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<h1>Social Security Programs Throughout the World: Europe, 2008</h1>
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<h1>Czech Republic</h1>
<div class="exchangeRate">Exchange rate: US$1.00 equals 17.49&nbsp;koruna.</div>
<h2>Old Age, Disability, and Survivors</h2>
<h3>Regulatory Framework</h3>
<p><span class="h4">First laws:</span> 1906 (salaried employees) and 1924 (wage earners).</p>
<p><span class="h4">Current law:</span> 1995 (pension insurance), implemented in 1996, with 2002 and 2003 amendments.</p>
<p><span class="h4">Type of program:</span> Social insurance system.</p>
<h3>Coverage</h3>
<p>Employed and self-employed persons, including students; unemployed persons; persons caring for children; indigent persons; and military personnel.</p>
<p>Voluntary coverage for unemployed persons and students (if not compulsorily covered by the 1995 law), persons employed abroad, and persons performing certain kinds of volunteer work. Other persons older than age&nbsp;18 may voluntarily insure for a maximum of 10&nbsp;years.</p>
<p>There are no special systems for any specified groups of employees.</p>
<h3>Source of Funds</h3>
<p><span class="h4">Insured person:</span> 6.5% of monthly covered earnings; the voluntarily insured contribute 28% of 10,000&nbsp;koruna.</p>
<p>There are no minimum earnings for contribution purposes.</p>
<p>The maximum annual earnings for contribution purposes are equal to 48 times the national average monthly wage.</p>
<p>The national average monthly wage is 21,560&nbsp;koruna.</p>
<p><span class="h4">Self-employed person:</span> 28% of declared monthly covered earnings.</p>
<p>Declared earnings are equal to 50% of the difference between income and expenses; a flat-rate 5,390&nbsp;koruna applies if declared earnings for a full-time self-employed person are less than half of 50% of the national average monthly wage. The minimum declared earnings for a part-time self-employed person are 10% of the national average monthly wage.</p>
<p>The maximum annual earnings for contribution purposes are equal to 48 times the national average monthly wage.</p>
<p>The national average monthly wage is 21,560&nbsp;koruna.</p>
<p><span class="h4">Employer:</span> 21.5% of monthly payroll.</p>
<p>There are no minimum earnings for contribution purposes.</p>
<p>The maximum annual earnings for contribution purposes are equal to 48 times the national average monthly wage.</p>
<p>The national average monthly wage is 21,560&nbsp;koruna.</p>
<p><span class="h4">Government:</span> Any deficit.</p>
<h3>Qualifying Conditions</h3>
<p><span class="h4">Old-age pension:</span> Age&nbsp;61 and 10&nbsp;months with at least 25&nbsp;years of coverage (men). Age&nbsp;56 and 4&nbsp;months to age&nbsp;60 and 4&nbsp;months with at least 25&nbsp;years of coverage (women), according to the number of children reared.</p>
<p>Age&nbsp;65 (men and women) with at least 15&nbsp;years of coverage.</p>
<p>The retirement age is gradually increasing by 2&nbsp;months for men and 4&nbsp;months for women each year until it reaches age&nbsp;63 for men (2016) and women without children (2019) and from ages&nbsp;59 to 62 for women with children.</p>
<p>Early pension: Retirement is possible up to 3&nbsp;years before the normal retirement age. All employment must cease.</p>
<p>Deferred pension: The old-age pension may be deferred. The minimum deferral period is 90&nbsp;days. There is no maximum deferral period.</p>
<p>Old-age pensions are payable abroad.</p>
<p><span class="h4">Disability pension:</span> Paid for a total disability (66% loss of earning capacity) or partial disability (33% loss of earning capacity). The insured must have a minimum period of coverage, subject to the insured's age when the disability began: less than 1&nbsp;year of coverage if younger than age&nbsp;20; 1&nbsp;year if aged&nbsp;20 to 22; 2&nbsp;years if aged&nbsp;22 to 24; 3&nbsp;years if aged&nbsp;24 to 26; 4&nbsp;years if aged&nbsp;26 to 28; or 5&nbsp;years if older than age&nbsp;28.</p>
<p>Czech Social Security Administration assesses the degree of disability.</p>
<p><span class="h4">Disabled from youth pension:</span> The full disability pension is paid if the disability began before age&nbsp;18.</p>
