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<h1>Social Security Programs Throughout the World: Europe, 2014</h1>
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<h1>Denmark</h1>
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<div class="exchangeRate">Exchange rate: <abbr class="spell">US</abbr>$1.00 = 5.42 kroner.</div>
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<h2>Old Age, Disability, and Survivors</h2>
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<h3>Regulatory Framework</h3>
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<p><span class="h4">First laws:</span> 1891 (old age) and 1921 (disability).</p>
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<p><span class="h4">Current laws:</span> 2005 (partial early retirement pension), 2007 (anticipatory pensions), 2009 (<abbr class="spell">ATP</abbr> pension), and 2013 (universal pensions).</p>
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<p><span class="h4">Type of program:</span> Universal and social insurance.</p>
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<h3>Coverage</h3>
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<p><span class="h4">Universal pension:</span> All residents of Denmark.</p>
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<p><span class="h4">Labor-market supplementary pension (<abbr class="spell">ATP</abbr>):</span> Employed persons, including recipients of disability pensions granted before 2003, cash sickness, maternity, unemployment, and social assistance benefits.</p>
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<p>Voluntary coverage for persons previously insured for at least three years who are nonsalaried or self-employed, and for recipients of disability pensions granted as of 2003, or early retirement benefits (see Unemployment).</p>
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<p>Exclusions: Employed persons working less than nine hours a week.</p>
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<h3>Source of Funds</h3>
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<p><span class="h4">Insured person</span></p>
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<p><span class="h5">Universal basic pension:</span> None.</p>
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<p><span class="h5"><abbr class="spell">ATP</abbr>:</span> Up to 1,080 kroner a year for a <span class="nobr">full-time</span> worker. Recipients of sickness and maternity benefits, unemployment benefits, and certain vocational training benefits pay double contributions.</p>
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<p>The insured pays contributions monthly or quarterly.</p>
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<p><span class="h4">Self-employed person</span></p>
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<p><span class="h5">Universal basic pension:</span> None.</p>
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<p><span class="h5"><abbr class="spell">ATP</abbr>:</span> Up to 3,240 kroner a year.</p>
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<p>Self-employed persons pay contributions quarterly.</p>
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<p><span class="h4">Employer</span></p>
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<p><span class="h5">Universal basic pension:</span> None.</p>
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<p><span class="h5"><abbr class="spell">ATP</abbr>:</span> Up to 2,160 kroner (for a <span class="nobr">full-time</span> worker) for each employee a year.</p>
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<p>The employer pays contributions quarterly.</p>
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<p><span class="h4">Government</span></p>
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<p><span class="h5">Universal basic pension:</span> The total cost.</p>
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<p>The government pays contributions monthly or quarterly.</p>
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<h3>Qualifying Conditions</h3>
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<p><span class="h4">Old-age pension</span></p>
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<p><span class="h5">Universal basic pension (earnings tested):</span> Age 65 (gradually rising by six months a year to 67 from 2024 to 2027) with at least three years of residence from ages 15 to 65 (Danish nationals) or at least 10 years of residence including the last five years before the pensionable age (foreign nationals). The full pension is paid with at least 40 years of residence from ages 15 to 65.</p>
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<p>Partial pension: Meets the age requirement for the universal basic pension and has less than 40 years of residence.</p>
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<p>Earnings test: The benefit is reduced for annual earnings (from work) greater than 295,900 kroner for an unmarried pensioner.</p>
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<p>Benefits are payable abroad.</p>
