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<h1>Social Security Programs Throughout the World: Africa, 2015</h1>
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<h1>Mauritania</h1>
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<div class="exchangeRate">Exchange rate: <abbr class="spell">US</abbr>$1.00 = 305 ouguiyas.</div>
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<h2>Old Age, Disability, and Survivors</h2>
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<h3>Regulatory Framework</h3>
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<p><span class="h4">First law:</span> 1965.</p>
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<p><span class="h4">Current law:</span> 1967 (social security).</p>
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<p><span class="h4">Type of program:</span> Social insurance system.</p>
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<h3>Coverage</h3>
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<p>Wage earners, including temporary and casual workers, seamen, household workers, trainees, apprentices, and technical college students.</p>
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<p>Voluntary coverage for persons previously insured for at least six consecutive months.</p>
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<p>Exclusions: Self-employed persons.</p>
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<p>Special systems for civil servants, parliament members and military personnel.</p>
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<h3>Source of Funds</h3>
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<p><span class="h4">Insured person:</span> 1% of covered earnings.</p>
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<p>The maximum monthly earnings used to calculate contributions are 70,000 ouguiyas.</p>
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<p><span class="h4">Self-employed person:</span> Not applicable.</p>
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<p><span class="h4">Employer:</span> 8% of covered monthly payroll.</p>
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<p>The maximum monthly earnings used to calculate contributions are 70,000 ouguiyas.</p>
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<p>Contributions are paid quarterly.</p>
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<p><span class="h4">Government:</span> None.</p>
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<h3>Qualifying Conditions</h3>
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<p><span class="h4">Old-age pension:</span> Age 60 with at least 20 years of coverage, including at least 60 months of contributions in the last 10 years. The pensionable age is reduced by five years if the insured is prematurely aged.</p>
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<p>Employment must cease.</p>
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<p>The pension is payable abroad only under reciprocal agreement.</p>
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<p><span class="h4">Old-age settlement:</span> Age 60 and does not qualify for an <span class="nobr">old-age</span> pension.</p>
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<p><span class="h4">Disability pension:</span> Must be assessed with at least a 66.7% permanent loss of earning capacity and have at least five years of coverage, including at least six months of contributions in the last 12 months before the disability began. There is no qualifying period if the disability is the result of a nonoccupational accident.</p>
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<p>Constant-attendance supplement: Paid if the insured requires the constant attendance of others to perform daily functions.</p>
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<p><span class="h4">Survivor pension:</span> The deceased received or was entitled to receive an <span class="nobr">old-age</span> or disability pension, or had at least 180 months of coverage at the time of death.</p>
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<p>Eligible survivors include a widow aged 50 or older or disabled, a dependent widower with a disability, and children younger than age 14 (age 21 if a student, no limit if disabled).</p>
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<p><span class="h4">Survivor settlement:</span> Paid to eligible survivors if the deceased did not qualify for a pension.</p>
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<h3>Old-Age Benefits</h3>
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<p><span class="h4">Old-age pension:</span> The pension is 20% of the insured's average monthly earnings in the last three or five years (whichever is greater) plus 1.33% of average monthly earnings for each <span class="nobr">12-month</span> period of coverage exceeding 180 months, up to 80%.</p>
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<p>The maximum monthly earnings used to calculate benefits are 70,000 ouguiyas.</p>
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<p>The minimum pension is 60% of the highest regional minimum wage.</p>
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<p>The highest regional minimum wage is 30,000 ouguiyas.</p>
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<p>Benefit adjustment: Benefits are adjusted periodically according to changes in the cost of living, depending on the financial resources of the National Social Security Fund.</p>
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<p><span class="h4">Old-age settlement:</span> A lump sum of one month of wages for each year of coverage is paid.</p>
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<p>The maximum monthly earnings used to calculate benefits are 70,000 ouguiyas.</p>
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<h3>Permanent Disability Benefits</h3>
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<p><span class="h4">Disability pension:</span> The pension is 20% of the insured's average monthly earnings in the last three or five years, whichever is greater, plus 1.33% of average monthly earnings for each <span class="nobr">12-month</span> period of coverage beyond 180 months, up to 80%. The insured is credited with a six-month coverage period for each year that a claim is made before the normal retirement age.</p>
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<p>The maximum monthly earnings used to calculate benefits are 70,000 ouguiyas.</p>
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<p>The minimum pension is 60% of the highest regional minimum wage.</p>
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<p>The highest regional minimum wage is 30,000 ouguiyas.</p>
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<p>Constant-attendance supplement: 50% of the disability pension is paid.</p>
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<p>Benefit adjustment: Benefits are adjusted periodically according to changes in the cost of living, depending on the financial resources of the National Social Security Fund.</p>
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<h3>Survivor Benefits</h3>
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<p><span class="h4">Spouse's pension:</span> 50% of the <span class="nobr">old-age</span> or disability pension the deceased received or was entitled to receive is paid to the <span class="nobr">widow(er).</span></p>
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<p><span class="h4">Orphan's pension:</span> 25% of the <span class="nobr">old-age</span> or disability pension the deceased received or was entitled to receive is paid for each eligible orphan; 40% for each full orphan.</p>
