td>
<td>15</td>
</tr>
<tr>
<th class="stub0" scope="row">Private pensions</th>
<td>3</td>
<td>10</td>
</tr>
<tr>
<th class="stub0" scope="row">Government employee pensions</th>
<td>6</td>
<td>8</td>
</tr>
<tr>
<th class="stub0" scope="row">Other</th>
<td>16</td>
<td>3</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="noNotes" colspan="3">&nbsp;</td>
</tr>
</tfoot>
</table>
</div>
<div class="firstNote">SOURCES: Data for 1962 are from Social Security Administration, <i>The Aged Population of the United States: The 1963 Social Security Survey of the Aged</i> (1967). Data for 2006 are Social Security Administration calculations from the March&nbsp;2007 Annual Social and Economic Supplement to the Current Population Survey.</div>
<div class="lastNote">NOTES: The unit of analysis is the aged unit, defined as a married couple living together or a nonmarried person, which also includes persons who are separated or married but not living together.
<div class="newNote">Totals do not necessarily equal the sum of rounded components.</div>
</div>
</div>
</div>
<h3>Relative Importance of Social Security, 2006</h3>
<p>In 2006, 89% of married couples and 88% of nonmarried persons aged&nbsp;65 or older received Social Security benefits. Social Security was the major source of income (providing at least 50% of total income) for 52% of aged beneficiary couples and 72% of aged nonmarried beneficiaries. It was 90% or more of income for 20% of aged beneficiary couples and 41% of aged nonmarried beneficiaries. Total income excludes withdrawals from savings and nonannuitized <abbr class="spell">IRA</abbr>s or 401(k) plans; it also excludes in-kind support, such as food stamps and housing and energy assistance.</p>
<div class="chartCenter">
<div class="chart700" id="chart7">
<div class="title">Percentage of aged units receiving Social Security benefits, by relative importance of benefits to total income</div>
<div class="scrollChart"><img src="chart07.gif" alt="Bar chart described in the text. In addition, Social Security provided at least 50% of total income for 64% of all beneficiary units. It was 90% or more of income for 32% of all beneficiary units. " width="700" height="543" /></div>
<div class="firstNote">SOURCE: Social Security Administration calculations from the March&nbsp;2007 Annual Social and Economic Supplement to the Current Population Survey.</div>
<div class="lastNote">NOTE: An aged unit is a married couple living together or a nonmarried person, which also includes persons who are separated or married but not living together.</div>
</div>
</div>
<h3>Poverty Status Based on Family Income, 2006</h3>
<p>The aged poor are those with income below the poverty line. The near poor have income greater than or equal to the poverty line and less than 125% of the poverty line. Nonmarried women and minorities have the highest poverty rates, ranging from 16.8% to 22.7%. Married persons have the lowest poverty rates, with 4.4% poor and 3.3% near poor. Overall, 9.4% are poor and 6.2% are near poor.</p>
<div class="chartCenter">
<div class="chart700" id="chart8">
<div class="title">Poverty status, by marital status, sex of nonmarried persons, race, and Hispanic origin</div>
<div class="scrollChart"><img src="chart08.gif" alt="Bar chart with tabular version below." width="700" height="565" /></div>
<div class="table altTable"><a class="altToggle" href="">Show as table</a>
<table>
<caption><span class="tableNumber">Table equivalent for chart. </span>Poverty status, by marital status, sex of nonmarried persons, race, and Hispanic origin, 2006</caption>
<colgroup span="1" style="width:13em"></colgroup>
<colgroup span="2" style="width:4em"></colgroup>
<thead>
<tr>
<th class="stubHeading" scope="col">Characteristic</th>
<th scope="col">Percent<br> poor</th>
<th scope="col">Percent<br>near poor</th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub0" scope="row">All persons</th>
<td>9.4</td>
<td>6.2</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="rowgroup">By marital status</th>
<td colspan="2"></td>
</tr>
<tr>
<th class="stub1" scope="row">Married</th>
<td>4.4</td>
<td>3.3</td>
</tr>
<tr>
<th class="stub1" scope="row">Nonmarried men</th>
<td>12.1</td>
<td>9.0</td>
</tr>
<tr>
<th class="stub1" scope="row">Nonmarried women</th>
<td>16.8</td>
<td>10.2</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="rowgroup">By race and Hispanic origin</th>
<td colspan="2"></td>
</tr>
<tr>
<th class="stub1" scope="row">White alone</th>
<td>7.9</td>
<td>5.9</td>
</tr>
<tr>
<th class="stub1" scope="row">Black alone</th>
<td>22.7</td>
<td>9.8</td>
</tr>
<tr>
<th class="stub1" scope="row">Hispanic</th>
<td>19.4</td>
<td>10.3</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="noNotes" colspan="3">&nbsp;</td>
</tr>
</tfoot>
</table>
</div>
<div class="onlyNote">SOURCE: Social Security Administration calculations from the March&nbsp;2007 Annual Social and Economic Supplement to the Current Population Survey.</div>
</div>
</div>
<h2 id="oasdi"><abbr class="spell">OASDI</abbr> Program</h2>
<h3>Earnings in Covered Employment, <span class="nobr">1937&ndash;2007</span></h3>
<p>People contribute to Social Security through payroll taxes or self-employment taxes (<abbr>FICA</abbr> and <abbr>SECA</abbr>), as required by the Federal Insurance Contributions Act. The maximum taxable amount is updated annually on the basis of increases in the average wage. Of the 163&nbsp;million workers with earnings in Social Security&ndash;covered employment in 2007, 6% had earnings that equaled or exceeded the maximum amount subject to taxes, compared with 3% when the program began and a peak of 36% in 1965. About 83% of earnings in covered employment were taxable in 2007, compared with 92% in 1937.</p>
<div class="chartCenter">
<div class="chart700" id="chart9">
<div class="title">Taxable earnings as a percentage of earnings in covered employment and percentage of workers with maximum taxable earnings, selected years</div>
<div class="scrollChart"><img src="chart09.gif" alt="Line chart. In 1937, 92% of earnings were in covered employment. That percentage fell gradually, reaching a low of 71.3% in 1965. It then rose steadily, peaking at 88.9% in 1985, then fell back slowly to about 83% in 2007. The percentage of workers with maximum earnings shows an inverse pattern. Only 3.1% of workers had maximum earnings in 1937, rising steadily and reaching a high of 36.1% in 1965. The percentage fell to 15% in 1975, then to 6.5% in 1985, and to 6% in 2007." width="700" height="515" /></div>
<div class="onlyNote">SOURCE: Social Security Administration, Office of the Chief Actuary.</div>
</div>
</div>
<h3>Insured Status, <span class="nobr">1970&ndash;2007</span></h3>
<p>The percentage of persons aged&nbsp;20 or older who are insured for benefits has increased over time. To be fully insured, a worker must have at least one work credit (quarter of coverage) for each year elapsed after age&nbsp;21 (but no earlier than 1950) and before the year in which he or she attains age&nbsp;62, becomes disabled, or dies. The maximum number of work credits needed to be fully insured is 40. An individual is said to be permanently insured if he or she has earned 40 work credits. To be insured for disability, the worker must be fully insured and have at least 20 work credits during the last 40 calendar quarters. (Requirements for disability-insured status are somewhat different for persons younger than age&nbsp;31.) Disability benefits are available up to full retirement age (<abbr class="spell">FRA</abbr>).</p>
<div class="table">
<table>
<caption>Insured workers as a percentage of the corresponding Social Security area population, selected years</caption>
<colgroup span="1" style="width:4em"></colgroup>
<colgroup span="3" style="width:6em"></colgroup>
<colgroup span="2" style="width:6em"></colgroup>
<thead>
<tr>
<th class="stubHeading" rowspan="2" scope="colgroup">Year</th>
<th class="spanner" colspan="3" scope="colgroup">Population aged&nbsp;20 or older</th>
<th class="spanner" colspan="2" scope="colgroup">Population aged <span class="nobr">20&ndash;64<sup>a</sup></span></th>
</tr>
<tr>
<th scope="col">Millions</th>
<th scope="col">Percentage<br>permanently<br>insured</th>
<th scope="col">Percentage<br>fully<br>insured</th>
<th scope="col">Millions</th>
<th scope="col">Percentage<br>insured for<br>disability</th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub0" scope="row">1970</th>
<td>135.2</td>
<td>50</td>
<td>77</td>
<td>113.2</td>
<td>62</td>
</tr>
<tr>
<th class="stub0" scope="row">1975</th>
<td>147.5</td>
<td>50</td>
<td>80</td>
<td>122.9</td>
<td>65</td>
</tr>
<tr>
<th class="stub0" scope="row">1980</th>
<td>162.0</td>
<td>53</td>
<td>83</td>
<td>133.3</td>
<td>70</td>
</tr>
<tr>
<th class="stub0" scope="row">1985</th>
<td>175.1</td>
<td>57</td>
<td>84</td>
<td>144.1</td>
<td>73</td>
</tr>
<tr>
<th class="stub0" scope="row">1990</th>
<td>186.0</td>
<td>63</td>
<td>86</td>
<td>151.9</td>
<td>76</td>
</tr>
<tr>
<th class="stub0" scope="row">1995</th>
<td>194.7</td>
<td>66</td>
<td>87</td>
<td>160.5</td>
<td>78</td>
</tr>
<tr>
<th class="stub0" scope="row">2000</th>
<td>204.7</td>
<td>69</td>
<td>88</td>
<td>169.2</td>
<td>79</td>
</tr>
<tr>
<th class="stub0" scope="row">2005</th>
<td>219.4</td>
<td>69</td>
<td>88</td>
<td>182.1</td>
<td>79</td>
</tr>
<tr>
<th class="stub0" scope="row">2006</th>
<td>221.7</td>
<td>69</td>
<td>88</td>
<td>184.0</td>
<td>79</td>
</tr>
<tr>
<th class="stub0" scope="row">2007</th>
