277 lines
No EOL
37 KiB
HTML
277 lines
No EOL
37 KiB
HTML
<!doctype html>
|
||
<html lang="en" class="no-js">
|
||
<head>
|
||
<meta charset="UTF-8" />
|
||
<meta http-equiv="X-UA-Compatible" content="IE=edge,chrome=1" />
|
||
<meta name="viewport" content="width=device-width, initial-scale=1" />
|
||
<title>Social Security Programs Throughout the World: Africa, 2019 - Tanzania</title>
|
||
<meta name="DCTERMS:dateCreated" content="2019-09" />
|
||
<meta name="DCTERMS:contentOffice" content="ORDP:ORES" />
|
||
<meta name="DCTERMS:contentOwner" content="publications@ssa.gov" />
|
||
<meta name="DCTERMS:coderOffice" content="ORDP:ORES:OD" />
|
||
<meta name="DCTERMS:coder" content="op.webmaster@ssa.gov" />
|
||
<meta name="DCTERMS:dateCertified" content="2025-01-01" />
|
||
<meta name="description" content="Social Security Administration Research, Statistics, and Policy Analysis" />
|
||
<meta property="og:site_name" content="Social Security Administration Research, Statistics, and Policy Analysis"/>
|
||
<link rel="stylesheet" href="/policy/styles/doc.css" />
|
||
<link rel="stylesheet" href="/policy/styles/global.css" />
|
||
<!-- SSA INTERNET HEAD SCRIPTS -->
|
||
<script src="https://code.jquery.com/jquery-3.7.1.min.js" integrity="sha256-/JqT3SQfawRcv/BIHPThkBvs0OEvtFFmqPF/lYI/Cxo=" crossorigin="anonymous"></script>
|
||
<script src="/framework/js/ssa.internet.head.js"></script>
|
||
|
||
<script>(window.BOOMR_mq=window.BOOMR_mq||[]).push(["addVar",{"rua.upush":"false","rua.cpush":"false","rua.upre":"false","rua.cpre":"false","rua.uprl":"false","rua.cprl":"false","rua.cprf":"false","rua.trans":"SJ-3a3bb884-f513-47e3-a86c-84bab05e21dc","rua.cook":"true","rua.ims":"false","rua.ufprl":"false","rua.cfprl":"false","rua.isuxp":"false","rua.texp":"norulematch","rua.ceh":"false","rua.ueh":"false","rua.ieh.st":"0"}]);</script>
|
||
<script>!function(e){var n="https://s.go-mpulse.net/boomerang/";if("False"=="True")e.BOOMR_config=e.BOOMR_config||{},e.BOOMR_config.PageParams=e.BOOMR_config.PageParams||{},e.BOOMR_config.PageParams.pci=!0,n="https://s2.go-mpulse.net/boomerang/";if(window.BOOMR_API_key="LERZW-HECFS-R8H4E-23UQ7-ERMQB",function(){function e(){if(!o){var e=document.createElement("script");e.id="boomr-scr-as",e.src=window.BOOMR.url,e.async=!0,i.parentNode.appendChild(e),o=!0}}function t(e){o=!0;var n,t,a,r,d=document,O=window;if(window.BOOMR.snippetMethod=e?"if":"i",t=function(e,n){var t=d.createElement("script");t.id=n||"boomr-if-as",t.src=window.BOOMR.url,BOOMR_lstart=(new Date).getTime(),e=e||d.body,e.appendChild(t)},!window.addEventListener&&window.attachEvent&&navigator.userAgent.match(/MSIE [67]\./))return window.BOOMR.snippetMethod="s",void t(i.parentNode,"boomr-async");a=document.createElement("IFRAME"),a.src="about:blank",a.title="",a.role="presentation",a.loading="eager",r=(a.frameElement||a).style,r.width=0,r.height=0,r.border=0,r.display="none",i.parentNode.appendChild(a);try{O=a.contentWindow,d=O.document.open()}catch(_){n=document.domain,a.src="javascript:var d=document.open();d.domain='"+n+"';void(0);",O=a.contentWindow,d=O.document.open()}if(n)d._boomrl=function(){this.domain=n,t()},d.write("<bo"+"dy onload='document._boomrl();'>");else if(O._boomrl=function(){t()},O.addEventListener)O.addEventListener("load",O._boomrl,!1);else if(O.attachEvent)O.attachEvent("onload",O._boomrl);d.close()}function a(e){window.BOOMR_onload=e&&e.timeStamp||(new Date).getTime()}if(!window.BOOMR||!window.BOOMR.version&&!window.BOOMR.snippetExecuted){window.BOOMR=window.BOOMR||{},window.BOOMR.snippetStart=(new Date).getTime(),window.BOOMR.snippetExecuted=!0,window.BOOMR.snippetVersion=12,window.BOOMR.url=n+"LERZW-HECFS-R8H4E-23UQ7-ERMQB";var i=document.currentScript||document.getElementsByTagName("script")[0],o=!1,r=document.createElement("link");if(r.relList&&"function"==typeof r.relList.supports&&r.relList.supports("preload")&&"as"in r)window.BOOMR.snippetMethod="p",r.href=window.BOOMR.url,r.rel="preload",r.as="script",r.addEventListener("load",e),r.addEventListener("error",function(){t(!0)}),setTimeout(function(){if(!o)t(!0)},3e3),BOOMR_lstart=(new Date).getTime(),i.parentNode.appendChild(r);else t(!1);if(window.addEventListener)window.addEventListener("load",a,!1);else if(window.attachEvent)window.attachEvent("onload",a)}}(),"".length>0)if(e&&"performance"in e&&e.performance&&"function"==typeof e.performance.setResourceTimingBufferSize)e.performance.setResourceTimingBufferSize();!function(){if(BOOMR=e.BOOMR||{},BOOMR.plugins=BOOMR.plugins||{},!BOOMR.plugins.AK){var