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<h1>Social Security Programs Throughout the World: The Americas, 2009</h1>
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<h1>Bolivia</h1>
<div class="exchangeRate">Exchange rate: <abbr class="spell">US</abbr>$1.00 equals 6.97&nbsp;bolivianos.</div>
<h2>Old Age, Disability, and Survivors</h2>
<h3>Regulatory Framework</h3>
<p><span class="h4">First laws:</span> 1949 (social insurance); and 1956 (social security), implemented in 1959.</p>
<p><span class="h4">Current laws:</span> 1996 (mandatory individual account), implemented in 1997; 2007 (minimum pension), implemented in 2008; and 2007 (universal pension), implemented in 2008.</p>
<p><span class="h4">Type of program:</span> Mandatory individual account and universal pension (Renta Dignidad) system.</p>
<p>Note: In&nbsp;1997, all active members of the social insurance system transferred to a system of mandatory individual accounts.</p>
<p>In 2008, the annual Bonosol pension was replaced by a new universal pension (Renta Dignidad). The Bonosol pension of 1,800&nbsp;bolivianos was available to all resident citizens of Bolivia older than age&nbsp;65 from 1996 to 2008.</p>
<h3>Coverage</h3>
<p><span class="h4">Mandatory individual account:</span> Salaried workers, including armed forces personnel and apprentices.</p>
<p>Voluntary coverage for self-employed persons.</p>
<p><span class="h4">Universal pension (Renta Dignidad):</span> All resident citizens aged&nbsp;60 or older.</p>
<h3>Source of Funds</h3>
<h4>Mandatory individual account</h4>
<p><span class="h5">Insured person:</span> 10% of covered earnings for <span class="nobr">old-age</span> benefits plus 1.71% of covered earnings for disability and survivor insurance and 0.5% of covered earnings for administrative fees.</p>
<p>The minimum earnings for contribution calculation purposes are equal to the legal monthly minimum wage.</p>
<p>The maximum earnings for contribution calculation purposes are 60&nbsp;times the legal monthly minimum wage.</p>
<p>The legal monthly minimum wage is 647&nbsp;bolivianos. (The legal monthly minimum wage is adjusted according to changes in the cost of living, depending on the financial resources of the state budget. The last adjustment was made in January&nbsp;2009.)</p>
<p>The insured's contributions for disability and survivor insurance also finance permanent disability and survivor benefits under Work Injury.</p>
<p><span class="h5">Self-employed person:</span> Voluntarily insured persons contribute 10% of declared earnings plus 1.71% of declared earnings for disability and survivor insurance and 0.5% of declared earnings for administrative fees.</p>
<p>The minimum declared earnings for contribution calculation purposes are equal to the legal monthly minimum wage.</p>
<p>The maximum declared earnings for contribution calculation purposes are 60&nbsp;times the legal monthly minimum wage.</p>
<p>The legal monthly minimum wage is 647&nbsp;bolivianos. (The legal monthly minimum wage is adjusted according to changes in the cost of living, depending on the financial resources of the state budget. The last adjustment was made in January&nbsp;2009.)</p>
<p>The voluntarily covered self-employed person's contributions for disability and survivor insurance also finance permanent disability and survivor benefits under Work Injury.</p>
<p><span class="h5">Employer:</span> None.</p>
<p><span class="h5">Government:</span> Finances accrued rights under the social insurance system and the funeral grant.</p>
<h4>Universal pension (Renta Dignidad)</h4>
<p><span class="h5">Insured person:</span> None.</p>
<p><span class="h5">Self-employed person:</span> None.</p>
<p><span class="h5">Employer:</span> None.</p>
<p><span class="h5">Government:</span> Financed through direct taxation on hydro-carbons and dividends from public enterprises.</p>
<h3>Qualifying Conditions</h3>
<p><span class="h4"><span class="nobr">Old-age</span> pension:</span> Age&nbsp;65; at any age if the accumulated capital in the individual account plus accrued interest is sufficient to finance a monthly pension of 70% of the insured's average covered earnings in the last 5&nbsp;years.</p>
<p>The sole qualifying condition for armed forces personnel is 35&nbsp;years of continuous service.</p>
<p>Guaranteed minimum pension: Age&nbsp;60 with at least 180&nbsp;months of contributions. Paid if the accumulated capital and interest in the individual account is insufficient to provide the minimum pension set by law.</p>