<td>224.0</td>
<td>69</td>
<td>88</td>
<td>185.7</td>
<td>79</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="firstNote" colspan="6">SOURCE: Social Security Administration, Office of the Chief Actuary.</td>
</tr>
<tr>
<td class="note" colspan="6">NOTES: The population in the Social Security area includes residents of the 50&nbsp;states and the District of Columbia adjusted for net census undercount; civilian residents of American Samoa, Guam, Northern Mariana Islands, Puerto Rico, and <abbr>U.S.</abbr> Virgin Islands; federal civilian employees and persons in the armed forces abroad and their dependents; crew members of merchant vessels; and all other <abbr>U.S.</abbr> citizens abroad.</td>
</tr>
<tr>
<td class="note" colspan="6">Figures are subject to revision.</td>
</tr>
<tr>
<td class="lastNote" colspan="6">a. Insured for disability excludes those over age&nbsp;64.</td>
</tr>
</tfoot>
</table>
</div>
<h3>Insured Status, by Sex, 1970 and 2007</h3>
<p>Although men are more likely than women to be insured, the gender gap is shrinking. The proportion of men who are insured has remained essentially stable, with 91% fully insured and 83% insured for disability.<sup>a</sup> By contrast, the proportion of women who are insured has increased dramatically&mdash;from 63% to 84% fully insured and from 41% to 75% insured for disability.</p>
<div class="chartCenter">
<div class="chart700" id="chart11">
<div class="title">Percentage of population in the Social Security area fully insured and insured for disability benefits, by sex</div>
<div class="scrollChart"><img src="chart11.gif" alt="Bar chart with tabular version below." width="700" height="563" /></div>
<div class="table altTable"><a class="altToggle" href="">Show as table</a>
<table>
<caption><span class="tableNumber">Table equivalent for chart. </span>Percentage of population in the Social Security area fully insured and insured for disability benefits, by sex</caption>
<colgroup span="1" style="width:11em"></colgroup>
<colgroup span="2" style="width:4em"></colgroup>
<thead>
<tr>
<th class="stubHeading" scope="col">Sex</th>
<th scope="col">1970</th>
<th scope="col">2007</th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub0" scope="rowgroup">Fully insured</th>
<td colspan="2"></td>
</tr>
<tr>
<th class="stub1" scope="row">Men</th>
<td>92</td>
<td>91</td>
</tr>
<tr>
<th class="stub1" scope="row">Women</th>
<td>63</td>
<td>84</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="rowgroup">Insured for disability&nbsp;<sup>a</sup></th>
<td colspan="2"></td>
</tr>
<tr>
<th class="stub1" scope="row">Men</th>
<td>85</td>
<td>83</td>
</tr>
<tr>
<th class="stub1" scope="row">Women</th>
<td>41</td>
<td>75</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="noNotes" colspan="3">&nbsp;</td>
</tr>
</tfoot>
</table>
</div>
<div class="firstNote">SOURCE: Social Security Administration, Office of the Chief Actuary.</div>
<div class="note">NOTES: The population in the Social Security area includes residents of the 50&nbsp;states and the District of Columbia adjusted for net census undercount; civilian residents of American Samoa, Guam, Northern Mariana Islands, Puerto Rico, and <abbr>U.S.</abbr> Virgin Islands; federal civilian employees and persons in the armed forces abroad and their dependents; crew members of merchant vessels; and all other <abbr>U.S.</abbr> citizens abroad.</div>
<div class="note">Figures are subject to revision.</div>
<div class="lastNote">a. Insured for disability excludes those over age&nbsp;64.</div>
</div>
</div>
<h3>New Benefit Awards, 2007</h3>
<p>Benefits were awarded to about 4.7&nbsp;million persons; of those, 43% were retired workers and 17% were disabled workers. The remaining 40% were survivors or the spouses and children of retired or disabled workers. These awards represent not only new entrants to the benefit rolls but also persons already on the rolls who become entitled to a different benefit, particularly conversions of disabled-worker benefits to retired-worker benefits at full retirement age.</p>
<div class="table">
<table>
<caption>New awards, by type of beneficiary</caption>
<colgroup span="1" style="width:16em"></colgroup>
<colgroup span="2" style="width:6em"></colgroup>
<thead>
<tr>
<th class="stubHeading" scope="col">Beneficiary</th>
<th scope="col">Number<br>(thousands)</th>
<th scope="col">Percent</th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub2" scope="row">Total</th>
<td>4,711</td>
<td>100</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="rowgroup">Retired workers and dependents</th>
<td>2,479</td>
<td>53</td>
</tr>
<tr>
<th class="stub1" scope="row">Workers</th>
<td>2,036</td>
<td>43</td>
</tr>
<tr>
<th class="stub1" scope="row">Spouses and children</th>
<td>443</td>
<td>9</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="rowgroup">Disabled workers and dependents</th>
<td>1,306</td>
<td>28</td>
</tr>
<tr>
<th class="stub1" scope="row">Workers</th>
<td>805</td>
<td>17</td>
</tr>
<tr>
<th class="stub1" scope="row">Spouses and children</th>
<td>501</td>
<td>11</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="row">Survivors of deceased workers</th>
<td>926</td>
<td>20</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="noNotes" colspan="3">&nbsp;</td>
</tr>
</tfoot>
</table>
</div>
<div class="chartCenter">
<div class="chart700" id="chart12">
<div class="title">New awards, 2007</div>
<div class="scrollChart"><img src="chart12.gif" alt="Pie chart described in the text." width="425" height="235" /></div>
<div class="firstNote">SOURCE: Social Security Administration, Master Beneficiary Record, 100&nbsp;percent data.</div>
<div class="lastNote">NOTE: Totals do not necessarily equal the sum of rounded components.</div>
</div>
</div>
<h3>New Awards to Workers, <span class="nobr">1960&ndash;2007</span></h3>
<p>Awards to retired workers have increased considerably since 1960 but proportionately much less than awards to disabled workers. Following the implementation of Medicare in 1965, the number of awards to retired workers rose from 1.2&nbsp;million in 1967 to over 2&nbsp;million in 2007. Disabled-worker awards increased&mdash;from 208,000 in 1960 to 592,000 in the <span class="nobr">mid-1970s</span>&mdash;before falling to 297,000 in 1982. The number then rose to a high of 830,000 in 2005, and was 805,000 in 2007.</p>
<div class="chartCenter">
<div class="chart700" id="chart13">
<div class="title">New awards to retired and disabled workers</div>
<div class="scrollChart"><img src="chart13.gif" alt="Line chart with tabular version below." width="700" height="509" /></div>
<div class="table altTable"><a class="altToggle" href="">Show as table</a>
<table>
<caption><span class="tableNumber">Table equivalent for chart. </span>New awards to retired and disabled workers (in thousands)</caption>
<colgroup span="1" style="width:4em"></colgroup>
<colgroup span="2" style="width:8em"></colgroup>
<thead>
<tr>
<th class="stubHeading" scope="col">Year</th>
<th scope="col">Retired<br>workers</th>
<th scope="col">Disabled<br>workers</th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub0" scope="row">1968</th>
<td>1200.00</td>
<td>323.00</td>
</tr>
<tr>
<th class="stub0" scope="row">1969</th>
<td>1272.78</td>
<td>344.74</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="row">1970</th>
<td>1338.11</td>
<td>350.38</td>
</tr>
<tr>
<th class="stub0" scope="row">1971</th>
<td>1391.40</td>
<td>415.90</td>
</tr>
<tr>
<th class="stub0" scope="row">1972</th>
<td>1461.40</td>
<td>455.44</td>
</tr>
<tr>
<th class="stub0" scope="row">1973</th>
<td>1493.19</td>
<td>491.62</td>
</tr>
<tr>
<th class="stub0" scope="row">1974</th>
<td>1413.15</td>
<td>535.98</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="row">1975</th>
<td>1505.75</td>
<td>592.05</td>
</tr>
<tr>
<th class="stub0" scope="row">1976</th>
<td>1475.77</td>
<td>551.46</td>
</tr>
<tr>
<th class="stub0" scope="row">1977</th>
<td>1593.63</td>
<td>568.87</td>
</tr>
<tr>
<th class="stub0" scope="row">1978</th>
<td>1472.79</td>
<td>464.42</td>
</tr>
<tr>
<th class="stub0" scope="row">1979</th>
<td>1590.85</td>
<td>416.71</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="row">1980</th>
<td>1612.67</td>
<td>396.56</td>
</tr>
<tr>
<th class="stub0" scope="row">1981</th>
<td>1578.99</td>
<td>351.85</td>
</tr>
<tr>
<th class="stub0" scope="row">1982</th>
<td>1618.41</td>
<td>297.13</td>
</tr>
<tr>
<th class="stub0" scope="row">1983</th>
<td>1669.74</td>
<td>311.55</td>
</tr>
<tr>
<th class="stub0" scope="row">1984</th>
<td>1607.37</td>
<td>362.00</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="row">1985</th>
<td>1690.49</td>
<td>377.37</td>
</tr>
<tr>
<th class="stub0" scope="row">1986</th>
<td>1734.25</td>
<td>416.87</td>
</tr>
<tr>
<th class="stub0" scope="row">1987</th>
<td>1681.72</td>
<td>415.85</td>
</tr>
<tr>
<th class="stub0" scope="row">1988</th>
<td>1654.07</td>
<td>409.49</td>
</tr>
<tr>
<th class="stub0" scope="row">1989</th>
<td>1656.74</td>
<td>425.58</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="row">1990</th>
<td>1664.75</td>
<td>467.98</td>
</tr>
<tr>
<th class="stub0" scope="row">1991</th>
<td>1695.35</td>
<td>536.43</td>
</tr>
<tr>
<th class="stub0" scope="row">1992</th>
<td>1707.95</td>
<td>636.64</td>
</tr>
<tr>
<th class="stub0" scope="row">1993</th>
<td>1661.28</td>
<td>635.24</td>
</tr>
<tr>
<th class="stub0" scope="row">1994</th>
<td>1625.35</td>
<td>631.87</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="row">1995</th>
