228 lines
No EOL
28 KiB
HTML
228 lines
No EOL
28 KiB
HTML
<!doctype html>
|
|
<html lang="en" class="no-js">
|
|
<head>
|
|
<meta charset="UTF-8" />
|
|
<meta http-equiv="X-UA-Compatible" content="IE=edge,chrome=1" />
|
|
<meta name="viewport" content="width=device-width, initial-scale=1" />
|
|
<title>Social Security Programs Throughout the World: Asia and the Pacific, 2018 - Pakistan</title>
|
|
<meta name="DCTERMS:dateCreated" content="2019-03" />
|
|
<meta name="DCTERMS:contentOffice" content="ORDP:ORES" />
|
|
<meta name="DCTERMS:contentOwner" content="publications@ssa.gov" />
|
|
<meta name="DCTERMS:coderOffice" content="ORDP:ORES:OD" />
|
|
<meta name="DCTERMS:coder" content="op.webmaster@ssa.gov" />
|
|
<meta name="DCTERMS:dateCertified" content="2025-01-01" />
|
|
<meta name="description" content="Social Security Administration Research, Statistics, and Policy Analysis" />
|
|
<meta property="og:site_name" content="Social Security Administration Research, Statistics, and Policy Analysis"/>
|
|
<link rel="stylesheet" href="/policy/styles/doc.css" />
|
|
<link rel="stylesheet" href="/policy/styles/global.css" />
|
|
<!-- SSA INTERNET HEAD SCRIPTS -->
|
|
<script src="https://code.jquery.com/jquery-3.7.1.min.js" integrity="sha256-/JqT3SQfawRcv/BIHPThkBvs0OEvtFFmqPF/lYI/Cxo=" crossorigin="anonymous"></script>
|
|
<script src="/framework/js/ssa.internet.head.js"></script>
|
|
|
|
<script>(window.BOOMR_mq=window.BOOMR_mq||[]).push(["addVar",{"rua.upush":"false","rua.cpush":"false","rua.upre":"false","rua.cpre":"false","rua.uprl":"false","rua.cprl":"false","rua.cprf":"false","rua.trans":"SJ-3a3bb884-f513-47e3-a86c-84bab05e21dc","rua.cook":"true","rua.ims":"false","rua.ufprl":"false","rua.cfprl":"false","rua.isuxp":"false","rua.texp":"norulematch","rua.ceh":"false","rua.ueh":"false","rua.ieh.st":"0"}]);</script>
|
|
<script>!function(e){var n="https://s.go-mpulse.net/boomerang/";if("False"=="True")e.BOOMR_config=e.BOOMR_config||{},e.BOOMR_config.PageParams=e.BOOMR_config.PageParams||{},e.BOOMR_config.PageParams.pci=!0,n="https://s2.go-mpulse.net/boomerang/";if(window.BOOMR_API_key="LERZW-HECFS-R8H4E-23UQ7-ERMQB",function(){function e(){if(!o){var e=document.createElement("script");e.id="boomr-scr-as",e.src=window.BOOMR.url,e.async=!0,i.parentNode.appendChild(e),o=!0}}function t(e){o=!0;var n,t,a,r,d=document,O=window;if(window.BOOMR.snippetMethod=e?"if":"i",t=function(e,n){var t=d.createElement("script");t.id=n||"boomr-if-as",t.src=window.BOOMR.url,BOOMR_lstart=(new Date).getTime(),e=e||d.body,e.appendChild(t)},!window.addEventListener&&window.attachEvent&&navigator.userAgent.match(/MSIE [67]\./))return window.BOOMR.snippetMethod="s",void t(i.parentNode,"boomr-async");a=document.createElement("IFRAME"),a.src="about:blank",a.title="",a.role="presentation",a.loading="eager",r=(a.frameElement||a).style,r.width=0,r.height=0,r.border=0,r.display="none",i.parentNode.appendChild(a);try{O=a.contentWindow,d=O.document.open()}catch(_){n=document.domain,a.src="javascript:var d=document.open();d.domain='"+n+"';void(0);",O=a.contentWindow,d=O.document.open()}if(n)d._boomrl=function(){this.domain=n,t()},d.write("<bo"+"dy onload='document._boomrl();'>");else if(O._boomrl=function(){t()},O.addEventListener)O.addEventListener("load",O._boomrl,!1);else if(O.attachEvent)O.attachEvent("onload",O._boomrl);d.close()}function a(e){window.BOOMR_onload=e&&e.timeStamp||(new Date).getTime()}if(!window.BOOMR||!window.BOOMR.version&&!window.BOOMR.snippetExecuted){window.BOOMR=window.BOOMR||{},window.BOOMR.snippetStart=(new