n="false"=="true"?1:0,t="cookiepresent",a="eyd7g6aaiaaamjqacqdfqaaaabt3mosi-f-790064fd6-clienttons-s.akamaihd.net",i="false"=="true"?2:1,o={"ak.v":"39","ak.cp":"1204614","ak.ai":parseInt("728289",10),"ak.ol":"0","ak.cr":3,"ak.ipv":6,"ak.proto":"h2","ak.rid":"c84784","ak.r":19138,"ak.a2":n,"ak.m":"dsca","ak.n":"essl","ak.bpcip":"2607:f378:40:6::","ak.cport":40588,"ak.gh":"184.50.26.202","ak.quicv":"","ak.tlsv":"tls1.3","ak.0rtt":"","ak.0rtt.ed":"","ak.csrc":"-","ak.acc":"","ak.t":"1739995720","ak.ak":"hOBiQwZUYzCg5VSAfCLimQ==+1fB28Rr3ecGUgQR9rSBmRv3R6wyE1KZ/Jrw61NeMLSmlfSDDV+YaaptQ3jiAzcw/neK8QE5sOBMywLRCKfM2IavUqxJPCMJ9TCVsmvJ04LPLbybKsfVIrnL9HL6DUDFPSjvY1lPjRqZuIpSZv/Ak9XGj46g0rWj8wH0Evs7CHqn91IFYK7uf3FfEE/L+jQg74Yvk3zVs7oecYpm3huEr5xrtwfMk/I27C+Lr5ulKzuo5+B+I+AIIJYZxYvJ9FljuZpdKxFD4eWPlo+91kgfMto1yrx+jc03pFXPLLCkQMljWgXFLJIb8sm5rx4jOmCOeHThlsbFUUlMpjwPOyx+N7lvTFSYWPyHYD60UVMo0f+9fA6NcVkSg4Tw4DqBJ2yO45hw8v7MUU61Zlu7ae//JCytJn8GXkn3abLuWbH80e8=","ak.pv":"98","ak.dpoabenc":"","ak.tf":i};if(""!==t)o["ak.ruds"]=t;var r={i:!1,av:function(n){var t="http.initiator";if(n&&(!n[t]||"spa_hard"===n[t]))o["ak.feo"]=void 0!==e.aFeoApplied?1:0,BOOMR.addVar(o)},rv:function(){var e=["ak.bpcip","ak.cport","ak.cr","ak.csrc","ak.gh","ak.ipv","ak.m","ak.n","ak.ol","ak.proto","ak.quicv","ak.tlsv","ak.0rtt","ak.0rtt.ed","ak.r","ak.acc","ak.t","ak.tf"];BOOMR.removeVar(e)}};BOOMR.plugins.AK={akVars:o,akDNSPreFetchDomain:a,init:function(){if(!r.i){var e=BOOMR.subscribe;e("before_beacon",r.av,null,null),e("onbeacon",r.rv,null,null),r.i=!0}return this},is_complete:function(){return!0}}}}()}(window);</script></head>
|
||
<body class="ssptw">
|
||
<article>
|
||
<header>
|
||
<div id="hLogo"><a class="navLogo" href="/policy/index.html">Social Security</a><a class="navSearch" href="https://search.ssa.gov/search?affiliate=ssa">SEARCH</a></div>
|
||
<div id="hRedBar">
|
||
<div id="hDocInfo">
|
||
<h1>Social Security Programs Throughout the World: Africa, 2019</h1>
|
||
</div>
|
||
</div>
|
||
</header>
|
||
<nav>
|
||
<div id="breadcrumbs" itemscope itemtype="http://schema.org/BreadcrumbList">You are here: <span itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a href="/" itemprop="item"><span itemprop="name">Social Security Administration</span></a>
|
||
<meta itemprop="position" content="1" />
|
||
</span> > <span itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a href="/policy/index.html" itemprop="item"><span itemprop="name">Research, Statistics & Policy Analysis</span></a>
|
||
<meta itemprop="position" content="2" />
|
||
</span> > <span itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a href="index.html" itemprop="item"><span itemprop="name">Social Security Programs Throughout the World: Africa, 2019</span></a>
|
||
<meta itemprop="position" content="3" />
|
||
</span></div>
|
||
<div id="rspaUtil"><ul><li id="mail"><a class="js-ga-event" href="#" rel="nofollow" data-event="outbound-link" data-event-action="click" data-event-label="email-this">Email</a></li><li id="print"><a href="#" rel="nofollow">Save/Print</a></li></ul></div>
|
||
</nav>
|
||
<div class="innards">
|
||
<h1>Tanzania</h1>
|
||
<div class="exchangeRate">Exchange rate: US$1.00 = 2,295 shillings.</div>
|
||
<h2>Old Age, Disability, and Survivors</h2>
|
||
<h3>Regulatory Framework</h3>
|
||
<p><span class="h4">First laws:</span> 1942 (government employees), 1944 (local authorities), 1954 (public service), and 1964 (provident fund).</p>
|
||
<p><span class="h4">Current laws:</span> 1997 (social insurance), implemented in 1998; 2008 (regulatory authority); and 2018 (public service).</p>
|
||
<p><span class="h4">Type of program:</span> Social insurance system.</p>
|
||
<p>Note: A 2018 law merged four separate pension programs: Government Employees Provident Fund (<abbr class="spell">GEPF</abbr>), Local Authorities Pension Fund (<abbr class="spell">LAPF</abbr>), Parastatal Pension Fund (<abbr class="spell">PPF</abbr>), and the Public Service Pensions Fund (<abbr class="spell">PSPF</abbr>). Under this law, the Public Service Social Security Fund (PSSSF) administers the program for public-sector employees and the National Social Security Fund (<abbr class="spell">NSSF</abbr>) administers the program for private-sector employees and self-employed persons. The information below applies to both programs unless otherwise stated.</p>
|
||
<h3>Coverage</h3>
|
||
<p><span class="h4">Public-sector program:</span> Public-sector employees, including civil servants, employees of local governments, police and correctional personnel, and judiciary officers.</p>
|
||
<p>Special system for military personnel and certain high-ranking civil servants.</p>
|
||
<p><span class="h4">Private-sector program:</span> Private-sector employees, including foreign nationals and employees of international organizations working in Mainland Tanzania.</p>