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<p><span class="h5">Universal pension supplement (income tested):</span> Age 65 (gradually rising by six months a year to 67 from 2024 to 2027) with at least three years of residence from ages 15 to 65 (Danish nationals) or at least 10 years of residence including the last five years before the pensionable age (foreign nationals).</p>
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<p>Income test: The supplement is reduced for total income greater than 78,900 kroner a year for an unmarried pensioner or 157,800 kroner a year for each person in a married or cohabitating couple.</p>
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<p>Deferred universal <span class="nobr">old-age</span> pension (basic and supplement): Age 65 (gradually rising by six months a year to 67 from 2024 to 2027) up to age 75. Must work at least 1,000 hours a year.</p>
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<p><span class="h5"><abbr class="spell">ATP</abbr>:</span> Age 65 (gradually rising by six months a year to 67 from 2024 to 2027). The full pension requires a full and continuous contribution record since the start of the program in 1964 (or from age 16 if later).</p>
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<p>Deferred <abbr class="spell">ATP</abbr> pension: Age 65 (gradually rising by six months a year to 67 from 2024 to 2027) up to age 75.</p>
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<p>Benefits are payable abroad.</p>
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<p><span class="h5">Supplementary pension benefit (income tested):</span> Paid to needy pensioners.</p>
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<p><span class="h4">Disability pension</span></p>
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<p><span class="h5">Disability (anticipatory) pension (income tested):</span> The insured has an assessed, permanent reduced working capacity (which cannot improve through rehabilitation or other measures) and cannot assure his or her own subsistence from any kind of paid work. Must have at least three years of residence from ages 15 to 65 (Danish nationals) or at least 10 years of residence or be covered by a reciprocal agreement (foreign nationals).</p>
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<p>Income test: The pension is reduced for annual income exceeding 72,200 kroner for unmarried persons (114,400 kroner if married or cohabitating).</p>
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<p>Following a medical assessment nonmedical staff of the municipality assesses the working capacity. If the working capacity of the insured has improved a medical re-assessment is required.</p>
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<p>At the pensionable age, the disability pension is replaced by the <span class="nobr">old-age</span> pension.</p>
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<p>Disability supplement: Paid to help meet extra costs resulting from the assessed disability. Expected extra costs must exceed 6,000 kroner a year or 500 kroner a month. There is no income test.</p>
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<p><span class="h5">Anticipatory senior pension:</span> Paid to insured persons with at least 25 years of <span class="nobr">full-time</span> work, and who stop working five years before the pensionable age as a result of physically demanding jobs and work-related health problems.</p>
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<p>Benefits are payable abroad.</p>
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<p><span class="h4">Survivor pension</span></p>
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<p><span class="h5">Universal pension:</span> No statutory benefits are provided for a surviving spouse.</p>
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<p>Orphans younger than age 18 are eligible for benefits under Family Allowances.</p>
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<p><span class="h5">Death grant:</span> A lump sum is provided under Sickness and Maternity.</p>
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<p><span class="h5">Dependent spouse's pension:</span> Paid when one spouse or cohabiting partner (including a registered <span class="nobr">same-sex</span> partner) dies and both received a universal pension.</p>
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<p><span class="h5">Dependent spouse's allowance (income tested):</span> Paid to a surviving spouse or partner (including a registered <span class="nobr">same-sex</span> partner) who lived with the deceased for at least three years.</p>
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<p>Income test: A reduced benefit is paid if the annual income of the surviving spouse or cohabitating partner exceeds 228,905 kroner; no benefit is paid if annual income exceeds 357,663 kroner.</p>
