ssa-gov/policy/docs/progdesc/ssptw/2010-2011/americas/brazil.html
2025-02-19 12:17:21 -08:00

303 lines
No EOL
36 KiB
HTML

<!doctype html>
<html lang="en" class="no-js">
<head>
<meta charset="UTF-8" />
<meta http-equiv="X-UA-Compatible" content="IE=edge,chrome=1" />
<meta name="viewport" content="width=device-width, initial-scale=1" />
<meta name="robots" content="noindex">
<title>Social Security Programs Throughout the World: The Americas, 2011 - Brazil</title>
<meta name="DCTERMS:dateCreated" content="2012-02" />
<meta name="DCTERMS:contentOffice" content="ORDP:ORES" />
<meta name="DCTERMS:contentOwner" content="publications@ssa.gov" />
<meta name="DCTERMS:coderOffice" content="ORDP:ORES:OD" />
<meta name="DCTERMS:coder" content="op.webmaster@ssa.gov" />
<meta name="DCTERMS:dateCertified" content="2025-01-01" />
<meta name="description" content="Social Security Administration Research, Statistics, and Policy Analysis" />
<meta property="og:site_name" content="Social Security Administration Research, Statistics, and Policy Analysis"/>
<link rel="stylesheet" href="/policy/styles/doc.css" />
<link rel="stylesheet" href="/policy/styles/global.css" />
<!-- SSA INTERNET HEAD SCRIPTS -->
<script src="https://code.jquery.com/jquery-3.7.1.min.js" integrity="sha256-/JqT3SQfawRcv/BIHPThkBvs0OEvtFFmqPF/lYI/Cxo=" crossorigin="anonymous"></script>
<script src="/framework/js/ssa.internet.head.js"></script>
<script>(window.BOOMR_mq=window.BOOMR_mq||[]).push(["addVar",{"rua.upush":"false","rua.cpush":"false","rua.upre":"false","rua.cpre":"false","rua.uprl":"false","rua.cprl":"false","rua.cprf":"false","rua.trans":"SJ-3a3bb884-f513-47e3-a86c-84bab05e21dc","rua.cook":"true","rua.ims":"false","rua.ufprl":"false","rua.cfprl":"false","rua.isuxp":"false","rua.texp":"norulematch","rua.ceh":"false","rua.ueh":"false","rua.ieh.st":"0"}]);</script>
<script>!function(e){var n="https://s.go-mpulse.net/boomerang/";if("False"=="True")e.BOOMR_config=e.BOOMR_config||{},e.BOOMR_config.PageParams=e.BOOMR_config.PageParams||{},e.BOOMR_config.PageParams.pci=!0,n="https://s2.go-mpulse.net/boomerang/";if(window.BOOMR_API_key="LERZW-HECFS-R8H4E-23UQ7-ERMQB",function(){function e(){if(!o){var e=document.createElement("script");e.id="boomr-scr-as",e.src=window.BOOMR.url,e.async=!0,i.parentNode.appendChild(e),o=!0}}function t(e){o=!0;var n,t,a,r,d=document,O=window;if(window.BOOMR.snippetMethod=e?"if":"i",t=function(e,n){var t=d.createElement("script");t.id=n||"boomr-if-as",t.src=window.BOOMR.url,BOOMR_lstart=(new Date).getTime(),e=e||d.body,e.appendChild(t)},!window.addEventListener&&window.attachEvent&&navigator.userAgent.match(/MSIE [67]\./))return window.BOOMR.snippetMethod="s",void t(i.parentNode,"boomr-async");a=document.createElement("IFRAME"),a.src="about:blank",a.title="",a.role="presentation",a.loading="eager",r=(a.frameElement||a).style,r.width=0,r.height=0,r.border=0,r.display="none",i.parentNode.appendChild(a);try{O=a.contentWindow,d=O.document.open()}catch(_){n=document.domain,a.src="javascript:var d=document.open();d.domain='"+n+"';void(0);",O=a.contentWindow,d=O.document.open()}if(n)d._boomrl=function(){this.domain=n,t()},d.write("<bo"+"dy onload='document._boomrl();'>");else if(O._boomrl=function(){t()},O.addEventListener)O.addEventListener("load",O._boomrl,!1);else if(O.attachEvent)O.attachEvent("onload",O._boomrl);d.close()}function a(e){window.BOOMR_onload=e&&e.timeStamp||(new Date).getTime()}if(!window.BOOMR||!window.BOOMR.version&&!window.BOOMR.snippetExecuted){window.BOOMR=window.BOOMR||{},window.BOOMR.snippetStart=(new Date).getTime(),window.BOOMR.snippetExecuted=!0,window.BOOMR.snippetVersion=12,window.BOOMR.url=n+"LERZW-HECFS-R8H4E-23UQ7-ERMQB";var i=document.currentScript||document.getElementsByTagName("script")[0],o=!1,r=document.createElement("link");if(r.relList&&"function"==typeof r.relList.supports&&r.relList.supports("preload")&&"as"in r)window.BOOMR.snippetMethod="p",r.href=window.BOOMR.url,r.rel="preload",r.as="script",r.addEventListener("load",e),r.addEventListener("error",function(){t(!0)}),setTimeout(function(){if(!o)t(!0)},3e3),BOOMR_lstart=(new Date).getTime(),i.parentNode.appendChild(r);else t(!1);if(window.addEventListener)window.addEventListener("load",a,!1);else if(window.attachEvent)window.attachEvent("onload",a)}}(),"".length>0)if(e&&"performance"in e&&e.performance&&"function"==typeof e.performance.setResourceTimingBufferSize)e.performance.setResourceTimingBufferSize();!function(){if(BOOMR=e.BOOMR||{},BOOMR.plugins=BOOMR.plugins||{},!BOOMR.plugins.AK){var