|
||
<p>Voluntary coverage for self-employed persons.</p>
|
||
<h3>Source of Funds</h3>
|
||
<p><span class="h4">Insured person</span></p>
|
||
<p><span class="h5">Public-sector program:</span> 5% of monthly salary (excluding bonuses, overtime pay, and allowances).</p>
|
||
<p>There are no minimum or maximum earnings used to calculate contributions.</p>
|
||
<p>The insured person’s contributions also finance cash maternity benefits and unemployment benefits.</p>
|
||
<p><span class="h5">Private-sector program:</span> 10% of gross monthly salary.</p>
|
||
<p>There are no minimum or maximum earnings used to calculate contributions.</p>
|
||
<p>The insured person’s contributions also finance cash maternity benefits, medical benefits, and unemployment benefits.</p>
|
||
<p><span class="h4">Self-employed person</span></p>
|
||
<p><span class="h5">Public-sector program:</span> Not applicable.</p>
|
||
<p><span class="h5">Private-sector program:</span> 10% to 20% of monthly earnings.</p>
|
||
<p>The self-employed person’s contributions also finance cash maternity benefits and medical benefits.</p>
|
||
<p><span class="h4">Employer</span></p>
|
||
<p><span class="h5">Public-sector program:</span> 15% of monthly payroll (excluding bonuses, overtime pay, and allowances).</p>
|
||
<p>There are no minimum or maximum earnings used to calculate contributions.</p>
|
||
<p>The employer’s contributions also finance cash maternity benefits and unemployment benefits.</p>
|
||
<p><span class="h5">Private-sector program:</span> At least 10% but no more than 20% of gross monthly payroll.</p>
|
||
<p>There are no minimum or maximum earnings used to calculate contributions.</p>
|
||
<p>The employer’s contributions also finance cash maternity benefits, medical benefits, and unemployment benefits.</p>
|
||
<p><span class="h4">Government</span></p>
|
||
<p><span class="h5">Public-sector program:</span> None; contributes as an employer.</p>
|
||
<p><span class="h5">Private-sector program:</span> None.</p>
|
||
<h3>Qualifying Conditions</h3>
|
||
<p><span class="h4">Old-age pension (public- and private- sector programs):</span> Age 60 with at least 180 months of contributions. The contribution requirement is reduced for workers who become covered at older ages, ranging from 165 months (if age 45) to 45 months (if aged 55 to 59) of contributions.</p>
|
||
<p>Employment must cease.</p>
|
||
<p>Early pension: Age 55 with at least 180 months of contributions. The early pension must be at least the monthly minimum old-age pension.</p>
|
||
<p>The minimum monthly old-age pension is 40% of the legal monthly minimum wage.</p>
|
||
<p>The legal monthly minimum wage ranges from 100,000 shillings to 400,000 shillings, depending on the economic sector.</p>
|
||
<p>Deferred pension: The pension may be deferred. There is no age limit.</p>
|
||
<p><span class="h4">Old-age settlement (public- and private- sector programs):</span> Age 60 and does not qualify for an old-age pension.</p>
|
||
<p>Employment must cease.</p>
|
||
<p><span class="h4">Disability pension (public- and private- sector programs):</span> Must have at least a 66.7% assessed loss of earning capacity and at least 180 months of contributions or at least 36 months of contributions, including 12 months immediately before the disability began.</p>
|
||
<p>The disability pension may be replaced by an old-age pension at the normal retirement age if the value of the old-age pension is at least equal to the disability pension.</p>
|
||
<p>A medical board of doctors appointed by the Ministry of Health assesses the loss of earning capacity. A medical examination may be required.</p>
|
||
<p><span class="h4">Disability settlement (public- and private- sector programs):</span> Must have at least a 66.7% assessed loss of earning capacity and not qualify for a disability pension.</p>
|
||
<p>A medical board of doctors appointed by the Ministry of Health assesses the loss of earning capacity. A medical examination may be required.</p>
|
||
<p><span class="h4">Survivor pension (public- and private- sector programs):</span> The deceased was not receiving an old-age or disability pension at the time of death but had at least 180 months of contributions.</p>
|
||
<p>Eligible survivors include a widow(er) aged 45 or older (no age limit if caring for a child younger than age 15) and orphans younger than age 18 (age 21 if a full-time student, no limit if disabled). If there is no widow(er) or eligible orphan, the pension is paid to the deceased’s parents.</p>
|
||
<p>The widow(er)’s pension ceases upon remarriage.</p>
