186 lines
No EOL
21 KiB
HTML
186 lines
No EOL
21 KiB
HTML
<!doctype html>
|
|
<html lang="en" class="no-js">
|
|
<head>
|
|
<meta charset="UTF-8" />
|
|
<meta http-equiv="X-UA-Compatible" content="IE=edge,chrome=1" />
|
|
<meta name="viewport" content="width=device-width, initial-scale=1" />
|
|
<meta name="robots" content="noindex">
|
|
<title>Social Security Programs Throughout the World: The Americas, 2005 - Saint Lucia</title>
|
|
<meta name="DCTERMS:dateCreated" content="2006-03" />
|
|
<meta name="DCTERMS:contentOffice" content="ORDP:ORES" />
|
|
<meta name="DCTERMS:contentOwner" content="publications@ssa.gov" />
|
|
<meta name="DCTERMS:coderOffice" content="ORDP:ORES:OD" />
|
|
<meta name="DCTERMS:coder" content="op.webmaster@ssa.gov" />
|
|
<meta name="DCTERMS:dateCertified" content="2025-01-01" />
|
|
<meta name="description" content="Social Security Administration Research, Statistics, and Policy Analysis" />
|
|
<meta property="og:site_name" content="Social Security Administration Research, Statistics, and Policy Analysis"/>
|
|
<link rel="stylesheet" href="/policy/styles/doc.css" />
|
|
<link rel="stylesheet" href="/policy/styles/global.css" />
|
|
<!-- SSA INTERNET HEAD SCRIPTS -->
|
|
<script src="https://code.jquery.com/jquery-3.7.1.min.js" integrity="sha256-/JqT3SQfawRcv/BIHPThkBvs0OEvtFFmqPF/lYI/Cxo=" crossorigin="anonymous"></script>
|
|
<script src="/framework/js/ssa.internet.head.js"></script>
|
|
|
|
<script>(window.BOOMR_mq=window.BOOMR_mq||[]).push(["addVar",{"rua.upush":"false","rua.cpush":"false","rua.upre":"false","rua.cpre":"false","rua.uprl":"false","rua.cprl":"false","rua.cprf":"false","rua.trans":"SJ-3a3bb884-f513-47e3-a86c-84bab05e21dc","rua.cook":"true","rua.ims":"false","rua.ufprl":"false","rua.cfprl":"false","rua.isuxp":"false","rua.texp":"norulematch","rua.ceh":"false","rua.ueh":"false","rua.ieh.st":"0"}]);</script>
|
|
<script>!function(e){var n="https://s.go-mpulse.net/boomerang/";if("False"=="True")e.BOOMR_config=e.BOOMR_config||{},e.BOOMR_config.PageParams=e.BOOMR_config.PageParams||{},e.BOOMR_config.PageParams.pci=!0,n="https://s2.go-mpulse.net/boomerang/";if(window.BOOMR_API_key="LERZW-HECFS-R8H4E-23UQ7-ERMQB",function(){function e(){if(!o){var e=document.createElement("script");e.id="boomr-scr-as",e.src=window.BOOMR.url,e.async=!0,i.parentNode.appendChild(e),o=!0}}function t(e){o=!0;var n,t,a,r,d=document,O=window;if(window.BOOMR.snippetMethod=e?"if":"i",t=function(e,n){var t=d.createElement("script");t.id=n||"boomr-if-as",t.src=window.BOOMR.url,BOOMR_lstart=(new Date).getTime(),e=e||d.body,e.appendChild(t)},!window.addEventListener&&window.attachEvent&&navigator.userAgent.match(/MSIE [67]\./))return window.BOOMR.snippetMethod="s",void t(i.parentNode,"boomr-async");a=document.createElement("IFRAME"),a.src="about:blank",a.title="",a.role="presentation",a.loading="eager",r=(a.frameElement||a).style,r.width=0,r.height=0,r.border=0,r.display="none",i.parentNode.appendChild(a);try{O=a.contentWindow,d=O.document.open()}catch(_){n=document.domain,a.src="javascript:var d=document.open();d.domain='"+n+"';void(0);",O=a.contentWindow,d=O.document.open()}if(n)d._boomrl=function(){this.domain=n,t()},d.write("<bo"+"dy onload='document._boomrl();'>");else if(O._boomrl=function(){t()},O.addEventListener)O.addEventListener("load",O._boomrl,!1);else if(O.attachEvent)O.attachEvent("onload",O._boomrl);d.close()}function a(e){window.BOOMR_onload=e&&e.timeStamp||(new Date).getTime()}if(!window.BOOMR||!window.BOOMR.version&&!window.BOOMR.snippetExecuted){window.BOOMR=window.BOOMR||{},window.BOOMR.snippetStart=(new