n="false"=="true"?1:0,t="cookiepresent",a="eyd7g6aaiaaamjqacqdfqaaaabt3moug-f-adbce372e-clienttons-s.akamaihd.net",i="false"=="true"?2:1,o={"ak.v":"39","ak.cp":"1204614","ak.ai":parseInt("728289",10),"ak.ol":"0","ak.cr":7,"ak.ipv":6,"ak.proto":"h2","ak.rid":"14c91415","ak.r":19138,"ak.a2":n,"ak.m":"dsca","ak.n":"essl","ak.bpcip":"2607:f378:40:6::","ak.cport":40596,"ak.gh":"23.60.168.62","ak.quicv":"","ak.tlsv":"tls1.3","ak.0rtt":"","ak.0rtt.ed":"","ak.csrc":"-","ak.acc":"","ak.t":"1739995782","ak.ak":"hOBiQwZUYzCg5VSAfCLimQ==v2XNDQSPw4P4R+rguvRiwRnj8VBoJc1GxuHiAVd9QqIfa/IjCx2/+HLq2/YJRbz24GOuG5wgyorq105Mea25IMOTAkjTijvU+dGkfksJy0n0C/xpFinxtjk50P+mka2T5fjks425mZ1ZEDKJ1ZiK/Ehm2Rnt9QsesOjvRLqp7dXgnP04XJUeiVkJcRLiK7x8LUJK9KOA/YMwVPlhyfSgthahS62Hrw0BEYJguBy9UdWMifZtQbZzldh0VzjKhbOeHXpWBP99rAQCRhE9FH3O+qp+YU7OPmc4+VMan56WtZLSnmmjVxCBIB43XsKpCTngMSo6NzUE/ANppaft2b++8UY/z5fJ4EmutXDIsg1m0GRidv93ANIRgjrjNPLQUmqKsJ1D1+7Y+oQl/wjW+r45kDtm9aqsq/gu/bbAMitfxCE=","ak.pv":"98","ak.dpoabenc":"","ak.tf":i};if(""!==t)o["ak.ruds"]=t;var r={i:!1,av:function(n){var t="http.initiator";if(n&&(!n[t]||"spa_hard"===n[t]))o["ak.feo"]=void 0!==e.aFeoApplied?1:0,BOOMR.addVar(o)},rv:function(){var e=["ak.bpcip","ak.cport","ak.cr","ak.csrc","ak.gh","ak.ipv","ak.m","ak.n","ak.ol","ak.proto","ak.quicv","ak.tlsv","ak.0rtt","ak.0rtt.ed","ak.r","ak.acc","ak.t","ak.tf"];BOOMR.removeVar(e)}};BOOMR.plugins.AK={akVars:o,akDNSPreFetchDomain:a,init:function(){if(!r.i){var e=BOOMR.subscribe;e("before_beacon",r.av,null,null),e("onbeacon",r.rv,null,null),r.i=!0}return this},is_complete:function(){return!0}}}}()}(window);</script></head>
<body class="ssptw">
<article>
<header>
<div id="hLogo"><a class="navLogo" href="/policy/index.html">Social Security</a><a class="navSearch" href="https://search.ssa.gov/search?affiliate=ssa">SEARCH</a></div>
<div id="hRedBar">
<div id="hDocInfo">
<h1>Social Security Programs Throughout the World: The Americas, 2011</h1>
</div>
</div>
</header>
<nav>
<div id="breadcrumbs" itemscope itemtype="http://schema.org/BreadcrumbList">You are here: <span itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a href="/" itemprop="item"><span itemprop="name">Social Security Administration</span></a><meta itemprop="position" content="1" /></span> &gt; <span itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a href="/policy/index.html" itemprop="item"><span itemprop="name">Research, Statistics &amp; Policy Analysis</span></a><meta itemprop="position" content="2" /></span> &gt; <span itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a href="index.html" itemprop="item"><span itemprop="name">Social Security Programs Throughout the World: The Americas, 2011</span></a><meta itemprop="position" content="3" /></span></div>
<div id="rspaUtil"><ul><li id="mail"><a class="js-ga-event" href="#" rel="nofollow" data-event="outbound-link" data-event-action="click" data-event-label="email-this">Email</a></li><li id="print"><a href="#" rel="nofollow">Save/Print</a></li></ul></div>
</nav>
<div class="innards">
<h1>Brazil</h1>
<div class="exchangeRate">Exchange rate: <abbr class="spell">US</abbr>$1.00 = 1.57&nbsp;reais</div>
<h2>Old Age, Disability, and Survivors</h2>
<h3>Regulatory Framework</h3>
<p><span class="h4">First laws:</span> 1923 (railroads), 1934 (commerce), and 1936 (industry).</p>
<p><span class="h4">Current laws:</span> 1991 (social security), 1991 (social insurance), 1993 (social assistance), and 1999 (social insurance regulations).</p>
<p><span class="h4">Type of program:</span> Social insurance and social assistance system.</p>
<h3>Coverage</h3>
<p><span class="h4">Social insurance:</span> Employed persons in industry, commerce, and agriculture; rural workers; household workers; some categories of casual workers; elected civil servants; and self-employed persons.</p>
<p>Voluntary coverage for students, housewives, unemployed persons, and other categories.</p>
<p>Special systems for public-sector employees and military personnel.</p>
<p><span class="h4">Social assistance:</span> Needy elderly persons or persons with disabilities.</p>
<h3>Source of Funds</h3>
<p><span class="h4">Social insurance</span></p>
<p><span class="h5">Insured person:</span> 8% of covered earnings with total monthly earnings up to 1,107.52&nbsp;reais; 9% with earnings from 1,107.53&nbsp;reais to 1,845.87&nbsp;reais; or 11% with earnings from 1,845.88&nbsp;reais to 3,691.74&nbsp;reais. Voluntarily insured contribute 20% of declared earnings or 11% of the legal monthly minimum wage (5% for small businesses with annual income up to 60,000&nbsp;reais) for the age pension only.</p>