|
||
<p><span class="h4">Survivor settlement (public- and private- sector programs):</span> The deceased received an old-age or disability pension at the time of death.</p>
|
||
<p>Eligible survivors include a widow(er) aged 45 or older (no age limit if caring for a child younger than age 15) and orphans younger than age 18 (age 21 if a full-time student, no limit if disabled). If there is no widow(er) or eligible orphan, the benefit is paid to the deceased’s parents.</p>
|
||
<p><span class="h4">Funeral grant (private-sector program only):</span> Paid to the person who paid for the funeral if the deceased had at least one month of contributions and was in covered employed at the time of death. The benefit must be claimed within 60 days of the date of death.</p>
|
||
<h3>Old-Age Benefits</h3>
|
||
<p><span class="h4">Old-age pension (public- and private- sector programs):</span> The monthly pension is calculated by multiplying the accrual rate of 1/580 by the number of contribution months and by the insured’s Annual Pensionable Emoluments (<abbr>APE</abbr>), divided by 12. If the insured person chooses to receive part of the pension as a lump sum, the pension is calculated using 75% of <abbr>APE</abbr>. The lump sum is calculated by multiplying the accrual rate of 1/580 by the number of contribution months and by 25% of the <abbr>APE</abbr>, multiplied by a commutation factor of 12.5.</p>
|
||
<p>The insured receives credit for contributions previously made to the National Provident Fund.</p>
|
||
<p><abbr>APE</abbr> is the insured’s average annual earnings in the highest three years of earnings in the 10 years before retirement.</p>
|
||
<p>The above rules apply to all persons first contributing to one of the former four programs on or after July 1, 2014, and all existing members of the <abbr class="spell">NSSF</abbr>, the <abbr class="spell">PPF</abbr>, and the <abbr class="spell">GEPF</abbr> who retire on or after July 1, 2014. Different rules apply to insured persons who were members of the <abbr class="spell">LAPF</abbr> or the <abbr class="spell">PSPF</abbr> on June 30, 2014.</p>
|
||
<p>The minimum monthly old-age pension is 40% of the legal monthly minimum wage.</p>
|
||
<p>The legal monthly minimum wage ranges from 100,000 shillings to 400,000 shillings, depending on the economic sector.</p>
|
||
<p>The maximum monthly old-age pension is 72.5% of the insured’s monthly earnings used to calculate the monthly pension (private-sector employees) or 66.6% of the insured’s month of highest covered earnings in his or her entire career (public-sector employees).</p>
|
||
<p>Early pension: The monthly pension is reduced by 0.3% for each month it is claimed before the normal retirement age.</p>
|
||
<p>Deferred pension: Calculated in the same way as the old-age pension.</p>
|
||
<p>Benefit adjustment: Benefits are adjusted periodically based on changes in the consumer price index.</p>
|
||
<p><span class="h4">Old-age settlement (public- and private- sector programs):</span> A lump sum of total employee and employer contributions plus accrued interest minus previous unemployment benefit payments (See Unemployment) is paid.</p>
|
||
<h3>Permanent Disability Benefits</h3>
|
||
<p><span class="h4">Disability pension (public- and private- sector programs):</span> The monthly pension is calculated by multiplying the accrual rate of 1/580 by the number of contribution months and by the insured’s Annual Pensionable Emoluments (<abbr>APE</abbr>), divided by 12. If the insured person chooses to receive part of the pension as a lump sum, the monthly pension is calculated using 75% of <abbr>APE</abbr>. The lump sum is calculated by multiplying the accrual rate by the number of contribution months and by 25% of the <abbr>APE</abbr>, multiplied by a commutation factor of 12.5.</p>
|
||
<p>The insured receives credit for contributions previously made to the National Provident Fund.</p>
|
||
<p><abbr>APE</abbr> is the insured’s average annual earnings in the highest three years of earnings in the 10 years before the disability began.</p>
|
||
<p>The above rules apply to all persons first contributing to one of the former four schemes on or after July 1, 2014, and all existing members of the <abbr class="spell">NSSF</abbr>, the <abbr class="spell">PPF</abbr>, and the <abbr class="spell">GEPF</abbr> who retire on or after July 1, 2014. Different rules apply to insured persons who were members of the <abbr class="spell">LAPF</abbr> or the <abbr class="spell">PSPF</abbr> on June 30, 2014.</p>
|
||
<p>The minimum monthly disability pension is 30% of the insured’s monthly earnings used to calculate the monthly pension.</p>