<p>District administrations assess the degree of disability for individuals whose disability began before age&nbsp;18.</p>
<p>Disability pensions are payable abroad if all gainful activity has ceased.</p>
<p><span class="h4">Survivor pension:</span> The deceased qualified for a pension, was a pensioner at the time of death, or died as a result of a work injury or an occupational disease.</p>
<p>Eligible survivors include the spouse and children up to age&nbsp;26. The surviving spouse must have been married to the deceased.</p>
<p>Survivor pensions are payable abroad.</p>
<p><span class="h4">Death grant:</span> Paid for the funeral of a dependent child or his or her parent.</p>
<h3>Old-Age Benefits</h3>
<p><span class="h4">Old-age pension:</span> The monthly pension consists of two elements: a flat-rate monthly amount of 1,700&nbsp;koruna and an earnings-related amount calculated on the basis of 1.5% of the personal assessment base per year of coverage. There is no maximum for the earnings-related amount.</p>
<p>The personal assessment base is based on average gross earnings in the 10&nbsp;years before retirement. This period is to be extended by 1&nbsp;year each year until it reaches a total of 30&nbsp;calendar years. Covered earnings are indexed to the average wage.</p>
<p>If the personal assessment base is greater than 10,000&nbsp;koruna, earnings for pension calculation purposes are considered as follows: 100% of earnings up to koruna&nbsp;10,000; 30% of earnings from 10,000&nbsp;koruna to 24,800&nbsp;koruna; and 10% of earnings greater than 24,800&nbsp;koruna.</p>
<p>The minimum monthly old-age pension is 2,470&nbsp;koruna, equal to the flat-rate amount (1,700&nbsp;koruna) plus 770&nbsp;koruna.</p>
<p>There is no maximum old-age pension.</p>
<p>Persons who receive the old-age pension at the normal retirement age may continue in gainful activity.</p>
<p>Early pension: Payable up to 3&nbsp;years before the normal retirement age; the actual date of retirement is left to the insured's discretion. The insured must have at least 25&nbsp;years of contributions. The pension is reduced by 0.9% for each (even incomplete) <span class="nobr">90-day</span> period the pension is received before the normal retirement age. This reduction is permanent and continues after the recipient reaches the normal retirement age.</p>
<p>Gainful activity must cease for persons receiving the early pension.</p>
<p>Deferred pension: The pension is increased by 1.5% of the personal assessment base for each <span class="nobr">90-day</span> period of gainful activity during which the claim for an old-age pension is deferred.</p>
<p>Benefit adjustment: Benefits are adjusted every January according to at least 100% of the change in the consumer price index in the 12-month period before the previous July and by at least 1/3 of average real wage growth in the <span class="nobr">12-month</span> period before the previous January.</p>
<h3>Permanent Disability Benefits</h3>
<p><span class="h4">Disability pension:</span> The monthly full disability pension consists of two elements: a flat-rate monthly amount of 1,700&nbsp;koruna and an earnings-related amount based on 1.5% of the personal assessment base per year of coverage. The projected coverage period is credited from the date the disability began up to the normal retirement age.</p>
<p>The personal assessment base is based on average gross earnings in the last 10&nbsp;years. This period is to be extended by 1&nbsp;year each year until it reaches a total of 30&nbsp;calendar years. Covered earnings are indexed to the average wage.</p>
<p>If the personal assessment base is greater than 10,000&nbsp;koruna, earnings for pension calculation purposes are considered as follows: 100% of earnings up to koruna&nbsp;10,000; 30% of earnings from 10,000&nbsp;koruna to 24,800&nbsp;koruna; and 10% of earnings greater than 24,800&nbsp;koruna.</p>
<p>The minimum monthly disability pension is 2,470&nbsp;koruna, equal to the flat-rate amount (1,700&nbsp;koruna) plus 770&nbsp;koruna.</p>
<p>There is no maximum disability pension.</p>
<p>Partial disability: The monthly benefit is equal to the flat-rate amount (1,700&nbsp;koruna) plus 0.75% of the personal assessment base for each year of coverage.</p>