<td>1609.17</td>
<td>645.83</td>
</tr>
<tr>
<th class="stub0" scope="row">1996</th>
<td>1581.45</td>
<td>624.34</td>
</tr>
<tr>
<th class="stub0" scope="row">1997</th>
<td>1718.62</td>
<td>587.42</td>
</tr>
<tr>
<th class="stub0" scope="row">1998</th>
<td>1631.51</td>
<td>608.13</td>
</tr>
<tr>
<th class="stub0" scope="row">1999</th>
<td>1690.02</td>
<td>620.49</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="row">2000</th>
<td>1960.65</td>
<td>621.65</td>
</tr>
<tr>
<th class="stub0" scope="row">2001</th>
<td>1779.23</td>
<td>691.31</td>
</tr>
<tr>
<th class="stub0" scope="row">2002</th>
<td>1812.55</td>
<td>750.00</td>
</tr>
<tr>
<th class="stub0" scope="row">2003</th>
<td>1791.32</td>
<td>777.46</td>
</tr>
<tr>
<th class="stub0" scope="row">2004</th>
<td>1883.06</td>
<td>795.78</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="row">2005</th>
<td>2000.00</td>
<td>830.00</td>
</tr>
<tr>
<th class="stub0" scope="row">2006</th>
<td>1999.00</td>
<td>799.00</td>
</tr>
<tr>
<th class="stub0" scope="row">2007</th>
<td>2036.00</td>
<td>805.00</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="noNotes" colspan="3">&nbsp;</td>
</tr>
</tfoot>
</table>
</div>
<div class="onlyNote">SOURCE: Social Security Administration, Master Beneficiary Record, 100&nbsp;percent data.</div>
</div>
</div>
<h3>Beneficiaries in Current-Payment Status, December&nbsp;2007</h3>
<p>Almost 50&nbsp;million beneficiaries were in current-payment status, that is, they were being paid a benefit. Sixty-three percent of those beneficiaries were retired workers and 14% were disabled workers. The remaining 23% were survivors or the spouses and children of retired or disabled workers.</p>
<div class="table">
<table>
<caption>Beneficiaries in current-payment status</caption>
<colgroup span="1" style="width:16em"></colgroup>
<colgroup span="2" style="width:6em"></colgroup>
<thead>
<tr>
<th class="stubHeading" scope="col">Beneficiary</th>
<th scope="col">Number<br>(thousands)</th>
<th scope="col">Percent</th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub2" scope="row">Total</th>
<td>49,865</td>
<td>100</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="rowgroup">Retired workers and dependents</th>
<td>34,454</td>
<td>69</td>
</tr>
<tr>
<th class="stub1" scope="row">Workers</th>
<td>31,528</td>
<td>63</td>
</tr>
<tr>
<th class="stub1" scope="row">Spouses and children</th>
<td>2,926</td>
<td>6</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="rowgroup">Disabled workers and dependents</th>
<td>8,916</td>
<td>18</td>
</tr>
<tr>
<th class="stub1" scope="row">Workers</th>
<td>7,099</td>
<td>14</td>
</tr>
<tr>
<th class="stub1" scope="row">Spouses and children</th>
<td>1,817</td>
<td>4</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="row">Survivors of deceased workers</th>
<td>6,495</td>
<td>13</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="noNotes" colspan="3">&nbsp;</td>
</tr>
</tfoot>
</table>
</div>
<div class="chartCenter">
<div class="chart700" id="chart14">
<div class="title">Beneficiaries, by type</div>
<div class="scrollChart"><img src="chart14.gif" alt="Pie chart illustrating the Percent data from the previous table. In addition, showing that 10% of beneficiaries in current-payment status were spouses and children of retired and disabled workers." width="500" height="239" /></div>
<div class="onlyNote">SOURCE: Social Security Administration, Master Beneficiary Record, 100&nbsp;percent data.</div>
</div>
</div>
<h3>Average Benefit Amounts, 2007</h3>
<p>Benefits payable to workers who retire at the full retirement age and to disabled workers are equal to 100% of the <abbr class="spell">PIA</abbr> (subject to any applicable deductions). At the full retirement age, <span class="nobr">widow(er)s</span>' benefits are also payable at 100% of the insured worker's <abbr class="spell">PIA</abbr>. Nondisabled <span class="nobr">widow(er)s</span> can receive reduced benefits at age&nbsp;60. Disabled <span class="nobr">widow(er)s</span> can receive reduced benefits at age&nbsp;50. Spouses, children, and parents receive a smaller proportion of the worker's <abbr class="spell">PIA</abbr> than do <span class="nobr">widow(er)s</span>.</p>
<div class="table">
<table>
<caption>Average monthly benefit for new awards and for benefits in current-payment status (in dollars)</caption>
<colgroup span="1" style="width:16em"></colgroup>
<colgroup span="2" style="width:8em"></colgroup>
<thead>
<tr>
<th class="stubHeading" scope="col">Beneficiary</th>
<th scope="col">New awards</th>
<th scope="col">Benefits in<br>current-payment<br>status, December</th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub2" scope="row">All beneficiaries</th>
<td>878</td>
<td>987</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="rowgroup">Retired workers</th>
<td>1,094</td>
<td>1,079</td>
</tr>
<tr>
<th class="stub1" scope="row">Spouses</th>
<td>390</td>
<td>531</td>
</tr>
<tr>
<th class="stub1" scope="row">Children</th>
<td>503</td>
<td>538</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="rowgroup">Disabled workers</th>
<td>1,053</td>
<td>1,004</td>
</tr>
<tr>
<th class="stub1" scope="row">Spouses</th>
<td>277</td>
<td>267</td>
</tr>
<tr>
<th class="stub1" scope="row">Children</th>
<td>280</td>
<td>299</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="rowgroup">Survivors of deceased workers</th>
<td colspan="2"></td>
</tr>
<tr>
<th class="stub1" scope="row">Nondisabled <span class="nobr">widow(er)s</span></th>
<td>864</td>
<td>1,040</td>
</tr>
<tr>
<th class="stub1" scope="row">Disabled <span class="nobr">widow(er)s</span></th>
<td>635</td>
<td>646</td>
</tr>
<tr>
<th class="stub1" scope="row">Widowed mothers and fathers</th>
<td>755</td>
<td>782</td>
</tr>
<tr>
<th class="stub1" scope="row">Surviving children</th>
<td>700</td>
<td>704</td>
</tr>
<tr>
<th class="stub1" scope="row">Parents</th>
<td>863</td>
<td>918</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="onlyNote" colspan="3">SOURCE: Social Security Administration, Master Beneficiary Record, 100&nbsp;percent data.</td>
</tr>
</tfoot>
</table>
</div>
<h3>Beneficiaries, by Age, December&nbsp;2007</h3>
<p>About four-fifths of all <abbr class="spell">OASDI</abbr> beneficiaries in current-payment status were aged&nbsp;62 or older, including 24&nbsp;percent aged <span class="nobr">75&ndash;84</span> and 10&nbsp;percent aged&nbsp;85 or older. About 15&nbsp;percent were persons aged&nbsp;<span class="nobr">18&ndash;61</span> receiving benefits as disabled workers, survivors, or dependents. Another 6&nbsp;percent were children under age&nbsp;18.</p>
<div class="chartCenter">
<div class="chart700" id="chart16">
<div class="title">Beneficiaries, by age</div>
<div class="scrollChart"><img src="chart16.gif" alt="Pie chart described in the text. In addition, 36% of all OASDI beneficiaries in current-payment status were aged 65-74 and 9% were aged 62-64. " width="575" height="501" /></div>
<div class="onlyNote">SOURCE: Social Security Administration, Master Beneficiary Record, 100&nbsp;percent data.</div>
</div>
</div>
<h3>Disabled and Retired Workers, by Age, <span class="nobr">1960&ndash;2007</span></h3>
<p>The average age of disabled-worker beneficiaries in current-payment status has declined substantially since 1960, when <abbr class="spell">DI</abbr> benefits first became available to persons younger than age&nbsp;50. In that year, the average age of a disabled worker was 57.2&nbsp;years. The rapid drop in average age in the following years reflects a growing number of awards to workers under 50. By 1995, the average age had fallen to a low of 49.8, and by 2007, it had risen to 52.4. In contrast, the average age of retired workers has changed little over time, rising from 72.4 in 1960 to 74.0 in 2007.</p>
<div class="chartCenter">
<div class="chart700" id="chart17">
<div class="title">Average age of disabled and retired workers, selected years</div>
<div class="scrollChart"><img src="chart17.gif" alt="Line chart with tabular version below." width="700" height="507" /></div>
<div class="table altTable"><a class="altToggle" href="">Show as table</a>
<table>
<caption><span class="tableNumber">Table equivalent for chart. </span>Average age of disabled and retired workers, selected years</caption>
<colgroup span="1" style="width:8em"></colgroup>
<colgroup span="2" style="width:8em"></colgroup>
<thead>
<tr>
<th class="stubHeading" scope="col">Year</th>
<th scope="col">Disabled<br>workers</th>
<th scope="col">Retired<br>workers</th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub0" scope="row">1960</th>
<td>57.2</td>
<td>72.4</td>
</tr>
<tr>
<th class="stub0" scope="row">1965</th>
<td>54.7</td>
<td>72.5</td>
</tr>
<tr>
<th class="stub0" scope="row">1970</th>
<td>54.2</td>
<td>72.3</td>
</tr>
<tr>
<th class="stub0" scope="row">1975</th>
<td>53.8</td>
<td>72.3</td>
</tr>
<tr>
<th class="stub0" scope="row">1980</th>
<td>53.2</td>
<td>72.4</td>
</tr>
<tr>
<th class="stub0" scope="row">1985</th>
<td>52.1</td>
<td>72.8</td>
</tr>
<tr>
<th class="stub0" scope="row">1990</th>
<td>50.5</td>
<td>73.1</td>
</tr>
<tr>
<th class="stub0" scope="row">1995</th>
<td>49.8</td>
<td>73.6</td>
</tr>
<tr>
<th class="stub0" scope="row">2000</th>
<td>50.8</td>
<td>73.9</td>
</tr>
<tr>
<th class="stub0" scope="row">2005</th>
<td>51.8</td>
<td>73.9</td>
</tr>
<tr>
<th class="stub0" scope="row">2006</th>
<td>52.1</td>
<td>74.0</td>
</tr>
<tr>
<th class="stub0" scope="row">2007</th>
<td>52.4</td>