<p>The minimum pension set by law is the legal monthly minimum wage. The legal monthly minimum wage is 647&nbsp;bolivianos. (The legal monthly minimum wage is adjusted according to changes in the cost of living, depending on the financial resources of the state budget. The last adjustment was made in January&nbsp;2009.)</p>
<p>The <span class="nobr">old-age</span> pension is payable abroad temporarily in specific cases.</p>
<p><span class="h4">Universal pension (Renta Dignidad):</span> Paid to resident citizens aged&nbsp;60 or older.</p>
<p>The universal pension is payable abroad temporarily in specific cases.</p>
<p><span class="h4">Disability pension:</span> The insured must be younger than age&nbsp;65 with an assessed degree of disability of at least 60%.</p>
<p>Additionally, the insured must have made at least 60&nbsp;months of contributions to either the social insurance or individual account schemes or have made contributions during half the period between the date of the first contribution to the individual account and the date the disability began; must be currently contributing or have ceased contributing no longer than 12&nbsp;months before the disability began. If the disability is due to an illness, the insured must also have at least 18&nbsp;months of contributions in the last 36&nbsp;months before the disability began.</p>
<p>The Assessment Body (<abbr class="spell">EEC</abbr>) assesses the degree of disability through a Medical Assessment Panel consisting of three medical professionals.</p>
<p>The disability pension is payable abroad temporarily in specific cases.</p>
<p><span class="h4">Survivor pension:</span> The deceased was a pensioner, had made at least 60&nbsp;months of contributions to either the social insurance or individual account schemes, had made contributions during half the period between the date of the first contribution to the individual account and the death, was still contributing, or had ceased contributing no longer than 12&nbsp;months before the death. If the death was the result of an illness, the deceased must also have had at least 18&nbsp;months of contributions in the last 36&nbsp;months before the death.</p>
<p>Eligible survivors include the spouse or cohabiting partner and children younger than age&nbsp;18 (age&nbsp;25 if a student, no limit if disabled).</p>
<p>In the absence of a spouse or cohabiting partner and eligible children, eligible survivors include the insured's father and mother, the insured's brothers and sisters younger than age&nbsp;18, or other survivors named by the insured.</p>
<p>The survivor pension is payable abroad temporarily in specific cases.</p>
<p><span class="h4">Funeral grant:</span> Paid for the death of an insured worker or a citizen aged&nbsp;65 or older who was born before January&nbsp;1, 1974.</p>
<h3><span class="nobr">Old-Age</span> Benefits</h3>
<p><span class="h4"><span class="nobr">Old-age</span> pension:</span> The insured's accumulated capital (contributions plus accrued interest) is used to purchase a fixed or variable life annuity, depending on the total amount of the accumulated capital. (The value of accrued rights under the social insurance system based on contributions made before 1997 is combined with the individual account balance at retirement.)</p>
<p>The first monthly amount paid under a variable life annuity must not be less than 70% of the insured's average covered earnings in the last 5&nbsp;years.</p>
<p>For armed forces personnel, the pension is 100% of the insured's average covered earnings in the last 5&nbsp;years.</p>
<p>Guaranteed minimum pension: If the pension is less than the minimum pension set by law, the government makes up the difference.</p>
<p>The minimum pension is equal to the legal monthly minimum wage.</p>
<p>The legal monthly minimum wage is 647&nbsp;bolivianos. (The legal monthly minimum wage is adjusted according to changes in the cost of living, depending on the financial resources of the state budget. The last adjustment was made in January&nbsp;2009.)</p>
<p>The benefit is paid 13&nbsp;times a year.</p>
<p>Benefit adjustment: Pensions are adjusted annually according to the <abbr class="spell">UFV</abbr> (Unidad de Fomento de Vivienda), calculated by the Central Bank according to changes in the cost of living.</p>
<p><span class="h4">Universal pension (Renta Dignidad):</span> 2,400&nbsp;bolivianos a year is paid for life. The benefit is reduced by 25% if the person receives another pension.</p>
<p>The benefit is paid monthly, <span class="nobr">bi-monthly,</span> quarterly, or annually.</p>