Date).getTime(),window.BOOMR.snippetExecuted=!0,window.BOOMR.snippetVersion=12,window.BOOMR.url=n+"LERZW-HECFS-R8H4E-23UQ7-ERMQB";var i=document.currentScript||document.getElementsByTagName("script")[0],o=!1,r=document.createElement("link");if(r.relList&&"function"==typeof r.relList.supports&&r.relList.supports("preload")&&"as"in r)window.BOOMR.snippetMethod="p",r.href=window.BOOMR.url,r.rel="preload",r.as="script",r.addEventListener("load",e),r.addEventListener("error",function(){t(!0)}),setTimeout(function(){if(!o)t(!0)},3e3),BOOMR_lstart=(new Date).getTime(),i.parentNode.appendChild(r);else t(!1);if(window.addEventListener)window.addEventListener("load",a,!1);else if(window.attachEvent)window.attachEvent("onload",a)}}(),"".length>0)if(e&&"performance"in e&&e.performance&&"function"==typeof e.performance.setResourceTimingBufferSize)e.performance.setResourceTimingBufferSize();!function(){if(BOOMR=e.BOOMR||{},BOOMR.plugins=BOOMR.plugins||{},!BOOMR.plugins.AK){var n="false"=="true"?1:0,t="cookiepresent",a="eyd7g6aaiaaamjqacqdfqaaaabt3mosf-f-f778b3ed9-clienttons-s.akamaihd.net",i="false"=="true"?2:1,o={"ak.v":"39","ak.cp":"1204614","ak.ai":parseInt("728289",10),"ak.ol":"0","ak.cr":4,"ak.ipv":6,"ak.proto":"h2","ak.rid":"14c8ac5f","ak.r":19138,"ak.a2":n,"ak.m":"dsca","ak.n":"essl","ak.bpcip":"2607:f378:40:6::","ak.cport":40630,"ak.gh":"23.60.168.62","ak.quicv":"","ak.tlsv":"tls1.3","ak.0rtt":"","ak.0rtt.ed":"","ak.csrc":"-","ak.acc":"","ak.t":"1739995717","ak.ak":"hOBiQwZUYzCg5VSAfCLimQ==d4PWMezn0IjTJoz2T2YTdhG2PhQyjx2kCyoeeN9F+/zrT70rzW61tJmd0kYZjG0GCOFYP4Rq+WIaArPn2ROtYEIjAAfaSgd5sQS/0dbMvks5qUxeb0IUEbQ9SiENg8fUpbbV8mAr0OADPTOOA3IC/+aEP9yyCKG0EYDrDh3qRp+vllGJ5ikKId21bP2Zto+Esd1+SZ3LwA74Z3EL0lz9VIiKNlhWKQY0Oxw/3BQWissxtHfqPJVm9CEU270d3tyCwrkxPhkvrHJvIXIYO3EHrwcoFJySmpPk1QnwPair1ho4DN+wHZWHEAqcB/NbkuQS8rqK2u7/wvxitLvWOMX95bjGB96+Xucnnu+lS7hqOKAYIhQS0xvprKpHqe9SXku+pIMP+cxkISDED/UA+RgNFy/ihD5BqMsWMfTPlSAbL5Y=","ak.pv":"98","ak.dpoabenc":"","ak.tf":i};if(""!==t)o["ak.ruds"]=t;var r={i:!1,av:function(n){var t="http.initiator";if(n&&(!n[t]||"spa_hard"===n[t]))o["ak.feo"]=void 0!==e.aFeoApplied?1:0,BOOMR.addVar(o)},rv:function(){var e=["ak.bpcip","ak.cport","ak.cr","ak.csrc","ak.gh","ak.ipv","ak.m","ak.n","ak.ol","ak.proto","ak.quicv","ak.tlsv","ak.0rtt","ak.0rtt.ed","ak.r","ak.acc","ak.t","ak.tf"];BOOMR.removeVar(e)}};BOOMR.plugins.AK={akVars:o,akDNSPreFetchDomain:a,init:function(){if(!r.i){var e=BOOMR.subscribe;e("before_beacon",r.av,null,null),e("onbeacon",r.rv,null,null),r.i=!0}return this},is_complete:function(){return!0}}}}()}(window);</script></head>
|
|
<body class="ssptw">
|
|
<article>
|
|
<header>
|
|
<div id="hLogo"><a class="navLogo" href="/policy/index.html">Social Security</a><a class="navSearch" href="https://search.ssa.gov/search?affiliate=ssa">SEARCH</a></div>
|
|
<div id="hRedBar">
|
|
<div id="hDocInfo">
|
|
<h1>Social Security Programs Throughout the World: Asia and the Pacific, 2018</h1>
|
|
</div>
|
|
</div>
|
|
</header>
|
|
<nav>
|
|
<div id="breadcrumbs" itemscope itemtype="http://schema.org/BreadcrumbList">You are here: <span itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a href="/" itemprop="item"><span itemprop="name">Social Security Administration</span></a>
|
|
<meta itemprop="position" content="1" />
|
|
</span> > <span itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a href="/policy/index.html" itemprop="item"><span itemprop="name">Research, Statistics & Policy Analysis</span></a>
