ssa-gov/policy/docs/progdesc/ssptw/2006-2007/africa/kenya.html
2025-02-19 12:17:21 -08:00

164 lines
No EOL
18 KiB
HTML

<!doctype html>
<html lang="en" class="no-js">
<head>
<meta charset="UTF-8" />
<meta http-equiv="X-UA-Compatible" content="IE=edge,chrome=1" />
<meta name="viewport" content="width=device-width, initial-scale=1" />
<meta name="robots" content="noindex">
<title>Social Security Programs Throughout the World: Africa, 2007 - Kenya</title>
<meta name="DCTERMS:dateCreated" content="2007-09" />
<meta name="DCTERMS:contentOffice" content="ORDP:ORES" />
<meta name="DCTERMS:contentOwner" content="publications@ssa.gov" />
<meta name="DCTERMS:coderOffice" content="ORDP:ORES:OD" />
<meta name="DCTERMS:coder" content="op.webmaster@ssa.gov" />
<meta name="DCTERMS:dateCertified" content="2025-01-01" />
<meta name="description" content="Social Security Administration Research, Statistics, and Policy Analysis" />
<meta property="og:site_name" content="Social Security Administration Research, Statistics, and Policy Analysis"/>
<link rel="stylesheet" href="/policy/styles/doc.css" />
<link rel="stylesheet" href="/policy/styles/global.css" />
<!-- SSA INTERNET HEAD SCRIPTS -->
<script src="https://code.jquery.com/jquery-3.7.1.min.js" integrity="sha256-/JqT3SQfawRcv/BIHPThkBvs0OEvtFFmqPF/lYI/Cxo=" crossorigin="anonymous"></script>
<script src="/framework/js/ssa.internet.head.js"></script>
<script>(window.BOOMR_mq=window.BOOMR_mq||[]).push(["addVar",{"rua.upush":"false","rua.cpush":"false","rua.upre":"false","rua.cpre":"false","rua.uprl":"false","rua.cprl":"false","rua.cprf":"false","rua.trans":"SJ-3a3bb884-f513-47e3-a86c-84bab05e21dc","rua.cook":"true","rua.ims":"false","rua.ufprl":"false","rua.cfprl":"false","rua.isuxp":"false","rua.texp":"norulematch","rua.ceh":"false","rua.ueh":"false","rua.ieh.st":"0"}]);</script>
<script>!function(e){var n="https://s.go-mpulse.net/boomerang/";if("False"=="True")e.BOOMR_config=e.BOOMR_config||{},e.BOOMR_config.PageParams=e.BOOMR_config.PageParams||{},e.BOOMR_config.PageParams.pci=!0,n="https://s2.go-mpulse.net/boomerang/";if(window.BOOMR_API_key="LERZW-HECFS-R8H4E-23UQ7-ERMQB",function(){function e(){if(!o){var e=document.createElement("script");e.id="boomr-scr-as",e.src=window.BOOMR.url,e.async=!0,i.parentNode.appendChild(e),o=!0}}function t(e){o=!0;var n,t,a,r,d=document,O=window;if(window.BOOMR.snippetMethod=e?"if":"i",t=function(e,n){var t=d.createElement("script");t.id=n||"boomr-if-as",t.src=window.BOOMR.url,BOOMR_lstart=(new Date).getTime(),e=e||d.body,e.appendChild(t)},!window.addEventListener&&window.attachEvent&&navigator.userAgent.match(/MSIE [67]\./))return window.BOOMR.snippetMethod="s",void t(i.parentNode,"boomr-async");a=document.createElement("IFRAME"),a.src="about:blank",a.title="",a.role="presentation",a.loading="eager",r=(a.frameElement||a).style,r.width=0,r.height=0,r.border=0,r.display="none",i.parentNode.appendChild(a);try{O=a.contentWindow,d=O.document.open()}catch(_){n=document.domain,a.src="javascript:var d=document.open();d.domain='"+n+"';void(0);",O=a.contentWindow,d=O.document.open()}if(n)d._boomrl=function(){this.domain=n,t()},d.write("<bo"+"dy onload='document._boomrl();'>");else if(O._boomrl=function(){t()},O.addEventListener)O.addEventListener("load",O._boomrl,!1);else if(O.attachEvent)O.attachEvent("onload",O._boomrl);d.close()}function a(e){window.BOOMR_onload=e&&e.timeStamp||(new Date).getTime()}if(!window.BOOMR||!window.BOOMR.version&&!window.BOOMR.snippetExecuted){window.BOOMR=window.BOOMR||{},window.BOOMR.snippetStart=(new Date).getTime(),window.BOOMR.snippetExecuted=!0,window.BOOMR.snippetVersion=12,window.BOOMR.url=n+"LERZW-HECFS-R8H4E-23UQ7-ERMQB";var