|
||
<p>Benefit adjustment: Benefits are adjusted periodically based on changes in the consumer price index.</p>
|
||
<p><span class="h4">Disability settlement (public- and private- sector programs):</span> A lump sum is paid.</p>
|
||
<h3>Survivor Benefits</h3>
|
||
<p><span class="h4">Survivor pension (public- and private- sector programs)</span></p>
|
||
<p><span class="h5">Spouse’s pension:</span> 40% of the old-age pension the deceased was entitled to receive is paid to a widow(er); 100% if there are no eligible orphans. If there is more than one widow, the pension is split equally.</p>
|
||
<p>The spouse’s pension is paid for two years if the widow(er) is younger than age 45 and does not have a dependent child younger than age 15 at the time of the insured’s death.</p>
|
||
<p><span class="h5">Orphan’s pension:</span> 60% of the old-age pension the deceased was entitled to receive is split equally among eligible orphans; 100% for full orphans.</p>
|
||
<p><span class="h5">Parent’s pension:</span> If there are no other eligible survivors, 100% of the old-age pension the deceased was entitled to receive is paid to the deceased’s parents.</p>
|
||
<p>Survivors can choose to receive part of the pension as a lump sum. The lump sum is calculated by multiplying the accrual rate of 1/580 by 25% of the deceased’s Annual Pensionable Emoluments (<abbr>APE</abbr>), multiplied by a commutation factor of 12.5.</p>
|
||
<p><abbr>APE</abbr> is the deceased’s average annual earnings in the highest three years of earnings in the 10 years before death.</p>
|
||
<p>The maximum combined survivor pension is 100% of the old-age pension the deceased would have been entitled to receive.</p>
|
||
<p>Benefit adjustment: Benefits are reviewed periodically and may be adjusted based on an actuarial valuation of the schemes’ funds.</p>
|
||
<p><span class="h4">Survivor settlement (public- and private- sector programs):</span> A lump sum of 33 (private-sector employees) or 36 (public-sector employees) times the old-age or disability pension the deceased received is paid.</p>
|
||
<p><span class="h4">Funeral grant (private-sector program only):</span> A lump sum of 150,000 shillings to 600,000 shillings is paid, depending on the deceased’s last monthly earnings used to calculate contributions.</p>
|
||
<h3>Administrative Organization</h3>
|
||
<p>Prime Minister’s Office, Labour, Youth, Employment and Persons with Disability (https://www.kazi.go.tz/) provides general supervision.</p>
|
||
<p>Social Security Regulatory Authority (http://www.ssra.go.tz/) regulates and supervises the performance of the public- and private- sector programs.</p>
|
||
<p>Public Service Social Security Fund administers the public-sector program and collects contributions.</p>
|
||
<p>National Social Security Fund (https://www.nssf.or.tz/), administers the private-sector program and collects contributions.</p>
|
||
<h2>Sickness and Maternity</h2>
|
||
<h3>Regulatory Framework</h3>
|
||
<p><span class="h4">First and current laws:</span> 1997 (social insurance), implemented in 2005; 2003 (national health policy); 2004 (employment); 2009 (health); and 2018 (public service).</p>
|
||
<p><span class="h4">Type of program:</span> Social insurance (cash maternity and medical benefits) and employer-liability (cash sickness and paternity benefits) system.</p>
|
||
<p>Note: A 2018 law merged four separate social insurance programs: Government Employees Provident Fund (<abbr class="spell">GEPF</abbr>), Local Authorities Pension Fund (<abbr class="spell">LAPF</abbr>), Parastatal Pension Fund (<abbr class="spell">PPF</abbr>), and the Public Service Pensions Fund (<abbr class="spell">PSPF</abbr>). Under this law, the Public Service Social Security Fund (PSSSF) administers the social insurance program for public-sector employees and the National Social Security Fund (<abbr class="spell">NSSF</abbr>) administers the program for private-sector employees and self-employed persons.</p>
|
||
<h3>Coverage</h3>
|
||
<p><span class="h4">Social insurance</span></p>
|
||
<p><span class="h5">Cash maternity benefit:</span> Public-sector employees, including civil servants, employees of local governments, police and correctional personnel, and judiciary officers; and private-sector employees, including foreign nationals and employees of international organizations working in Mainland Tanzania.</p>
|
||
<p>Voluntary coverage for self-employed persons.</p>
|
||
<p>Special system for military personnel and certain high-ranking civil servants.</p>
|
||
<p><span class="h5">Medical benefits and maternity medical benefits:</span> Private-sector employees and self-employed persons working in Mainland Tanzania.</p>