|
|
<meta itemprop="position" content="2" />
|
|
</span> > <span itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a href="index.html" itemprop="item"><span itemprop="name">Social Security Programs Throughout the World: Asia and the Pacific, 2018</span></a>
|
|
<meta itemprop="position" content="3" />
|
|
</span></div>
|
|
<div id="rspaUtil"><ul><li id="mail"><a class="js-ga-event" href="#" rel="nofollow" data-event="outbound-link" data-event-action="click" data-event-label="email-this">Email</a></li><li id="print"><a href="#" rel="nofollow">Save/Print</a></li></ul></div>
|
|
</nav>
|
|
<div class="innards">
|
|
<h1>Pakistan</h1>
|
|
<div class="exchangeRate">Exchange rate: <abbr class="spell">US</abbr>$1.00 = 121.47 rupees.</div>
|
|
<h2>Old Age, Disability, and Survivors</h2>
|
|
<h3>Regulatory Framework</h3>
|
|
<p><span class="h4">First law:</span> 1972, never implemented.</p>
|
|
<p><span class="h4">Current laws:</span> 1976 <span class="nobr">(old-age</span> benefits) and 2014 <span class="nobr">(old-age</span> benefits in Sindh).</p>
|
|
<p><span class="h4">Type of program:</span> Social insurance system.</p>
|
|
<p>Note: Pakistan's constitution was amended in 2010 to devolve social and labour legislation to the provinces. Some provinces have passed legislation but maintain key features of existing federal programs, and federal legislation is still in effect for provinces that have not yet passed legislation. The federal program is detailed here, noting provincial variation where information is available.</p>
|
|
<h3>Coverage</h3>
|
|
<p>Employees of firms with five or more workers.</p>
|
|
<p>Voluntary coverage for employees of firms with up to five workers.</p>
|
|
<p>Exclusions: Self-employed persons and family labor.</p>
|
|
<p>Special systems for public-sector employees, military and police personnel, and railway employees.</p>
|
|
<h3>Source of Funds</h3>
|
|
<p><span class="h4">Insured person:</span> 1% of the monthly minimum wage (none for residents of Sindh province).</p>
|
|
<p>The monthly minimum wage is 15,000 rupees in the provinces of Punjab, Islamabad, Capital Territory, Khyber Pakhtunkwha, and Balochistan; 16,200 in the province of Sindh (July 2018).</p>
|
|
<p><span class="h4">Self-employed person:</span> Not applicable.</p>
|
|
<p><span class="h4">Employer:</span> 5% of the monthly minimum wage.</p>
|
|
<p>The monthly minimum wage is 15,000 rupees in the provinces of Punjab, Islamabad, Capital Territory, Khyber Pakhtunkwha, and Balochistan; 16,200 in the province of Sindh (July 2018).</p>
|
|
<p><span class="h4">Government:</span> None.</p>
|
|
<h3>Qualifying Conditions</h3>
|
|
<p><span class="h4">Old-age pension:</span> Age 60 (men) or age 55 (women) with at least 15 years of contributions; miners can claim the pension earlier under certain conditions.</p>
|
|
<p>Covered employment may continue.</p>
|
|
<p>Early pension (except in Sindh province): Age 55 (men) or age 50 (women) with at least 15 years of contributions.</p>
|
|
<p><span class="h4">Old-age settlement <span class="nobr">(Old-age</span> Grant):</span> Age 60 (men) or age 55 (women) with at least two years but less than 15 years of contributions; miners can claim the benefit earlier under certain conditions.</p>
|
|
<p><span class="h4">Disability pension (Invalidity Pension):</span> Must be younger than the normal retirement age, have at least a 67% assessed loss of earning capacity, and have at least 15 years of contributions or at least five years of contributions, including at least three years in the last five years before the disability began.</p>