<p>The personal assessment base is based on average gross earnings in the last 10&nbsp;years.</p>
<p>The minimum monthly partial disability pension is 2,085&nbsp;koruna, equal to the flat-rate amount (1,700&nbsp;koruna) plus 385&nbsp;koruna.</p>
<p>There is no maximum partial disability pension.</p>
<p><span class="h4">Disabled from youth pension:</span> The monthly full disability pension consists of two elements: a flat-rate amount of 1,700&nbsp;koruna and an earnings-related amount equal to 45% of the annual general assessment base. The annual general assessment base is calculated using the national average monthly wage.</p>
<p>Total disability and partial disability pensioners may engage in gainful activity; the partial disability pension is subject to an earnings test.</p>
<p>Benefit adjustment: Benefits are adjusted every January according to at least 100% of the change in the consumer price index in the <span class="nobr">12-month</span> period before the previous July and by at least 1/3 of average real wage growth in the <span class="nobr">12-month</span> period before the previous January.</p>
<h3>Survivor Benefits</h3>
<p><span class="h4">Survivor pension:</span> The <span class="nobr">widow(er)</span> receives a monthly flat-rate amount (1,700&nbsp;koruna) plus 50% of the earnings-related amount paid or payable to the deceased. The pension is paid to all widow(er)s for 1&nbsp;year; thereafter, only to widows aged&nbsp;55 or older or widowers aged&nbsp;58 or older; any age if disabled or caring for a dependent or disabled child or a disabled parent.</p>
<p>The minimum monthly survivor pension for a <span class="nobr">widow(er)</span> is 2,085&nbsp;koruna, equal to the flat-rate amount (1,700&nbsp;koruna) plus 385&nbsp;koruna.</p>
<p>There is no maximum survivor pension.</p>
<p>Remarriage grant: The <span class="nobr">widow(er)</span> pension ceases on remarriage, and a lump sum equal to 12&nbsp;times the last monthly pension is paid.</p>
<p><span class="h4">Orphan's pension:</span> A monthly flat-rate amount (1,700&nbsp;koruna) plus 40% of the earnings-related amount paid or payable to the deceased is paid to each dependent child. For full orphans, the flat-rate amount is payable for one parent, plus 40% of the sum of the earnings-related amount paid or payable to both parents.</p>
<p>The minimum monthly orphan's pension is 2,008&nbsp;koruna, equal to the flat-rate amount (1,700&nbsp;koruna) plus 308&nbsp;koruna.</p>
<p>There is no maximum orphan's pension.</p>
<p>If the survivor is also entitled to an old-age or disability pension, the amount paid is equal to the highest pension plus half of the earnings-related amount of the other pension.</p>
<p>Benefit adjustment: Benefits are adjusted every January according to at least 100% of the change in the consumer price index in the <span class="nobr">12-month</span> period before the previous July and by at least 1/3 of average real wage growth in the <span class="nobr">12-month</span> period before the previous January.</p>
<p><span class="h4">Death grant:</span> A lump sum of 5,000&nbsp;koruna is paid to the person who organized the funeral.</p>
<h3>Administrative Organization</h3>
<p>Ministry of Labor and Social Affairs (<a href="http://www.mpsv.cz/cs/">http://www.mpsv.cz</a>) provides general supervision and is responsible for policy development for all areas of social security except health insurance.</p>
<p>Czech Social Security Administration (<a href="http://www.cssz.cz">http://www.cssz.cz</a>) collects and administers contributions and delivers benefits through its central administration and 77 district administrations.</p>
<h2>Sickness and Maternity</h2>
<h3>Regulatory Framework</h3>
<p><span class="h4">First law:</span> 1888.</p>
<p><span class="h4">Current laws:</span> 1956 (sickness insurance), implemented in 1957, with 1993 amendment; 1968 (maternity benefits, maternity leave, and child benefits); 1991 (health insurance), implemented in 1992; 1991; 1992 (health insurance funds); 1992 (health insurance premiums), implemented in 1993, with 2005 amendment; 1992 (nonstate health care facilities); 1997 (drugs), implemented in 1998; and 1997 (public health insurance), with 2005 amendment.</p>
<p><span class="h4">Type of program:</span> Social insurance (cash benefits) and universal (medical benefits) system.</p>