<p>The minimum monthly earnings used to calculate contributions are the legal monthly minimum wage (545&nbsp;reais).</p>
<p>The maximum monthly earnings used to calculate contributions are 3,691.74&nbsp;reais.</p>
<p>The insured's contributions also finance sickness and maternity benefits and family allowances.</p>
<p><span class="h5">Self-employed person:</span> 20% of declared covered earnings; 11% of the legal monthly minimum wage for the age pension only.</p>
<p>The minimum monthly earnings used to calculate contributions are the legal monthly minimum wage (545&nbsp;reais).</p>
<p>The maximum monthly earnings used to calculate contributions are 3,691.74&nbsp;reais.</p>
<p>The self-employed person's contributions also finance sickness and maternity benefits.</p>
<p><span class="h5">Employer:</span> 20% of covered payroll.</p>
<p>The minimum monthly earnings used to calculate contributions are the legal monthly minimum wage (545&nbsp;reais).</p>
<p>The maximum monthly earnings used to calculate contributions are 3,691.74&nbsp;reais.</p>
<p>Small businesses with annual earnings greater than 60,000&nbsp;reais but less than 3,600,000&nbsp;reais contribute 2.75% to 7.83% of monthly declared earnings, depending on annual earnings declared in the last 12&nbsp;months and the industry sector.</p>
<p>The employer's contributions also finance sickness and maternity benefits and family allowances.</p>
<p><span class="h5">Government:</span> Earmarked taxes finance administrative costs and any deficit.</p>
<p><span class="h4">Social assistance</span></p>
<p><span class="h5">Insured person:</span> None.</p>
<p><span class="h5">Self-employed person:</span> None.</p>
<p><span class="h5">Employer:</span> None.</p>
<p><span class="h5">Government:</span> The total cost.</p>
<h3>Qualifying Conditions</h3>
<p><span class="h4">Old-age pension</span></p>
<p><span class="h5">Age pension (social insurance):</span> Age&nbsp;65 (men) or age&nbsp;60 (women); age&nbsp;60 (men) or age&nbsp;55 (women) for rural workers. Retirement is not necessary.</p>
<p>Persons who were first insured before July&nbsp;25, 1991, must have 60 to 174&nbsp;months of contributions, according to a schedule in law; persons first insured since July&nbsp;25, 1991, must have at least 180&nbsp;months of contributions. Rural workers who were first insured before July&nbsp;25, 1991, must show proof of 60 to 174&nbsp;months of work in the rural sector, according to a schedule in law; rural workers first insured since July&nbsp;25, 1991, must show proof of 180&nbsp;months of work in the rural sector.</p>
<p><span class="h5">Contributory pension (social insurance):</span> The insured must have at least 35&nbsp;years of contributions (men) or 30&nbsp;years of contributions (women); for arduous employment, 15&nbsp;years to 25&nbsp;years. Retirement is not necessary.</p>
<p>Early&nbsp;contributory pension: Age&nbsp;53 with at least 30&nbsp;years of contributions (men) or age&nbsp;48 with at least 25&nbsp;years of contributions (women); for persons first insured before December&nbsp;16, 1998, the insured must also contribute 40% of the difference between the required contribution years at age&nbsp;53 (men) or age&nbsp;48 (women) and the number of years actually paid as of December&nbsp;16, 1998.</p>
<p>The contributory pension is payable abroad under bilateral or multilateral agreement.</p>
<p><span class="h5">Old-age assistance (social assistance):</span> Age&nbsp;65, without remunerated work, and with family monthly earnings less than 25% of the legal monthly minimum wage for each person (136.25&nbsp;reais). Eligibility is reviewed every two years.</p>
<p><span class="h4">Disability pension</span></p>
<p><span class="h5">Disability pension (social insurance):</span> The insured must be assessed with a permanent incapacity to work and have at least 12&nbsp;months of contributions. The contribution period is waived if the disability is the result of an accident. Employment must cease.</p>
<p>The National Social Security Institute assesses the degree of disability.</p>
<p>The disability pension is payable abroad under bilateral or multilateral agreement.</p>
<p><span class="h5">Disability benefit (social assistance):</span> The insured must be assessed with a disability and have family monthly earnings less than 25% of the legal monthly minimum wage for each person (136.25&nbsp;reais). Eligibility is reviewed every two years.</p>