i=document.currentScript||document.getElementsByTagName("script")[0],o=!1,r=document.createElement("link");if(r.relList&&"function"==typeof r.relList.supports&&r.relList.supports("preload")&&"as"in r)window.BOOMR.snippetMethod="p",r.href=window.BOOMR.url,r.rel="preload",r.as="script",r.addEventListener("load",e),r.addEventListener("error",function(){t(!0)}),setTimeout(function(){if(!o)t(!0)},3e3),BOOMR_lstart=(new Date).getTime(),i.parentNode.appendChild(r);else t(!1);if(window.addEventListener)window.addEventListener("load",a,!1);else if(window.attachEvent)window.attachEvent("onload",a)}}(),"".length>0)if(e&&"performance"in e&&e.performance&&"function"==typeof e.performance.setResourceTimingBufferSize)e.performance.setResourceTimingBufferSize();!function(){if(BOOMR=e.BOOMR||{},BOOMR.plugins=BOOMR.plugins||{},!BOOMR.plugins.AK){var n="false"=="true"?1:0,t="cookiepresent",a="eyd7g6aaiaaamjqacqdfqaaaabt3motw-f-d28bc8821-clienttons-s.akamaihd.net",i="false"=="true"?2:1,o={"ak.v":"39","ak.cp":"1204614","ak.ai":parseInt("728289",10),"ak.ol":"0","ak.cr":3,"ak.ipv":6,"ak.proto":"h2","ak.rid":"c8a43b","ak.r":19138,"ak.a2":n,"ak.m":"dsca","ak.n":"essl","ak.bpcip":"2607:f378:40:6::","ak.cport":40588,"ak.gh":"184.50.26.202","ak.quicv":"","ak.tlsv":"tls1.3","ak.0rtt":"","ak.0rtt.ed":"","ak.csrc":"-","ak.acc":"","ak.t":"1739995766","ak.ak":"hOBiQwZUYzCg5VSAfCLimQ==vNCLsc9/xGTWshUGeDK5pWCXHTMayOtAiZinNNmp3HCfVDnFtSlAA0LVxDSHW89nnAoJw5Imt7C2kC6kACjIZRmsrudpmppgD7IAGTyaDND2wxIZYJYZL4eCtt8xETI6OLDNGXSw1qi/gv72/c73I6IbaJY7+op+A3jGZeVCeG0aoKX3vKjs4fXcvwkWyEhlvOvRG/1Y7hGYPl6H8uSKdeCX9ye+8xAdCYKDBNisyTM52TaDiAKP5IokkAtC404TiSbHbPnnIPmblSNHHJWJUfMr/et0bdYEubMVTfwr1hnTjgpD1DT2J94vGee/QkoqDkp7Pf/uMmtpiaYAS+KRoRENGguc5F5A08hNlHo64bGrc5BpFEfwnO5l0AH1xFHYSD3eIaqr/0+D7QpQ1K3j+VVtv7B0YaEQs+W/Vd2zCG0=","ak.pv":"98","ak.dpoabenc":"","ak.tf":i};if(""!==t)o["ak.ruds"]=t;var r={i:!1,av:function(n){var t="http.initiator";if(n&&(!n[t]||"spa_hard"===n[t]))o["ak.feo"]=void 0!==e.aFeoApplied?1:0,BOOMR.addVar(o)},rv:function(){var e=["ak.bpcip","ak.cport","ak.cr","ak.csrc","ak.gh","ak.ipv","ak.m","ak.n","ak.ol","ak.proto","ak.quicv","ak.tlsv","ak.0rtt","ak.0rtt.ed","ak.r","ak.acc","ak.t","ak.tf"];BOOMR.removeVar(e)}};BOOMR.plugins.AK={akVars:o,akDNSPreFetchDomain:a,init:function(){if(!r.i){var e=BOOMR.subscribe;e("before_beacon",r.av,null,null),e("onbeacon",r.rv,null,null),r.i=!0}return this},is_complete:function(){return!0}}}}()}(window);</script></head>
<body class="op ssptw">
<article>
<header>
<div id="hLogo"><a class="navLogo" href="/policy/index.html">Social Security</a><a class="navSearch" href="https://search.ssa.gov/search?affiliate=ssa">SEARCH</a></div>
<div id="hRedBar">
<div id="hDocInfo">
<h1>Social Security Programs Throughout the World: Africa, 2007</h1>
</div>
</div>
</header>
<nav>
<div id="breadcrumbs" itemscope itemtype="http://schema.org/BreadcrumbList">You are here: <span itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a href="/" itemprop="item"><span itemprop="name">Social Security Administration</span></a><meta itemprop="position" content="1" /></span> &gt; <span itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a href="/policy/index.html" itemprop="item"><span itemprop="name">Research, Statistics &amp; Policy Analysis</span></a><meta itemprop="position" content="2" /></span> &gt; <span itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a href="index.html" itemprop="item"><span itemprop="name">Social Security Programs Throughout the World: Africa, 2007</span></a><meta itemprop="position" content="3" /></span></div>
