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<h1>Social Security Programs Throughout the World: Africa, 2007</h1>
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<h1>Congo (Brazzaville)</h1>
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<div class="exchangeRate">Exchange rate: US$1.00 equals 498.16 CFA francs.</div>
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<h2>Old Age, Disability, and Survivors</h2>
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<h3>Regulatory Framework</h3>
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<p><span class="h4">First law:</span> 1962.</p>
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<p><span class="h4">Current law:</span> 1986 (social security).</p>
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<p><span class="h4">Type of program:</span> Social insurance system.</p>
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<h3>Coverage</h3>
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<p>Employed persons.</p>
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<p>Special system for civil servants.</p>
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<h3>Source of Funds</h3>
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<p><span class="h4">Insured person:</span> 4% of covered earnings.</p>
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<p>The minimum monthly earnings for contribution and benefit purposes are equal to the legal minimum wage. The legal monthly minimum wage is 43,000 CFA francs.</p>
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<p>The maximum monthly earnings for contribution and benefit purposes are 1,200,000 CFA francs.</p>
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<p><span class="h4">Self-employed person:</span> Not applicable.</p>
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<p><span class="h4">Employer:</span> 8% of covered payroll.</p>
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<p>The minimum monthly earnings for contribution purposes are equal to the legal minimum wage. The legal monthly minimum wage is 43,000 CFA francs.</p>
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<p>The maximum monthly earnings for contribution purposes are 1,200,000 CFA francs.</p>
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<p><span class="h4">Government:</span> None.</p>
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<h3>Qualifying Conditions</h3>
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<p><span class="h4">Old-age pension:</span> Age 55 (age 50 if prematurely aged), registered with the National Social Security Fund during the last 20 years, and has at least 240 months of coverage, including 60 months of contributions in the last 10 years. Retirement from paid employment is necessary.</p>
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<p>Partial pension: The insured is of pensionable age, retired from paid employment, and has at least 60 months of contributions but does not satisfy the other qualifying conditions for the old-age pension.</p>
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<p>The pension is payable abroad only if there is a reciprocal agreement.</p>
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<p><span class="h4">Old-age settlement:</span> Paid if the insured does not satisfy the qualifying conditions for a full or partial pension.</p>
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<p><span class="h4">Disability pension:</span> The insured must be assessed with a loss of at least 2/3 of capacity for any work, registered with the National Social Security Fund for at least 5 years, and have at least 6 months of contributions in the year before the disability began. There is no minimum qualifying period if the disability is the result of a nonoccupational accident.</p>
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<p><span class="h4">Survivor pension:</span> The deceased met the qualifying conditions for a pension or was a pensioner at the time of death.</p>
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<p><span class="h4">Survivor settlement:</span> Paid if the deceased was insured but did not satisfy the qualifying conditions for a pension.</p>
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<p>Eligible survivors are a <span class="nobr">widow(er)</span> who was married to the deceased for at least 1 year, children younger than age 16 (age 17 if an apprentice, age 20 if a student or disabled), and dependent parents.</p>
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<h3>Old-Age Benefits</h3>
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<p><span class="h4">Old-age pension:</span> The pension is equal to 40% of the insured's average monthly earnings in the best 3 or 5 years in the last 10 years, plus 2% of average monthly earnings for each <span class="nobr">12-month</span> period of coverage exceeding 240 months.</p>
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<p>The minimum pension is equal to 60% of the highest regional legal minimum wage.</p>
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<p>The maximum pension is equal to 80% of the insured's average monthly earnings.</p>
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<p>Partial pension: The pension is equal to 2% of the insured's average monthly earnings in the best 3 or 5 years in the last 10 years for each <span class="nobr">12-month</span> period of coverage.</p>
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<p>Benefits are paid quarterly.</p>
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<p>Benefit adjustment: Benefits are adjusted for changes in the cost of living.</p>
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<p><span class="h4">Old-age settlement:</span> A lump sum is paid equal to 1 month of the insured's average monthly earnings in the best 3 or 5 years in the last 10 years for each <span class="nobr">12-month</span> period of coverage.</p>
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<h3>Permanent Disability Benefits</h3>
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<p><span class="h4">Disability pension:</span> The pension is equal to 40% of the insured's average monthly earnings in the best 3 or 5 years in the last 10 years, plus 2% of average monthly earnings for each <span class="nobr">12-month</span> period of coverage exceeding 240 months. For each year that a claim is made before the insured reaches age 55, the insured is credited with a <span class="nobr">6-month</span> coverage period.</p>
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<p>When the insured reaches age 55, the disability pension ceases and is replaced by an old-age pension of the same amount.</p>
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<p>The minimum pension is equal to 60% of the highest regional legal minimum wage.</p>
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<p>The maximum pension is equal to 80% of the insured's average monthly earnings.</p>
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<p>Constant-attendance allowance: Equal to 50% of the pension.</p>
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<p>Child's supplement: 1,200 CFA francs a month is paid for each child.</p>
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<p>Benefits are paid quarterly.</p>
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<p>Benefit adjustment: Benefits are adjusted for changes in the cost of living.</p>
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<h3>Survivor Benefits</h3>