<p><span class="h4">Survivor pension (social insurance):</span> The deceased was a pensioner or insured at the time of death.</p>
<p>Eligible survivors include the <span class="nobr">widow(er)</span> or partner and children younger than age&nbsp;21 (no limit if disabled); in the absence of the above (in order of priority), parents and siblings younger than age&nbsp;21 (no limit if disabled). The pension is split equally among eligible survivors. If one survivor ceases to be eligible, the pensions for the remaining survivors are recalculated.</p>
<p><span class="h4">Prisoner's survivor pension (social insurance):</span> The insured is imprisoned and had monthly income up to 862.60&nbsp;reais immediately prior to imprisonment.</p>
<p>Eligible survivors include the spouse or partner and children younger than age&nbsp;21 (no limit if disabled); in the absence of the above (in order of priority), parents and siblings younger than age&nbsp;21 (no limit if disabled). The pension is split equally among eligible family members. If one family member ceases to be eligible, the pensions for the remaining members are recalculated.</p>
<p>The survivor pensions are payable abroad under bilateral or multilateral agreement.</p>
<h3>Old-Age Benefits</h3>
<p><span class="h4">Old-age pension</span></p>
<p><span class="h5">Age pension (social insurance):</span> The monthly benefit is 70% of the insured's average earnings plus 1% of average earnings for each year of contributions, up to 100%.</p>
<p>For persons first insured before November&nbsp;29, 1999, average earnings used to calculate&nbsp;benefits are based on the best 80% of monthly earnings since July&nbsp;1994.</p>
<p>For persons first insured after November&nbsp;28, 1999, average earnings used to calculate benefits are based on the best 80% of total monthly earnings.</p>
<p>Insured persons may opt for the pension to be calculated using the Factor Previdenciario method. The Factor Previdenciario is an actuarial coefficient based on the insured's contribution rate, contribution period, age, and life expectancy.</p>
<p>The minimum monthly earnings used to calculate&nbsp;benefits are&nbsp;the legal monthly minimum wage (545&nbsp;reais).</p>
<p>The maximum monthly earnings used to calculate benefits are 3,691.74&nbsp;reais.</p>
<p>The minimum monthly age pension is&nbsp;the legal monthly minimum wage (545&nbsp;reais).</p>
<p>The maximum monthly age pension is 3,691.74&nbsp;reais.</p>
<p>Schedule of payments: Thirteen payments a year.</p>
<p>Benefit adjustment: Benefits are adjusted annually according to changes in the consumer price index.</p>
<p><span class="h5">Contributory pension (social insurance):</span> 100% of the insured's average earnings is paid.</p>
<p>For persons first insured on or before November&nbsp;28, 1999, average earnings used to calculate benefits are based on the best 80% of monthly earnings since July&nbsp;1994, multiplied by the Factor Previdenciario.</p>
<p>For persons first insured after November&nbsp;28, 1999, average earnings used to calculate benefits are based on the best 80% of total monthly earnings, multiplied by the Factor Previdenciario.</p>
<p>The Factor Previdenciario is not applied to arduous work with 15, 20, or 25&nbsp;years of contributions.</p>
<p>The Factor Previdenciario is an actuarial coefficient based on the insured's contribution rate, contribution period, age, and life expectancy.</p>
<p>The minimum monthly earnings used to calculate benefits are the legal monthly minimum wage (545&nbsp;reais).</p>
<p>The maximum monthly earnings used to calculate benefits are 3,691.74&nbsp;reais.</p>
<p>The minimum contributory pension is the legal monthly minimum wage (545&nbsp;reais).</p>
<p>Schedule of payments: Thirteen payments a year.</p>
<p>Benefit adjustment: Benefits are adjusted annually according to changes in the consumer price index.</p>
<p><span class="h5">Old-age assistance (social assistance):</span> The monthly benefit is the legal monthly minimum wage (545&nbsp;reais).</p>
<p>Benefit adjustment: Benefits are adjusted annually according to changes in the minimum wage.</p>
<h3>Permanent Disability Benefits</h3>
<p><span class="h4">Disability pension</span></p>
<p><span class="h5">Disability pension (social insurance):</span> 100% of the insured's average earnings is paid; 100% of the minimum wage for rural workers.</p>
<p>For persons first insured on or before November&nbsp;28, 1999, average earnings used to calculate benefits are based on the best 80% of monthly earnings since July&nbsp;1994.</p>