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<p><span class="h5"><abbr class="spell">ATP</abbr>:</span> Paid to a surviving spouse (including a registered <span class="nobr">same-sex</span> partner) and each child younger than age 21 if the deceased had at least two years of contributions since 2002; to each child younger than age 19 if the deceased had contributions before 2003 only.</p>
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<h3>Old-Age Benefits</h3>
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<p><span class="h4">Universal <span class="nobr">old-age</span> basic pension (earnings tested):</span> 70,896 kroner a year is paid to unmarried, married, or cohabiting pensioners with at least 40 years of residence in Denmark before the pensionable age.</p>
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<p>Partial pension: The pension is proportionally reduced according to the number of years of residence in Denmark before the pensionable age.</p>
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<p><span class="h4">Universal <span class="nobr">old-age</span> pension supplement (income tested):</span> 73,644 kroner a year is paid for an unmarried pensioner; 35,592 kroner a year for a married or cohabitating pensioner.</p>
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<p>Income test: The supplement is reduced by 32% for annual income over 66,500 kroner for unmarried persons (133,400 if married or cohabiting) up to 301,200 kroner.</p>
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<p>Deferred universal <span class="nobr">old-age</span> pension (basic and supplement): May be deferred for up to ten years. The pension is increased for each month of deferral. The increment for deferring the pension for a year is based on the ratio of the period of deferral to the average life expectancy at the time the pension is taken.</p>
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<p><span class="h4"><abbr class="spell">ATP</abbr> pension:</span> The amount paid is based on the insured's length of coverage and the number of contributions paid. The amount depends on how long the person concerned was covered by the scheme and on the amount paid in contributions</p>
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<p>The maximum annual pension is approximately 25,000 kroner.</p>
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<p>Pensions under 2,500 kroner are paid as a lump sum.</p>
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<p>Deferred <abbr class="spell">ATP</abbr> pension: The pension is increased by 5% for each year of deferral from age 65 to 75.</p>
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<p>Benefit adjustment: <abbr class="spell">ATP</abbr> pensions are adjusted depending on the financial resources of the system.</p>
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<p><span class="h4">Supplementary pension benefit (income tested):</span> A supplementary benefit is paid. <span class="nobr">(Old-age</span> pensioners may claim additional social benefits to help meet daily living and housing costs.)</p>
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<h3>Permanent Disability Benefits</h3>
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<p><span class="h4">Disability (anticipatory) pension (income tested):</span> 211,920 kroner a year is paid to an unmarried person; 180,132 kroner a year is paid to a married or cohabiting person.</p>
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<p>Income test: The pension for an unmarried person is reduced by 30% of income exceeding 72,200 kroner; 114,400 kroner if married or cohabitating.</p>
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<p>Disability supplement: The minimum monthly supplement is 1,500 kroner.</p>
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<p><span class="h5">Anticipatory senior pension:</span> 211,920 kroner a year is paid to an unmarried person; 180,132 kroner a year is paid to a married or cohabiting person.</p>
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<p>Income test: The pension for an unmarried person is reduced by 30% of income exceeding 72,200 kroner; 114,400 kroner if married or cohabitating.</p>
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<p>Disability supplement: The minimum monthly supplement is 1,500 kroner.</p>
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<p>Benefit adjustment: Benefits are adjusted annually according to changes in wages.</p>
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<h3>Survivor Benefits</h3>
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<p><span class="h4">Death grant (means tested):</span> A lump sum of up to 10,250 kroner is paid (8,600 kroner if the survivor is younger than 18).</p>
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<p>Benefit adjustment: The grant is adjusted annually according to changes in wages.</p>
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<p><span class="h4">Dependent spouse's pension:</span> The <span class="nobr">old-age</span> or disability pension the deceased received or was entitled to receive is paid for three months.</p>