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<p><span class="h4">Survivor pension:</span> The <span class="nobr">widow(er)</span> receives 30% of the deceased's pension.</p>
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<p>The pension ceases on remarriage, and a lump sum is paid.</p>
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<p>Remarriage settlement: A lump sum is paid equal to 6 months' pension.</p>
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<p><span class="h4">Orphan's pension:</span> 50% of the deceased's pension is split equally among eligible orphans. The orphan's pension must be at least equal to family allowances.</p>
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<p><span class="h4">Other eligible survivors:</span> 20% of the deceased's pension is split equally among other eligible survivors.</p>
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<p>All survivor benefits combined must not exceed 80% of the deceased's pension.</p>
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<p>Benefits are paid quarterly.</p>
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<p>Benefit adjustment: Benefits are adjusted for changes in the cost of living.</p>
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<p><span class="h4">Survivor settlement:</span> A lump sum is paid equal to 1 month's old-age pension for each <span class="nobr">6-month</span> period of contributions.</p>
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<h3>Administrative Organization</h3>
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<p>Ministry of Labor, Employment, and Social Security provides supervision.</p>
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<p>National Social Security Fund administers the program.</p>
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<h2>Sickness and Maternity</h2>
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<h3>Regulatory Framework</h3>
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<p><span class="h4">First law:</span> 1952.</p>
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<p><span class="h4">Current law:</span> 1986 (social security).</p>
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<p><span class="h4">Type of program:</span> Social insurance system. Maternity benefits only.</p>
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<h3>Coverage</h3>
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<p>Employed women.</p>
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<p>Special system for civil servants.</p>
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<h3>Source of Funds</h3>
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<p><span class="h4">Insured person:</span> None.</p>
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<p><span class="h4">Self-employed person:</span> Not applicable.</p>
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<p><span class="h4">Employer:</span> 0.2% of covered payroll.</p>
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<p>The minimum monthly earnings for contribution purposes are equal to the legal minimum wage. The legal monthly minimum wage is 43,000 CFA francs.</p>
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<p>The maximum monthly earnings for contribution purposes are 600,000 CFA francs.</p>
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<p><span class="h4">Government:</span> None.</p>
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<h3>Qualifying Conditions</h3>
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<p><span class="h4">Cash sickness benefits:</span> No statutory benefits are provided.</p>
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<p><span class="h4">Cash maternity benefits:</span> The insured must have at least 6 consecutive months of employment and be currently working at least 20 days or 133 hours a month.</p>
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<h3>Sickness and Maternity Benefits</h3>
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<p><span class="h4">Sickness benefit:</span> No statutory benefits are provided. (The 1975 labor code requires employers to provide paid sick leave.)</p>
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<p><span class="h4">Maternity benefit:</span> The benefit is equal to 50% of daily covered earnings in the month before the maternity leave begins (the employer also pays 50% of earnings). The benefit is paid for 15 weeks, including at least 9 weeks after the expected date of childbirth; may be extended by 3 weeks in the event of complications arising from pregnancy or childbirth.</p>
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<h3>Workers' Medical Benefits</h3>
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<p>The insured is reimbursed for any medical expenses related to maternity care. (Some maternity and child health and welfare services are provided under Family Allowances, below.)</p>
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<h3>Dependents' Medical Benefits</h3>
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<p>No statutory benefits are provided. (Some maternity and child health and welfare services are provided under Family Allowances, below.)</p>
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<h3>Administrative Organization</h3>
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<p>Ministry of Labor, Employment, and Social Security provides supervision.</p>
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<p>National Social Security Fund administers the program.</p>
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<h2>Work Injury</h2>
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<h3>Regulatory Framework</h3>
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<p><span class="h4">First law:</span> 1935.</p>
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<p><span class="h4">Current law:</span> 1986 (social security).</p>
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<p><span class="h4">Type of program:</span> Social insurance system.</p>
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<h3>Coverage</h3>
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<p>Employed persons, members of workers' cooperatives, apprentices, and students of technical colleges.</p>
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<p>Special system for civil servants.</p>
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<h3>Source of Funds</h3>
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<p><span class="h4">Insured person:</span> None.</p>
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<p><span class="h4">Self-employed person:</span> Not applicable.</p>
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<p><span class="h4">Employer:</span> 2.25% of covered payroll.</p>
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<p>The minimum monthly earnings for contribution purposes are equal to the legal minimum wage. The legal monthly minimum wage is 43,000 CFA francs.</p>
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<p>The maximum monthly earnings for contribution purposes are 600,000 CFA francs.</p>
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<p><span class="h4">Government:</span> None.</p>
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<h3>Qualifying Conditions</h3>
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<p><span class="h4">Work injury benefits:</span> There is no minimum qualifying period.</p>
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<h3>Temporary Disability Benefits</h3>