<p>For persons first insured after November&nbsp;28, 1999, average earnings used to calculate benefits are based on the best 80% of total monthly earnings.</p>
<p>The minimum monthly earnings used to calculate benefits are the legal monthly minimum wage (545&nbsp;reais).</p>
<p>The maximum monthly earnings used to calculate benefits are 3,691.74&nbsp;reais.</p>
<p>The minimum monthly pension is the legal monthly minimum wage (545&nbsp;reais).</p>
<p>The maximum monthly pension is 3,691.74&nbsp;reais.</p>
<p>Schedule of payments: Thirteen payments a year.</p>
<p>Benefit adjustment: Benefits are adjusted annually according to changes in the consumer price index.</p>
<p><span class="h5">Disability assistance (social assistance):</span> The monthly benefit is the legal monthly minimum wage (545&nbsp;reais).</p>
<p>Benefit adjustment: Benefits are adjusted annually according to changes in the minimum wage.</p>
<h3>Survivor Benefits</h3>
<p><span class="h4">Survivor pension (social insurance):</span> 100% of the pension the deceased received or was eligible to receive is paid; 100% of the minimum wage for rural workers.</p>
<p>The minimum monthly pension is the legal monthly minimum wage (545&nbsp;reais).</p>
<p>The maximum monthly pension is 3,691.74&nbsp;reais.</p>
<p>Schedule of payments: Thirteen payments a year.</p>
<p>Benefit adjustment: Benefits are adjusted annually according to changes in the consumer price index or the minimum wage.</p>
<p><span class="h4">Prisoner's survivor pension (social insurance):</span> 100% of the disability pension the&nbsp;insured was eligible to receive is paid; 100% of the minimum wage for rural workers.</p>
<p>The minimum monthly pension is legal monthly minimum wage (545&nbsp;reais).</p>
<p>The maximum monthly pension is 862.60&nbsp;reais.</p>
<p>Schedule of payments: Thirteen payments a year.</p>
<p>Benefit adjustment: Benefits are adjusted annually according to changes in the consumer price index or the minimum wage.</p>
<h3>Administrative Organization</h3>
<p>Ministry of Social Insurance (http://www.previdencia.gov.br) provides general supervision.</p>
<p>National Social Security Institute (http://www.inss.gov.br) administers benefits.</p>
<h2>Sickness and Maternity</h2>
<h3>Regulatory Framework</h3>
<p><span class="h4">First laws:</span> 1923 (railroads), 1934 (commerce), and 1936 (industry).</p>
<p><span class="h4">Current laws:</span> 1990 (health), 1991 (social security), and 1991 (social insurance).</p>
<p><span class="h4">Type of program:</span> Social insurance system.</p>
<h3>Coverage</h3>
<p><span class="h4">Cash sickness and maternity benefits:</span> Employed persons in industry, commerce, and agriculture; rural workers; household workers; some categories of casual workers; elected civil servants; and self-employed persons.</p>
<p>Voluntary coverage for students, housewives, unemployed persons, and other categories.</p>
<p>Special systems for public-sector employees and military personnel.</p>
<p><span class="h4">Medical benefits:</span> Citizens of Brazil.</p>
<h3>Source of Funds</h3>
<p><span class="h4">Insured person:</span> See source of funds under Old Age, Disability, and Survivors.</p>
<p><span class="h4">Self-employed person:</span> See source of funds under Old Age, Disability, and Survivors.</p>
<p><span class="h4">Employer:</span> See source of funds under Old Age, Disability, and Survivors.</p>
<p><span class="h4">Government:</span> The cost of medical benefits.</p>
<h3>Qualifying Conditions</h3>
<p><span class="h4">Cash sickness benefits:</span> The insured must have contributed in the last 12&nbsp;months. There is no qualifying period in the event of an accident or serious illness.</p>
<p><span class="h4">Cash maternity benefits:</span> There is no minimum qualifying period for salaried workers, household workers, and casual workers; 10&nbsp;months of contributions for self-employed persons. Rural workers must show proof of 10&nbsp;months of work in the rural sector.</p>
<p><span class="h4">Medical benefits:</span> There is no minimum qualified period.</p>
<h3>Sickness and Maternity Benefits</h3>
<p><span class="h4">Sickness benefit:</span> 91% of average earnings is paid; 100% of the minimum wage for rural workers. The benefit is paid after a <span class="nobr">15-day</span> waiting period (during which the employer is required to pay 100% of earnings); there is no waiting period for self-employed persons and voluntarily covered persons.</p>
<p>There is no limit to duration.</p>