Date).getTime(),window.BOOMR.snippetExecuted=!0,window.BOOMR.snippetVersion=12,window.BOOMR.url=n+"LERZW-HECFS-R8H4E-23UQ7-ERMQB";var i=document.currentScript||document.getElementsByTagName("script")[0],o=!1,r=document.createElement("link");if(r.relList&&"function"==typeof r.relList.supports&&r.relList.supports("preload")&&"as"in r)window.BOOMR.snippetMethod="p",r.href=window.BOOMR.url,r.rel="preload",r.as="script",r.addEventListener("load",e),r.addEventListener("error",function(){t(!0)}),setTimeout(function(){if(!o)t(!0)},3e3),BOOMR_lstart=(new Date).getTime(),i.parentNode.appendChild(r);else t(!1);if(window.addEventListener)window.addEventListener("load",a,!1);else if(window.attachEvent)window.attachEvent("onload",a)}}(),"".length>0)if(e&&"performance"in e&&e.performance&&"function"==typeof e.performance.setResourceTimingBufferSize)e.performance.setResourceTimingBufferSize();!function(){if(BOOMR=e.BOOMR||{},BOOMR.plugins=BOOMR.plugins||{},!BOOMR.plugins.AK){var n="false"=="true"?1:0,t="cookiepresent",a="eyd7g6aaiaaamjqacqdfqaaaabt3moup-f-8f737310a-clienttons-s.akamaihd.net",i="false"=="true"?2:1,o={"ak.v":"39","ak.cp":"1204614","ak.ai":parseInt("728289",10),"ak.ol":"0","ak.cr":3,"ak.ipv":6,"ak.proto":"h2","ak.rid":"c8d904","ak.r":19138,"ak.a2":n,"ak.m":"dsca","ak.n":"essl","ak.bpcip":"2607:f378:40:6::","ak.cport":40614,"ak.gh":"184.50.26.202","ak.quicv":"","ak.tlsv":"tls1.3","ak.0rtt":"","ak.0rtt.ed":"","ak.csrc":"-","ak.acc":"","ak.t":"1739995791","ak.ak":"hOBiQwZUYzCg5VSAfCLimQ==2zIKEjo2FdJyvTdrvnBgrLINNC4aHUItke/CFQof/yAJVY1wWzQE19ehJdQYAg+VDrvrUsLLA9SNooo87yiYInELQ8psPRkrCWV6UwZgSs7B0hJbr52m7EcDZZitL64qASa1XcUOSk0uA1TADaRAZUXsjq5kCJtFcwJlZ0I0x1vlyGkQPmheueO/1pC5nq8XGTNm54u6XtmSyaB7tc80MQ1ZJIurO4oJuPH6wUxbCJlA05b3SONsytKsl//XaIRCvUJB52D1lLXEhCaf9nKO85ljWxcwKHE4AVi7NdcVDcUc/OORHYweaKEILKcOP+2I/YZqLgzsU84W0I1x236q0NymLujug6+pBZh3yHNGpPeNEGs2q/f9aldjhR4EfBc38bCwyDS1lCATTNBhivIgNQJWkmABWbSMhQtu2G52Bmc=","ak.pv":"98","ak.dpoabenc":"","ak.tf":i};if(""!==t)o["ak.ruds"]=t;var r={i:!1,av:function(n){var t="http.initiator";if(n&&(!n[t]||"spa_hard"===n[t]))o["ak.feo"]=void 0!==e.aFeoApplied?1:0,BOOMR.addVar(o)},rv:function(){var e=["ak.bpcip","ak.cport","ak.cr","ak.csrc","ak.gh","ak.ipv","ak.m","ak.n","ak.ol","ak.proto","ak.quicv","ak.tlsv","ak.0rtt","ak.0rtt.ed","ak.r","ak.acc","ak.t","ak.tf"];BOOMR.removeVar(e)}};BOOMR.plugins.AK={akVars:o,akDNSPreFetchDomain:a,init:function(){if(!r.i){var e=BOOMR.subscribe;e("before_beacon",r.av,null,null),e("onbeacon",r.rv,null,null),r.i=!0}return this},is_complete:function(){return!0}}}}()}(window);</script></head>
|
|
|
|
<body class="op ssptw">
|
|
<article>
|
|
<header>
|
|
<div id="hLogo"><a class="navLogo" href="/policy/index.html">Social Security</a><a class="navSearch" href="https://search.ssa.gov/search?affiliate=ssa">SEARCH</a></div>
|
|
<div id="hRedBar">
|
|
<div id="hDocInfo">
|
|
<h1>Social Security Programs Throughout the World: The Americas, 2005</h1>
|
|
</div>
|
|
</div>
|
|
</header>
|
|
<nav>
|
|
<div id="breadcrumbs" itemscope itemtype="http://schema.org/BreadcrumbList">You are here: <span itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a href="/" itemprop="item"><span itemprop="name">Social Security Administration</span></a><meta itemprop="position" content="1" /></span> > <span itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a href="/policy/index.html" itemprop="item"><span itemprop="name">Research, Statistics & Policy Analysis</span></a><meta itemprop="position" content="2" /></span> > <span itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a href="index.html" itemprop="item"><span itemprop="name">Social Security Programs Throughout the World: The Americas, 2005</span></a><meta itemprop="position" content="3" /></span></div>