<h3>Coverage</h3>
<p><span class="h4">Cash benefits:</span> Employed and insured self-employed persons.</p>
<p>Sickness insurance is voluntary for self-employed persons. (Insured self-employed persons are only entitled to sickness and maternity benefits.)</p>
<p><span class="h4">Medical benefits:</span> All persons permanently residing in the Czech Republic or employees whose employer resides in the Czech Republic.</p>
<h3>Source of Funds</h3>
<p><span class="h4">Insured person:</span> 1.1% of monthly covered earnings (cash sickness and maternity benefits) and 4.5% of monthly covered earnings (medical benefits).</p>
<p>The maximum annual earnings for contribution purposes are equal to 48 times the national average monthly wage.</p>
<p>The national average monthly wage is 21,560&nbsp;koruna.</p>
<p><span class="h4">Self-employed person:</span> 4.4% of declared monthly covered earnings (cash sickness and maternity benefits) and 13.5% of declared monthly covered earnings (medical benefits).</p>
<p>Declared earnings are equal to 50% of the difference between income and expenses; a flat-rate 5,390&nbsp;koruna applies if declared earnings for a full-time self-employed person are less than half of 50% of the national average monthly wage. The minimum declared earnings for a part-time self-employed person are 10% of the national average monthly wage.</p>
<p>The maximum annual earnings for contribution purposes are equal to 48 times the national average monthly wage.</p>
<p>The national average monthly wage is 21,560&nbsp;koruna.</p>
<p><span class="h4">Employer:</span> 3.3% of covered monthly payroll (cash sickness and maternity benefits) and 9% of covered monthly payroll (medical benefits).</p>
<p>The maximum annual earnings for contribution purposes are equal to 48 times the national average monthly wage.</p>
<p>The national average monthly wage is 21,560&nbsp;koruna.</p>
<p><span class="h4">Government:</span> Cash sickness and maternity benefits: any deficit. Medical benefits: 13.5% of a monthly reference wage equal to 3,520&nbsp;koruna for special categories of persons.</p>
<h3>Qualifying Conditions</h3>
<p><span class="h4">Cash sickness benefits:</span> The insured must have gross monthly earnings greater than 400&nbsp;koruna or work more than 7&nbsp;days a month. A doctor's certificate is required from the first day of incapacity. There is no requirement for a minimum period of employment or residence. There is no waiting period.</p>
<p><span class="h4">Cash maternity benefits:</span> The insured must have 270&nbsp;days of coverage in the 2&nbsp;years before childbirth, must have reported a loss of earnings, and must be the mother of the child or be the child's substitute carer (substitute carers may include men). The mother must have undergone medical examination to confirm the pregnancy.</p>
<p><span class="h4">Maternity compensation benefits:</span> Paid for a loss of income resulting from a change of employment because of the pregnancy or childbirth.</p>
<p><span class="h4">Medical benefits:</span> There is no minimum qualifying period.</p>
<h3>Sickness and Maternity Benefits</h3>
<p><span class="h4">Sickness benefit:</span> The benefit is paid from the fourth day of incapacity for up to a year (up to 81&nbsp;days per year for old-age or disability pensioners who are employed); up to 2&nbsp;years if recovery is likely.</p>
<p>The benefit is equal to 60% of the daily assessment base from the 4th to the 30th day, 66% from the 31st to the 60th day, and 72% from the 61st day.</p>
<p>The daily assessment base is calculated as a percentage of the insured's gross earnings: 90% of gross earnings up to 550&nbsp;koruna, plus 60% of gross earnings from 550&nbsp;koruna up to 790&nbsp;koruna. Gross earnings greater than 790&nbsp;koruna are exempt.</p>
<p>The maximum daily assessment base for the calculation of sickness benefits is 639&nbsp;koruna.</p>
<p><span class="h4">Maternity benefit:</span> The benefit is equal to 69% of the daily assessment base and is paid for 28&nbsp;weeks (37&nbsp;weeks for multiple births), including at least 6&nbsp;weeks before the expected date of childbirth.</p>