<td>74.0</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="noNotes" colspan="3">&nbsp;</td>
</tr>
</tfoot>
</table>
</div>
<div class="onlyNote">SOURCE: Social Security Administration, Master Beneficiary Record, 10&nbsp;percent sample for 1988 and <span class="nobr">1990&ndash;2005</span> and 100&nbsp;percent data for all other years.</div>
</div>
</div>
<h3>Beneficiaries, by Sex, December&nbsp;2007</h3>
<p>Of all adults receiving monthly Social Security benefits, 44% were men and 56% were women. Seventy-nine percent of the men and 59% of the women received retired-worker benefits. About one-fifth of the women received survivor benefits.</p>
<div class="chartCenter">
<div class="chart700" id="chart18">
<div class="title">Adult beneficiaries, by type of beneficiary and sex</div>
<div class="scrollChart"><img src="chart18.gif" alt="Two pie charts with tabular version below." width="700" height="341" /></div>
<div class="table altTable"><a class="altToggle" href="">Show as table</a>
<table>
<caption><span class="tableNumber">Table equivalent for chart. </span>Percentage distribution of adult beneficiaries by type of beneficiary, by sex, December&nbsp;2007</caption>
<colgroup span="1" style="width:12em"></colgroup>
<colgroup span="2" style="width:5em"></colgroup>
<thead>
<tr>
<th class="stubHeading" scope="col">Type of beneficiary</th>
<th scope="col">Men</th>
<th scope="col">Women</th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub0" scope="row">Retired workers</th>
<td>79</td>
<td>59</td>
</tr>
<tr>
<th class="stub0" scope="row">Disabled workers</th>
<td>18</td>
<td>13</td>
</tr>
<tr>
<th class="stub0" scope="row">Spouses of retired or disabled workers</th>
<td>a</td>
<td>10</td>
</tr>
<tr>
<th class="stub0" scope="row"><span class="nobr">Widow(er)s</span> and mothers</th>
<td>a</td>
<td>17</td>
</tr>
<tr>
<th class="stub0" scope="row">Disabled adult children</th>
<td>2</td>
<td>1</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="onlyNote" colspan="3">a. Less than 0.5&nbsp;percent.</td>
</tr>
</tfoot>
</table>
</div>
<div class="firstNote">SOURCE: Social Security Administration, Master Beneficiary Record, 100&nbsp;percent data.</div>
<div class="lastNote">NOTE: Totals do not necessarily equal the sum of rounded components.</div>
</div>
</div>
<h3>Average Monthly Benefit, by Sex, December&nbsp;2007</h3>
<p>Among retired and disabled workers who collected benefits based on their own work records, men received a higher average monthly benefit than did women. For those with benefits based on another person's work record (spouses and survivors), women had higher average benefits.</p>
<div class="table">
<table>
<caption>Average monthly benefit (in dollars)</caption>
<colgroup span="1" style="width:14em"></colgroup>
<colgroup span="2" style="width:5em"></colgroup>
<thead>
<tr>
<th class="stubHeading" scope="col">Beneficiary</th>
<th scope="col">Men</th>
<th scope="col">Women</th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub2" scope="row">All beneficiaries</th>
<td>1,184</td>
<td>896</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="rowgroup">Workers</th>
<td colspan="2"></td>
</tr>
<tr>
<th class="stub1" scope="row">Retired</th>
<td>1,216</td>
<td>935</td>
</tr>
<tr>
<th class="stub1" scope="row">Disabled</th>
<td>1,126</td>
<td>866</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="rowgroup">Spouses of&mdash;</th>
<td colspan="2"></td>
</tr>
<tr>
<th class="stub1" scope="row">Retired workers</th>
<td>308</td>
<td>536</td>
</tr>
<tr>
<th class="stub1" scope="row">Disabled workers</th>
<td>215</td>
<td>269</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="rowgroup">Survivors of deceased workers</th>
<td colspan="2"></td>
</tr>
<tr>
<th class="stub1" scope="row">Nondisabled <span class="nobr">widow(er)s</span></th>
<td>865</td>
<td>1,043</td>
</tr>
<tr>
<th class="stub1" scope="row">Disabled <span class="nobr">widow(er)s</span></th>
<td>469</td>
<td>653</td>
</tr>
<tr>
<th class="stub1" scope="row">Mothers and fathers</th>
<td>677</td>
<td>789</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="onlyNote" colspan="3">SOURCE: Social Security Administration, Master Beneficiary Record, 100&nbsp;percent data.</td>
</tr>
</tfoot>
</table>
</div>
<h3>Women Beneficiaries, <span class="nobr">1940&ndash;2007</span></h3>
<p>The proportion of women among retired-worker beneficiaries has quadrupled since 1960. The percentage climbed steadily from 12% in 1940 to 47% in 1980, 48% in 1990, and 49% in 2007. The proportion of women among disabled-worker beneficiaries has more than doubled since 1957, when <abbr class="spell">DI</abbr> benefits first became payable. The percentage rose steadily from 19% in 1957 to 35% in 1990 and 47% in 2007.</p>
<div class="chartCenter">
<div class="chart700" id="chart20">
<div class="title">Women beneficiaries as a percentage of retired workers and disabled workers, selected years</div>
<div class="scrollChart"><img src="chart20.gif" alt="Line chart with tabular version below." width="700" height="525" /></div>
<div class="table altTable"><a class="altToggle" href="">Show as table</a>
<table>
<caption><span class="tableNumber">Table equivalent for chart. </span>Women as a percentage of retired worker and disabled worker beneficiaries, selected years</caption>
<colgroup span="1" style="width:4em"></colgroup>
<colgroup span="2" style="width:8em"></colgroup>
<thead>
<tr>
<th class="stubHeading" scope="col">Year</th>
<th scope="col">Retired<br>workers</th>
<th scope="col">Disabled<br>workers</th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub0" scope="row">1940</th>
<td>11.6</td>
<td class="nobr">--</td>
</tr>
<tr>
<th class="stub0" scope="row">1950</th>
<td>17.1</td>
<td class="nobr">--</td>
</tr>
<tr>
<th class="stub0" scope="row">1957</th>
<td class="nobr">--</td>
<td>19.1</td>
</tr>
<tr>
<th class="stub0" scope="row">1960</th>
<td>35.3</td>
<td>21.0</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="row">1970</th>
<td>42.4</td>
<td>28.4</td>
</tr>
<tr>
<th class="stub0" scope="row">1980</th>
<td>46.5</td>
<td>32.6</td>
</tr>
<tr>
<th class="stub0" scope="row">1990</th>
<td>47.7</td>
<td>34.7</td>
</tr>
<tr>
<th class="stub0" scope="row">2000</th>
<td>48.2</td>
<td>43.3</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="row">2005</th>
<td>48.6</td>
<td>46.0</td>
</tr>
<tr>
<th class="stub0" scope="row">2006</th>
<td>49.0</td>
<td>46.0</td>
</tr>
<tr>
<th class="stub0" scope="row">2007</th>
<td>49.0</td>
<td>47.0</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="onlyNote" colspan="3">NOTE: <span class="nobr">--</span> = not available.</td>
</tr>
</tfoot>
</table>
</div>
<div class="onlyNote">SOURCE: Social Security Administration, Master Beneficiary Record, 100&nbsp;percent data.</div>
</div>
</div>
<h3>Women with Dual Entitlement, <span class="nobr">1960&ndash;2007</span></h3>
<p>The proportion of women aged&nbsp;62 or older who are receiving benefits as dependents (that is, on the basis of their husband's earnings record only) has been declining&mdash;from 57% in 1960 to 29% in 2007. At the same time, the proportion of women with dual entitlement (that is, paid on the basis of both their own earnings record and that of their husband) has been increasing&mdash;from 5% in 1960 to 28% in 2007.</p>
<div class="chartCenter">
<div class="chart700" id="chart21">
<div class="title">Women aged&nbsp;62 or older, by basis of entitlement, selected years</div>
<div class="scrollChart"><img src="chart21.gif" alt="Area chart described in the text. In addition, the percentage of women who are entitled solely on their own earnings records as retired or disabled workers has remained fairly steady over this period at about 41%." width="700" height="507" /></div>
<div class="onlyNote">SOURCE: Social Security Administration, Master Beneficiary Record, 10&nbsp;percent sample for <span class="nobr">1993&ndash;2005</span> and 100&nbsp;percent data for all other years.</div>
</div>
</div>
<h2 id="ssi"><abbr class="spell">SSI</abbr> Program</h2>
<h3>Number of Recipients, <span class="nobr">1974&ndash;2007</span></h3>
<p>The Supplemental Security Income (<abbr class="spell">SSI</abbr>) program provides income support to needy persons aged&nbsp;65 or older, blind or disabled adults, and blind or disabled children. Eligibility requirements and federal payment standards are nationally uniform. <abbr class="spell">SSI</abbr> replaced the former federal/state adult assistance programs in the 50&nbsp;states and the District of Columbia.</p>
<p>Payments under <abbr class="spell">SSI</abbr> began in January&nbsp;1974, with 3.2&nbsp;million persons receiving federally administered payments. By December&nbsp;1974, this number had risen to nearly 4&nbsp;million and remained at about that level until the <span class="nobr">mid-1980s</span>, then rose steadily, reaching nearly 6&nbsp;million in 1993 and 7&nbsp;million by the end of 2004. As of December&nbsp;2007, the number of recipients was 7.4&nbsp;million. Of this total, 4.2&nbsp;million were between the ages of 18 and 64, 2&nbsp;million were aged&nbsp;65 or older, and 1.1&nbsp;million were under age&nbsp;18.</p>
<div class="chartCenter">
<div class="chart700" id="chart22">
<div class="title">Persons receiving federally administered <abbr class="spell">SSI</abbr> payments, December</div>
<div class="scrollChart"><img src="chart22.gif" alt="Line chart with tabular version below." width="700" height="532" /></div>
<div class="table altTable"><a class="altToggle" href="">Show as table</a>