<p>Benefit adjustment: The benefit is adjusted every 3&nbsp;years by the Executive Branch based on an assessment of the source of funds.</p>
<h3>Permanent Disability Benefits</h3>
<p><span class="h4">Disability pension:</span> The monthly pension is 70% of the insured's average earnings in the last 5&nbsp;years or in the last 18&nbsp;months if the insured has less than 60&nbsp;months of contributions. (The pension is financed by disability insurance until retirement or death.)</p>
<p>The insurance company also pays a monthly contribution of 10% of the insured's last monthly earnings before the disability began to the insured person's individual account until retirement or death.</p>
<p>The minimum earnings for pension calculation purposes are equal to the legal monthly minimum wage.</p>
<p>The maximum earnings for pension calculation purposes are 60&nbsp;times the legal monthly minimum wage.</p>
<p>The legal monthly minimum wage is 647&nbsp;bolivianos. (The legal monthly minimum wage is adjusted according to changes in the cost of living, depending on the financial resources of the state budget. The last adjustment was made in January&nbsp;2009.)</p>
<p>The benefit is paid 13&nbsp;times a year.</p>
<p>The disability pension ceases at age&nbsp;65 and is replaced by the <span class="nobr">old-age</span> pension.</p>
<p>If an insured person with a disability is not eligible for a pension, the insured may use the accumulated capital plus accrued rights under the social insurance system (if applicable) in his or her individual account to purchase a temporary annuity. The monthly amount of the annuity must not be less than 70% of the legal monthly minimum wage.</p>
<p>Benefit adjustment: Pensions are adjusted annually according to the <abbr class="spell">UFV</abbr> (Unidad de Fomento de Vivienda), calculated by the Central Bank according to changes in the cost of living.</p>
<h3>Survivor Benefits</h3>
<p><span class="h4">Survivor pension:</span> The monthly pension paid to a <span class="nobr">widow(er)</span> or cohabiting partner with no eligible children is 80% of the monthly base survivor pension; 60% if there is one eligible child; and 50% if there are two or more eligible children. (Life insurance tops up the accumulated capital in the deceased's individual account if the balance plus accrued rights under the social insurance system (if applicable) is less than the required minimum to finance the survivor pension.)</p>
<p>The monthly base survivor pension is 70% of the deceased's average monthly earnings in the last 5&nbsp;years (in the last 18&nbsp;months if the deceased had less than 60&nbsp;months of contributions) or 70% of the deceased's <span class="nobr">old-age</span> or disability monthly pension.</p>
<p>The minimum earnings for pension calculation purposes are equal to the legal monthly minimum wage.</p>
<p>The maximum earnings for pension calculation purposes are 60&nbsp;times the legal monthly minimum wage.</p>
<p>The legal monthly minimum wage is 647&nbsp;bolivianos. (The legal monthly minimum wage is adjusted according to changes in the cost of living, depending on the financial resources of the state budget. The last adjustment was made in January&nbsp;2009.)</p>
<p>The benefit is paid 13&nbsp;times a year.</p>
<p>The <span class="nobr">widow(er)'s</span> or partner's pension ceases on remarriage or cohabitation.</p>
<p><span class="h4">Orphan's pension:</span> The monthly pension is 20% of the monthly base survivor pension for one orphan; 50% is split equally if there are two or more orphans; and 100% is split equally between full orphans. (Life insurance tops up the accumulated capital in the deceased's individual account if the balance plus accrued rights under the social insurance system (if applicable) is less than the required minimum to finance the survivor pension.)</p>
<p>The monthly base survivor pension is 70% of the deceased's average monthly earnings in the last 5&nbsp;years (in the last 18&nbsp;months if the deceased had less than 60&nbsp;months of contributions) or 70% of the deceased's <span class="nobr">old-age</span> or disability monthly pension.</p>
<p>The benefit is paid 13&nbsp;times a year.</p>
<p>When an orphan ceases to be eligible, the <span class="nobr">widow(er)'s</span> or partner's pension is recalculated.</p>
<p>All survivor benefits combined must not exceed 100% of the base survivor pension.</p>
<p><span class="h4">Other eligible survivors (in the absence of the above):</span> The monthly pension is 20% of the monthly base survivor pension for each parent and 10% for each brother or sister younger than age&nbsp;18. Other persons named by the insured may also be eligible.</p>