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<p><span class="h4">Dependent spouse's allowance (income tested):</span> A lump sum of up to 13,904 kroner is paid.</p>
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<p>Income test: A reduced benefit is paid if the annual income of the surviving spouse or cohabitating partner exceeds 228,905 kroner; no benefit is paid if annual income exceeds 3457,660 kroner.</p>
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<p><span class="h4"><abbr class="spell">ATP</abbr>:</span> With at least two years of contributions after 2002, a lump sum of 50,000 kroner is paid; with contributions before 2003 only, a lump sum based on the deceased's accrued rights is paid.</p>
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<h3>Administrative Organization</h3>
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<p><span class="h4">Universal pension:</span> Ministry of Children, Gender Equality, Integration and Social Affairs (<a href="https://www.ism.dk/">http://</a>sm.dk/en) provides general supervision and national administration.</p>
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<p>Danish Financial Supervisory Authority (<a href="https://www.finanstilsynet.dk/">http://www.finanstilsynet.dk</a>) supervises the program.</p>
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<p><span class="h4"><abbr class="spell">ATP</abbr>:</span> Labor Market Supplementary Pension Institution (<a href="https://www.atp.dk">http://www.atp.dk</a>), an independent institution headed by a bipartite board of directors, administers the program.</p>
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<h2>Sickness and Maternity</h2>
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<h3>Regulatory Framework</h3>
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<p><span class="h4">First law:</span> 1892.</p>
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<p><span class="h4">Current laws:</span> 2010 (health) and 2013 (maternity).</p>
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<p><span class="h4">Type of program:</span> Universal (medical benefits) and employment-related (cash benefits) system.</p>
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<h3>Coverage</h3>
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<p><span class="h4">Cash sickness and maternity benefits:</span> All employed and self-employed persons.</p>
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<p><span class="h4">Medical benefits:</span> All residents of Denmark.</p>
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<h3>Source of Funds</h3>
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<p><span class="h4">Insured person:</span> None.</p>
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<p><span class="h4">Self-employed person:</span> Voluntary contributions (cash benefits).</p>
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<p><span class="h4">Employer:</span> The total cost of cash benefits. None for medical benefits.</p>
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<p>The employer's contributions also finance temporary disability benefits under Work Injury.</p>
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<p><span class="h4">Government:</span> Local (municipal and county-level) government pays the total cost of cash benefits. Local government (county level) finances the total cost of medical benefits.</p>
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<p>Government contributions also finance temporary disability benefits under Work Injury.</p>
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<h3>Qualifying Conditions</h3>
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<p><span class="h4">Cash sickness and maternity benefits:</span> Must have at least 74 hours of employment in the previous eight weeks (employer-financed benefit); or have at least 120 hours of work in the 13 weeks before the incapacity began and be in paid vocational training, in flexible employment with a public- or private-sector employer, receiving unemployment benefits, or have just completed vocational training for 18 months (local government-financed benefit). Self-employed persons must have at least six months of work in the last 12 months, including the month before the incapacity began.</p>
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<p>Seriously ill child benefit: Cash sickness benefits are paid to a parent to care for a seriously ill child younger than age 18, where the child needs to stay in the hospital for more than 12 days. The insured must have worked for at least 13 weeks as an employee or six months as a self-employed person.</p>
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<p><span class="h4">Medical benefits:</span> Must reside in Denmark; there is a <span class="nobr">six-week</span> waiting period if moving to Denmark from another country.</p>
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<h3>Sickness and Maternity Benefits</h3>