|
|
<p>A medical board assesses the degree of disability.</p>
|
|
<p><span class="h4">Survivor pension:</span> The deceased was in covered employment at the time of death and had at least 36 months of contributions; or received or was entitled to receive an <span class="nobr">old-age</span> or disability pension.</p>
|
|
<p>Eligible survivors (in order of priority) include a spouse, a son younger than age 18 (no limit if disabled) or an unmarried daughter younger than age 18, and the deceased's parents. The surviving spouse must have been married to the deceased before the deceased reached the minimum retirement age for the <span class="nobr">old-age</span> pension.</p>
|
|
<h3>Old-Age Benefits</h3>
|
|
<p><span class="h4">Old-age pension:</span> 2% of the insured's average monthly earnings in the last 12 months multiplied by the number of years of contributions is paid.</p>
|
|
<p>The minimum monthly <span class="nobr">old-age</span> pension is 5,250 rupees.</p>
|
|
<p>Early pension (except in Sindh province): The pension is reduced by 0.5% for each month it is claimed before the normal retirement age.</p>
|
|
<p>Benefit adjustment: Benefits are adjusted on an <span class="nobr">ad-hoc</span> basis.</p>
|
|
<p><span class="h4">Old-age settlement <span class="nobr">(Old-age</span> Grant):</span> A lump sum of one month of the insured's average monthly earnings for each year of contributions is paid.</p>
|
|
<h3>Permanent Disability Benefits</h3>
|
|
<p><span class="h4">Disability pension (Invalidity Pension):</span> 2% of the insured's average monthly earnings in the last 12 months multiplied by the number of years of contributions is paid from the month after the month in which the disability began.</p>
|
|
<p>The minimum monthly disability pension is 5,250 rupees.</p>
|
|
<p>Benefit adjustment: Benefits are adjusted on an <span class="nobr">ad-hoc</span> basis.</p>
|
|
<h3>Survivor Benefits</h3>
|
|
<p><span class="h4">Survivor pension:</span> 100% of the minimum monthly pension is paid to, or split equally among, the surviving spouse or spouses. If there is no surviving spouse, the pension is split equally among eligible orphans. If there is no surviving spouse (or if the surviving spouse dies within five years of first receiving the survivor pension) or eligible orphan, the survivor pension is paid to the deceased's surviving parents for up to five years after the death (or up to five years after the death of the deceased's spouse).</p>
|
|
<p>The minimum monthly survivor pension is 5,250 rupees.</p>
|
|
<p>Benefit adjustment: Benefits are adjusted on an ad hoc basis.</p>
|
|
<h3>Administrative Organization</h3>
|
|
<p>Ministry of Overseas Pakistanis and Human Resource Development provides general supervision.</p>
|
|
<p>Employees' <span class="nobr">Old-Age</span> Benefits Institution (<a href="http://www.eobi.gov.pk/">http://www.eobi.gov.pk/</a>) administers the program.</p>
|
|
<h2>Sickness and Maternity</h2>
|
|
<h3>Regulatory Framework</h3>
|
|
<p><span class="h4">First law:</span> 1958 (maternity).</p>
|
|
<p><span class="h4">Current laws:</span> 1958 (maternity) and 1965 (provincial social security).</p>
|
|
<p><span class="h4">Type of program:</span> Social insurance system.</p>
|
|