<p>The daily assessment base is calculated as a percentage of the insured's gross earnings: 100% of gross earnings up to 550&nbsp;koruna, plus 60% of gross earnings from 550&nbsp;koruna up to 790&nbsp;koruna. Gross earnings greater than 790&nbsp;koruna are exempt.</p>
<p>The maximum daily benefit is 479&nbsp;koruna.</p>
<p><span class="h4">Maternity compensation benefit:</span> The benefit is equal to the difference between the earnings before and after job transfer. The benefit is paid from the transfer day until maternity leave begins; after childbirth, the benefit is paid from the day of returning to the usual job until the end of the 9th month after the date of childbirth.</p>
<h3>Workers' Medical Benefits</h3>
<p>Benefits include medical treatment in outpatient and inpatient care facilities; emergency and rescue services; preventive care; the provision of drugs, medical aid, and appliances; stomatologic treatment (diseases of the mouth); spa treatment; the care of children in special medical institutions and convalescent homes; preventive care provided in the place of work; transportation; medical assessment; and the examination of deceased insured persons and autopsy, including the transportation of the dead.</p>
<p>Certain pharmaceutical products are reimbursed in part or in full, according to the schedule in law.</p>
<p>The health insurance system covers transportation costs.</p>
<p>Cost sharing: 30&nbsp;koruna for a clinical examination by a doctor, specialist, or dentist; 90&nbsp;koruna for a visit by an emergency service doctor; 60&nbsp;koruna per day in the event of hospitalization; 30&nbsp;koruna for each prescribed drug that is fully or partially reimbursed by the public health insurance system. Some groups of patients are exempt from charges.</p>
<p>Medical charges must not exceed 5,000&nbsp;koruna.</p>
<p>There is no limit to duration.</p>
<h3>Dependents' Medical Benefits</h3>
<p><span class="h4">Medical benefits:</span> Individuals are insured in their own right.</p>
<p>Cost sharing: 30&nbsp;koruna for a clinical examination by a doctor, specialist, or dentist; 90&nbsp;koruna for a visit by an emergency service doctor; 60&nbsp;koruna per day in the event of hospitalization; 30&nbsp;koruna for each prescribed drug that is fully or partially reimbursed by the public health insurance system. Some groups of patients are exempt from charges.</p>
<p>Medical charges must not exceed 5,000&nbsp;koruna.</p>
<p>There is no limit to duration.</p>
<h3>Administrative Organization</h3>
<p>Ministry of Labor and Social Affairs (<a href="http://www.mpsv.cz/cs/">http://www.mpsv.cz</a>) provides general supervision for sickness insurance. Regional and district offices administer cash benefits.</p>
<p>Czech Social Security Administration (<a href="http://www.cssz.cz">http://www.cssz.cz</a>) collects and administers contributions and delivers cash sickness benefits through its central administration and 77 district administrations.</p>
<p>Organizations with more than 25&nbsp;employees pay sickness benefits.</p>
<p>Ministry of Health (<a href="https://mzd.gov.cz/">http://www.mzcr.cz</a>) provides general supervision for medical services.</p>
<p>Medical services are provided in state and private outpatient and inpatient care facilities on the basis of contracts set up with individual insurance companies.</p>
<p>Benefits in kind, such as medical treatment, hospitalization, or prescription drugs, are the responsibility of insurance companies.</p>
<h2>Work Injury</h2>
<h3>Regulatory Framework</h3>
<p><span class="h4">First law:</span> 1887.</p>
<p><span class="h4">Current laws:</span> 1956 (benefits), with amendments; 1990 (self-employed); 1993 (occupational diseases and injuries); 1994, with 2000 and 2004 amendments; 1995 (pensions); 1995; and 2001 (compensation), with 2003 amendment.</p>
<p><span class="h4">Type of program:</span> Social insurance system.</p>
<h3>Coverage</h3>
<p>Employees, public officials, disabled persons, students, members of voluntary fire brigades and mining rescue corps, members of cooperatives, Red Cross workers, members of rescue services, and blood donors.</p>
<p>Exclusions: Self-employed persons.</p>
<p>Special systems for military and police force personnel.</p>
<h3>Source of Funds</h3>
<p><span class="h4">Insured person:</span> None.</p>
<p><span class="h4">Self-employed person:</span> Not applicable.</p>