|
|
<div id="rspaUtil"><ul><li id="mail"><a class="js-ga-event" href="#" rel="nofollow" data-event="outbound-link" data-event-action="click" data-event-label="email-this">Email</a></li><li id="print"><a href="#" rel="nofollow">Save/Print</a></li></ul></div>
|
|
</nav>
|
|
<div class="innards">
|
|
<h1>Saint Lucia</h1>
|
|
<div class="exchangeRate">Exchange rate: US$1.00 equals 2.70 East Caribbean dollars (EC$).</div>
|
|
<h2>Old Age, Disability, and Survivors</h2>
|
|
<h3>Regulatory Framework</h3>
|
|
<p><span class="h4">First law:</span> 1970 (provident fund).</p>
|
|
<p><span class="h4">Current laws:</span> 2000 (national insurance corporation), with 2002 amendment; and 2003 (national insurance).</p>
|
|
<p><span class="h4">Type of program:</span> Social insurance system.</p>
|
|
<p>Note: A government-financed social assistance program provides EC$80 a month to persons of pensionable age, subject to conditions.</p>
|
|
<h3>Coverage</h3>
|
|
<p>Employees, self-employed persons, and apprentices aged 16 to 65.</p>
|
|
<p>Exclusions: Civil servants were excluded until February 1, 2003.</p>
|
|
<p>Special system for civil servants not covered by the National Insurance Corporation.</p>
|
|
<h3>Source of Funds</h3>
|
|
<p><span class="h4">Insured person:</span> 5% of gross earnings.</p>
|
|
<p>There are no minimum earnings for contribution purposes.</p>
|
|
<p>The maximum annual earnings for contribution purposes are EC$60,000.</p>
|
|
<p>The insured's contributions also finance sickness and maternity benefits and work injury benefits.</p>
|
|
<p><span class="h4">Self-employed person:</span> 5% of declared average monthly earnings.</p>
|
|
<p>There are no minimum earnings for contribution purposes.</p>
|
|
<p>The maximum annual earnings for contribution purposes are EC$60,000.</p>
|
|
<p>The self-employed person's contributions also finance sickness and maternity benefits.</p>
|
|
<p><span class="h4">Employer:</span> 5% of payroll.</p>
|
|
<p>There are no minimum earnings for contribution purposes.</p>
|
|
<p>The maximum annual earnings for contribution purposes are EC$60,000.</p>
|
|
<p>The employer's contributions also finance sickness and maternity benefits and work injury benefits.</p>
|
|
<p><span class="h4">Government:</span> 5% of payroll for contributing civil servants.</p>
|
|
<h3>Qualifying Conditions</h3>
|
|
<p><span class="h4">Old-age pension:</span> Age 62 (January 2006) with at least 13 years of contributions. Retirement from gainful employment is necessary.</p>
|
|
<p>Early pension: Age 60 with at least 13 years of contributions. Retirement from gainful employment is necessary.</p>
|
|
<p>Deferred pension: The pension may be deferred until age 65.</p>
|
|
<p><span class="h4">Old-age grant:</span> Age 62 (January 2006) and does not meet the qualifying conditions for the old-age pension.</p>
|
|
<p>All old-age benefits are payable abroad, subject to authorization.</p>
|
|
<p><span class="h4">Disability pension:</span> Younger than age 62 (January 2006) with at least 5 years of contributions, including the 36 months before the onset of disability; a total of 13 years of contributions. The insured must have an assessed degree of disability of 30% or more. If the assessed degree of disability is less than 30%, a disability grant is paid.</p>
|
|
