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<h1>Social Security Programs Throughout the World: Asia and the Pacific, 2004</h1>
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<div id="breadcrumbs" itemscope itemtype="http://schema.org/BreadcrumbList">You are here: <span itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a href="/" itemprop="item"><span itemprop="name">Social Security Administration</span></a><meta itemprop="position" content="1" /></span> > <span itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a href="/policy/index.html" itemprop="item"><span itemprop="name">Research, Statistics & Policy Analysis</span></a><meta itemprop="position" content="2" /></span> > <span itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a href="index.html" itemprop="item"><span itemprop="name">Social Security Programs Throughout the World: Asia and the Pacific, 2004</span></a><meta itemprop="position" content="3" /></span></div>
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<h1>Bangladesh</h1>
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<div class="exchangeRate">Exchange rate: US$1.00 equals 60 takas.</div>
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<h2>Old Age, Disability, and Survivors</h2>
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<h3>Regulatory Framework</h3>
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<p><span class="h4">First and current law:</span> 1998.</p>
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<p><span class="h4">Type of program:</span> Social assistance system.</p>
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<h3>Coverage</h3>
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<p>Low-income citizens aged 57 or older.</p>
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<p>Special system for public-sector employees.</p>
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<h3>Source of Funds</h3>
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<p><span class="h4">Insured person:</span> None.</p>
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<p><span class="h4">Self-employed person:</span> None.</p>
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<p><span class="h4">Employer:</span> None.</p>
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<p><span class="h4">Government:</span> Total cost.</p>
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<h3>Qualifying Conditions</h3>
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<p><span class="h4">Old-age pension:</span> Aged 57 or older, resident in Bangladesh, and selected for eligibility.</p>
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<p><span class="h4">Disability pension:</span> No benefits are provided.</p>
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<p><span class="h4">Survivor pension:</span> No benefits are provided.</p>
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<h3>Old-Age Benefits</h3>
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<p><span class="h4">Old-age pension:</span> A monthly pension of 120 takas (July 2002), equal to 10% of average income.</p>
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<h3>Permanent Disability Benefits</h3>
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<p><span class="h4">Disability pension:</span> No benefits are provided.</p>
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<h3>Survivor Benefits</h3>
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<p><span class="h4">Survivor pension:</span> No benefits are provided.</p>
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<h3>Administrative Organization</h3>
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<p>The government administers the program.</p>
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<h2>Sickness and Maternity</h2>
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<h3>Regulatory Framework</h3>
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<p><span class="h4">First law:</span> 1939.</p>
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<p><span class="h4">Current laws:</span> 1950 (maternity benefit) and 1965.</p>
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<p><span class="h4">Type of program:</span> Social insurance system.</p>
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<p>Note: This information is more than 10 years old.</p>
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<h3>Coverage</h3>
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<p><span class="h4">Cash sickness benefits:</span> Employees of factories in manufacturing industries employing 10 or more workers and employees of shops and establishments with 5 or more workers.</p>
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<p>Exclusions: Clerical staff and the self-employed.</p>
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<p><span class="h4">Cash maternity benefits:</span> Employed women.</p>
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<p><span class="h4">Medical benefits:</span> Medical facilities are provided by some employers in the public and private sectors through dispensaries in their establishments; workers can also use general hospital facilities run by the government.</p>
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<h3>Source of Funds</h3>
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<p><span class="h4">Insured person:</span> None.</p>
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<p><span class="h4">Self-employed person:</span> Not applicable.</p>
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<p><span class="h4">Employer:</span> Total cost.</p>
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<p><span class="h4">Government:</span> Provides hospital facilities.</p>
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<h3>Qualifying Conditions</h3>
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<p><span class="h4">Cash sickness benefits:</span> In insured employment.</p>
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<p><span class="h4">Cash maternity benefits:</span> At least 9 months' service with the same employer on the expected date of childbirth.</p>
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<h3>Sickness and Maternity Benefits</h3>
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<p><span class="h4">Sickness benefit:</span> 50% of wages for factory workers and 100% of wages for workers in shops, establishments, and large factories, for up to 14 days a year.</p>
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<p><span class="h4">Maternity benefit:</span> A cash payment, depending on the level of the insured's wages, for 6 weeks before and 6 weeks after childbirth.</p>
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<h3>Workers' Medical Benefits</h3>
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<p>A medical allowance of 100 takas a month is paid to workers whose employer does not provide medical facilities.</p>
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<h3>Administrative Organization</h3>
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<p>Ministry of Labor and Manpower administers the program.</p>
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<p>Public Health Service administers public health services.</p>
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<h2>Work Injury</h2>
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<h3>Regulatory Framework</h3>
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<p><span class="h4">First law:</span> 1923.</p>
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<p><span class="h4">Current laws:</span> 1980 (workmen's compensation) and 1982.</p>
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<p><span class="h4">Type of program:</span> Employer-liability system for accidental injuries and 34 listed occupational diseases.</p>
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<p>Note: This information is more than 10 years old.</p>
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<h3>Coverage</h3>
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<p>Employees of railways, factories with 10 or more workers, and estate and dock employees.</p>
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<p>Exclusions: Clerical staff, the self-employed, and workers earning 1,200 takas or more a month.</p>
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<h3>Source of Funds</h3>
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<p><span class="h4">Insured person:</span> None.</p>
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<p><span class="h4">Self-employed person:</span> Not applicable.</p>
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<p><span class="h4">Employer:</span> Total cost.</p>
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<p><span class="h4">Government:</span> None.</p>
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<h3>Qualifying Conditions</h3>
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<p><span class="h4">Work injury benefits:</span> There is a <span class="nobr">4-day</span> waiting period.</p>
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<h3>Temporary Disability Benefits</h3>
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<p>The insured's full wages for the first 2 months, 2/3 of wages for the next 2 months, and half of wages for subsequent months of disability or for a maximum of a year, whichever is shorter.</p>
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<h3>Permanent Disability Benefits</h3>
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<p>Between 10,000 takas and 30,000 takas a month, depending on the insured's monthly wage, payable for up to a year of disability.</p>
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<h3>Survivor Benefits</h3>
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<p>Between 8,000 takas and 21,000 takas, depending on the insured's monthly wage.</p>
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<h3>Administrative Organization</h3>
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<p>Ministry of Labor and Manpower administers the program.</p>
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<p>Commissioner of Workmen's Compensation provides supervision.</p>
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<h2>Unemployment</h2>
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<h3>Regulatory Framework</h3>
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<p>No statutory unemployment benefits are provided.</p>
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<p>The 1965 labor act requires employers to provide a termination benefit, a retrenchment and layoff benefit, and a benefit for discharge from service on the grounds of ill health to workers in shops and commercial and industrial establishments.</p>
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<p>Monthly rated permanent employees receive half of the average basic wage for 120 days (plus 1 month's salary for each year of service); casual workers, for 60 days (plus a lump-sum payment of 14 days' wages for each year of service); and temporary workers, for 30 days.</p>
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<p>Note: This information is more than 10 years old.</p>
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