<p>The monthly base survivor pension is 70% of the deceased's average monthly earnings in the last 5&nbsp;years (in the last 18&nbsp;months if the deceased had less than 60&nbsp;months of contributions) or 70% of the deceased's <span class="nobr">old-age</span> or disability monthly pension.</p>
<p>The benefit is paid 13&nbsp;times a year.</p>
<p>All benefits combined for other eligible survivors must not exceed 60% of the base survivor pension.</p>
<p>If the deceased was not entitled to receive a pension, the accumulated capital plus accrued rights under the social insurance system (if applicable) in the deceased's individual account may be used to finance temporary payments to the eligible survivors according to pension allocation rules. The monthly payments are based on a hypothetical base survivor pension of at least 70% of the legal monthly minimum wage.</p>
<p>The legal monthly minimum wage is 647&nbsp;bolivianos. (The legal monthly minimum wage is adjusted according to changes in the cost of living, depending on the financial resources of the state budget. The last adjustment was made in January&nbsp;2009.)</p>
<p>Benefit adjustment: Pensions are adjusted annually according to the <abbr class="spell">UFV</abbr> (Unidad de Fomento de Vivienda), calculated by the Central Bank according to changes in the cost of living.</p>
<p><span class="h4">Funeral grant:</span> A lump sum of 1,100&nbsp;bolivianos is paid.</p>
<h3>Administrative Organization</h3>
<p>The Pension Inspection and Social Monitoring Authority (http://www.ap.gob.bo) supervises the Pension Fund Administrators (<abbr class="spell">AFP</abbr>s).</p>
<p>Pension Fund Administrators (<abbr class="spell">AFP</abbr>s) administer the <span class="nobr">old-age</span> benefits and contract with insurance companies for disability and survivor insurance.</p>
<p>Insurance companies administer the disability pension and survivor pension program.</p>
<p>Assessment Body (<abbr class="spell">EEC</abbr>), established by the <abbr class="spell">AFP</abbr>s and the insurance companies, carries out assessments for the calculation of disability and survivor benefits.</p>
<h2>Sickness and Maternity</h2>
<h3>Regulatory Framework</h3>
<p><span class="h4">First law:</span> 1949.</p>
<p><span class="h4">Current laws:</span> 1987 (social security), 1988, 1998 (health), and 2002 (maternity).</p>
<p><span class="h4">Type of program:</span> Social insurance system.</p>
<h3>Coverage</h3>
<p><span class="h4">Cash and medical benefits:</span> All workers.</p>
<p>Voluntary coverage for self-employed persons.</p>
<p><span class="h4">Medical benefits only:</span> Persons older than age&nbsp;60.</p>
<h3>Source of Funds</h3>
<p><span class="h4">Insured person:</span> None; pensioners contribute 5% of the pension.</p>
<p><span class="h4">Self-employed person:</span> Voluntarily insured persons make contributions. (Self-employed miners contribute 10% of 1.3&nbsp;times the legal monthly minimum wage.)</p>
<p>The legal monthly minimum wage is 647&nbsp;bolivianos. (The legal monthly minimum wage is adjusted according to changes in the cost of living, depending on the financial resources of the state budget. The last adjustment was made in January&nbsp;2009.)</p>
<p>The self-employed person's contributions also finance temporary disability benefits and medical benefits under Work Injury.</p>
<p><span class="h4">Employer:</span> 10% of payroll.</p>
<p>The employer's contributions also finance temporary disability benefits and medical benefits under Work Injury.</p>
<p><span class="h4">Government:</span> None.</p>
<h3>Qualifying Conditions</h3>
<p><span class="h4">Cash sickness benefits:</span> The insured must have made at least two contributions before the incapacity began.</p>
<p><span class="h4">Cash maternity and medical benefits:</span> The insured must have at least 4&nbsp;months of contributions before the start of the pregnancy. The benefit is paid to an insured woman or to the wife of an insured man.</p>
<p><span class="h4">Medical benefits:</span> The insured must have made at least 1&nbsp;month of contributions in the previous 2&nbsp;months.</p>
<h3>Sickness and Maternity Benefits</h3>
<p><span class="h4">Sickness benefit:</span> The benefit is 75% of the insured's last earnings and is paid after a <span class="nobr">3-day</span> waiting period for up to 26&nbsp;weeks; may be extended to 52&nbsp;weeks if continuing medical care will prevent permanent disability.</p>