<p>The degree of disability is assessed by a medical doctor at least every 2 years.</p>
|
|
<p><span class="h4">Disability grant:</span> Must be assessed as disabled with less than 5 years of contributions.</p>
|
|
<p>All disability benefits are payable abroad, subject to authorization.</p>
|
|
<p><span class="h4">Survivor pension:</span> The insured met the qualifying conditions for a pension or was a pensioner at the time of death.</p>
|
|
<p>Eligible survivors are a <span class="nobr">widow(er)</span>, children, parents, grandparents, and orphans younger than age 16 (age 18 if a full-time student).</p>
|
|
<p><span class="h4">Survivor grant:</span> Paid to the <span class="nobr">widow(er)</span> of an insured person who did not meet the qualifying conditions for a pension.</p>
|
|
<p><span class="h4">Funeral grant:</span> Payable to an insured person for the death of a dependent child or spouse.</p>
|
|
<p>All survivor benefits are payable abroad, subject to authorization.</p>
|
|
<h3>Old-Age Benefits</h3>
|
|
<p><span class="h4">Old-age pension:</span> The pension is equal to 40% of the insured's average covered earnings, plus 0.1% of average covered earnings for each month of contributions exceeding 156 months.</p>
|
|
<p>Average covered earnings are based on the insured's earnings in the best 5 years.</p>
|
|
<p>Early pension: The pension is reduced by 0.5% for each month the pension is taken before age 62.</p>
|
|
<p>Deferred pension: The pension is calculated in the same way as the old-age pension.</p>
|
|
<p><span class="h4">Old-age grant:</span> A lump-sum refund of 50% of contributions, without interest, is paid. (For those covered previously by the provident fund, 100% of contributions, plus accrued interest.)</p>
|
|
<h3>Permanent Disability Benefits</h3>
|
|
<p><span class="h4">Disability pension:</span> The pension is paid in proportion to the assessed degree of disability.</p>
|
|
<p>The minimum pension for an assessed degree of disability of at least 30% is 65% of the insured's average insurable earnings in the month of the accident.</p>
|
|
<p>The maximum pension is equal to 100% of the insured's average insurable earnings in the month of the accident.</p>
|
|
<p><span class="h4">Disability grant:</span> A lump sum equal to the value of 60 months' benefit is paid.</p>
|
|
<h3>Survivor Benefits</h3>
|
|
<p><span class="h4">Survivor pension:</span> In the absence of any other survivors, 75% of the deceased's old-age pension or disability pension is payable to a <span class="nobr">widow(er)</span> aged 62 or older (January 2006). If there are other survivors or dependents, the rate of the survivor pension is reduced to 50%.</p>
|
|
<p>A limited pension is paid for a year to a <span class="nobr">widow(er)</span> younger than age 62 (January 2006) who has no dependent children.</p>
|
|
<p><span class="h4">Orphan's pension:</span> In the absence of any other survivors, 50% of the deceased's pension (50% of each insured parent's pension if a full orphan) is payable to a dependent child younger than age 16 (age 18 if a full-time student).</p>
|
|
<p>If there are other survivors or dependents, the maximum orphan's pension is split among all eligible children.</p>
|
|
<p>The maximum survivor pension is equal to 100% of the deceased's pension.</p>
|
|
<p><span class="h4">Survivor grant:</span> A lump sum at least equal to the value of the old-age grant or disability grant that would have been payable to the deceased is paid.</p>
|
|
<p><span class="h4">Funeral grant:</span> The cost of the funeral, up to a maximum of EC$1,750.</p>
|
|