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<p>100% of the insured's average daily earnings in the 30 days before the disability began is paid for up to 3 months; thereafter, 2/3 of average earnings. The benefit is paid from the day after the disability began until full recovery or certification of permanent disability.</p>
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<p>The maximum daily earnings for benefit calculation purposes are equal to 1% of the maximum monthly earnings for contribution purposes.</p>
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<p>The maximum monthly earnings for contribution purposes are 600,000 CFA francs.</p>
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<h3>Permanent Disability Benefits</h3>
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<p><span class="h4">Permanent disability pension:</span> If the insured is assessed as totally disabled, the pension is equal to 100% of the insured's average earnings.</p>
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<p>Partial disability: The pension is equal to the insured's average earnings multiplied by 0.5 times the assessed degree of disability for the portion of disability between 10% and 50%, and by 1.5 times the assessed degree of disability for the portion greater than 50%. For an assessed degree of disability less than 10%, a lump sum is paid.</p>
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<p>Constant-attendance allowance: Equal to 50% of the pension.</p>
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<p>Pensions are normally paid quarterly. If the insured is assessed as 100% disabled, the pension is paid monthly; if assessed as at least 75% disabled, the insured can request to be paid monthly; if assessed as less than 25% disabled, the insured is paid annually.</p>
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<h3>Workers' Medical Benefits</h3>
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<p>Benefits include medical and surgical care, hospitalization, medicines, appliances, and transportation.</p>
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<h3>Survivor Benefits</h3>
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<p><span class="h4">Survivor pension:</span> The <span class="nobr">widow(er)</span> receives 30% of the deceased's earnings.</p>
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<p>Eligible <span class="nobr">widow(er)s</span> must not have been separated or divorced from the deceased and must have been married to the deceased before the date of the accident that resulted in the insured's death.</p>
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<p>The pension ceases on remarriage, and a lump sum is paid.</p>
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<p>Remarriage settlement: A lump sum is paid up to a maximum equal to 3 years' pension.</p>
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<p>Foreign survivors who leave the country receive a lump sum equal to 3 years' pension.</p>
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<p><span class="h4">Orphan's pension:</span> 50% of the deceased's earnings is split equally among orphans younger than age 16 (age 17 if an apprentice, age 20 if a student or disabled).</p>
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<p><span class="h4">Dependent parent's pension:</span> 20% of the deceased's earnings is split equally among eligible parents.</p>
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<p>All survivor benefits combined must not exceed 85% of the deceased's earnings.</p>
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<p>Pensions are paid quarterly.</p>
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<p><span class="h4">Funeral grant:</span> The cost of the funeral is paid, up to a maximum.</p>
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<h3>Administrative Organization</h3>
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<p>Ministry of Labor, Employment, and Social Security provides supervision.</p>
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<p>National Social Security Fund administers the program.</p>
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<h2>Family Allowances</h2>
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<h3>Regulatory Framework</h3>
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<p><span class="h4">First law:</span> 1949.</p>
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<p><span class="h4">Current law:</span> 1986 (social security).</p>
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<p><span class="h4">Type of program:</span> Employment-related system.</p>
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<h3>Coverage</h3>
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<p>Employed persons.</p>
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<p>Special system for civil servants.</p>
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<h3>Source of Funds</h3>
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<p><span class="h4">Insured person:</span> None.</p>
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<p><span class="h4">Self-employed person:</span> Not applicable.</p>
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<p><span class="h4">Employer:</span> 10.03% of covered payroll.</p>
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<p>The minimum monthly earnings for contribution purposes are equal to the legal monthly minimum wage. The legal monthly minimum wage is 43,000 CFA francs.</p>
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<p>The maximum monthly earnings for contribution purposes are 600,000 CFA francs.</p>
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<p><span class="h4">Government:</span> None.</p>
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<h3>Qualifying Conditions</h3>
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<p><span class="h4">Family allowances:</span> The child must be younger than age 16 (age 17 if an apprentice, age 20 if a student or disabled). The parent must have at least 6 consecutive months of employment and be currently working at least 20 days or 133 hours a month; the widow of an insured person.</p>
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<p><span class="h4">Prenatal allowance:</span> The mother must undergo regular prescribed medical examinations.</p>
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<p><span class="h4">Birth grant:</span> Paid for the first three births of the first marriage.</p>
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<h3>Family Allowance Benefits</h3>
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<p><span class="h4">Family allowances:</span> 1,200 CFA francs a month is paid for each child.</p>
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<p><span class="h4">Prenatal allowance:</span> 1,200 CFA francs a month is paid for each month of pregnancy. The allowance is paid in two installments.</p>
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<p><span class="h4">Birth grant:</span> A lump sum of 1,100 CFA francs is paid for each of the first three births.</p>
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<p>Some health and welfare services are also provided to mothers and children.</p>
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<h3>Administrative Organization</h3>
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<p>Ministry of Labor, Employment, and Social Security provides supervision.</p>
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<p>National Social Security Fund administers the program.</p>
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