<table>
<caption><span class="tableNumber">Table equivalent for chart. </span>Persons receiving federally administered <abbr class="spell">SSI</abbr> payments, December (in millions)</caption>
<colgroup span="1" style="width:4em"></colgroup>
<colgroup span="4" style="width:5em"></colgroup>
<thead>
<tr>
<th class="stubHeading" scope="col">Year</th>
<th scope="col">Total</th>
<th scope="col">Under 18</th>
<th class="nobr" scope="col">18&ndash;64</th>
<th scope="col">65 or<br>older</th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub0" scope="row">1974</th>
<td>4.0</td>
<td>0.1</td>
<td>1.5</td>
<td>2.4</td>
</tr>
<tr>
<th class="stub0" scope="row">1975</th>
<td>4.3</td>
<td>0.1</td>
<td>1.7</td>
<td>2.5</td>
</tr>
<tr>
<th class="stub0" scope="row">1976</th>
<td>4.2</td>
<td>0.1</td>
<td>1.7</td>
<td>2.4</td>
</tr>
<tr>
<th class="stub0" scope="row">1977</th>
<td>4.2</td>
<td>0.1</td>
<td>1.7</td>
<td>2.4</td>
</tr>
<tr>
<th class="stub0" scope="row">1978</th>
<td>4.2</td>
<td>0.2</td>
<td>1.7</td>
<td>2.3</td>
</tr>
<tr>
<th class="stub0" scope="row">1979</th>
<td>4.1</td>
<td>0.2</td>
<td>1.7</td>
<td>2.2</td>
</tr>
<tr>
<th class="stub0" scope="row">1980</th>
<td>4.1</td>
<td>0.2</td>
<td>1.7</td>
<td>2.2</td>
</tr>
<tr>
<th class="stub0" scope="row">1981</th>
<td>4.0</td>
<td>0.2</td>
<td>1.7</td>
<td>2.1</td>
</tr>
<tr>
<th class="stub0" scope="row">1982</th>
<td>3.9</td>
<td>0.2</td>
<td>1.7</td>
<td>2.0</td>
</tr>
<tr>
<th class="stub0" scope="row">1983</th>
<td>3.9</td>
<td>0.2</td>
<td>1.7</td>
<td>2.0</td>
</tr>
<tr>
<th class="stub0" scope="row">1984</th>
<td>4.0</td>
<td>0.2</td>
<td>1.8</td>
<td>2.0</td>
</tr>
<tr>
<th class="stub0" scope="row">1985</th>
<td>4.1</td>
<td>0.2</td>
<td>1.9</td>
<td>2.0</td>
</tr>
<tr>
<th class="stub0" scope="row">1986</th>
<td>4.3</td>
<td>0.2</td>
<td>2.0</td>
<td>2.0</td>
</tr>
<tr>
<th class="stub0" scope="row">1987</th>
<td>4.4</td>
<td>0.3</td>
<td>2.1</td>
<td>2.0</td>
</tr>
<tr>
<th class="stub0" scope="row">1988</th>
<td>4.5</td>
<td>0.3</td>
<td>2.2</td>
<td>2.0</td>
</tr>
<tr>
<th class="stub0" scope="row">1989</th>
<td>4.6</td>
<td>0.3</td>
<td>2.3</td>
<td>2.0</td>
</tr>
<tr>
<th class="stub0" scope="row">1990</th>
<td>4.8</td>
<td>0.3</td>
<td>2.4</td>
<td>2.1</td>
</tr>
<tr>
<th class="stub0" scope="row">1991</th>
<td>5.1</td>
<td>0.4</td>
<td>2.6</td>
<td>2.1</td>
</tr>
<tr>
<th class="stub0" scope="row">1992</th>
<td>5.6</td>
<td>0.6</td>
<td>2.9</td>
<td>2.1</td>
</tr>
<tr>
<th class="stub0" scope="row">1993</th>
<td>6.0</td>
<td>0.7</td>
<td>3.1</td>
<td>2.1</td>
</tr>
<tr>
<th class="stub0" scope="row">1994</th>
<td>6.3</td>
<td>0.8</td>
<td>3.3</td>
<td>2.1</td>
</tr>
<tr>
<th class="stub0" scope="row">1995</th>
<td>6.5</td>
<td>0.9</td>
<td>3.5</td>
<td>2.1</td>
</tr>
<tr>
<th class="stub0" scope="row">1996</th>
<td>6.6</td>
<td>1.0</td>
<td>3.6</td>
<td>2.1</td>
</tr>
<tr>
<th class="stub0" scope="row">1997</th>
<td>6.5</td>
<td>0.9</td>
<td>3.6</td>
<td>2.1</td>
</tr>
<tr>
<th class="stub0" scope="row">1998</th>
<td>6.6</td>
<td>0.9</td>
<td>3.6</td>
<td>2.0</td>
</tr>
<tr>
<th class="stub0" scope="row">1999</th>
<td>6.6</td>
<td>0.8</td>
<td>3.7</td>
<td>2.0</td>
</tr>
<tr>
<th class="stub0" scope="row">2000</th>
<td>6.6</td>
<td>0.8</td>
<td>3.7</td>
<td>2.0</td>
</tr>
<tr>
<th class="stub0" scope="row">2001</th>
<td>6.7</td>
<td>0.9</td>
<td>3.8</td>
<td>2.0</td>
</tr>
<tr>
<th class="stub0" scope="row">2002</th>
<td>6.8</td>
<td>0.9</td>
<td>3.9</td>
<td>2.0</td>
</tr>
<tr>
<th class="stub0" scope="row">2003</th>
<td>6.9</td>
<td>1.0</td>
<td>4.0</td>
<td>2.0</td>
</tr>
<tr>
<th class="stub0" scope="row">2004</th>
<td>7.0</td>
<td>1.0</td>
<td>4.0</td>
<td>2.0</td>
</tr>
<tr>
<th class="stub0" scope="row">2005</th>
<td>7.1</td>
<td>1.0</td>
<td>4.1</td>
<td>2.0</td>
</tr>
<tr>
<th class="stub0" scope="row">2006</th>
<td>7.2</td>
<td>1.1</td>
<td>4.2</td>
<td>2.0</td>
</tr>
<tr>
<th class="stub0" scope="row">2007</th>
<td>7.4</td>
<td>1.1</td>
<td>4.2</td>
<td>2.0</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="noNotes" colspan="5">&nbsp;</td>
</tr>
</tfoot>
</table>
</div>
<div class="firstNote">SOURCE: Social Security Administration, Supplemental Security Record (Characteristic Record Extract format), 100&nbsp;percent data.</div>
<div class="lastNote">NOTE: Totals do not necessarily equal the sum of rounded components.</div>
</div>
</div>
<h3>Payment Amounts, by Age, December&nbsp;2007</h3>
<p>The average monthly federally administered <abbr class="spell">SSI</abbr> payment was $468. Payments varied by age group, ranging from an average of $555 for recipients under 18 to $387 for those 65 or older. The maximum federal benefit rate in December&nbsp;2007 was $623 for an individual, $934 for a couple, plus any applicable state supplementation.</p>
<div class="chartCenter">
<div class="chart700" id="chart23">
<div class="title">Average monthly federally administered <abbr class="spell">SSI</abbr> payment</div>
<div class="scrollChart"><img src="chart23.gif" alt="Bar chart described in the text. In addition, recipients aged 18-64 received an average payment of $484." width="700" height="535" /></div>
<div class="firstNote">SOURCE: Social Security Administration, Supplemental Security Record (Characteristic Record Extract format), 100&nbsp;percent data.</div>
<div class="lastNote">NOTE: Amounts exclude retroactive payments.</div>
</div>
</div>
<h3>Federally Administered Payments, December&nbsp;2007</h3>
<p>A total of 7.4&nbsp;million persons received federally administered <abbr class="spell">SSI</abbr> payments. The majority received federal <abbr class="spell">SSI</abbr> only. States have the option of supplementing the federal benefit rate and are required to do so if that rate is less than the income the recipient would have had under the former state program.</p>
<div class="chartCenter">
<div class="chart700" id="chart24">
<div class="title">Type of <abbr class="spell">SSI</abbr> payment</div>
<div class="scrollChart"><img src="chart24.gif" alt="Pie chart. In December 2007, 69% of the nearly 7.4 million SSI recipients received only a federal SSI payment, 27% received federally administered state supplementation along with their federal SSI payment, and 4% received only federally administered state supplementation." width="575" height="360" /></div>
<div class="onlyNote">SOURCE: Social Security Administration, Supplemental Security Record (Characteristic Record Extract format), 100&nbsp;percent data.</div>
</div>
</div>
<h3>Basis for Eligibility and Age of Recipients, December&nbsp;2007</h3>
<p>Sixteen percent of <abbr class="spell">SSI</abbr> recipients received benefits on the basis of age, the rest on the basis of disability. Twenty-eight percent of the recipients were aged&nbsp;65 or older. In the <abbr class="spell">SSI</abbr> program, a disabled recipient is still classified as &quot;disabled&quot; after reaching age&nbsp;65. In the <abbr class="spell">OASDI</abbr> program, <abbr class="spell">DI</abbr> beneficiaries are converted to the retirement program when they attain full retirement age.</p>
<div class="chartCenter">
<div class="chart700" id="chart25">
<div class="title"><abbr class="spell">SSI</abbr> recipients, by basis for eligibility and age</div>
<div class="scrollChart"><img src="chart25.gif" alt="Two pie charts. The first pie chart shows the percentage distribution in December 2007 of SSI recipients by basis for eligibility: 83% are disabled, 16% are aged, and 1% are blind. The second pie chart shows the same group distributed by age: 15% are under 18, 57% are aged 18-64, and 28% are 65 or older." width="700" height="314" /></div>
<div class="onlyNote">SOURCE: Social Security Administration, Supplemental Security Record (Characteristic Record Extract format), 100&nbsp;percent data.</div>
</div>
</div>
<h3>Percentage Distribution of Recipients, by Age, <span class="nobr">1974&ndash;2007</span></h3>
<p>The proportion of <abbr class="spell">SSI</abbr> recipients aged&nbsp;65 or older has declined from 61% in January&nbsp;1974 to 28% in December&nbsp;2007. The overall long-term growth of the <abbr class="spell">SSI</abbr> program has occurred because of an increase in the number of disabled recipients, most of whom are under age&nbsp;65.</p>
<div class="chartCenter">
<div class="chart700" id="chart26">
<div class="title">Percentage distribution of <abbr class="spell">SSI</abbr> recipients, by age, December</div>
<div class="scrollChart"><img src="chart26.gif" alt="Line chart with tabular version below." width="700" height="525" /></div>
<div class="table altTable"><a class="altToggle" href="">Show as table</a>
<table>
<caption><span class="tableNumber">Table equivalent for chart. </span>Percentage distribution of <abbr class="spell">SSI</abbr> recipients, by age, December</caption>
<colgroup span="1" style="width:4em"></colgroup>
<colgroup span="3" style="width:5em"></colgroup>
<thead>
<tr>
<th class="stubHeading" scope="col">Year</th>
<th scope="col">Under 18</th>
<th class="nobr" scope="col">18&ndash;64</th>
<th scope="col">65 or<br>older</th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub0" scope="row">1974</th>
<td>1.8</td>
<td>37.6</td>
<td>60.6</td>
</tr>
<tr>
<th class="stub0" scope="row">1975</th>
<td>2.5</td>
<td>39.4</td>
<td>58.1</td>
</tr>
<tr>
<th class="stub0" scope="row">1976</th>
<td>3.0</td>
<td>40.5</td>
<td>56.6</td>
</tr>
<tr>
<th class="stub0" scope="row">1977</th>
<td>3.5</td>
<td>41.0</td>
<td>55.5</td>