<h3>Administrative Organization</h3>
|
|
<p>Minister of Finance (http://www.stlucia.gov.lc) provides general supervision.</p>
|
|
<p>National Insurance Corporation (<a href="https://www.stlucianic.org/">http://www.stlucianis.org</a>) administers the program.</p>
|
|
<h2>Sickness and Maternity</h2>
|
|
<h3>Regulatory Framework</h3>
|
|
<p><span class="h4">First law:</span> 1978 (national insurance).</p>
|
|
<p><span class="h4">Current laws:</span> 2000 (national insurance corporation) and 2003 (national insurance).</p>
|
|
<p><span class="h4">Type of program:</span> Social insurance system. Cash benefits only.</p>
|
|
<h3>Coverage</h3>
|
|
<p>Employees and apprentices aged 16 to 65.</p>
|
|
<p>Exclusions: Civil servants were excluded until February 1, 2003.</p>
|
|
<p>Special system for civil servants not covered by the National Insurance Corporation.</p>
|
|
<h3>Source of Funds</h3>
|
|
<p><span class="h4">Insured person:</span> See source of funds under Old Age, Disability, and Survivors, above.</p>
|
|
<p><span class="h4">Self-employed person:</span> See source of funds under Old Age, Disability, and Survivors, above.</p>
|
|
<p><span class="h4">Employer:</span> See source of funds under Old Age, Disability, and Survivors, above.</p>
|
|
<p><span class="h4">Government:</span> See source of funds under Old Age, Disability, and Survivors, above.</p>
|
|
<h3>Qualifying Conditions</h3>
|
|
<p><span class="h4">Cash sickness benefits:</span> Employed on the day before the onset of incapacity, with at least 6 months of contributions including 2 of the 4 months immediately before the onset of incapacity.</p>
|
|
<p><span class="h4">Cash maternity benefits:</span> Must have at least 7 months of contributions in the 10 months immediately before the date of the claim.</p>
|
|
<p><span class="h4">Maternity grant:</span> Payable to women receiving cash maternity benefits and to women whose husbands have at least 7 months of contributions.</p>
|
|
<h3>Sickness and Maternity Benefits</h3>
|
|
<p><span class="h4">Sickness benefit:</span> The benefit is equal to 65% of the insured's average salary in the last 4 months. The benefit is payable after a <span class="nobr">3-day</span> waiting period for up to 26 weeks.</p>
|
|
<p><span class="h4">Maternity benefit:</span> The benefit is equal to 65% of the insured's average salary in the last 10 months. The benefit is payable for 3 months, beginning 6 weeks before the expected month of childbirth.</p>
|
|
<p><span class="h4">Maternity grant:</span> EC$600.</p>
|
|
<h3>Workers' Medical Benefits</h3>
|
|
<p>No statutory benefits are provided.</p>
|
|
<h3>Dependents' Medical Benefits</h3>
|
|
<p>No statutory benefits are provided.</p>
|
|
<h3>Administrative Organization</h3>
|
|
<p>Minister of Finance (http://www.stlucia.gov.lc) provides general supervision.</p>
|
|
<p>National Insurance Corporation (<a href="https://www.stlucianic.org/">http://www.stlucianis.org</a>) administers the program.</p>
|
|
<h2>Work Injury</h2>
|
|
<h3>Regulatory Framework</h3>
|
|
<p><span class="h4">First law:</span> 1964 (employer liability).</p>
|
|
<p><span class="h4">Current law:</span> 2000 (national insurance corporation).</p>
|
|
<p><span class="h4">Type of program:</span> Social insurance system.</p>
|
|
<h3>Coverage</h3>
|
|
<p>Employees and apprentices aged 16 to 65.</p>
|
|
<p>Exclusions: The self-employed; civil servants were excluded until February 1, 2003.</p>
|
|
<p>Special system for civil servants not covered by the National Insurance Corporation.</p>
|
|
<h3>Source of Funds</h3>
|
|