<p>Note: Pakistan's constitution was amended in 2010 to devolve social and labour legislation to the provinces. Some provinces have passed legislation but maintain key features of existing federal programs, and federal legislation is still in effect for provinces that have not yet passed legislation. The federal program is detailed here, noting provincial variation where information is available.</p>
|
|
<h3>Coverage</h3>
|
|
<p>Private-sector employees and household workers with monthly earnings up to 18,000 rupees (22,000 rupees in Punjab province).</p>
|
|
<p>Eligibility for benefits does not cease upon leaving covered employment.</p>
|
|
<p>Exclusions: Self-employed persons and family labor.</p>
|
|
<p>Special systems for public-sector employees, military and police personnel, and employees of local authorities and railways.</p>
|
|
<h3>Source of Funds</h3>
|
|
<p><span class="h4">Insured person:</span> A monthly <span class="nobr">flat-rate</span> contribution of 40 rupees.</p>
|
|
<p>The insured person's contributions also finance work injury benefits.</p>
|
|
<p><span class="h4">Self-employed person:</span> Not applicable.</p>
|
|
<p><span class="h4">Employer:</span> 6% of monthly payroll; 7% of monthly payroll up to 5,000 rupees in Balochistan province.</p>
|
|
<p>The employer's contributions also finance work injury benefits.</p>
|
|
<p><span class="h4">Government:</span> None.</p>
|
|
<h3>Qualifying Conditions</h3>
|
|
<p><span class="h4">Cash sickness benefit:</span> Must have at least 90 days of contributions in the six months before the incapacity began.</p>
|
|
<p><span class="h4">Cash maternity benefit:</span> Must have at least 180 days of contributions in the 12 calendar months immediately before the expected date of childbirth.</p>
|
|
<p><span class="h4">Medical benefits:</span> There is no minimum qualifying period.</p>
|
|
<p><span class="h4">Maternity medical benefits:</span> Must have at least 90 days of contributions in the last six months.</p>
|
|
<h3>Sickness and Maternity Benefits</h3>
|
|
<p><span class="h4">Sickness benefit:</span> 75% of the insured's earnings (50% in Khyber Pakhtunkhwa and Balochistan provinces) is paid; 100% for tuberculosis and cancer (50% in Khyber Pakhtunkhwa and Balochistan provinces). The benefit is paid after a <span class="nobr">two-day</span> waiting period for up to 121 days (365 days for tuberculosis and cancer) in a <span class="nobr">one-year</span> period.</p>
|
|
<p><span class="h4">Maternity benefit:</span> 100% of the insured's earnings is paid for six weeks before and six weeks after the expected date of childbirth.</p>
|
|
<h3>Workers' Medical Benefits</h3>
|
|
<p><span class="h4">Medical benefits:</span> Primary health care facilities and hospitals provide medical services. Benefits include general medical care, specialist care, medicine, hospitalization, and transportation.</p>
|
|
<p>Benefits are provided for as long as considered necessary or for six months after the patient has exhausted entitlement to sickness benefits, whichever period is shorter.</p>
|
|
<p><span class="h4">Maternity medical benefits:</span> Prenatal and postnatal care is provided for up to 12 weeks.</p>
|
|
<h3>Dependents' Medical Benefits</h3>
|
|
<p>Primary health care facilities and hospitals provide medical services. Benefits include general medical care, specialist care, medicine, hospitalization (for maternity, surgery, and cancer only), maternity care, and transportation.</p>
|
|
<p>Eligible dependents include the insured's wives or a dependent, disabled husband; dependent, unmarried children up to age 21; and dependent parents.</p>