<p>Average earnings used to calculate benefits are based on the best 80% of total monthly earnings.</p>
<p>The minimum monthly earnings used to calculate benefits are the legal monthly minimum wage (545&nbsp;reais).</p>
<p>The maximum monthly earnings used to calculate benefits are 3,691.74&nbsp;reais.</p>
<p>Schedule of payments: Thirteen payments a year.</p>
<p>Benefit adjustment: Benefits are adjusted annually according to changes in the consumer price index or the minimum wage.</p>
<p><span class="h4">Maternity benefit:</span> 100% of the last wage is paid; 100% of average earnings in the last 12&nbsp;months for self-employed and voluntarily covered women; 100% of the minimum wage for rural workers. The benefit is paid for 120&nbsp;days, from 28&nbsp;days before until 91&nbsp;days after the expected date of childbirth.</p>
<p>The benefit is paid for two weeks in the case of a miscarriage.</p>
<p>The benefit is also paid for 120&nbsp;days to a woman who adopts a child younger than age&nbsp;1; 60&nbsp;days if the child is aged&nbsp;1 to 4; or 30&nbsp;days if the child is aged&nbsp;4 to 8.</p>
<p>The minimum monthly earnings used to calculate benefits are&nbsp;the legal monthly minimum wage (545&nbsp;reais).</p>
<p>The maximum monthly earnings used to calculate benefits vary according to the category of worker.</p>
<h3>Workers' Medical Benefits</h3>
<p>Medical services are provided directly to patients in rural and urban areas through the Unified Health System. Benefits include general, specialist, maternity, and dental care; hospitalization; medicine (some cost sharing is required); and necessary transportation. There is no limit to duration.</p>
<h3>Dependents' Medical Benefits</h3>
<p>Medical services are provided directly to patients in rural and urban areas through the Unified Health System. Benefits include general, specialist, maternity, and dental care; hospitalization; medicine (some cost sharing is required); and necessary transportation. There is no limit to duration.</p>
<h3>Administrative Organization</h3>
<p>Ministry of Health (<a href="https://www.gov.br/saude/pt-br">http://www.saude.gov.br</a>) provides general supervision of the Unified Health System.</p>
<p>Ministry of Social Insurance (http://www.previdencia.gov.br) provides general supervision.</p>
<p>National Social Security Institute (http://www.inss.gov.br) administers cash benefits.</p>
<p>Federal, state, and municipal institutions are part of the Unified Health System and administer medical benefits.</p>
<h2>Work Injury</h2>
<h3>Regulatory Framework</h3>
<p><span class="h4">First laws:</span> 1919, 1944, and 1967.</p>
<p><span class="h4">Current laws:</span> 1991 (social security) and 1991 (social insurance).</p>
<p><span class="h4">Type of program:</span> Social insurance system.</p>
<h3>Coverage</h3>
<p>Employed persons, casual workers, and rural workers.</p>
<p>Exclusions: Self-employed persons and household workers.</p>
<h3>Source of Funds</h3>
<p><span class="h4">Insured person:</span> None.</p>
<p><span class="h4">Self-employed person:</span> Not applicable.</p>
<p><span class="h4">Employer:</span> 1% to 3% of gross payroll according to the assessed degree of risk; 0.1% of gross payroll for employers of rural workers.</p>
<p>There are no minimum or maximum earnings used to calculate contributions.</p>
<p><span class="h4">Government:</span> None.</p>
<h3>Qualifying Conditions</h3>
<p><span class="h4">Work injury benefits:</span> There is no minimum qualifying period. Accidents that occur while commuting to and from work are covered.</p>
<h3>Temporary Disability Benefits</h3>
<p>91% of average earnings is paid after a <span class="nobr">15-day</span> waiting period (during which the employer is required to pay 100% of earnings). No waiting period is required for casual and rural workers.</p>
<p>There is no limit to duration.</p>
<p>Average earnings used to calculate benefits are based on the best 80% of total monthly earnings. For rural workers, average earnings are 100% of the legal monthly minimum wage.</p>
<p>The minimum monthly earnings used to calculate benefits are the legal monthly minimum wage (545&nbsp;reais).</p>
<p>The maximum monthly earnings used to calculate benefits are 3,691.74&nbsp;reais.</p>
<p>Schedule of payments: Thirteen payments a year.</p>
<p>Benefit adjustment: Benefits are adjusted annually according to changes in the consumer price index.</p>
<h3>Permanent Disability Benefits</h3>
<p><span class="h4">Permanent disability pension:</span> 100% of average earnings is paid if the insured is incapable of any work.</p>