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<p><span class="h4">Sickness benefit:</span> Up to 4,075 kroner a week is paid, based on the insured's hourly wage; for employed persons, the benefit is paid from the first day of incapacity; for self-employed persons, from the third week of incapacity (may insure voluntarily for the first two weeks). The benefit is paid for 52 weeks within any <span class="nobr">18-month</span> period; may be extended under specific circumstances.</p>
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<p>Local government assesses the incapacity every eight weeks.</p>
|
|
<p>Partial benefit: A reduced benefit is paid for a partial incapacity for work.</p>
|
|
<p><span class="h4">Death grant (means tested):</span> A lump sum of up to 9,900 kroner (8,300 kroner if the survivor is younger than 18) is paid.</p>
|
|
<p>Benefit adjustment: The grant is adjusted annually according to changes in wages.</p>
|
|
<p><span class="h4">Maternity benefit:</span> Up to 4,075 kroner a week is paid for up to 52 weeks, including from four weeks before or 14 weeks after the expected date of childbirth for the mother and, concurrently, two weeks for the father. After the 14th week, both parents may share a <span class="nobr">32-week</span> leave period that must be taken before the child's ninth birthday.</p>
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|
<p>For the adoption of a child, the benefit is paid for a <span class="nobr">46-week</span> leave period beginning from the date the parent takes charge of the child. After the 14th week, both parents may share a <span class="nobr">32-week</span> leave period that must be taken before the child's ninth birthday.</p>
|
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<p>Seriously ill child benefit: 4,075 kroner a week is paid (may be extended for up to three months if the child is hospitalized as a result of a congenital disease.</p>
|
|
<h3>Workers' Medical Benefits</h3>
|
|
<p>Free service benefits are provided with a restricted choice of doctor, or the patient pays part of expenses with a free choice of doctor. Benefits include general practitioner care, specialist care, treatment by psychologists under special circumstances, hospitalization in a public hospital, 50% to 85% of the cost greater than 890 kroner a year for most prescribed drugs, free maternity care from a midwife or doctor, home nursing, chiropractic, physiotherapy, some dental care, and transportation for pensioners.</p>
|
|
<p>There is no limit to duration (except for treatment by psychologists, chiropractors, and physiotherapists).</p>
|
|
<h3>Dependents' Medical Benefits</h3>
|
|
<p>Medical benefits for dependents are the same as those for the insured.</p>
|
|
<h3>Administrative Organization</h3>
|
|
<p><span class="h4">Sickness and maternity benefits:</span> Ministry of Employment (<a href="https://bm.dk/">http://www.bm.dk</a>) provides general supervision and national administration.</p>
|
|
<p>Local (municipal) governments administer sickness and maternity benefits at the local level.</p>
|
|
<p><span class="h4">Medical benefits:</span> Ministry of Health (<a href="https://www.ism.dk/">http://www.sum.dk</a>) provides general supervision and national administration.</p>
|
|
<p>Local (municipal) and regional governments administer medical benefits at the local level.</p>
|
|
<h2>Work Injury</h2>
|
|
<h3>Regulatory Framework</h3>
|
|
<p><span class="h4">First law:</span> 1898.</p>
|
|
<p><span class="h4">Current law:</span> 2006 (occupational injury).</p>
|
|
<p><span class="h4">Type of program:</span> Universal (medical benefits and cash benefits) system, social insurance system, and employer liability system through a private carrier (work injury and occupational diseases).</p>
|
|
<h3>Coverage</h3>
|
|
<p>All employed persons, persons in vocational training, and persons with a congenital impairment resulting from the work or employment history of either parent.</p>
|
|
<p>Voluntary coverage for all self-employed persons and their spouses.</p>
|
|
<p>Special system for military personnel.</p>
|
|
<h3>Source of Funds</h3>
|
|
<p><span class="h4">Insured person:</span> None.</p>
|
|
<p><span class="h4">Self-employed person:</span> Voluntary contributions.</p>
|
|
<p><span class="h4">Employer:</span> For temporary disability benefits, see source of funds for sickness benefits under Sickness and Maternity. For permanent disability benefits, the total cost of compulsory income security provisions through a private carrier (work injury) and the Labor Market Occupational Disease Fund (occupational disease).</p>
|
|
<p><span class="h4">Government:</span> See source of funds under Sickness and Maternity.</p>
|
|
<h3>Qualifying Conditions</h3>
|
|
<p><span class="h4">Work injury benefits:</span> Insured must have at least a 15% loss of work capacity. A claim for a benefit for a work injury or an occupational disease must be made within a year; beyond a year in special circumstances.</p>
|
|
<h3>Temporary Disability Benefits</h3>
|
|
<p>Up to 4,075 kroner a week is paid, based on the insured's hourly wage; for employed persons, the benefit is paid from the first day of incapacity; for self-employed persons, from the third week of incapacity (may insure voluntarily for the first two weeks). The benefit is paid for 52 weeks within any <span class="nobr">18-month</span> period; may be extended under specific circumstances.</p>