<p><span class="h4">Employer:</span> Premiums are paid every 3&nbsp;months and are calculated from the social insurance tax base of all employees. The premium depends on the type of activity performed.</p>
<p><span class="h4">Government:</span> Pays any deficit between the insurance coverage provided by the employer and the compensation awarded to the insured.</p>
<h3>Qualifying Conditions</h3>
<p><span class="h4">Work injury benefits:</span> There is no minimum qualifying period. Accidents that occur while commuting to and from work are not covered.</p>
<h3>Temporary Disability Benefits</h3>
<p>A lump sum is paid equal to the difference between the insured's average earnings before the work injury or the onset of the occupational disease and the full amount of sickness benefit (see Sickness and Maternity, above).</p>
<p>There is no maximum benefit.</p>
<h3>Permanent Disability Benefits</h3>
<p><span class="h4">Permanent disability pension:</span> The full pension is paid for a total permanent disability (66% loss of earning capacity). The monthly pension is equal to average gross earnings in the 3&nbsp;months before the disability began and is payable up to age&nbsp;65.</p>
<p>Partial disability: Paid with at least a 33% loss of earning capacity.</p>
<p>Czech Social Security Administration assesses the degree of disability.</p>
<h3>Workers' Medical Benefits</h3>
<p>All necessary medical expenses are paid.</p>
<h3>Survivor Benefits</h3>
<p><span class="h4">Survivor grant:</span> A lump sum of 240,000&nbsp;koruna is paid to the spouse; a lump sum of 240,000&nbsp;koruna for each orphan up to age&nbsp;26; and a lump sum of 240,000&nbsp;koruna for the deceased's parents (in special circumstances).</p>
<p>The cost of alimony payments may be paid to an eligible divorced survivor.</p>
<p>The cost of any medical treatment provided to the deceased is reimbursed.</p>
<p><span class="h4">Funeral grant:</span> The reasonable cost of a funeral is paid to the person who paid for the funeral.</p>
<h3>Administrative Organization</h3>
<p>Ministry of Labor and Social Affairs (<a href="http://www.mpsv.cz/cs/">http://www.mpsv.cz</a>) provides general supervision for the provision of temporary and permanent disability benefits and survivor grants.</p>
<p>Czech Social Security Administration (<a href="http://www.cssz.cz">http://www.cssz.cz</a>) collects and administers contributions and delivers benefits through its central administration and 77 district administrations.</p>
<p>Administrative roles are also played by two insurance companies and by large-scale employers.</p>
<p>Ministry of Health (<a href="https://mzd.gov.cz/">http://www.mzcr.cz</a>) provides general supervision for the provision of medical benefits.</p>
<p>Insurance companies insure private-sector employers employing at least one employee against liability for damage caused by injuries at work and by occupational diseases.</p>
<h2>Unemployment</h2>
<h3>Regulatory Framework</h3>
<p><span class="h4">First law:</span> 1991.</p>
<p><span class="h4">Current law:</span> 2004, with amendments.</p>
<p><span class="h4">Type of program:</span> Social insurance system.</p>
<h3>Coverage</h3>
<p>Citizens of the Czech Republic and the European Union and their dependents. <span class="nobr">Non-<abbr class="spell">EU</abbr></span> citizens who reside permanently in the Czech Republic.</p>
<p>There are no special systems for any specified groups of employees.</p>
<h3>Source of Funds</h3>
<p><span class="h4">Insured person:</span> 0.4% of monthly covered earnings.</p>
<p>The maximum annual earnings for contribution purposes are equal to 48 times the national average monthly wage.</p>
<p>The national average monthly wage is 21,560&nbsp;koruna.</p>
<p><span class="h4">Self-employed person:</span> 1.6% of declared monthly covered earnings.</p>
<p>Declared earnings are equal to 50% of the difference between income and expenses; a flat-rate 4,709&nbsp;koruna applies if declared earnings for a full-time self-employed person are less than half of 50% of the average monthly wage. The minimum declared earnings for a part-time self-employed person are 10% of the national average monthly wage.</p>