<p>Average earnings used to calculate benefits are based the best 80% of total monthly earnings.</p>
<p>The minimum monthly earnings used to calculate benefits are the legal monthly minimum wage (545&nbsp;reais).</p>
<p>The maximum monthly earnings used to calculate benefits are 3,691.74&nbsp;reais.</p>
<p>Constant-attendance supplement: If the insured requires the constant attendance of others to perform daily functions, 25% of the pension is paid.</p>
<p>Schedule of payments: Thirteen payments a year.</p>
<p>National Social Security Institute doctors assess the degree of disability every two years.</p>
<p><span class="h4">Accident benefit (partial disability):</span>&nbsp;50% of average earnings is paid to workers with disabilities who are capable of some kind of work.</p>
<p>Average earnings used to calculate benefits are based on the best 80% of total monthly earnings.</p>
<p>Schedule of payments: Thirteen payments a year.</p>
<p>Benefit adjustment: Benefits are adjusted annually according to changes in the consumer price index.</p>
<h3>Workers' Medical Benefits</h3>
<p>Medical treatments are directly provided to patients in urban and rural areas by the Unified Health System. Medical and dental treatment, hospital treatment, medicine (some cost sharing is required), and transportation. There is no limit to duration.</p>
<h3>Survivor Benefits</h3>
<p><span class="h4">Survivor pension:</span> 100% of the pension the deceased received or was eligible to receive is paid; 100% of the minimum wage for rural workers. The pension is split equally among eligible survivors. If one survivor ceases to be eligible, the pensions for the remaining survivors are recalculated.</p>
<p>Eligible survivors include the <span class="nobr">widow(er)</span> or partner and children younger than age&nbsp;21 (no limit if disabled); if there is no <span class="nobr">widow(er)</span>, partner, or child, other eligible survivors include (in order of priority) parents and brothers and sisters younger than age&nbsp;21 (no limit if disabled).</p>
<p>The minimum monthly pension is the legal monthly minimum wage (545&nbsp;reais).</p>
<p>The maximum monthly pension is 3,691.74&nbsp;reais.</p>
<p>Schedule of payments: Thirteen payments a year.</p>
<p>Benefit adjustment: Benefits are adjusted annually according to changes in the consumer price index or the minimum wage.</p>
<h3>Administrative Organization</h3>
<p>Ministry of Health (<a href="https://www.gov.br/saude/pt-br">http://www.saude.gov.br</a>) provides general supervision of the Unified Health System.</p>
<p>Ministry of Social Insurance (http://www.previdencia.gov.br) provides general supervision.</p>
<p>National Social Security Institute (http://www.inss.gov.br) administers cash benefits.</p>
<p>Federal, state, and municipal institutions are part of the Unified Health System and administer medical benefits.</p>
<h2>Unemployment</h2>
<h3>Regulatory Framework</h3>
<p><span class="h4">First laws:</span> 1965 (severance pay fund) and 1986 (unemployment insurance).</p>
<p><span class="h4">Current law:</span> 1990 (unemployment insurance) and 1991 (traditional fishermen).</p>
<p><span class="h4">Type of program:</span> Social assistance system.</p>
<p>Note: Employers contribute 8% of earnings to the Guarantee Fund for Severance Pay (<abbr class="spell">FGTS</abbr>), which has individual savings accounts to which the insured has access in the event of unemployment, marriage, retirement, and other contingencies.</p>
<h3>Coverage</h3>
<p>Persons employed in the formal private sector and other categories of workers, such as household workers and fishermen (during closed season periods).</p>
<p>Exclusions: Self-employed persons.</p>
<h3>Source of Funds</h3>
<p><span class="h4">Insured person:</span> None.</p>
<p><span class="h4">Self-employed person:</span> Not applicable.</p>
<p><span class="h4">Employer:</span> None.</p>
<p><span class="h4">Government:</span> The total cost is financed by earmarked taxes.</p>
<h3>Qualifying Conditions</h3>
<p><span class="h4">Unemployment benefits:</span> The insured must have worked at least&nbsp;six of the last 36&nbsp;months. If the insured had six months to 11&nbsp;months of coverage, the benefit is paid for three months; if the insured had 12&nbsp;months to 23&nbsp;months of coverage, for four months; 24&nbsp;months or more of coverage in the last 36&nbsp;months, five months. Unemployment must not be due to misconduct or resignation. The insured must lack other resources to support self or family and must not receive other social insurance benefits.Unemployment Benefits</p>