</tr>
<tr>
<th class="stub0" scope="row">1978</th>
<td>3.9</td>
<td>41.4</td>
<td>54.6</td>
</tr>
<tr>
<th class="stub0" scope="row">1979</th>
<td>4.3</td>
<td>41.6</td>
<td>54.1</td>
</tr>
<tr>
<th class="stub0" scope="row">1980</th>
<td>4.6</td>
<td>41.8</td>
<td>53.6</td>
</tr>
<tr>
<th class="stub0" scope="row">1981</th>
<td>4.8</td>
<td>42.4</td>
<td>52.8</td>
</tr>
<tr>
<th class="stub0" scope="row">1982</th>
<td>5.0</td>
<td>42.9</td>
<td>52.1</td>
</tr>
<tr>
<th class="stub0" scope="row">1983</th>
<td>5.1</td>
<td>43.6</td>
<td>51.3</td>
</tr>
<tr>
<th class="stub0" scope="row">1984</th>
<td>5.3</td>
<td>44.2</td>
<td>50.6</td>
</tr>
<tr>
<th class="stub0" scope="row">1985</th>
<td>5.5</td>
<td>45.4</td>
<td>49.1</td>
</tr>
<tr>
<th class="stub0" scope="row">1986</th>
<td>5.6</td>
<td>47.1</td>
<td>47.3</td>
</tr>
<tr>
<th class="stub0" scope="row">1987</th>
<td>5.7</td>
<td>48.3</td>
<td>46.0</td>
</tr>
<tr>
<th class="stub0" scope="row">1988</th>
<td>5.7</td>
<td>49.3</td>
<td>44.9</td>
</tr>
<tr>
<th class="stub0" scope="row">1989</th>
<td>5.8</td>
<td>50.1</td>
<td>44.1</td>
</tr>
<tr>
<th class="stub0" scope="row">1990</th>
<td>6.4</td>
<td>50.9</td>
<td>42.7</td>
</tr>
<tr>
<th class="stub0" scope="row">1991</th>
<td>7.8</td>
<td>51.6</td>
<td>40.6</td>
</tr>
<tr>
<th class="stub0" scope="row">1992</th>
<td>10.0</td>
<td>52.3</td>
<td>37.7</td>
</tr>
<tr>
<th class="stub0" scope="row">1993</th>
<td>12.1</td>
<td>52.6</td>
<td>35.3</td>
</tr>
<tr>
<th class="stub0" scope="row">1994</th>
<td>13.4</td>
<td>53.0</td>
<td>33.7</td>
</tr>
<tr>
<th class="stub0" scope="row">1995</th>
<td>14.1</td>
<td>53.5</td>
<td>32.5</td>
</tr>
<tr>
<th class="stub0" scope="row">1996</th>
<td>14.4</td>
<td>54.0</td>
<td>31.6</td>
</tr>
<tr>
<th class="stub0" scope="row">1997</th>
<td>13.5</td>
<td>54.8</td>
<td>31.6</td>
</tr>
<tr>
<th class="stub0" scope="row">1998</th>
<td>13.5</td>
<td>55.5</td>
<td>31.0</td>
</tr>
<tr>
<th class="stub0" scope="row">1999</th>
<td>12.9</td>
<td>56.3</td>
<td>30.8</td>
</tr>
<tr>
<th class="stub0" scope="row">2000</th>
<td>12.8</td>
<td>56.7</td>
<td>30.5</td>
</tr>
<tr>
<th class="stub0" scope="row">2001</th>
<td>13.2</td>
<td>57.0</td>
<td>29.8</td>
</tr>
<tr>
<th class="stub0" scope="row">2002</th>
<td>13.5</td>
<td>57.1</td>
<td>29.4</td>
</tr>
<tr>
<th class="stub0" scope="row">2003</th>
<td>13.9</td>
<td>57.3</td>
<td>28.8</td>
</tr>
<tr>
<th class="stub0" scope="row">2004</th>
<td>14.2</td>
<td>57.5</td>
<td>28.3</td>
</tr>
<tr>
<th class="stub0" scope="row">2005</th>
<td>14.6</td>
<td>57.4</td>
<td>28.0</td>
</tr>
<tr>
<th class="stub0" scope="row">2006</th>
<td>14.9</td>
<td>57.4</td>
<td>27.7</td>
</tr>
<tr>
<th class="stub0" scope="row">2007</th>
<td>15.2</td>
<td>57.4</td>
<td>27.4</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="onlyNote" colspan="4">NOTE: Totals do not necessarily equal the sum of rounded components.</td>
</tr>
</tfoot>
</table>
</div>
<div class="onlyNote">SOURCE: Social Security Administration, Supplemental Security Record (Characteristic Record Extract format), 100&nbsp;percent data.</div>
</div>
</div>
<h3>Recipients, by Sex and Age, December&nbsp;2007</h3>
<p>Overall, 56% of the 7.4&nbsp;million <abbr class="spell">SSI</abbr> recipients were women, but that percentage varied greatly by age group. Women accounted for 69% of the 2.0&nbsp;million recipients aged&nbsp;65 or older, 56% of the 4.2&nbsp;million recipients aged <span class="nobr">18&ndash;64</span>, and 34% of the 1.1&nbsp;million recipients under age&nbsp;18.</p>
<div class="chartCenter">
<div class="chart700" id="chart27">
<div class="title"><abbr class="spell">SSI</abbr> recipients, by sex and age</div>
<div class="scrollChart"><img src="chart27.gif" alt="Bar chart with tabular version below." width="700" height="553" /></div>
<div class="table altTable"><a class="altToggle" href="">Show as table</a>
<table>
<caption><span class="tableNumber">Table equivalent for chart. </span>Percentage distribution of <abbr class="spell">SSI</abbr> recipients by sex, by age, December&nbsp;2007</caption>
<colgroup span="1" style="width:8em"></colgroup>
<colgroup span="2" style="width:6em"></colgroup>
<thead>
<tr>
<th class="stubHeading" scope="col">Age</th>
<th scope="col">Men</th>
<th scope="col">Women</th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub1" scope="row">All ages</th>
<td>44</td>
<td>56</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="row">Under 18</th>
<td>66</td>
<td>34</td>
</tr>
<tr>
<th class="stub0 nobr" scope="row">18&ndash;64</th>
<td>44</td>
<td>56</td>
</tr>
<tr>
<th class="stub0" scope="row">65 or older</th>
<td>31</td>
<td>69</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="noNotes" colspan="3">&nbsp;</td>
</tr>
</tfoot>
</table>
</div>
<div class="onlyNote">SOURCE: Social Security Administration, Supplemental Security Record (Characteristic Record Extract format), 100&nbsp;percent data.</div>
</div>
</div>
<h3>Other Income, December&nbsp;2007</h3>
<p>Fifty-seven percent of <abbr class="spell">SSI</abbr> recipients aged&nbsp;65 or older received <abbr class="spell">OASDI</abbr> benefits, as did 32% of those aged <span class="nobr">18&ndash;64</span> and 7% of those under age&nbsp;18. Other types of unearned income, such as income from assets, were reported most frequently among those under age&nbsp;18 (19%) and those aged&nbsp;65 or older (14%). Earned income was most prevalent (6%) among those aged&nbsp;<span class="nobr">18&ndash;64</span>.</p>
<div class="chartCenter">
<div class="chart700" id="chart28">
<div class="title">Other income of <abbr class="spell">SSI</abbr> recipients, by source and age</div>
<div class="scrollChart"><img src="chart28.gif" alt="Bar chart with tabular version below." width="700" height="559" /></div>
<div class="table altTable"><a class="altToggle" href="">Show as table</a>
<table>
<caption><span class="tableNumber">Table equivalent for chart. </span>Percentage of <abbr class="spell">SSI</abbr> recipients with other income, by source and age, December&nbsp;2007</caption>
<colgroup span="1" style="width:7em"></colgroup>
<colgroup span="3" style="width:5em"></colgroup>
<thead>
<tr>
<th class="stubHeading" scope="col">Age</th>
<th scope="col"><abbr class="spell">OASDI</abbr></th>
<th scope="col">Other<br>unearned<br>income</th>
<th scope="col">Earnings</th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub1" scope="row">All ages</th>
<td>34.9</td>
<td>11.2</td>
<td>3.8</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="row">Under 18</th>
<td>7.2</td>
<td>19.4</td>
<td>0.3</td>
</tr>
<tr>
<th class="stub0 nobr" scope="row">18&ndash;64</th>
<td>31.7</td>
<td>7.6</td>
<td>5.8</td>
</tr>
<tr>
<th class="stub0" scope="row">65 or older</th>
<td>57.0</td>
<td>14.1</td>
<td>1.4</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="noNotes" colspan="4">&nbsp;</td>
</tr>
</tfoot>
</table>
</div>
<div class="onlyNote">SOURCE: Social Security Administration, Supplemental Security Record (Characteristic Record Extract format), 100&nbsp;percent data.</div>
</div>
</div>
<h2 id="oasdiandssi"><abbr class="spell">OASDI</abbr>, <abbr class="spell">SSI</abbr>, or Both</h2>
<h3>All Beneficiaries, December&nbsp;2007</h3>
<p>About 54.7&nbsp;million people received a payment from Social Security. Most (47.3&nbsp;million) received <abbr class="spell">OASDI</abbr> benefits only, about 4.8&nbsp;million received <abbr class="spell">SSI</abbr> only, and 2.6&nbsp;million received payments from both programs.</p>
<div class="table">
<table>
<caption>Beneficiaries receiving <abbr class="spell">OASDI</abbr>, <abbr class="spell">SSI</abbr>, or&nbsp;both</caption>
<colgroup span="1" style="width:12em"></colgroup>
<colgroup span="1" style="width:6em"></colgroup>
<thead>
<tr>
<th class="stubHeading" scope="col">Benefit</th>
<th scope="col">Number<br>(thousands)</th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub1" scope="row">Total (unduplicated)</th>
<td>54,656</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="row"><abbr class="spell">OASDI</abbr></th>
<td>49,865</td>
</tr>
<tr>
<th class="stub0" scope="row"><abbr class="spell">OASDI</abbr> only</th>
<td>47,296</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="row"><abbr class="spell">SSI</abbr></th>
<td>7,360</td>
</tr>
<tr>
<th class="stub0" scope="row"><abbr class="spell">SSI</abbr> only</th>
<td>4,791</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="row">Both <abbr class="spell">OASDI</abbr> and <abbr class="spell">SSI</abbr></th>
<td>2,569</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="noNotes" colspan="2">&nbsp;</td>
</tr>
</tfoot>
</table>
</div>
<div class="chartCenter">
<div class="chart700" id="chart29">
<div class="title">Distribution of all beneficiaries</div>
<div class="scrollChart"><img src="chart29.gif" alt="Pie chart. Of the 54.7 million beneficiaries in December 2007, 87% received only OASDI benefits, 9% received only SSI benefits, and 5% received both OASDI and SSI benefits." width="350" height="312" /></div>
<div class="firstNote">SOURCE: Social Security Administration, Master Beneficiary Record, 100&nbsp;percent data; Supplemental Security Record (Characteristic Record Extract format), 100&nbsp;percent data.</div>
<div class="note">NOTES: <abbr class="spell">SSI</abbr> includes federal <abbr class="spell">SSI</abbr> payments and federally administered state supplementation.</div>
<div class="lastNote">Totals do not necessarily equal the sum of rounded components.</div>
