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<li><a href="/policy/docs/program-explainers/government-pension-offset.html">Government Pension Offset</a></li>
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<li><a href="/policy/docs/program-explainers/retirement-earnings-test.html">Retirement Earnings Test</a></li>
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<li><a href="/policy/docs/program-explainers/scheduled-payable.html">Scheduled <abbr title="versus">vs.</abbr> Payable Benefits</a></li>
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<li><a href="/policy/docs/program-explainers/special-minimum.html">Special Minimum Benefit</a></li>
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<li><a href="/policy/docs/program-explainers/poverty-decline.html">Why Will Poverty Decline for Beneficiaries?</a></li>
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<li><a href="/policy/docs/program-explainers/windfall-elimination-provision.html">Windfall Elimination Provision</a></li>
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</ul>
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</li>
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<li class="noClick menu1a" id="PM"><a href="#" tabindex="-1">Projections</a></li>
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<li class="hasFly menu2a" id="PFS"><a href="#" aria-haspopup="true" aria-expanded="false">Fact sheets</a>
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<ul>
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<li><a href="/policy/docs/projections/populations/divorced-spousal-2050.html">By beneficiary type</a></li>
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<li><a href="/policy/docs/projections/populations/beneficiaries-60-or-older.html">By demographic group</a></li>
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</ul>
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</li>
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<li class="hasFly menu2a" id="PPO"><a href="#" aria-haspopup="true" aria-expanded="false">Tables</a>
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<ul>
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<li><a href="/policy/docs/projections/policy-options/index.html">Policy options/proposals</a></li>
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<li><a href="/policy/docs/projections/tables/beneficiaries.html">Profile of beneficiaries by race & ethnicity</a></li>
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<li><a href="/policy/docs/projections/tables/taxpayers.html">Profile of taxpayers by race & ethnicity</a></li>
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</ul>
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</li>
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</ul>
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</nav></div>
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<div class="column-6"> <div id="docTitle">
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<h3>Social Security Bulletin, <abbr title="Volume">Vol.</abbr> 69, <abbr title="Number">No.</abbr> 2</h3>
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<div class="releaseDate">(released July 2009)</div></div> <div class="container-red downloadBox"><p><a href="/policy/docs/ssb/v69n2/ssb-v69n2.pdf" title="Download entire publication as PDF">Download entire publication</a></p></div> <div class="ssbArticle">
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<div><a href="/policy/docs/ssb/v69n2/v69n2p1.html">Measurement Issues Associated with Using Survey Data Matched with Administrative Data from the Social Security Administration</a></div>
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<div class="authors">by Paul S. Davies and T. Lynn Fisher</div>
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<p>Researchers using survey data matched with administrative data benefit from the rich demographic and economic detail available from survey data combined with detailed programmatic data from administrative records. This article focuses on survey data matched with administrative data from the Social Security Administration and addresses the strengths and weaknesses of each in four specific areas: program participation and benefits, disability and health information, earnings, and deferred compensation The article discusses the implications of these strengths and weaknesses for decisions that researchers must make regarding the appropriate data source and definition for the concepts in question.</p>
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</div><div class="ssbArticle">
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<div><a href="/policy/docs/ssb/v69n2/v69n2p13.html">Retiring in Debt? Differences between the 1995 and 2004 Near-Retiree Cohorts</a></div>
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<div class="authors">by Chris E. Anguelov and Christopher R. Tamborini</div>
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<p>This article uses the <abbr>U.S.</abbr> Federal Reserve Board's Survey of Consumer Finances to examine near retirees' <span class="nobr">(aged 50 to 61)</span> debt holdings in 1995 and 2004. Employing a variety of measures on household borrowing, our results show that near retirees in 2004—the leading edge of the baby-boom cohort—had more consumer and housing debt than their counterparts in 1995. We observe a modest increase in the median debt service and debt-to-assets ratios between the two cohorts, but no statistical difference in their respective average. Analysis of several demographic and socioeconomic subgroups reveals certain population segments, such as single female households, with significantly higher debt service ratios in 2004.</p>
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</div><div class="ssbArticle">
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<div><a href="/OACT/TR/2009/index.html">Introduction and Overview of the 2009 Annual Report of the Board of Trustees of the Federal Old-Age and Survivors Insurance and Federal Disability Insurance Trust Funds</a></div>
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<p>The Board of Trustees reports each year on the current and projected financial condition of the Social Security program, which is financed through two separate trust funds: the Old-Age and Survivors Insurance Trust Fund and the Disability Insurance Trust Fund. The introduction, overview, and full report are available <a href="/OACT/TR/2009/index.html">here</a>.</p>
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</div><div class="ssbArticle">
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<div><a href="/policy/docs/ssb/v69n2/v69n2p55.html">The Story of the Social Security Number</a></div>
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<div class="authors">by Carolyn Puckett</div>
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<p>The use of the Social Security number (<abbr class="spell">SSN</abbr>) has expanded significantly since its inception in 1936. Created merely to keep track of the earnings history of <abbr>U.S.</abbr> workers for Social Security entitlement and benefit computation purposes, it has come to be used as a nearly universal identifier. Assigned at birth, the <abbr class="spell">SSN</abbr> enables other government agencies to identify individuals in their records and private industry to track an individual's financial information. This article explores the history and meaning of the <abbr class="spell">SSN</abbr> and the Social Security card, as well as the Social Security Administration's (<abbr class="spell">SSA</abbr>'s) <abbr class="spell">SSN</abbr> master file, generally known as the Numident. The article also traces the historical expansion of <abbr class="spell">SSN</abbr> use and steps <abbr class="spell">SSA</abbr> has taken to enhance <abbr class="spell">SSN</abbr> integrity.</p>
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</div><div class="ssbArticle">
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<div><a href="/policy/docs/ssb/v69n2/v69n2p75.html">Tribute to John "Jack" Carroll</a></div>
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</div>
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</div>
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<div class="column-3"><div class="sidebar">
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<img src="cover.jpg" alt="issue cover" class="cover" />
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<p class="ninetypercent"><abbr class="spell">ISSN</abbr>: 1937-4666</p>
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<h4 class="sidebar-gray">Contact</h4><p><a href="mailto:ssb@ssa.gov">ssb@ssa.gov</a></p>
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<h4 class="sidebar-gray">Next Expected Update</h4><p id="js-exp"></p>
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<a href="/policy/research.html?type=Social%20Security%20Bulletin">Listing of all issues</a>
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<div class="container-blue"><p>The <i>Bulletin</i> welcomes submissions from outside researchers and analysts for its <a href="/policy/docs/ssb/perspectives.html">Perspectives section</a>.</p></div>
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