<p><span class="h4">Unemployment benefit (means-tested):</span> The monthly benefit varies according to average earnings in the last three months of employment: 80% of average earnings is paid with average earnings up to 899.67&nbsp;reais; 50% of average earning plus a lump sum of 719.12&nbsp;reais with average earnings of 899.68&nbsp;reais to 1,499.58&nbsp;reais; a lump sum of 1,019.70 with average earnings greater than 1,499.58&nbsp;reais.</p>
<p>The minimum monthly benefit is the legal monthly minimum wage (545&nbsp;reais).</p>
<p>The maximum monthly benefit is 1,019.70&nbsp;reais.</p>
<p>The benefit is paid for three to five months, depending on the insured's duration of coverage. Under special conditions, the benefit may be extended for an additional two months.</p>
<p>Benefit adjustment: Benefits are adjusted annually according to changes in the minimum wage.</p>
<h3>Administrative Organization</h3>
<p>Ministry of Labor and Employment (http://www.mte.gov.br) provides general supervision.</p>
<p>Worker Assistance Fund Advisory Council administers the program.</p>
<h2>Family Allowances</h2>
<h3>Regulatory Framework</h3>
<p><span class="h4">First law:</span> 1941 (large families).</p>
<p><span class="h4">Current laws:</span> 1991 (social insurance) and 1998 (family allowances).</p>
<p><span class="h4">Type of program:</span> Employment-related system.</p>
<h3>Coverage</h3>
<p>Low-income employees with one or more children.</p>
<p>Exclusions: Household, casual, and rural workers; elected civil servants; and self-employed persons.</p>
<h3>Source of Funds</h3>
<p><span class="h4">Insured person:</span> See source of funds under Old Age, Disability, and Survivors.</p>
<p><span class="h4">Self-employed person:</span> Not applicable.</p>
<p><span class="h4">Employer:</span> See source of funds under Old Age, Disability, and Survivors.</p>
<p><span class="h4">Government:</span> See source of funds under Old Age, Disability, and Survivors.</p>
<p><span class="h4">Qualifying Conditions</span></p>
<p><span class="h4">Family allowances (income-tested):</span> Employees with monthly income up to 862.60&nbsp;reais. The child must be younger than age&nbsp;14. The parents are required to present annual proof of vaccinations for children up to age&nbsp;6 and proof of school attendance each semester from age&nbsp;7. The parent must be currently in insured employment or receiving a sickness benefit. The allowance is paid to both parents if both are insured.</p>
<p><span class="h4">Family Allowance Benefits</span></p>
<p><span class="h4">Family allowances (income-tested):</span> 29.43&nbsp;reais is paid monthly for each child if the insured's earnings do not exceed 573.91&nbsp;reais; 20.74&nbsp;reais a month if earnings are between 573.92&nbsp;reais and 862.60&nbsp;reais.</p>
<p>Employers pay allowances and the total cost is reimbursed by the National Social Security Institute.</p>
<p>Benefit adjustment: Benefits are adjusted annually according to changes in the consumer price index.</p>
<h3>Administrative Organization</h3>
<p>Ministry of Social Insurance (http://www.previdencia.gov.br) provides general supervision.</p>
<p>National Social Security Institute (http://www.inss.gov.br) administers benefits.</p>
<p>Employers pay benefits to employees.</p>
</div>
</article>
<nav>
<div class="docNav"><a class="previous" href="bolivia.html">Previous: Bolivia</a>&nbsp;<a class="toTop" href="#hLogo">Top of page</a>&nbsp;<a class="toTOC" href="index.html#fileList">Table of contents</a>&nbsp;<a class="next" href="bvi.html">Next: British Virgin Islands</a></div>
</nav>
<footer><div id="footer">
<div class="important-info"><h4>Important Information:</h4>
<ul><li><a href="/agency/">About Us</a></li>
<li><a href="/accessibility/">Accessibility</a></li>
<li><a href="/foia/">FOIA</a></li>
<li><a href="/open/">Open Government</a></li>
<li><a href="/agency/glossary/">Glossary</a></li>
<li><a href="/privacy/">Privacy</a></li>
<li><a href="https://oig.ssa.gov/report/">Report Fraud, Waste or Abuse</a></li>
<li><a href="/agency/websitepolicies.html">Website Policies</a></li></ul>
</div>
<p class="align-center margin-top">This website is produced and published at U.S. taxpayer expense.</p>
</div></footer>
<!-- SSA INTERNET BODY SCRIPTS -->
<script src="/policy/js/rspa.doc.js"></script>
<script src="/policy/js/rspa-shared.js"></script>
<script src="/framework/js/ssa.internet.body.js"></script>
</body></html>