</div>
</div>
<h3>Beneficiaries Aged&nbsp;65 or Older, December&nbsp;2007</h3>
<p>Benefits were paid to 36&nbsp;million people aged&nbsp;65 or older. About 1.1&nbsp;million received both <abbr class="spell">OASDI</abbr> and <abbr class="spell">SSI</abbr>.</p>
<div class="table">
<table>
<caption>Beneficiaries aged&nbsp;65 or older receiving <abbr class="spell">OASDI</abbr>, <abbr class="spell">SSI</abbr>, or both</caption>
<colgroup span="1" style="width:16em"></colgroup>
<colgroup span="1" style="width:6em"></colgroup>
<thead>
<tr>
<th class="stubHeading" scope="col">Beneficiary</th>
<th scope="col">Number<br>(thousands)</th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub3" scope="row">Total (unduplicated)</th>
<td>35,987</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="rowgroup"><abbr class="spell">OASDI</abbr></th>
<td></td>
</tr>
<tr>
<th class="stub2" scope="row">Total</th>
<td>35,119</td>
</tr>
<tr>
<th class="stub1" scope="row">Retired workers</th>
<td>28,783</td>
</tr>
<tr>
<th class="stub1" scope="row">Disabled workers</th>
<td>269</td>
</tr>
<tr>
<th class="stub1" scope="row">Spouses</th>
<td>2,205</td>
</tr>
<tr>
<th class="stub1" scope="row"><span class="nobr">Widow(er)s</span></th>
<td>3,790&nbsp;<sup>a</sup></td>
</tr>
<tr>
<th class="stub1" scope="row">Disabled adult children</th>
<td>72</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="row"><abbr class="spell">OASDI</abbr> only</th>
<td>33,970</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="row"><abbr class="spell">SSI</abbr></th>
<td></td>
</tr>
<tr>
<th class="stub2" scope="row">Total</th>
<td>2,017&nbsp;<sup>b</sup></td>
</tr>
<tr>
<th class="stub1" scope="row">Receiving <abbr class="spell">SSI</abbr> only</th>
<td>868</td>
</tr>
<tr>
<th class="stub1" scope="row">Receiving both <abbr class="spell">OASDI</abbr> and <abbr class="spell">SSI</abbr></th>
<td>1,149</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="noNotes" colspan="2">&nbsp;</td>
</tr>
</tfoot>
</table>
</div>
<div class="chartCenter">
<div class="chart700" id="chart30">
<div class="title">Distribution of beneficiaries aged&nbsp;65 or older,<br>by program</div>
<div class="scrollChart"><img src="chart30.gif" alt="Pie chart. Of the 36 million beneficiaries aged 65 or older in December 2007, 94% received only OASDI benefits, 3% received both OASDI and SSI benefits, and 2% received only SSI payments." width="350" height="205" /></div>
<div class="firstNote">SOURCE: Social Security Administration, Master Beneficiary Record, 100&nbsp;percent data; Supplemental Security Record (Characteristic Record Extract format), 100&nbsp;percent data.</div>
<div class="note">NOTES: <abbr class="spell">SSI</abbr> includes federal <abbr class="spell">SSI</abbr> payments and federally administered state supplementation.
<div class="newNote">Totals do not necessarily equal the sum of rounded components.</div>
</div>
<div class="note">a. Includes persons who received dependent parent's benefits or mother's and father's benefits.</div>
<div class="lastNote">b. Includes 812,000 <abbr class="spell">SSI</abbr> beneficiaries aged&nbsp;65 or older who are disabled or blind.</div>
</div>
</div>
<h3>Disabled Beneficiaries Aged&nbsp;<span class="nobr">18&ndash;64</span>, December&nbsp;2007</h3>
<p>Payments were made to 10.7&nbsp;million people aged <span class="nobr">18&ndash;64</span> on the basis of their own disability. Sixty-one percent received disability payments from the <abbr class="spell">OASDI</abbr> program only, 28% received payments from the <abbr class="spell">SSI</abbr> program only, and 12% received payments from both programs.</p>
<div class="table">
<table>
<caption>Disabled beneficiaries aged&nbsp;<span class="nobr">18&ndash;64</span> receiving <abbr class="spell">OASDI</abbr>, <abbr class="spell">SSI</abbr>, or both</caption>
<colgroup span="1" style="width:21em"></colgroup>
<colgroup span="1" style="width:6em"></colgroup>
<thead>
<tr>
<th class="stubHeading" scope="col">Beneficiary</th>
<th scope="col">Number<br>(thousands)</th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub3" scope="row">Total (unduplicated)</th>
<td>10,735</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="rowgroup"><abbr class="spell">OASDI</abbr> disability</th>
<td></td>
</tr>
<tr>
<th class="stub2" scope="row">Total</th>
<td>7,768</td>
</tr>
<tr>
<th class="stub1" scope="row">Workers aged&nbsp;64 or younger</th>
<td>6,830</td>
</tr>
<tr>
<th class="stub1" scope="row">Disabled adult children</th>
<td>723</td>
</tr>
<tr>
<th class="stub1" scope="row"><span class="nobr">Widow(er)s</span></th>
<td>215</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="row"><abbr class="spell">OASDI</abbr> disability only</th>
<td>6,513</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="rowgroup"><abbr class="spell">SSI</abbr> disability</th>
<td></td>
</tr>
<tr>
<th class="stub2" scope="row">Total</th>
<td>4,222</td>
</tr>
<tr>
<th class="stub1" scope="row">Receiving <abbr class="spell">SSI</abbr> disability only</th>
<td>2,967</td>
</tr>
<tr>
<th class="stub1" scope="row">Receiving both <abbr class="spell">OASDI</abbr> and <abbr class="spell">SSI</abbr> disability</th>
<td>1,255</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="noNotes" colspan="2">&nbsp;</td>
</tr>
</tfoot>
</table>
</div>
<div class="chartCenter">
<div class="chart700" id="chart31">
<div class="title">Distribution of disabled beneficiaries aged&nbsp;<span class="nobr">18&ndash;64</span></div>
<div class="scrollChart"><img src="chart31.gif" alt="Pie chart described in the text." width="350" height="193" /></div>
<div class="firstNote">SOURCE: Social Security Administration, Master Beneficiary Record, 100&nbsp;percent data; Supplemental Security Record (Characteristic Record Extract format), 100&nbsp;percent data.</div>
<div class="note">NOTES: <abbr class="spell">SSI</abbr> includes federal <abbr class="spell">SSI</abbr> payments and federally administered state supplementation.</div>
<div class="lastNote">Totals do not necessarily equal the sum of rounded components.</div>
</div>
</div>
<h2 id="children">Children</h2>
<h3><abbr class="spell">OASDI</abbr> Beneficiaries, December&nbsp;2007</h3>
<p>More than 3.2&nbsp;million children under age&nbsp;18 and students aged&nbsp;<span class="nobr">18&ndash;19</span> received <abbr class="spell">OASDI</abbr> benefits. Children of deceased workers had the highest average payments, in part because they are eligible to receive monthly benefits based on 75% of the worker's <abbr class="spell">PIA</abbr>, compared with 50% for children of retired or disabled workers. Overall, the average monthly benefit amount for children was $483.</p>
<div class="chartCenter">
<div class="chart700" id="chart32">
<div class="title">Number of and average monthly benefit for children of worker beneficiaries</div>
<div class="scrollChart">
<div class="panel">Number of children of&mdash;</div>
<img src="chart32a.gif" alt="Bar chart with tabular version below." width="699" height="349" />
<div class="panel">Average monthly benefit for children of&mdash;</div>
<img src="chart32b.gif" alt="Bar chart with tabular version below." width="700" height="353" /></div>
<div class="table altTable"><a class="altToggle" href="">Show as table</a>
<table>
<caption><span class="tableNumber">Table equivalent for chart. </span>Number and average monthly benefit for children receiving <abbr class="spell">OASDI</abbr>, by type of beneficiary, December&nbsp;2007</caption>
<colgroup span="1" style="width:14em"></colgroup>
<colgroup span="2" style="width:6em"></colgroup>
<thead>
<tr>
<th class="stubHeading" scope="col">Type of beneficiary</th>
<th scope="col">Number<br>(thousands)</th>
<th scope="col">Average<br>monthly<br>benefit<br>(dollars)</th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub0" scope="row">Children of retired workers</th>
<td>298</td>
<td>515</td>
</tr>
<tr>
<th class="stub0" scope="row">Children of disabled workers</th>
<td>1,587</td>
<td>293</td>
</tr>
<tr>
<th class="stub0" scope="row">Children of deceased workers</th>
<td>1,370</td>
<td>695</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="noNotes" colspan="3">&nbsp;</td>
</tr>
</tfoot>
</table>
</div>
<div class="onlyNote">SOURCE: Social Security Administration, Master Beneficiary Record, 100&nbsp;percent data.</div>
</div>
</div>
<h3 id="SSIrecipients"><abbr class="spell">SSI</abbr> Recipients, <span class="nobr">1974&ndash;2007</span></h3>
<p>In 1974, when the program began, 70,900&nbsp;blind and disabled children were receiving <abbr class="spell">SSI</abbr>. That number increased to 955,000 in 1996, declined to 847,000 in 2000, and is now 1,121,000. The relatively high average payment to children (compared with payments made to blind and disabled adults) is due in part to a limited amount of other countable income. The spike in average monthly benefits in 1992 is due to retroactive payments resulting from the <i>Sullivan <abbr title="versus">v.</abbr> Zebley</i> decision. As of December&nbsp;2007, blind and disabled children were receiving <abbr class="spell">SSI</abbr> payments averaging $555.</p>
<div class="chartCenter">
<div class="chart700" id="chart33">
<div class="title">Number of and average monthly payment to children under age&nbsp;18 receiving <abbr class="spell">SSI</abbr></div>
<div class="scrollChart">
<div class="panel">Number of children under age&nbsp;18 receiving <abbr class="spell">SSI</abbr></div>