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<p>All survivor benefits combined must not exceed 100% of the <span class="nobr">old-age</span> or disability pension the deceased received or was entitled to receive.</p>
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<p><span class="h4">Survivor settlement:</span> A lump sum of one month of the <span class="nobr">old-age</span> or disability pension the deceased received or was entitled to receive is paid for each six-month period of coverage.</p>
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<p>Benefit adjustment: Benefits are adjusted periodically according to changes in the cost of living, depending on the financial resources of the National Social Security Fund.</p>
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<h3>Administrative Organization</h3>
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<p>Ministry of Civil Service, Labor, and Administration Modernization provides general supervision.</p>
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<p>National Social Security Fund (<a href="https://cnss.mr/">http://www.cnss.mr/</a>), managed by a tripartite board, administers the program.</p>
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<h2>Sickness and Maternity</h2>
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<h3>Regulatory Framework</h3>
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<p><span class="h4">First laws:</span> 1952 (cash maternity benefits) and 1963 (medical benefits).</p>
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<p><span class="h4">Current laws:</span> 1967 (cash maternity benefits) and 1976 (medical benefits).</p>
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<p><span class="h4">Type of program:</span> Social insurance system (cash maternity and medical benefits only).</p>
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<h3>Coverage</h3>
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<p><span class="h4">Cash sickness benefits:</span> No statutory benefits are provided.</p>
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<p><span class="h4">Cash maternity benefits:</span> Employed women.</p>
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<p><span class="h4">Medical benefits:</span> Employed persons covered under the labor code and their dependents.</p>
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<p>Exclusions: Self-employed persons.</p>
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<h3>Source of Funds</h3>
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<p><span class="h4">Insured person:</span> None.</p>
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<p><span class="h4">Self-employed person:</span> Not applicable.</p>
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<p><span class="h4">Employer:</span> 2% of covered monthly payroll (medical benefits). For cash maternity benefits, see Family Allowances.</p>
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<p>The maximum monthly earnings used to calculate contributions are 70,000 ouguiyas.</p>
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<p>Employers with 20 or more employees pay contributions monthly; employers with one to 19 employees pay quarterly.</p>
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<p><span class="h4">Government:</span> None.</p>
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<h3>Qualifying Conditions</h3>
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<p><span class="h4">Cash sickness benefits:</span> No statutory benefits are provided.</p>
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<p><span class="h4">Cash maternity benefits:</span> The insured must have at least 12 months of coverage and 54 days or 360 hours of employment in the last three months.</p>
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<h3>Sickness and Maternity Benefits</h3>
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<p><span class="h4">Sickness benefit:</span> No statutory benefits are provided.</p>
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<p><span class="h4">Maternity benefit:</span> 100% of the insured's average daily earnings in the three months before the insured stopped working is paid for up to 14 weeks, including eight weeks after the date of childbirth.</p>
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<p>The maximum monthly earnings used to calculate benefits are 70,000 ouguiyas.</p>
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<h3>Workers' Medical Benefits</h3>
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<p>Employers provide medical services for employees through the employer's medical service program or through an interemployer medical service program for firms with less than 750 workers.</p>
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<h3>Dependents' Medical Benefits</h3>
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<p>Medical benefits for dependents are the same as those for the insured.</p>
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<p>Some health and welfare services are also provided to mothers and children under Family Allowances.</p>
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<h3>Administrative Organization</h3>
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<p>Ministry of Civil Service, Labor, and Administration Modernization provides general supervision.</p>
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<p>National Social Security Fund (<a href="https://cnss.mr/">http://www.cnss.mr/</a>), managed by a tripartite board, administers the program.</p>
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<h2>Work Injury</h2>
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<h3>Regulatory Framework</h3>
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<p><span class="h4">First law:</span> 1932.</p>
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<p><span class="h4">Current law:</span> 1967 (social security).</p>
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<p><span class="h4">Type of program:</span> Social insurance system.</p>
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<h3>Coverage</h3>
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<p>Wage earners, including temporary and casual workers, seamen, household workers, trainees, apprentices, and technical college students.</p>
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<p>Exclusions: Self-employed persons.</p>
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<p>Special systems for civil servants and military personnel.</p>
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<h3>Source of Funds</h3>
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<p><span class="h4">Insured person:</span> None.</p>
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<p><span class="h4">Self-employed person:</span> Not applicable.</p>
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<p><span class="h4">Employer:</span> 3% of covered monthly payroll (permanent disability); 2.5% of gross monthly payroll (medical care and temporary disability benefits).</p>
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<p>The maximum monthly earnings used to calculate contributions are 70,000 ouguiyas.</p>
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<p>Contributions are paid quarterly.</p>
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<p><span class="h4">Government:</span> None.</p>
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<h3>Qualifying Conditions</h3>