<p><span class="h4">Maternity benefit:</span> The benefit is 95% of the insured's earnings and is paid for up to 45&nbsp;days before and 45&nbsp;days after the expected date of childbirth.</p>
<p><span class="h4">Nursing and prenatal allowances:</span> See Family Allowances, below.</p>
<h3>Workers' Medical Benefits</h3>
<p>Medical benefits include general, specialist, and preventive care; diagnostic services; surgery; hospitalization; and medicine.</p>
<h3>Dependents' Medical Benefits</h3>
<p>Medical benefits include general, specialist, and preventive care; diagnostic services; surgery; hospitalization; and medicine.</p>
<h3>Administrative Organization</h3>
<p>Ministry of Health and Sports (http://www.sns.gov.bo) provides supervision.</p>
<p>National Health Fund (http://www.cns.gov.bo) administers the program.</p>
<h2>Work Injury</h2>
<h3>Regulatory Framework</h3>
<p><span class="h4">First law:</span> 1924.</p>
<p><span class="h4">Current laws:</span> 1987 (social security); and 1996 (mandatory individual account), implemented in 1997.</p>
<p><span class="h4">Type of program:</span> Social insurance and mandatory individual account system.</p>
<h3>Coverage</h3>
<p>Salaried workers and apprentices.</p>
<p>Voluntary coverage for self-employed persons.</p>
<h3>Source of Funds</h3>
<p><span class="h4">Insured person:</span> None for temporary disability benefits and medical benefits. For permanent disability and survivor benefits, see source of funds under Old Age, Disability, and Survivors.</p>
<p><span class="h4">Self-employed person:</span> For temporary disability benefits and medical benefits, see source of funds under Sickness and Maternity. For permanent disability and survivor benefits, see source of funds under Old Age, Disability, and Survivors.</p>
<p><span class="h4">Employer:</span> For temporary disability benefits and medical benefits, see source of funds under Sickness and Maternity. None for permanent disability and survivor benefits.</p>
<p><span class="h4">Government:</span> Contributes as an employer.</p>
<h3>Qualifying Conditions</h3>
<p><span class="h4">Work injury benefits:</span> There is no minimum qualifying period. Accidents that occur while commuting to and from work are covered if the employer provides the transportation.</p>
<p>Voluntarily insured self-employed workers must have at least 6&nbsp;months of contributions in the 12&nbsp;months before the disability began or death. Coverage is extended for up to 6&nbsp;months after the last contribution.</p>
<h3>Temporary Disability Benefits</h3>
<p>The benefit is 75% of the insured's last earnings and is paid after a <span class="nobr">3-day</span> waiting period for up to 26&nbsp;weeks; may be extended for an additional 26&nbsp;weeks if continuing medical care will prevent permanent disability.</p>
<h3>Permanent Disability Benefits</h3>
<p><span class="h4">Permanent disability pension:</span> If the assessed degree of disability is at least 60%, the monthly pension is 100% of the insured's average earnings in the last 5&nbsp;years. (The pension is financed by disability insurance until retirement or death.)</p>
<p>The insurance company also pays a monthly contribution of 10% of the insured's last monthly earnings before the disability began to the insured person's individual account until retirement or death.</p>
<p>The minimum earnings for pension calculation purposes are equal to the legal monthly minimum wage.</p>
<p>The maximum earnings for pension calculation purposes are 60&nbsp;times the legal monthly minimum wage.</p>
<p>The legal monthly minimum wage is 647&nbsp;bolivianos. (The legal monthly minimum wage is adjusted according to changes in the cost of living, depending on the financial resources of the state budget. The last adjustment was made in January&nbsp;2009.)</p>
<p>Partial disability: If the assessed degree of disability is between 25% and 60%, the pension is a percentage of the total disability pension according to the assessed degree of disability.</p>
<p>The disability pension ceases at age&nbsp;65 and is replaced by the <span class="nobr">old-age</span> pension.</p>
<p>Disability grant: If the assessed degree of disability is between 10% and 25%, a lump sum of 4&nbsp;years of the partial disability pension is paid according to the assessed degree of disability.</p>
<p>The Assessment Body (<abbr class="spell">EEC</abbr>) assesses the degree of disability through a Medical Assessment Panel consisting of three medical professionals.</p>