<img src="chart33a.gif" alt="Line chart with tabular version below." width="700" height="230" />
<div class="panel">Average monthly <abbr class="spell">SSI</abbr> payment to children under age&nbsp;18<sup>a</sup></div>
<img src="chart33b.gif" alt="Line chart with tabular version below." width="700" height="234" /></div>
<div class="table altTable"><a class="altToggle" href="">Show as table</a>
<table>
<caption><span class="tableNumber">Table equivalent for chart. </span>Number of children under age&nbsp;18 receiving <abbr class="spell">SSI</abbr>, and average monthly <abbr class="spell">SSI</abbr> payment to children under age&nbsp;18</caption>
<colgroup span="1" style="width:4em"></colgroup>
<colgroup span="2" style="width:8em"></colgroup>
<thead>
<tr>
<th class="stubHeading" scope="col">Year</th>
<th scope="col">Number of children<br>receiving <abbr class="spell">SSI</abbr><br>(in thousands)</th>
<th scope="col">Average monthly<br><abbr class="spell">SSI</abbr> payment<br>(in percent)&nbsp;<sup>a</sup></th>
</tr>
</thead>
<tbody>
<tr>
<th class="stub0" scope="row">1974</th>
<td>70.90</td>
<td>109.15</td>
</tr>
<tr>
<th class="stub0" scope="row">1975</th>
<td>107.03</td>
<td>141.09</td>
</tr>
<tr>
<th class="stub0" scope="row">1976</th>
<td>125.41</td>
<td>154.24</td>
</tr>
<tr>
<th class="stub0" scope="row">1977</th>
<td>147.36</td>
<td>170.03</td>
</tr>
<tr>
<th class="stub0" scope="row">1978</th>
<td>165.90</td>
<td>171.72</td>
</tr>
<tr>
<th class="stub0" scope="row">1979</th>
<td>177.31</td>
<td>193.26</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="row">1980</th>
<td>190.39</td>
<td>219.08</td>
</tr>
<tr>
<th class="stub0" scope="row">1981</th>
<td>194.89</td>
<td>240.84</td>
</tr>
<tr>
<th class="stub0" scope="row">1982</th>
<td>191.57</td>
<td>263.22</td>
</tr>
<tr>
<th class="stub0" scope="row">1983</th>
<td>198.32</td>
<td>280.96</td>
</tr>
<tr>
<th class="stub0" scope="row">1984</th>
<td>211.59</td>
<td>292.86</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="row">1985</th>
<td>227.38</td>
<td>301.26</td>
</tr>
<tr>
<th class="stub0" scope="row">1986</th>
<td>241.20</td>
<td>321.34</td>
</tr>
<tr>
<th class="stub0" scope="row">1987</th>
<td>250.90</td>
<td>327.27</td>
</tr>
<tr>
<th class="stub0" scope="row">1988</th>
<td>255.14</td>
<td>343.24</td>
</tr>
<tr>
<th class="stub0" scope="row">1989</th>
<td>264.89</td>
<td>357.64</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="row">1990</th>
<td>308.59</td>
<td>403.72</td>
</tr>
<tr>
<th class="stub0" scope="row">1991</th>
<td>397.16</td>
<td>446.05</td>
</tr>
<tr>
<th class="stub0" scope="row">1992</th>
<td>556.47</td>
<td>610.98</td>
</tr>
<tr>
<th class="stub0" scope="row">1993</th>
<td>722.68</td>
<td>460.54</td>
</tr>
<tr>
<th class="stub0" scope="row">1994</th>
<td>841.47</td>
<td>448.07</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="row">1995</th>
<td>917.05</td>
<td>447.57</td>
</tr>
<tr>
<th class="stub0" scope="row">1996</th>
<td>955.17</td>
<td>442.01</td>
</tr>
<tr>
<th class="stub0" scope="row">1997</th>
<td>879.83</td>
<td>433.83</td>
</tr>
<tr>
<th class="stub0" scope="row">1998</th>
<td>887.07</td>
<td>441.75</td>
</tr>
<tr>
<th class="stub0" scope="row">1999</th>
<td>847.06</td>
<td>450.13</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="row">2000</th>
<td>846.78</td>
<td>463.05</td>
</tr>
<tr>
<th class="stub0" scope="row">2001</th>
<td>881.84</td>
<td>476.09</td>
</tr>
<tr>
<th class="stub0" scope="row">2002</th>
<td>914.82</td>
<td>487.73</td>
</tr>
<tr>
<th class="stub0" scope="row">2003</th>
<td>959.38</td>
<td>490.63</td>
</tr>
<tr>
<th class="stub0" scope="row">2004</th>
<td>993.13</td>
<td>505.98</td>
</tr>
<tr class="topPad1">
<th class="stub0" scope="row">2005</th>
<td>1036.50</td>
<td>522.80</td>
</tr>
<tr>
<th class="stub0" scope="row">2006</th>
<td>1079.00</td>
<td>542.00</td>
</tr>
<tr>
<th class="stub0" scope="row">2007</th>
<td>1121.00</td>
<td>555.00</td>
</tr>
</tbody>
<tfoot>
<tr>
<td class="firstNote" colspan="3">SOURCE: Social Security Administration, Supplemental Security Record (Characteristic Record Extract format), 100&nbsp;percent data.</td>
</tr>
<tr>
<td class="note" colspan="3">NOTE: <abbr class="spell">SSI</abbr> = Supplemental Security Income.</td>
</tr>
<tr>
<td class="lastNote" colspan="3">a. As of 1998, these figures exclude retroactive payments.</td>
</tr>
</tfoot>
</table>
</div>
<div class="firstNote">SOURCE: Social Security Administration, Supplemental Security Record (Characteristic Record Extract format), 100&nbsp;percent data.</div>
<div class="lastNote">a. As of 1998, these figures exclude retroactive payments.</div>
</div>
</div>
<h2 id="financing">Social Security Financing</h2>
<h3>How Social Security Is Financed</h3>
<p>Social Security is largely a pay-as-you-go program. Most of the payroll taxes collected from today's workers are used to pay benefits to today's recipients. In 2007, the Old-Age and Survivors Insurance and Disability Insurance Trust Funds collected $784.9&nbsp;billion in revenues. Of that amount, 84% was derived from payroll taxes and 2% from income taxes on Social Security benefits. Interest earned on the government bonds held by the trust funds provided the remaining 14% of income. Assets increased in 2007 because income exceeded expenditures for benefit payments and administrative expenses.</p>
<div class="chartCenter">
<div class="chart700" id="chart34">
<div class="title">Sources and uses of Social Security revenues in 2007</div>
<div class="scrollChart"><img src="chart34.gif" alt="Two pie charts showing the sources and uses of the $784.9 billion in revenue collected by the Social Security trust funds in 2007. The Sources of Revenues pie has three slices. Payroll taxes: 84%. Interest: 14%. Taxation of benefits: 2%. The Uses of Revenues pie has four slices. Benefit payments: 75%. Increase in trust funds: 24%. Administrative expenses: 1%. Railroad Retirement financial interchange: less than 1%." width="700" height="414" /></div>
<div class="firstNote">SOURCES: <i>2008 Annual Report of the Board of Trustees of the Federal Old-Age and Survivors Insurance and Disability Insurance Trust Funds</i>, Table&nbsp;II.B1.</div>
<div class="lastNote">NOTE: Totals do not necessarily equal the sum of rounded components.</div>
</div>
</div>
<h3>Social Security's Demographic Challenge</h3>
<p>The number of retired workers is projected to grow rapidly starting in 2008, when the members of the post&ndash;World War II baby boom begin to reach early retirement age, and will double in less than 30&nbsp;years. People are also living longer, and the birth rate is low. As a result, the ratio of workers paying Social Security taxes to people collecting benefits will fall from 3.3 to 1 in 2007 to 2.1 to 1 by 2034. The Trustees Report projects that in 2017, when the ratio will be 2.7, there will not be enough workers to pay scheduled benefits at current tax rates. The Trustees Report also projects that redemption of trust fund assets will be sufficient to allow for full payment of scheduled benefits until 2041.</p>
<div class="chartCenter">
<div class="chart700" id="chart35">
<div class="title">Ratio of covered workers to Social Security beneficiaries</div>
<div class="scrollChart"><img src="chart35.gif" alt="Line chart. In 1955, there were 8.6 workers supporting each retiree. By 1975, that ratio had declined to 3.2 workers per beneficiary and remained between 3.1 and 3.4 over the next 30 years. Current projections have the ratio starting to decline again in 2008, decreasing at an accelerating rate until it reaches 2.1 workers per beneficiary in 2031. Thereafter, it continues to decline by one-tenth of a percentage point approximately every 15 years, arriving in 2085 at only 1.9 workers per beneficiary." width="700" height="560" /></div>
<div class="onlyNote">SOURCE: <i>2008 Annual Report of the Board of Trustees of the Federal Old-Age and Survivors Insurance and Disability Insurance Trust Funds</i>, Table&nbsp;IV.B2.</div>
</div>
</div>
<h3>The Long-Run Financial Outlook</h3>
<p>Social Security is not sustainable over the long term at current benefit and tax rates. Within 9&nbsp;years the program will begin paying more in benefits than it collects in taxes (see the chart below). By 2041 the trust funds will be exhausted. At that point, payroll taxes and other income will flow into the fund but will be sufficient to pay only 78% of program costs. As reported in the 2008 Trustees Report, the shortfall over the next 75&nbsp;years is 1.70% of taxable payroll.</p>
<div class="chartCenter">
<div class="chart700" id="chart36">
<div class="title">Social Security income minus costs as a percentage of taxable payroll</div>
<div class="scrollChart"><img src="chart36.gif" alt="Line chart showing Social Security trust fund balance (income minus costs), expressed as a percentage of taxable payroll, from 2008 to 2085. The trust fund balance is about 1.74 percent of taxable payroll in 2008, and is projected to decline rapidly. Costs will begin to exceed income in 2017 and the trust fund will become insolvent in 2041. Annual trust fund balances are projected to range between -3.98 and -5.35 percent of taxable payroll from 2036 to 2085." width="700" height="552" /></div>
<div class="onlyNote">SOURCE: <i>2008 Annual Report of the Board of Trustees of the Federal Old-Age and Survivors Insurance and Disability Insurance Trust Funds</i>, Table&nbsp;IV.B1.</div>
</div>
</div>
</div>
</article>
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