<p>The maximum annual earnings for contribution purposes for self-employed persons are equal to 48 times the national average monthly wage.</p>
<p>The national average monthly wage is 21,560&nbsp;koruna.</p>
<p><span class="h4">Employer:</span> 1.2% of monthly payroll.</p>
<p><span class="h4">Government:</span> Any deficit.</p>
<h3>Qualifying Conditions</h3>
<p><span class="h4">Unemployment benefits:</span> The insured must be registered as a jobseeker and have been employed for at least 12&nbsp;months in the last 3&nbsp;years.</p>
<p>The employment period can include periods of vocational training up to 6&nbsp;months; job training, if disabled; periods receiving a total disability pension; periods of basic military or civilian service; periods providing care for a child up to age&nbsp;4 (age&nbsp;18 if seriously disabled); and periods providing care for persons older than age&nbsp;80, subject to conditions.</p>
<h3>Unemployment Benefits</h3>
<p>The benefit is equal to 50% of the insured's average net monthly earnings in the last quarter for the first 3&nbsp;months; thereafter, 45%.</p>
<p>60% of average net monthly earnings are paid if undergoing retraining.</p>
<p>The maximum monthly benefit is 12,250&nbsp;koruna; 13,728&nbsp;koruna if undergoing retraining.</p>
<p>When entitlement to unemployment benefits is exhausted, social benefits and allowances are paid.</p>
<h3>Administrative Organization</h3>
<p>Ministry of Labor and Social Affairs (<a href="http://www.mpsv.cz/cs/">http://www.mpsv.cz</a>) provides general supervision.</p>
<p>Benefits are administered by labor offices.</p>
<h2>Family Allowances</h2>
<h3>Regulatory Framework</h3>
<p><span class="h4">First law:</span> 1945.</p>
<p><span class="h4">Current law:</span> 1995 (state support), with 2003 amendment, implemented in 2004.</p>
<p><span class="h4">Type of program:</span> Universal system.</p>
<h3>Coverage</h3>
<p>Families with children. Persons who reside permanently in the Czech Republic, citizens of the European Union and other persons stipulated by law.</p>
<h3>Source of Funds</h3>
<p><span class="h4">Insured person:</span> None.</p>
<p><span class="h4">Self-employed person:</span> None.</p>
<p><span class="h4">Employer:</span> None.</p>
<p><span class="h4">Government:</span> The total cost.</p>
<h3>Qualifying Conditions</h3>
<p><span class="h4">Child allowance (income-tested):</span> Paid for dependent children in education (up to age&nbsp;26) who reside permanently in the Czech Republic. Family income must not exceed 2.4&nbsp;times the monthly living minimum.</p>
<p>The monthly living minimum is defined as 3,216&nbsp;koruna for a single person; 2,880&nbsp;koruna for the first adult in a family; 2,600&nbsp;koruna for another adult in the family; 1,600&nbsp;koruna for children younger than age&nbsp;6; 1,960&nbsp;koruna for children aged&nbsp;6 to 15; or 2,250&nbsp;koruna for children aged&nbsp;16 to 26.</p>
<p><span class="h4">Birth grant:</span> The family must reside permanently in the Czech Republic.</p>
<p><span class="h4">Parent's allowance:</span> Paid to parents caring for a child at home. The family must reside permanently in the Czech Republic.</p>
<h3>Family Allowance Benefits</h3>
<p><span class="h4">Child allowance (income-tested):</span> A flat-rate amount is paid according to the child's age: 500&nbsp;koruna for a child younger than age&nbsp;6; 610&nbsp;koruna for a child aged&nbsp;6 to 15; 700&nbsp;koruna for a child aged&nbsp;16 to 26.</p>
<p>Child allowances are paid monthly.</p>
<p><span class="h4">Birth grant:</span> A lump sum of 13,000&nbsp;koruna is paid per child.</p>
<p><span class="h4">Parent's allowance:</span> The value of the allowance varies according to the child's age: a flat-rate amount of 11,400&nbsp;koruna is paid each month until the child is aged 24&nbsp;months; 7,600&nbsp;koruna from the 25th month to the 36th month; and 3,800&nbsp;koruna from the 37th month until the 48th month. Parents of a disabled child receive 7,600&nbsp;koruna a month for up to 7&nbsp;years.</p>
<p>Parent's allowances are paid monthly.</p>
<h3>Administrative Organization</h3>
<p>Ministry of Labor and Social Affairs (<a href="http://www.mpsv.cz/cs/">http://www.mpsv.cz</a>) provides general supervision.</p>
<p>Benefits are administered by labor offices.</p>
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