|
|
<h3>Administrative Organization</h3>
|
|
<p>Provincial Labour Department provides general supervision.</p>
|
|
<p>Provincial Employees' Social Security Institutions, managed by a tripartite governing body and a commissioner, administer the program and collect contributions in each province. Each institution may establish its own dispensary hospital or contract with a public or private agency for medical services.</p>
|
|
<h2>Work Injury</h2>
|
|
<h3>Regulatory Framework</h3>
|
|
<p><span class="h4">First and current laws:</span> 1923 (workmen's compensation), implemented in 1924; and 1965 (provincial social security).</p>
|
|
<p><span class="h4">Type of program:</span> Social insurance and employer-liability system.</p>
|
|
<p>Note: The 1923 workmen's compensation law remains in force for employees not covered by the 1965 social security law.</p>
|
|
<p>Pakistan's constitution was amended in 2010 to devolve social and labour legislation to the provinces. Some provinces have passed legislation but maintain key features of existing federal programs, and federal legislation is still in effect for provinces that have not yet passed legislation. The federal program is detailed here, noting provincial variation where information is available.</p>
|
|
<h3>Coverage</h3>
|
|
<p><span class="h4">Social insurance:</span> Employees and household workers with monthly earnings up to 18,000 rupees (22,000 rupees in Punjab province).</p>
|
|
<p>Exclusions: Self-employed persons and family labor.</p>
|
|
<p>Special systems for public-sector employees, military and police personnel, and employees of local governments and railways.</p>
|
|
<p><span class="h4">Employer liability:</span> Employees of firms with at least 10 workers.</p>
|
|
<p>Exclusions: Self-employed persons.</p>
|
|
<p>Special systems for public-sector employees, military and police personnel, and employees of local authorities and railways.</p>
|
|
<h3>Source of Funds</h3>
|
|
<p><span class="h4">Insured person</span></p>
|
|
<p><span class="h5">Social insurance:</span> See source of funds under Sickness and Maternity.</p>
|
|
<p><span class="h5">Employer liability:</span> None.</p>
|
|
<p><span class="h4">Self-employed person</span></p>
|
|
<p><span class="h5">Social insurance:</span> Not applicable.</p>
|
|
<p><span class="h5">Employer liability:</span> Not applicable.</p>
|
|
<p><span class="h4">Employer</span></p>
|
|
<p><span class="h5">Social insurance:</span> See source of funds under Sickness and Maternity.</p>
|
|
<p><span class="h5">Employer liability:</span> The total cost.</p>
|
|
<p><span class="h4">Government</span></p>
|
|
<p><span class="h5">Social insurance:</span> None.</p>
|
|
<p><span class="h5">Employer liability:</span> None.</p>
|
|
<h3>Qualifying Conditions</h3>
|
|
<p>Must be assessed with a work injury or occupational disease.</p>
|
|
<h3>Temporary Disability Benefits</h3>
|
|
<p><span class="h4">Temporary disability benefit (Injury Benefits, social insurance):</span> 60% of the insured's earnings (100% in Punjab and Sindh) is paid for up to 180 days.</p>
|
|
<p><span class="h4">Temporary disability benefit (employer liability):</span> 50% of the employee's monthly earnings is paid for up to one year; for lung disease, 33% of monthly earnings for up to five years.</p>
|
|
<h3>Permanent Disability Benefits</h3>
|
|