<div id="rspaUtil"><ul><li id="mail"><a class="js-ga-event" href="#" rel="nofollow" data-event="outbound-link" data-event-action="click" data-event-label="email-this">Email</a></li><li id="print"><a href="#" rel="nofollow">Save/Print</a></li></ul></div>
</nav>
<div class="innards">
<h1>Kenya</h1>
<div class="exchangeRate">Exchange rate: US$1.00 equals 69.10&nbsp;shillings.</div>
<h2>Old Age, Disability, and Survivors</h2>
<h3>Regulatory Framework</h3>
<p><span class="h4">First and current law:</span> 1965 (social security fund), with 1966, 1971, 1975, 1978, 1987, and 1997 amendments.</p>
<p><span class="h4">Type of program:</span> Provident fund system.</p>
<h3>Coverage</h3>
<p>Employed persons, traders, self-employed persons, and some workers in the informal sector, including farmers.</p>
<p>Voluntary coverage is possible.</p>
<p>Exclusions: Some types of casual worker.</p>
<p>Special pension system for public-sector employees.</p>
<h3>Source of Funds</h3>
<p><span class="h4">Insured person:</span> 5% of monthly earnings; a maximum flat rate of 200&nbsp;shillings a month for insured persons with monthly earnings greater than 4,000&nbsp;shillings. Voluntary contributors pay between 100&nbsp;shillings and 1,000&nbsp;shillings.</p>
<p><span class="h4">Self-employed person:</span> 5% of monthly earnings.</p>
<p>There are no minimum monthly earnings for contribution purposes.</p>
<p>There are no maximum monthly earnings for contribution purposes.</p>
<p><span class="h4">Employer:</span> 5% of monthly payroll.</p>
<p>There are no minimum monthly earnings for contribution purposes.</p>
<p>There are no maximum monthly earnings for contribution purposes.</p>
<p><span class="h4">Government:</span> None.</p>
<h3>Qualifying Conditions</h3>
<p><span class="h4">Old-age benefit:</span> Age&nbsp;55 and retired from insured employment.</p>
<p>Drawdown payment: The benefit is payable at age&nbsp;50 if not in insured employment or at any age if emigrating permanently.</p>
<p><span class="h4">Disability benefit:</span> The fund member must be assessed as totally incapable of performing any work.</p>
<p>The disability is assessed by the fund member's doctor, a National Social Security Fund doctor, and the Director of Medical Services in the Ministry of Health.</p>
<p><span class="h4">Survivor benefit:</span> Paid for the death of the fund member before retirement.</p>
<p>Eligible survivors are the spouse and orphans or, if none, other dependent relatives.</p>
<p><span class="h4">Funeral grant:</span> The deceased fund member must have made at least 3&nbsp;months' contributions. The grant is paid to a dependent named by the deceased.</p>
<h3>Old-Age Benefits</h3>
<p>A lump sum is paid equal to total employee and employer contributions, plus interest.</p>
<p>Drawdown payment: The maximum lump sum is equal to total employee and employer contributions, plus interest.</p>
<h3>Permanent Disability Benefits</h3>
<p>A lump sum is paid equal to total employee and employer contributions, plus interest.</p>
<h3>Survivor Benefits</h3>
<p><span class="h4">Survivor benefit:</span> A lump sum is paid equal to total employee and employer contributions, plus interest.</p>
<p><span class="h4">Funeral grant:</span> 2,500&nbsp;shillings is paid.</p>
<h3>Administrative Organization</h3>
<p>Ministry of Labour and Human Resource Development (<a href="https://labour.go.ke/">http://www.labour.go.ke</a>) provides general supervision through a board of trustees.</p>
<p>National Social Security Fund (http://www.nssfkenya.com) administers the program.</p>
<h2>Sickness and Maternity</h2>
<h3>Regulatory Framework</h3>
<p><span class="h4">First and current law:</span> 1966 (hospital insurance), with amendments.</p>