|
||
<p>Voluntary coverage for pensioners (private-sector program only).</p>
|
||
<p>Special systems for public-sector employees.</p>
|
||
<p><span class="h4">Employer liability (cash sickness and paternity benefit):</span> Private-sector employees working in Mainland Tanzania.</p>
|
||
<p>Exclusions: Self-employed persons.</p>
|
||
<p>Special systems for public-sector employees.</p>
|
||
<h3>Source of Funds</h3>
|
||
<p><span class="h4">Insured person</span></p>
|
||
<p><span class="h5">Social insurance:</span> See source of funds under Old Age, Disability, and Survivors.</p>
|
||
<p><span class="h5">Employer liability:</span> None.</p>
|
||
<p><span class="h4">Self-employed person</span></p>
|
||
<p><span class="h5">Social insurance:</span> See source of funds under Old Age, Disability, and Survivors.</p>
|
||
<p><span class="h5">Employer liability:</span> Not applicable.</p>
|
||
<p><span class="h4">Employer</span></p>
|
||
<p><span class="h5">Social insurance:</span> See source of funds under Old Age, Disability, and Survivors.</p>
|
||
<p><span class="h5">Employer liability:</span> The total cost.</p>
|
||
<p><span class="h4">Government</span></p>
|
||
<p><span class="h5">Social insurance:</span> None; contributes as an employer.</p>
|
||
<p><span class="h5">Employer liability:</span> Not applicable.</p>
|
||
<h3>Qualifying Conditions</h3>
|
||
<p><span class="h4">Cash sickness benefit (employer liability):</span> Must have at least six months of employment with the same employer in the 12 months before the incapacity began or be employed on a seasonal basis by the same employer. Must have a medical certificate and not be entitled to receive paid sick leave from any other source.</p>
|
||
<p><span class="h4">Cash and medical maternity benefits (social insurance):</span> Must have at least 36 months of contributions, including at least 12 months in the 36 months before the expected date of childbirth. Cash maternity benefits are paid to an insured woman only once in a three-year period.</p>
|
||
<p><span class="h4">Cash paternity benefit (employer liability):</span> Must have at least six months of employment with the same employer in the 12 months before the birth or be employed on a seasonal basis by the same employer. Must be the father of the child and take the leave within seven days of the birth.</p>
|
||
<p><span class="h4">Medical benefits (social insurance):</span> Must have at least three months of contributions immediately before seeking medical care.</p>
|
||
<p>Eligible dependents include the spouse and up to four of the insured’s children (including adopted children) younger than age 18 (age 21 if a full-time student).</p>
|
||
<h3>Sickness and Maternity Benefits</h3>
|
||
<p><span class="h4">Sickness benefit (employer liability):</span> 100% of the employee’s last earnings is paid for 63 days; 50% thereafter. Up to 126 days are paid within a three year period.</p>
|
||
<p><span class="h4">Maternity benefit (social insurance):</span> A lump sum of up to 12 weeks (100 days in case of multiple births) of the insured’s average daily earnings in the six months before the 20th week of pregnancy is paid. The lump sum may be paid in two parts: four weeks before and eight weeks after childbirth (four weeks after childbirth for a stillborn child).</p>
|
||
<p><span class="h4">Paternity benefit (employer liability):</span> 100% of the employee’s last earnings is paid for up to three days in a three-year period irrespective of the number of children fathered.</p>
|
||
<h3>Workers’ Medical Benefits</h3>
|
||
<p><span class="h4">Medical benefits (social insurance):</span> Benefits include preventive and curative care, essential drugs, laboratory tests, medical imaging, hospitalization, major and minor surgery, physical therapy, and some optical and dental services.</p>
|
||
<p><span class="h4">Maternity medical benefits (social insurance):</span> Benefits include maternity care from accredited medical providers from the 24th week of pregnancy to 48 hours after childbirth (seven days in case of a caesarean delivery).</p>
|
||
<p>Government programs provide free care for immunizations, tuberculosis, <abbr class="spell">HIV</abbr>/<abbr>AIDS</abbr>, leprosy, cancer, epidemics, mental illness, and diabetes mellitus.</p>
|
||
<h3>Dependents’ Medical Benefits</h3>
|
||
<p><span class="h4">Medical benefits (social insurance):</span> Benefits for dependents are the same as those for the insured.</p>
|
||
<p><span class="h4">Maternity medical benefits (social insurance):</span> No information available.</p>
|
||