|
|
<p>Local government assesses the disability every eight weeks.</p>
|
|
<p>Partial benefit: A reduced benefit is paid for a partial incapacity to work.</p>
|
|
<h3>Permanent Disability Benefits</h3>
|
|
<p><span class="h4">Permanent disability pension:</span> For a total disability (100%), 83% of the insured's earnings in the previous year is paid.</p>
|
|
<p>The minimum annual earnings used to calculate benefits are 177,000 kroner.</p>
|
|
<p>The maximum annual earnings used to calculate benefits are 491,000 kroner. The maximum earnings are adjusted annually.</p>
|
|
<p>For an assessed loss in earning capacity of less than 50%, the insured may choose a monthly benefit or a lump sum.</p>
|
|
<p>The National Board of Industrial Injuries assesses the loss of earning capacity, which may be reviewed at any time in the first five years after the award is made if the insured's condition changes. Appeals may be made to the National Social Appeals Board within four weeks of receiving the decision.</p>
|
|
<p>The pension is replaced by the <span class="nobr">old-age</span> pension at age 65.</p>
|
|
<p><span class="h4">Permanent injury compensation:</span> For a total disability (100%), a lump sum of 817,500 kroner is paid; up to 981,000 kroner in certain cases.</p>
|
|
<p>Benefit adjustment: Benefits are adjusted annually.</p>
|
|
<h3>Workers' Medical Benefits</h3>
|
|
<p>Benefits include the cost of prostheses, orthopedic equipment and wheelchairs, and some specialist care (most medical services are provided under ordinary sickness insurance).</p>
|
|
<h3>Survivor Benefits</h3>
|
|
<p><span class="h4">Spouse's pension:</span> 30% of the insured's annual earnings paid for up to 10 years to the surviving spouse or to a cohabiting partner (including a registered <span class="nobr">same-sex</span> partner) who lived with the deceased for at least two years. The pension is paid if the survivor (re)marries.</p>
|
|
<p>The maximum annual benefit is 135,516 kroner.</p>
|
|
<p>The survivor pension ceases at age 65.</p>
|
|
<p><span class="h4">Orphan's pension:</span> 10% of the deceased's annual earnings, up to 45,172 kroner is paid to each orphan up to age 18 (age 21 if a student). 20% of the deceased's annual earnings, up to 90,344 kroner is paid to each full orphan.</p>
|
|
<p><span class="h4">Transitional allowance:</span> If the insured's death is the result of a work injury or an occupational disease, a lump sum of 154,000 kroner is paid to a spouse, cohabiting partner (including a <span class="nobr">same-sex</span> partner), or certain other persons.</p>
|
|
<p>Benefit adjustment: Benefits are adjusted annually.</p>
|
|
<h3>Administrative Organization</h3>
|
|
<p>Ministry of Employment (<a href="https://bm.dk/">http://www.bm.dk</a>) provides general supervision.</p>
|
|
<p>Danish Financial Supervisory Authority (<a href="https://www.finanstilsynet.dk/">http://www.ftnet.dk</a>) provides direct supervision of private carriers for work accidents and the Labor Market Occupational Diseases Fund.</p>
|
|
<p>National Board of Industrial Injuries (<a href="https://www.aes.dk/">http://www.ask.dk</a>) assesses entitlements for insured persons and survivors.</p>
|
|
<p>Labor Market Occupational Disease Fund (an independent self-governing institution) administers the employer-funded programs for occupational diseases.</p>
|
|
<h2>Unemployment</h2>
|
|
<h3>Regulatory Framework</h3>
|
|
<p><span class="h4">First law:</span> 1907.</p>
|
|
<p><span class="h4">Current laws:</span> 2014 (unemployment insurance).</p>
|
|
<p><span class="h4">Type of program:</span> Subsidized voluntary insurance system.</p>
|
|
<p>Note: If an unemployed person is ineligible for benefits and has no means of support, the local (municipal) government may provide social assistance.</p>
|
|
<h3>Coverage</h3>
|
|
<p>Employed persons, self-employed persons, persons with at least 18 months of vocational training, central and local government officials, and persons in military service. Must be members of an approved unemployment fund established voluntarily by trade unions.</p>
|
|
<h3>Source of Funds</h3>
|
|
<p><span class="h4">Insured person:</span> 8% of monthly gross salary or earnings (to the Labor Market Fund for unemployment insurance and voluntary early retirement). Contributions to an unemployment insurance fund vary according to fund (unemployment insurance and voluntary early retirement).</p>
|
|
<p><span class="h4">Self-employed person:</span> 8% of monthly gross salary or earnings (to the Labor Market Fund for unemployment insurance and voluntary early retirement). Contributions to an unemployment insurance fund vary according to fund (unemployment insurance and voluntary early retirement).</p>
|
|
<p><span class="h4">Employer:</span> Certain employers pay contributions for their employees who are members of an unemployment fund.</p>
|
|
<p><span class="h4">Government:</span> Provides a subsidy.</p>