<p><span class="h4">Type of program:</span> Social insurance system. Medical benefits only.</p>
<h3>Coverage</h3>
<p>Employed persons and their dependents, including public-sector employees and self-employed persons, earning at least 1,000&nbsp;shillings a month.</p>
<p>Voluntary coverage for persons earning less than 1,000&nbsp;shillings a month.</p>
<h3>Source of Funds</h3>
<p><span class="h4">Insured person:</span> A variable monthly contribution of 30 shillings up to a maximum of 320&nbsp;shillings; voluntary contributors pay a flat rate of 160&nbsp;shillings a month.</p>
<p><span class="h4">Self-employed person:</span> A variable monthly contribution of 30&nbsp;shillings up to a maximum of 320&nbsp;shillings; voluntary contributors pay a flat rate of 160&nbsp;shillings a month.</p>
<p><span class="h4">Employer:</span> None.</p>
<p><span class="h4">Government:</span> None.</p>
<h3>Qualifying Conditions</h3>
<p><span class="h4">Cash sickness and maternity benefits:</span> No statutory benefits are provided.</p>
<p><span class="h4">Medical benefits:</span> There is no qualifying period; voluntary contributors must have at least 60&nbsp;days of coverage for medical benefits or at least 6&nbsp;months of coverage for maternity medical care.</p>
<h3>Sickness and Maternity Benefits</h3>
<p>No statutory benefits are provided.</p>
<p>The 1976 Employment Act requires employers to pay 100% of earnings for up to 2&nbsp;months of sick leave; some employers negotiate with trade unions to pay 100% of earnings for 1, 3, or 6&nbsp;months, then 50% of earnings for a period of equal duration.</p>
<p>The 1976 Employment Act requires employers to pay 100% of earnings for up to 2&nbsp;months of maternity leave. Some maternity medical benefits are also provided by employers.</p>
<h3>Workers' Medical Benefits</h3>
<p>Free care is provided in government hospitals for certain illnesses, including tuberculosis, sexually transmitted diseases, and <abbr>AIDS</abbr>.</p>
<p>The maximum duration of benefits is 180&nbsp;days in 1&nbsp;year; may be extended in the case of exceptional hardship.</p>
<p>Free inpatient treatment in government hospitals is provided to employed persons who are not covered by health insurance but who contribute to the National Social Security Fund. There are 367 approved hospitals in Kenya.</p>
<p>Cost sharing: A refund of expenses for hospital and medical treatment for insured persons, according to the schedule in law. The maximum reimbursement ranges between 200&nbsp;shillings and 650&nbsp;shillings a day, depending on the medical facility attended.</p>
<p>Medical services provided outside the country are reimbursed at 750&nbsp;shillings a day.</p>
<p>Government employees receive subsidized care at government facilities.</p>
<h3>Dependents' Medical Benefits</h3>
<p>Dependent children are entitled to a maximum of 10&nbsp;days of benefits up to age&nbsp;18 (age&nbsp;22 if still dependent).</p>
<h3>Administrative Organization</h3>
<p>Ministry of Health (http://www.health.go.ke) provides general supervision through a board of directors.</p>
<p>National Hospital Insurance Fund administers the program.</p>
<h2>Work Injury</h2>
<h3>Regulatory Framework</h3>
<p><span class="h4">First law:</span> 1946.</p>
<p><span class="h4">Current laws:</span> 1974 (workmen's compensation), with 1976 and 1987 amendments; and 1976 (employment), with 1977 amendment.</p>
<p><span class="h4">Type of program:</span> Employer-liability system, normally involving insurance with a private carrier.</p>
<h3>Coverage</h3>
<p>Employed persons in the public and private sectors.</p>