<p><span class="h4">Permanent disability pension (Disablement Pension, social insurance):</span> For a total disability (loss of earning capacity of at least 67%), 75% of the insured's last monthly earnings (100% in Punjab) is paid.</p>
|
|
<p>Partial disability: For an assessed loss of earning capacity of at least 21% but less than 67%, a percentage of the full permanent disability pension is paid, according to a schedule in law. For an assessed degree of disability of less than 21%, a lump sum is paid.</p>
|
|
<p><span class="h4">Permanent disability benefit (employer liability):</span> For a total disability, a lump sum of 200,000 rupees (300,000 rupees in Khyber Pakhtunkhwa, 400,000 rupees in Punjab, and 500,000 rupees in Sindh) is paid.</p>
|
|
<h3>Workers' Medical Benefits</h3>
|
|
<p>Primary health care facilities and hospitals provide medical services. Benefits include general medical care, specialist care, medicine, hospitalization, maternity care, and transportation.</p>
|
|
<p>There is no limit to the duration of benefits.</p>
|
|
<h3>Survivor Benefits</h3>
|
|
<p><span class="h4">Survivor pension (social insurance)</span></p>
|
|
<p><span class="h5">Spouse's pension:</span> 60% of the full permanent disability pension the deceased received or was entitled to receive is paid to a widow or a needy widower with a disability. If there is more than one widow, the pension is split equally.</p>
|
|
<p><span class="h5">Orphan's pension:</span> 20% of the full permanent disability pension the deceased received or was entitled to receive is paid to each orphan younger than age 16 (age 21 in Sindh, no limit for unmarried daughters); 40% for a full orphan.</p>
|
|
<p><span class="h5">Dependent parent's pension:</span> If there is no eligible <span class="nobr">widow(er)</span> or orphan, 20% of the full permanent disability pension the deceased received or was entitled to receive is paid to each dependent parent.</p>
|
|
<p>The maximum combined survivor pension is 100% of the full permanent disability pension the deceased received or was entitled to receive.</p>
|
|
<p><span class="h4">Iddat grant (social insurance):</span> A widow in covered employment may receive a lump sum of up to 130 times her daily earnings on the date of her husband's death.</p>
|
|
<p><span class="h4">Death grant (social insurance):</span> A lump sum of 30 days of the sickness benefit is paid to an eligible <span class="nobr">widow(er)</span> or the person who paid for the funeral (see Sickness and Maternity).</p>
|
|
<p>The minimum death grant is 1,500 rupees.</p>
|
|
<p><span class="h4">Survivor grant (employer liability):</span> A lump sum of 200,000 rupees (300,000 rupees in Khyber Pakhtunkhwa, 400,000 rupees in Punjab, or 500,000 rupees in Sindh) is paid.</p>
|
|
<h3>Administrative Organization</h3>
|
|
<p>Provincial Labour Department provides general supervision of the social insurance program.</p>
|
|
<p>Provincial Employees' Social Security Institutions in each province collect contributions and administer social insurance benefits.</p>
|
|
<p>Workmen's compensation commissioners in each province provide general supervision of the employer-liability program.</p>
|
|
<h2>Unemployment</h2>
|
|
<h3>Regulatory Framework</h3>
|
|
<p>No statutory unemployment benefits are provided.</p>
|
|
<p>The labor code requires employers with at least 20 employees to provide a severance payment of the employee's last 30 days of wages for each year of employment.</p>
|
|
<h2>Family Allowances</h2>
|
|
<h3>Regulatory Framework</h3>
|
|