<h3>Administrative Organization</h3>
|
||
<p>Prime Minister’s Office, Labour, Youth, Employment and Persons with Disability (https://www.kazi.go.tz/) provides general supervision.</p>
|
||
<p>Social Security Regulatory Authority (http://www.ssra.go.tz/) regulates and supervises the performance of all social security programs.</p>
|
||
<p>Public Service Social Security Fund collects contributions and administers the social insurance program for public-sector employees.</p>
|
||
<p>National Social Security Fund (https://www.nssf.or.tz/), managed by a director general, collects contributions and administers the social insurance programs for private-sector employees.</p>
|
||
<h2>Work Injury</h2>
|
||
<h3>Regulatory Framework</h3>
|
||
<p><span class="h4">First law:</span> 1948.</p>
|
||
<p><span class="h4">Current law:</span> 2008 (workmen’s compensation), implemented in 2016.</p>
|
||
<p><span class="h4">Type of program:</span> Social insurance system.</p>
|
||
<h3>Coverage</h3>
|
||
<p>Employed persons in Mainland Tanzania.</p>
|
||
<p>Exclusions: Self-employed persons.</p>
|
||
<h3>Source of Funds</h3>
|
||
<p><span class="h4">Insured person:</span> None.</p>
|
||
<p><span class="h4">Self-employed person:</span> Not applicable.</p>
|
||
<p><span class="h4">Employer:</span> 1% (private-sector employees) or 0.5% (public-sector employees) of gross monthly payroll.</p>
|
||
<p>There are no minimum or maximum earnings used to calculate contributions.</p>
|
||
<p><span class="h4">Government:</span> None; contributes as an employer.</p>
|
||
<h3>Qualifying Conditions</h3>
|
||
<p>Must be assessed with a work injury or an occupational disease by a recognized medical practitioner. Accidents that occur while commuting to and from work are covered.</p>
|
||
<h3>Temporary Disability Benefits</h3>
|
||
<p>For a total (100%) disability, 70% of the insured’s monthly earnings immediately before the disability began is paid after a three-day waiting period for up to 24 months, until full recovery, or until certification of permanent disability, whichever is earlier.</p>
|
||
<p>The minimum monthly temporary disability benefit for a total disability is 275,702.83 shillings.</p>
|
||
<p>The maximum monthly temporary disability benefit for a total disability is 3,685,852.69 shillings.</p>
|
||
<p>Partial disability: For an assessed degree of disability of less than 100%, a percentage of the full temporary disability benefit is paid based on to the assessed degree of disability. Under certain conditions, the benefit may be paid as a lump sum.</p>
|
||
<p>The maximum monthly temporary disability benefit for a partial disability is 3,685,852.69 shillings.</p>
|
||
<h3>Permanent Disability Benefits</h3>
|
||
<p>For a total (100%) disability, 70% of the insured’s monthly earnings immediately before the disability began is paid.</p>
|
||
<p>The minimum monthly permanent disability benefit for a total disability is 275,702.83 shillings.</p>
|
||
<p>The maximum monthly permanent disability benefit for a total disability is 3,685,852.69 shillings.</p>
|
||
<p>Partial disability: For an assessed disability of less than 100%, a percentage of the full permanent disability benefit is paid based on the assessed degree of disability.</p>
|
||
<p>The maximum monthly permanent disability benefit for a partial disability is 3,685,852.69 shillings.</p>
|
||
<p>Constant-attendance allowance: An additional benefit may be paid if the insured requires the constant attendance of others to perform daily functions.</p>
|
||
<h3>Workers’ Medical Benefits</h3>
|
||
<p>Benefits include medical care, surgery, nursing, medicine, appliances, transportation, and the cost of rehabilitation provided by accredited health care providers.</p>
|
||
<h3>Survivor Benefits</h3>
|
||
<p><span class="h4">Survivor pension</span></p>
|
||
<p><span class="h5">Spouse’s pension:</span> The widow(er) or cohabiting partner is paid either a monthly pension of 40% of the full permanent disability benefit the deceased was entitled to receive but had not received, or a lump sum of two times the full permanent disability benefit.</p>
|
||
<p><span class="h5">Orphan’s pension:</span> 20% of the full permanent disability benefit the deceased was entitled to receive but had not received is paid for orphans younger than age 18 (no limit if studying at the secondary level or disabled); 40% for full orphans.</p>
|
||
<p><span class="h5">Other dependent’s pension:</span> If there are no other eligible survivors, 40% of the full permanent disability benefit the deceased was entitled to receive but had not received is paid for totally dependent parents, siblings, grandparents, and grandchildren; a lump sum is paid if partially dependent.</p>
