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<li><a href="/policy/docs/program-explainers/government-pension-offset.html">Government Pension Offset</a></li>
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<li><a href="/policy/docs/program-explainers/retirement-earnings-test.html">Retirement Earnings Test</a></li>
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<li><a href="/policy/docs/program-explainers/scheduled-payable.html">Scheduled <abbr title="versus">vs.</abbr> Payable Benefits</a></li>
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<li><a href="/policy/docs/program-explainers/special-minimum.html">Special Minimum Benefit</a></li>
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<li><a href="/policy/docs/program-explainers/poverty-decline.html">Why Will Poverty Decline for Beneficiaries?</a></li>
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<li><a href="/policy/docs/program-explainers/windfall-elimination-provision.html">Windfall Elimination Provision</a></li>
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</ul>
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</li>
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<li class="noClick menu1a" id="PM"><a href="#" tabindex="-1">Projections</a></li>
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<li class="hasFly menu2a" id="PFS"><a href="#" aria-haspopup="true" aria-expanded="false">Fact sheets</a>
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<ul>
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<li><a href="/policy/docs/projections/populations/divorced-spousal-2050.html">By beneficiary type</a></li>
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<li><a href="/policy/docs/projections/populations/beneficiaries-60-or-older.html">By demographic group</a></li>
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</ul>
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</li>
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<li class="hasFly menu2a" id="PPO"><a href="#" aria-haspopup="true" aria-expanded="false">Tables</a>
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<ul>
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<li><a href="/policy/docs/projections/policy-options/index.html">Policy options/proposals</a></li>
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<li><a href="/policy/docs/projections/tables/beneficiaries.html">Profile of beneficiaries by race & ethnicity</a></li>
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<li><a href="/policy/docs/projections/tables/taxpayers.html">Profile of taxpayers by race & ethnicity</a></li>
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</ul>
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</li>
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</ul>
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</nav></div>
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<div class="column-6"> <div id="docTitle">
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<h3>Social Security Bulletin, <abbr title="Volume">Vol.</abbr> 70, <abbr title="Number">No.</abbr> 1</h3>
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<div class="releaseDate">(released February 2010)</div></div> <div class="container-red downloadBox"><p><a href="/policy/docs/ssb/v70n1/ssb-v70n1.pdf" title="Download entire publication as PDF">Download entire publication</a></p></div> <div class="ssbArticle">
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<div><a href="/policy/docs/ssb/v70n1/v70n1p1.html">Low Levels of Retirement Resources in the Near-Elderly Time Period and Future Participation in Means-Tested Programs</a></div>
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<div class="authors">by Alexander Strand</div>
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<p>This article describes the <i>de facto</i> standards of low income and resources reflected in the eligibility standards of the largest means-tested programs that serve the elderly and then applies these standards to a near-elderly cohort. Through juxtaposing retirement resources in the near-elderly time period with program participation in the elderly time period, the author indirectly examines some of the changes between the two time periods that could affect program eligibility, including spend-down of resources and marital dissolution. Retirement resource levels are estimated using the Survey of Income and Program Participation, and subsequent participation in one of the means-tested programs—Supplemental Security Income (<abbr class="spell">SSI</abbr>)—is examined using matched administrative records.</p>
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</div><div class="ssbArticle">
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<div><a href="/policy/docs/ssb/v70n1/v70n1p23.html">Assessing the Performance of Life-Cycle Portfolio Allocation Strategies for Retirement Saving: A Simulation Study</a></div>
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<div class="authors">by Benjamin Bridges, Robert V. Gesumaria, and Michael V. Leonesio</div>
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<p>The investment performance of life-cycle portfolio allocation strategies is evaluated using a stochastic simulation based on historical asset returns during <span class="nobr">1926–2008.</span> Lifetime contribution streams to the accounts are determined using the actual earnings histories of 13,000 workers born in <span class="nobr">1915–1942.</span> The results are compared with those of four alternative strategies that vary in terms of investor exposure to stock and bond market risk. </p>
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</div><div class="ssbArticle">
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<div><a href="/policy/docs/ssb/v70n1/v70n1p45.html">The Impact of Response Error on Participation Rates and Contributions to Defined Contribution Pension Plans</a></div>
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<div class="authors">by Irena Dushi and Howard M. Iams</div>
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<p>The accuracy of information about coverage and contributions to defined contribution (<abbr class="spell">DC</abbr>) pension plans is important in understanding the economic well-being of future retirees because these plans are an increasingly important part of retirement income security. Using data from the 1996 and 2004 panels of the Survey of Income and Program Participation (<abbr>SIPP</abbr>) merged with information from <span class="nobr">W-2</span> tax records, we examine the extent to which estimated participation rates and contribution amounts to <abbr class="spell">DC</abbr> plans derived from <abbr>SIPP</abbr> reports differ from estimates obtained from tax-deferred contributions in the <span class="nobr">W-2</span> tax records.</p>
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</div><div class="ssbArticle">
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<div><a href="/policy/docs/ssb/v70n1/v70n1p61.html">Permanent Disability Social Insurance Programs in Japan</a></div>
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<div class="authors">by David Rajnes</div>
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<p>This article examines the experience of Japan's social insurance permanent disability programs and compares its key features with the Social Security Disability Insurance program operating in the United States. It analyzes the determination and appeals processes in Japan for claiming permanent social insurance disability pensions. Trends in the number of Japanese disability program beneficiaries and benefit expenditures are also discussed.</p>
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</div>
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</div>
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<img src="cover.jpg" alt="issue cover" class="cover" />
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<p class="ninetypercent"><abbr class="spell">ISSN</abbr>: 1937-4666</p>
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<h4 class="sidebar-gray">Contact</h4><p><a href="mailto:ssb@ssa.gov">ssb@ssa.gov</a></p>
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<div class="container-blue"><p>The <i>Bulletin</i> welcomes submissions from outside researchers and analysts for its <a href="/policy/docs/ssb/perspectives.html">Perspectives section</a>.</p></div>
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