|
|
<h3>Qualifying Conditions</h3>
|
|
<p><span class="h4">Unemployment benefit:</span> Must have been a member in the unemployment fund during the last 12 months and have at least 52 weeks (1,924 hours) of insured employment in the last three years.</p>
|
|
<p>Unemployment must not be due to voluntary leaving, misconduct, a labor dispute, or the refusal of a suitable job offer. The claimant must be registered for employment and capable of and willing to work.</p>
|
|
<p><span class="h4">Part-time unemployment benefit:</span> Must have been a member in the unemployment fund during the last 12 months and have at least 34 weeks (1,258 hours) of insured employment in the last three years.</p>
|
|
<p><span class="h4">Voluntary early retirement pay scheme:</span> Age 62 and 6 months (gradually rising to 64 by 2023) and a resident of Denmark, with at least 30 years of paid voluntary early retirement contributions since age 30 (several transitional rules require shorter contribution periods).</p>
|
|
<h3>Unemployment Benefits</h3>
|
|
<p><span class="h4">Unemployment benefit:</span> 90% of the insured's average earnings in the previous 12 weeks is paid from the fourth day of unemployment (based on a five day work week) for up to two years; for unemployed persons aged 55 to 59, the benefit may be paid until age 60. The employer pays a benefit for the first three days of full or partial unemployment. Self-employed persons have a three-week waiting period.</p>
|
|
<p>The maximum unemployment benefit is 4,075 kroner a week (3,340 for young unemployed persons who complete vocational training or military service.)</p>
|
|
<p>Part-time unemployment benefit: Up to 66.7% of the maximum unemployment benefit is paid.</p>
|
|
<p><span class="h4">Voluntary early retirement pay scheme:</span> Up to 91% of the maximum unemployment benefit is paid for up to five years (gradually decreasing to three years from 2018 to 2023). Workers who continue to work for two years after age 60 receive either the maximum unemployment benefit or a lump sum of 143,300 kronor and a reduced benefit.</p>
|
|
<h3>Administrative Organization</h3>
|
|
<p>Ministry of Employment (<a href="https://bm.dk/">http://www.bm.dk</a>) and the National Directorate of Labor provide general supervision.</p>
|
|
<p>Authorized unemployment funds (with at least 10,000 members) administer the program nationally, collect contributions, and pay benefits.</p>
|
|
<h2>Family Allowances</h2>
|
|
<h3>Regulatory Framework</h3>
|
|
<p><span class="h4">First law:</span> 1952.</p>
|
|
<p><span class="h4">Current law:</span> 2004 (child benefits).</p>
|
|
<p><span class="h4">Type of program:</span> Universal system.</p>
|
|
<h3>Coverage</h3>
|
|
<p>Resident citizens of Denmark for a year or more (three years for a special supplement) or covered by a reciprocal agreement, and refugees.</p>
|
|
<h3>Source of Funds</h3>
|
|
<p><span class="h4">Insured person:</span> None.</p>
|
|
<p><span class="h4">Self-employed person:</span> None.</p>
|
|
<p><span class="h4">Employer:</span> None.</p>
|
|
<p><span class="h4">Government:</span> The total cost.</p>
|
|
<h3>Qualifying Conditions</h3>
|
|
<p><span class="h4">Family allowances:</span> The child must be younger than age 18 and reside in Denmark. The parent must pay taxes in Denmark.</p>
|
|
<p><span class="h4">Birth grant:</span> Paid for multiple births.</p>
|
|
<p><span class="h4">Adoption grant:</span> Paid for the adoption of a foreign child.</p>
|
|
<h3>Family Allowance Benefits</h3>
|
|
<p><span class="h4">Family allowances:</span> 17,616 kroner is paid for each child up to age 2, 13,944 kroner for each child aged 3 to 6, and 10,980 kroner for each child aged 7 to 17.</p>
|
|
<p>Single parent's supplement: 5,380 kroner a year is paid for each child.</p>
|
|
<p>Orphan's supplement: 30,480 kroner a year is paid to full orphans; 15,240 kroner a year to half orphans.</p>
|
|
<p>Children of pensioners supplement: 13,488 kroner a year is paid to one pensioner parent; 14,736 kroner a year to two pensioner parents.</p>
|
|
<p>Study supplement: 6,928 kroner a year is paid for each parent who is a student.</p>
|
|
<p>All benefits and supplements are paid quarterly.</p>
|
|
<p><span class="h4">Birth grant:</span> 8,700 kroner a year is paid for the second and each subsequent child.</p>
|
|
<p>The grant is paid quarterly until the children are age 7.</p>
|
|
<p><span class="h4">Adoption grant:</span> A lump sum of 50,119 kroner is paid.</p>
|
|
<p>Benefit adjustment: Benefits are adjusted annually according to changes in wages.</p>
|
|
<p>Some benefits for the cost of child care and education and parental leave periods are provided.</p>
|
|
<h3>Administrative Organization</h3>
|
|
<p>Ministry of Children, Gender Equality, Integration and Social Affairs (<a href="https://www.ism.dk/">http://www.sm.dk</a>) provides general supervision and national administration.</p>
|
|
<p>Local (municipal) governments administer the program.</p>
|
|
</div>
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</article>
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