<p><span class="h4">Insured person:</span> See source of funds under Old Age, Disability, and Survivors, above.</p>
|
|
<p><span class="h4">Self-employed person:</span> Not applicable.</p>
|
|
<p><span class="h4">Employer:</span> See source of funds under Old Age, Disability, and Survivors, above.</p>
|
|
<p><span class="h4">Government:</span> See source of funds under Old Age, Disability, and Survivors, above.</p>
|
|
<h3>Qualifying Conditions</h3>
|
|
<p><span class="h4">Work injury benefits:</span> There is no minimum qualifying period.</p>
|
|
<h3>Temporary Disability Benefits</h3>
|
|
<p>The benefit is equal to 65% of wages and is payable from the day of injury until full recovery for up to 52 weeks.</p>
|
|
<h3>Permanent Disability Benefits</h3>
|
|
<p><span class="h4">Permanent disability pension:</span> For a total disability (100%), the monthly pension is equal to 65% of covered earnings; for an assessed degree of disability of less than 100%, the pension is a percentage of the full pension according to the assessed degree of disability.</p>
|
|
<p>The disability is assessed every 6 months by an appointed medical board.</p>
|
|
<p>Disability pensions are payable abroad, subject to authorization.</p>
|
|
<h3>Workers' Medical Benefits</h3>
|
|
<p>All medical expenses, including specialist care abroad if necessary, up to a maximum of EC$20,000.</p>
|
|
<h3>Survivor Benefits</h3>
|
|
<p><span class="h4">Survivor benefit:</span> A benefit is paid to a spouse, parents, grandparents, and children who were fully or largely dependent on the deceased.</p>
|
|
<p>If the spouse, parent, or grandparent is older than the pensionable age, the benefit is paid for life. If the spouse is younger than the pensionable age, a benefit is paid for a year or until the youngest child reaches age 16 (age 18 if a full-time student). If a survivor is disabled, the benefit is paid for the duration of the disability.</p>
|
|
<p><span class="h4">Funeral grant:</span> The cost of the funeral, up to a maximum of EC$1,750.</p>
|
|
<h3>Administrative Organization</h3>
|
|
<p>Minister of Finance (http://www.stlucia.gov.lc) provides general supervision.</p>
|
|
<p>National Insurance Corporation (<a href="https://www.stlucianic.org/">http://www.stlucianis.org</a>) administers the program.</p>
|
|
</div>
|
|
</article>
|
|
<nav>
|
|
<div class="docNav"><a class="previous" href="saint_kitts.html">Previous: Saint Kitts and Nevis</a> <a class="toTop" href="#hLogo">Top of page</a> <a class="toTOC" href="index.html#fileList">Table of contents</a> <a class="next" href="saint_vincent.html">Next: Saint Vincent and the Grenadines</a></div>
|
|
</nav>
|
|
<footer><div id="footer">
|
|
<div class="important-info"><h4>Important Information:</h4>
|
|
<ul><li><a href="/agency/">About Us</a></li>
|
|
<li><a href="/accessibility/">Accessibility</a></li>
|
|
<li><a href="/foia/">FOIA</a></li>
|
|
<li><a href="/open/">Open Government</a></li>
|
|
<li><a href="/agency/glossary/">Glossary</a></li>
|
|
<li><a href="/privacy/">Privacy</a></li>
|
|
<li><a href="https://oig.ssa.gov/report/">Report Fraud, Waste or Abuse</a></li>
|
|
<li><a href="/agency/websitepolicies.html">Website Policies</a></li></ul>
|
|
</div>
|
|
<p class="align-center margin-top">This website is produced and published at U.S. taxpayer expense.</p>
|
|
</div></footer>
|
|
<!-- SSA INTERNET BODY SCRIPTS -->
|
|
<script src="/policy/js/rspa.doc.js"></script>
|
|
<script src="/policy/js/rspa-shared.js"></script>
|
|
<script src="/framework/js/ssa.internet.body.js"></script>
|
|
</body></html> |