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<meta itemprop=position content="4"></li></ol></nav><article itemscope itemprop=mainEntity itemtype=https://schema.org/Question><h1 class="lh-tight mb1 tw-pretty" itemprop=name>What can I do if I'm notified that I have an overpayment?</h1><p class=fs1><time datetime=2024-04-08>April 8, 2024</time> · <a rel=alternate hreflang=es href=/faqs/es/questions/KA-02345.html>En español</a></p><div itemscope itemprop=acceptedAnswer itemtype=https://schema.org/Answer><div itemprop=text><p>When we notify you of an overpayment you can make arrangements for repayment, appeal the decision, or request a waiver. Your overpayment notice explains why you have been overpaid, your overpayment amount, your repayment options, and your appeal and waiver rights.</p><p>After receiving an overpayment notice, you can:</p><ul><li><strong>Repay the overpayment</strong> if you agree with the overpayment and are currently receiving benefits. You can make a payment in full, through monthly benefit withholding, or through a repayment plan by check, money order, or credit card. If you are not currently receiving benefits, you can make a full or partial repayment using <a href=https://www.pay.gov/public/home>Pay.gov</a> or your bank's online bill pay option. We offer flexible repayment plans, including payments as low as $10 per month.</li><li><strong>Appeal the overpayment</strong> if you don't agree that you've been overpaid, or you believe the amount is incorrect. You can request a <a href=https://www.ssa.gov/apply/appeal-decision-we-made>non-medical reconsideration online</a> or you can submit a completed <a href=https://www.ssa.gov/forms/ssa-561-u2.pdf>SSA-561, <em>Request for Reconsideration</em></a>, to your local Social Security office.</li><li><strong>Request that we waive</strong> the overpayment if you believe you are not at fault for causing the overpayment <strong>and</strong> you cannot afford to repay the money back, or it is unfair for some other reason. You can ask for a waiver by submitting a completed <a href=https://www.ssa.gov/forms/ssa-632-bk.pdf>SSA-632, <em>Request for Waiver of Overpayment Recovery</em></a>, to your local office. If your overpayment is $1,000 or less, we may be able to process your waiver request quickly by telephone. You can contact your local office or call us at 1-800-772-1213, Monday through Friday, between 8:00 a.m. and 7:00 p.m.</li><li><strong>Request a different repayment amount</strong> if you are unable to meet your necessary living expenses due to the current repayment amount. If you are unable to repay the debt within 60 months due to the negotiated repayment amount, you will be asked to complete Form <a href=https://www.ssa.gov/forms/ssa-634.pdf>SSA-634, <em>Request for Change in Overpayment Recovery Rate</em></a>.</li></ul><p>For more information visit our <a href=https://www.ssa.gov/ssi/text-overpay-ussi.htm>Understanding SSI Overpayments</a> webpage, read our <a href=https://www.ssa.gov/pubs/EN-05-10098.pdf><em>Overpayments</em> publication</a> and <a href=https://www.ssa.gov/marketing/assets/materials/EN-05-10106.pdf><em>Overpayments</em> fact sheet</a>, or watch our <a href="https://www.youtube.com/watch?v=pxYYcjqkFvM">Overpayments video</a>.</p></div></div></article></div></main><ssa-footer class="print-dn"><noscript><footer class="fs1 print-dn" id="footer" role="contentinfo"><div class="wrapper"><a class="db" href="/menu#footer">Footer menu</a></div></footer></noscript></ssa-footer><script src="https://www.ssa.gov/legacy/components/dist/ssa-footer.js"></script><script src=https://www.ssa.gov/framework/js/ssa.firefly.body.js></script></body></html> |