<p>Benefit adjustment: Pensions are adjusted annually according to the <abbr class="spell">UFV</abbr> (Unidad de Fomento de Vivienda), calculated by the Central Bank according to changes in the cost of living.</p>
<h3>Workers' Medical Benefits</h3>
<p>Benefits include necessary medical and surgical care, hospitalization, and medicine.</p>
<h3>Survivor Benefits</h3>
<p><span class="h4">Survivor pension:</span> The monthly pension paid to a <span class="nobr">widow(er)</span> or cohabiting partner with no eligible children is 80% of the monthly base survivor pension; 60% if there is one eligible child; and 50% if there are two or more eligible children.</p>
<p>The monthly base survivor pension is 100% of the deceased's average monthly earnings in the last 5&nbsp;years (in the last 18&nbsp;months if the deceased had less than 60&nbsp;months of contributions) or 100% of the deceased's <span class="nobr">old-age</span> pension or disability pension.</p>
<p>The minimum earnings for pension calculation purposes are equal to the legal monthly minimum wage.</p>
<p>The maximum earnings for pension calculation purposes are 60&nbsp;times the legal monthly minimum wage.</p>
<p>The legal monthly minimum wage is 647&nbsp;bolivianos. (The legal monthly minimum wage is adjusted according to changes in the cost of living, depending on the financial resources of the state budget. The last adjustment was made in January&nbsp;2009.)</p>
<p>The benefit is paid 13&nbsp;times a year.</p>
<p>The <span class="nobr">widow(er)'s</span> or partner's pension ceases on remarriage or cohabitation.</p>
<p><span class="h4">Orphan's pension:</span> The monthly pension is 20% of the monthly base survivor pension for one orphan; 50% is split equally if there are two or more orphans; 100% is split equally between full orphans.</p>
<p>The monthly base survivor pension is 100% of the deceased's average monthly earnings in the last 5&nbsp;years (in the last 18&nbsp;months if the deceased had less than 60&nbsp;months of contributions) or 100% of the deceased's <span class="nobr">old-age</span> or disability monthly pension.</p>
<p>The benefit is paid 13&nbsp;times a year.</p>
<p>When an orphan ceases to be eligible, the <span class="nobr">widow(er)'s</span> or partner's pension is recalculated.</p>
<p>All survivor benefits combined must not exceed 100% of the base survivor pension.</p>
<p><span class="h4">Other eligible survivors (in the absence of the above):</span> The monthly pension is 20% of the monthly base survivor pension for each parent and 10% for each brother or sister younger than age&nbsp;18. Other persons named by the insured may also be eligible.</p>
<p>The monthly base survivor pension is 100% of the deceased's average monthly earnings in the last 5&nbsp;years (in the last 18&nbsp;months if the deceased had less than 60&nbsp;months of contributions) or 100% of the deceased's <span class="nobr">old-age</span> or disability monthly pension.</p>
<p>The benefit is paid 13&nbsp;times a year.</p>
<p>All benefits combined for other eligible survivors must not exceed 60% of the base survivor pension.</p>
<p>If the deceased was not eligible for a pension, the accumulated capital plus interest of the deceased's mandatory individual account may be used to finance temporary payments to the eligible survivors according to pension allocation rules. The monthly payments must be based on a hypothetical base survivor pension of at least 70% of the legal monthly minimum wage.</p>
<p>Benefit adjustment: Pensions are adjusted annually according to the <abbr class="spell">UFV</abbr> (Unidad de Fomento de Vivienda), calculated by the Central Bank according to changes in the cost of living.</p>
<p><span class="h4">Funeral grant:</span> A lump sum of 1,100&nbsp;bolivianos is paid.</p>
<h3>Administrative Organization</h3>
<p>Pension Inspection and Social Monitoring Authority (http://www.ap.gob.bo) supervises the Pension Fund Administrators (<abbr class="spell">AFP</abbr>s).</p>
<p>The authorized Pension Fund Administrators (<abbr class="spell">AFP</abbr>s) collect contributions and contract insurance companies for work injury disability and survivor insurance.</p>
<p>Insurance companies administer work injury disability and survivor programs.</p>
<p>Assessment Body (<abbr class="spell">EEC</abbr>), established by the <abbr class="spell">AFP</abbr>s and the insurance companies, carries out assessments for the calculation of disability and survivor benefits.</p>
<p>National Health Fund (http://www.cns.gov.bo) administers temporary disability benefits and medical benefits.</p>