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<p><span class="h4">Work injury benefits:</span> There is no minimum qualifying period.</p>
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<h3>Temporary Disability Benefits</h3>
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<p>66.7% of the insured's average daily earnings is paid from the day after the disability began until full recovery or certification of permanent disability.</p>
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<p>The maximum monthly earnings used to calculate benefits are 70,000 ouguiyas.</p>
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<h3>Permanent Disability Benefits</h3>
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<p><span class="h4">Permanent disability pension:</span> If the insured is assessed with a total disability, 85% of the insured's average monthly earnings is paid.</p>
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<p>The maximum monthly earnings used to calculate benefits are 70,000 ouguiyas.</p>
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<p>Constant-attendance supplement: If the insured requires the constant attendance of others to perform daily functions, 50% of the pension is paid.</p>
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<p>Partial disability: A percentage of the full pension is paid according to the assessed degree of disability; if the assessed degree of disability is less than 15%, a lump sum of three years of pension is paid.</p>
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<p>Benefit adjustment: Benefits are adjusted periodically according to changes in the cost of living, depending on the financial resources of the National Social Security Fund.</p>
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<h3>Workers' Medical Benefits</h3>
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<p>Benefits include medical and surgical care, hospitalization, doctor's home visits, medicine, appliances, transportation, and rehabilitation.</p>
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<h3>Survivor Benefits</h3>
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<p><span class="h4">Spouse's pension:</span> 20% of the deceased's average monthly earnings is paid to a widow or to a widower with a disability.</p>
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<p><span class="h4">Orphan's pension:</span> 10% of the deceased's average monthly earnings is paid for each orphan younger than age 14 (age 21 if an apprentice, a student, or disabled); 15% for each full orphan.</p>
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<p>Orphans may also receive benefits under Family Allowances.</p>
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<p><span class="h4">Dependent parent's and grandparent's pension:</span> 10% of the deceased's average monthly earnings is paid to each dependent parent and grandparent.</p>
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<p>All survivor benefits combined must not exceed 100% of the <span class="nobr">old-age</span> or disability pension the deceased received or was entitled to receive.</p>
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<p><span class="h4">Funeral grant:</span> A lump sum of 30 days of the deceased's earnings is paid.</p>
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<h3>Administrative Organization</h3>
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<p>Ministry of Civil Service, Labor, and Administration Modernization provides general supervision.</p>
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<p>National Social Security Fund (<a href="https://cnss.mr/">http://www.cnss.mr</a>), managed by a tripartite board, administers the program.</p>
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<h2>Family Allowances</h2>
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<h3>Regulatory Framework</h3>
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<p><span class="h4">First law:</span> 1965.</p>
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<p><span class="h4">Current law:</span> 1967 (social security).</p>
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<p><span class="h4">Type of program:</span> Employment-related system.</p>
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<h3>Coverage</h3>
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<p>Employed persons.</p>
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<p>Exclusions: Self-employed persons.</p>
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<p>Special systems for civil servants and military personnel.</p>
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<h3>Source of Funds</h3>
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<p><span class="h4">Insured person:</span> None.</p>
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<p><span class="h4">Self-employed person:</span> Not applicable.</p>
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<p><span class="h4">Employer:</span> 3% of covered monthly payroll.</p>
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<p>The maximum monthly earnings used to calculate contributions are 70,000 ouguiyas.</p>
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<p>Contributions are paid quarterly.</p>
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<p>The employer's contributions also finance cash maternity benefits under Sickness and Maternity.</p>
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<p><span class="h4">Government:</span> None.</p>
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<h3>Qualifying Conditions</h3>
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<p><span class="h4">Family allowances:</span> The child must be younger than age 14 (age 21 if an apprentice, a student, or disabled). The parent must work at least 18 days a month or be the widow of a beneficiary.</p>
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<p><span class="h4">Prenatal allowance:</span> The mother must undergo prescribed medical examinations.</p>
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<p><span class="h4">Birth grant:</span> The mother and child must undergo prescribed medical examinations.</p>
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<h3>Family Allowance Benefits</h3>
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<p><span class="h4">Family allowances:</span> 300 ouguiyas a month is paid for each child.</p>
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<p><span class="h4">Prenatal allowance:</span> 240 ouguiyas is paid for each month of pregnancy. The allowance is paid in three equal parts.</p>
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<p><span class="h4">Birth grant:</span> A lump sum of 2,880 ouguiyas is paid for each of the first three births.</p>
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<p>Some health and welfare services are also provided to mothers and children.</p>
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<p>Benefit adjustment: Benefits are adjusted periodically according to changes in the cost of living, depending on the financial resources of the National Social Security Fund.</p>
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<h3>Administrative Organization</h3>
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<p>Ministry of Civil Service, Labor, and Administration Modernization provides general supervision.</p>
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<p>National Social Security Fund (<a href="https://cnss.mr/">http://www.cnss.mr</a>), managed by a tripartite board, administers the program.</p>
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