<p><span class="h4">First and current laws:</span> 1991 (family allowances) and 2010 (family allowances).</p>
|
|
<p><span class="h4">Type of program:</span> Social assistance system.</p>
|
|
<p>Note: Additional financial assistance and medical treatment is also provided through the Bait-ul-Mal Program to needy persons who do not receive benefits from other social welfare agencies.</p>
|
|
<h3>Coverage</h3>
|
|
<p>Needy citizens of Pakistan.</p>
|
|
<h3>Source of Funds</h3>
|
|
<p><span class="h4">Insured person:</span> None.</p>
|
|
<p><span class="h4">Self-employed person:</span> None.</p>
|
|
<p><span class="h4">Employer:</span> None.</p>
|
|
<p><span class="h4">Government:</span> The total cost.</p>
|
|
<h3>Qualifying Conditions</h3>
|
|
<p><span class="h4">Family allowance (Benazir Income Support Programme [<abbr class="spell">BISP</abbr>], means tested):</span> Paid to needy families.</p>
|
|
<p><span class="h4">Child education benefit (Waseela-e-Taleem [<abbr class="spell">WeT</abbr>], means tested):</span> Paid to families with children aged 4 to 12 to assist with primary education costs. Each child must pass an admission verification test in the first quarter and maintain a school attendance rate of at least 70%.</p>
|
|
<p><span class="h4">Child education benefit (Child Support Programme [<abbr class="spell">CSP</abbr>], means tested):</span> Paid to families with children aged 5 to 16 to assist with primary education costs. Families must meet certain other conditions.</p>
|
|
<h3>Family Allowance Benefits</h3>
|
|
<p><span class="h4">Family allowance (Benazir Income Support Programme [<abbr class="spell">BISP</abbr>], means tested):</span> 4,700 rupees a quarter is paid (2017).</p>
|
|
<p><span class="h4">Child education benefit (Waseela-e-Taleem [<abbr class="spell">WeT</abbr>], means tested):</span> 750 rupees a quarter is paid for each eligible child.</p>
|
|
<p><span class="h4">Child education benefit (Child Support Programme [<abbr class="spell">CSP</abbr>], means tested):</span> 300 rupees a month is paid to families with one child; 600 rupees a month to families with two or more children.</p>
|
|
<h3>Administrative Organization</h3>
|
|
<p>The Benazir Income Support Programme (http://bisp.gov.pk/) and the Pakistan Bait-ul-Mal (http://www.pbm.gov.pk/) pay benefits.</p>
|
|
</div>
|
|
</article>
|
|
|
|
<nav>
|
|
<div class="docNav"><a class="previous" href="oman.html">Previous: Oman</a> <a class="toTop" href="#hLogo">Top of page</a> <a class="toTOC" href="index.html#fileList">Table of contents</a> <a class="next" href="palau.html">Next: Palau</a></div>
|
|
</nav>
|
|
<footer><div id="footer">
|
|
<div class="important-info"><h4>Important Information:</h4>
|
|
<ul><li><a href="/agency/">About Us</a></li>
|
|
<li><a href="/accessibility/">Accessibility</a></li>
|
|
<li><a href="/foia/">FOIA</a></li>
|
|
<li><a href="/open/">Open Government</a></li>
|
|
<li><a href="/agency/glossary/">Glossary</a></li>
|
|
<li><a href="/privacy/">Privacy</a></li>
|
|
<li><a href="https://oig.ssa.gov/report/">Report Fraud, Waste or Abuse</a></li>
|
|
<li><a href="/agency/websitepolicies.html">Website Policies</a></li></ul>
|
|
</div>
|
|
<p class="align-center margin-top">This website is produced and published at U.S. taxpayer expense.</p>
|
|
</div></footer>
|
|
<!-- SSA INTERNET BODY SCRIPTS -->
|
|
<script src="/policy/js/rspa.doc.js"></script>
|
|
<script src="/policy/js/rspa-shared.js"></script>
|
|
<script src="/framework/js/ssa.internet.body.js"></script>
|
|
</body></html> |