<h2>Unemployment</h2>
<h3>Regulatory Framework</h3>
<p>No statutory unemployment benefits are provided.</p>
<p>Labor law requires employers to grant severance pay to dismissed employees. Dismissed workers are covered for medical and maternity benefits for up to 2&nbsp;months after employment ceases.</p>
<h2>Family Allowances</h2>
<h3>Regulatory Framework</h3>
<p><span class="h4">First law:</span> 1953.</p>
<p><span class="h4">Current laws:</span> 1956 (social security), implemented in 1959; 1987 (social security); and 2009 (conditional cash transfers).</p>
<p><span class="h4">Type of program:</span> Employment-related system and social assistance.</p>
<h3>Coverage</h3>
<p>All workers and unemployed pregnant women.</p>
<p>Exclusions: Self-employed persons.</p>
<p>Special systems for bank employees, military personnel, and other groups of workers.</p>
<h3>Source of Funds</h3>
<p><span class="h4">Insured person:</span> None.</p>
<p><span class="h4">Self-employed person:</span> Not applicable.</p>
<p><span class="h4">Employer:</span> The total cost.</p>
<p><span class="h4">Government:</span> The total cost of the conditional cash transfers.</p>
<h3>Qualifying Conditions</h3>
<p><span class="h4">Family allowances:</span> The child must be between age&nbsp;1 (when the nursing allowance ceases) and age&nbsp;19; no limit if disabled. The family head must be currently working more than 15&nbsp;days a month.</p>
<p><span class="h4">Mother and baby bonus:</span> Paid to unemployed women during pregnancy and up until her child is aged two. The payment is conditional on regular attendance at medical appointments during pregnancy and during the child's first two years. Beneficiaries may not receive any other family allowances.</p>
<p><span class="h4">Housing allowance:</span> Paid to single and married workers.</p>
<p><span class="h4">Prenatal grant:</span> Paid from the 5th month of pregnancy.</p>
<p><span class="h4">Birth grant:</span> Paid for the birth of a child.</p>
<p><span class="h4">Nursing allowance:</span> Paid (in kind) for each child for the <span class="nobr">12-month</span> period following birth.</p>
<p><span class="h4">Burial allowance:</span> Paid for the funeral of a child younger than age&nbsp;19.</p>
<h3>Family Allowance Benefits</h3>
<p><span class="h4">Family allowances:</span> A monthly allowance is paid for each child.</p>
<p><span class="h4">Mother and baby bonus:</span> The mother receives 50&nbsp;bolivianos for each medical appointment attended during pregnancy, up to four; 120&nbsp;bolivianos at child birth, provided she uses public health services; and 125&nbsp;bolivianos for each bimonthly medical appointment attended by the child until age two.</p>
<p><span class="h4">Housing allowance:</span> An allowance is paid to single and married workers.</p>
<p><span class="h4">Prenatal grant:</span> <span class="nobr">In-kind</span> benefit, including milk, is provided from the fifth month of pregnancy. The benefit is equivalent to the legal monthly minimum wage.</p>
<p>The legal monthly minimum wage is 647&nbsp;bolivianos. (The legal monthly minimum wage is adjusted according to changes in the cost of living, depending on the financial resources of the state budget. The last adjustment was made in January&nbsp;2009.)</p>
<p><span class="h4">Birth grant:</span> A grant equal to the legal monthly minimum wage is paid for each birth.</p>
<p>The legal monthly minimum wage is 647&nbsp;bolivianos. (The legal monthly minimum wage is adjusted according to changes in the cost of living, depending on the financial resources of the state budget. The last adjustment was made in January&nbsp;2009.)</p>
<p><span class="h4">Nursing allowance:</span> A monthly milk allowance is provided for each child for the <span class="nobr">12-month</span> period following birth (paid in kind).</p>
<p><span class="h4">Burial allowance:</span> A lump sum is paid equal to the legal monthly minimum wage.</p>
<p>The legal monthly minimum wage is 647&nbsp;bolivianos. (The legal monthly minimum wage is adjusted according to changes in the cost of living, depending on the financial resources of the state budget. The last adjustment was made in January&nbsp;2009.)</p>
<h3>Administrative Organization</h3>
<p>Ministry of Housing and Economic Development provides general supervision.</p>
<p>National Secretariat of Pensions, through the National Institute of Pensions, administers the program.</p>
<p>Employers pay allowances for single and married adults to employees.</p>
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