|
||
<p>The maximum combined survivor pension is 100% of the full permanent disability benefit the deceased was entitled to receive.</p>
|
||
<p><span class="h4">Funeral grant:</span> A benefit is paid.</p>
|
||
<h3>Administrative Organization</h3>
|
||
<p>Prime Minister’s Office, Labour, Youth, Employment and Persons with Disability (https://www.kazi.go.tz/) provides general supervision.</p>
|
||
<p>Social Security Regulatory Authority (http://www.ssra.go.tz/) regulates and supervises the program.</p>
|
||
<p>Workers Compensation Fund (http://wcf.go.tz/), managed by a board of trustees, collects contributions and administers the program.</p>
|
||
<h2>Unemployment</h2>
|
||
<h3>Regulatory Framework</h3>
|
||
<p><span class="h4">First and current laws:</span> 1997 (social insurance) and 2018 (public service).</p>
|
||
<p><span class="h4">Type of program:</span> Social insurance system.</p>
|
||
<p>Note: A 2018 law introducing social insurance unemployment benefits is still being implemented. Provisions of the new law are included below.</p>
|
||
<h3>Coverage</h3>
|
||
<p>Employed citizens of Tanzania, including civil servants, employees of local governments, police and correctional personnel, judiciary officers, and private-sector employees.</p>
|
||
<p>Special system for military personnel and certain high-ranking civil servants.</p>
|
||
<h3>Source of Funds</h3>
|
||
<p><span class="h4">Insured person:</span> See source of funds under Old Age, Disability, and Survivors.</p>
|
||
<p><span class="h4">Self-employed person:</span> No information available.</p>
|
||
<p><span class="h4">Employer:</span> See source of funds under Old Age, Disability, and Survivors.</p>
|
||
<p><span class="h4">Government:</span> None; contributes as an employer.</p>
|
||
<h3>Qualifying Conditions</h3>
|
||
<p><span class="h4">Unemployment benefit:</span> Must be younger than age 55, have at least 18 months of contributions before unemployment began, and be involuntarily unemployed. Must not be entitled to receive any other social insurance pension or benefit.</p>
|
||
<p><span class="h4">Unemployment grant:</span> Must be younger than age 55, have less than 18 months of contributions, be involuntarily unemployed, and not be entitled to receive any other social insurance pension or benefit.</p>
|
||
<h3>Unemployment Benefits</h3>
|
||
<p><span class="h4">Unemployment benefit:</span> 33.3% of the insured’s last monthly earnings is paid for up to six months in any 12-month period. An individual may receive the unemployment benefit for up 18 months in his or her working life.</p>
|
||
<p><span class="h4">Unemployment grant:</span> Up to 50% of total employee and employer contributions to the social insurance program may be paid as a lump sum.</p>
|
||
<h3>Administrative Organization</h3>
|
||
<p>Prime Minister’s Office, Labour, Youth, Employment and Persons with Disability (https://www.kazi.go.tz/) provides general supervision.</p>
|
||
<p>Social Security Regulatory Authority (http://www.ssra.go.tz/) regulates and supervises the performance of the public- and private-sector programs.</p>
|
||
<p>Public Service Social Security Fund administers the public-sector program and collects contributions.</p>
|
||
<p>National Social Security Fund (https://www.nssf.or.tz/), administers the private-sector program and collects contributions.</p>
|
||
</div>
|
||
</article>
|
||
|
||
<nav>
|
||
<div class="docNav"><a class="previous" href="sudan.html">Previous: Sudan</a> <a class="toTop" href="#hLogo">Top of page</a> <a class="toTOC" href="index.html#fileList">Table of contents</a> <a class="next" href="togo.html">Next: Togo</a></div>
|
||
</nav>
|
||
<footer><div id="footer">
|
||
<div class="important-info"><h4>Important Information:</h4>
|
||
<ul><li><a href="/agency/">About Us</a></li>
|
||
<li><a href="/accessibility/">Accessibility</a></li>
|
||
<li><a href="/foia/">FOIA</a></li>
|
||
<li><a href="/open/">Open Government</a></li>
|
||
<li><a href="/agency/glossary/">Glossary</a></li>
|
||
<li><a href="/privacy/">Privacy</a></li>
|
||
<li><a href="https://oig.ssa.gov/report/">Report Fraud, Waste or Abuse</a></li>
|
||
<li><a href="/agency/websitepolicies.html">Website Policies</a></li></ul>
|
||
</div>
|
||
<p class="align-center margin-top">This website is produced and published at U.S. taxpayer expense.</p>
|
||
</div></footer>
|
||
<!-- SSA INTERNET BODY SCRIPTS -->
|
||
<script src="/policy/js/rspa.doc.js"></script>
|
||
<script src="/policy/js/rspa-shared.js"></script>
|
||
<script src="/framework/js/ssa.internet.body.js"></script>
|
||
</body></html> |