<p>Exclusions: Nonmanual employees earning more than 4,000&nbsp;shillings a month, casual workers, and family labor.</p>
<h3>Source of Funds</h3>
<p><span class="h4">Insured person:</span> None.</p>
<p><span class="h4">Self-employed person:</span> Not applicable.</p>
<p><span class="h4">Employer:</span> The total cost is met through the direct provision of benefits or insurance premiums.</p>
<p><span class="h4">Government:</span> None; the cost of benefits for government employees.</p>
<h3>Qualifying Conditions</h3>
<p><span class="h4">Work injury benefits:</span> There is no minimum qualifying period.</p>
<h3>Temporary Disability Benefits</h3>
<p>The benefit is equal to 50% of the insured's earnings, up to a maximum of 540&nbsp;shillings. The benefit is paid after a <span class="nobr">3-day</span> waiting period; the benefit is paid retroactively if the incapacity lasts for more than 3&nbsp;days.</p>
<p>The maximum total benefit payable for a temporary disability is 240,000&nbsp;shillings.</p>
<p>The disability is assessed by the insured's doctor, a National Social Security Fund doctor, and the Director of Medical Services in the Ministry of Health.</p>
<h3>Permanent Disability Benefits</h3>
<p>A lump sum equal to 60&nbsp;months of the insured's earnings is paid for a permanent partial disability.</p>
<p>The maximum total benefit payable for a permanent partial disability is 240,000&nbsp;shillings.</p>
<p>The disability is assessed by the insured's doctor, a National Social Security Fund doctor, and the Director of Medical Services in the Ministry of Health.</p>
<h3>Survivor Benefits</h3>
<p><span class="h4">Survivor benefit:</span> A lump sum equal to 60&nbsp;months of the deceased's earnings is paid to survivors who were fully dependent on the deceased; in the absence of fully dependent survivors, a reduced benefit is paid to survivors who were only partially dependent.</p>
<p>The minimum benefit is 35,000&nbsp;shillings.</p>
<p>The maximum benefit is 240,000&nbsp;shillings.</p>
<p><span class="h4">Funeral grant:</span> A lump sum equal to the cost of the funeral is paid to dependents; the employer pays 2,000&nbsp;shillings if there are no dependents.</p>
<h3>Administrative Organization</h3>
<p>Ministry of Labour and Human Resource Development (<a href="https://labour.go.ke/">http://www.labour.go.ke</a>) enforces the law, approves settlements, and pays benefits from money deposited with it by employers.</p>
<p>Employers may insure against liability with private insurance companies.</p>
</div>
</article>
<nav>
<div class="docNav"><a class="previous" href="guinea.html">Previous: Guinea</a>&nbsp;<a class="toTop" href="#hLogo">Top of page</a>&nbsp;<a class="toTOC" href="index.html#fileList">Table of contents</a>&nbsp;<a class="next" href="liberia.html">Next: Liberia</a></div>
</nav>
<footer><div id="footer">
<div class="important-info"><h4>Important Information:</h4>
<ul><li><a href="/agency/">About Us</a></li>
<li><a href="/accessibility/">Accessibility</a></li>
<li><a href="/foia/">FOIA</a></li>
<li><a href="/open/">Open Government</a></li>
<li><a href="/agency/glossary/">Glossary</a></li>
<li><a href="/privacy/">Privacy</a></li>
<li><a href="https://oig.ssa.gov/report/">Report Fraud, Waste or Abuse</a></li>
<li><a href="/agency/websitepolicies.html">Website Policies</a></li></ul>
</div>
<p class="align-center margin-top">This website is produced and published at U.S. taxpayer expense.</p>
</div></footer>
<!-- SSA INTERNET BODY SCRIPTS -->
<script src="/policy/js/rspa.doc.js"></script>
<script src="/policy/js/rspa-shared.js"></script>
<script src="/framework/js/ssa.internet.body.js"></script>
</body></html>