publicdata/ssa-gov
2
0
Fork 0
Code Issues Pull requests Projects Releases Packages Wiki Activity Actions
ssa-gov/www.ssa.gov/OACT/anypia/description.html

200 lines
No EOL
20 KiB
HTML
Raw Blame History

<!doctype html>
<html class="no-js" lang="en">
<head>
<!-- REQUIRED META INFORMATION -->
<meta charset="UTF-8" />
<meta http-equiv="X-UA-Compatible" content="IE=Edge,chrome=1" />
<meta name="viewport" content="width=device-width,initial-scale=1" />
<!-- DOCUMENT TITLE -->
<!-- #BeginEditable name="doctitle" --><title> Social Security Benefit Calculator Description</title><!-- #EndEditable -->
<!-- OCACT META INFORMATION -->
<!-- #BeginEditable name="metatags" -->
<meta name="dc.language" scheme="ISO639-2" content="eng">
<meta name="dc.creator" content="OACT">
<meta name="lead_content_manager" content="OCACT Webmaster">
<meta name="coder" content="DavidOlson">
<meta name="dc.date.created" scheme="ISO8601" content="1997">
<meta name="dc.date.reviewed" scheme="ISO8601" content="2014-01-04">
<meta name="dc.description" content="Benefit Calculators">
<meta name="dc.title" content="Estimate Your Benefit">
<meta name="keywords" content="benefit calculators, social security">
<!-- #EndEditable -->
<!-- OCOMM STYLES & SCRIPTS -->
<link href="/framework/css/style.css" type="text/css" rel="stylesheet" media="all" />
<!-- OACT STYLES -->
<link href="../templatefiles/ocact.css" type="text/css" rel="stylesheet" media="all" />
<!-- SSA INTERNET HEAD SCRIPTS -->
<script src="/framework/js/ssa.internet.head.js"></script>
<script>(window.BOOMR_mq=window.BOOMR_mq||[]).push(["addVar",{"rua.upush":"false","rua.cpush":"false","rua.upre":"false","rua.cpre":"false","rua.uprl":"false","rua.cprl":"false","rua.cprf":"false","rua.trans":"","rua.cook":"false","rua.ims":"false","rua.ufprl":"false","rua.cfprl":"false","rua.isuxp":"false","rua.texp":"norulematch","rua.ceh":"false","rua.ueh":"false","rua.ieh.st":"0"}]);</script>
<script>!function(e){var n="https://s.go-mpulse.net/boomerang/";if("False"=="True")e.BOOMR_config=e.BOOMR_config||{},e.BOOMR_config.PageParams=e.BOOMR_config.PageParams||{},e.BOOMR_config.PageParams.pci=!0,n="https://s2.go-mpulse.net/boomerang/";if(window.BOOMR_API_key="LERZW-HECFS-R8H4E-23UQ7-ERMQB",function(){function e(){if(!o){var e=document.createElement("script");e.id="boomr-scr-as",e.src=window.BOOMR.url,e.async=!0,i.parentNode.appendChild(e),o=!0}}function t(e){o=!0;var n,t,a,r,d=document,O=window;if(window.BOOMR.snippetMethod=e?"if":"i",t=function(e,n){var t=d.createElement("script");t.id=n||"boomr-if-as",t.src=window.BOOMR.url,BOOMR_lstart=(new Date).getTime(),e=e||d.body,e.appendChild(t)},!window.addEventListener&&window.attachEvent&&navigator.userAgent.match(/MSIE [67]\./))return window.BOOMR.snippetMethod="s",void t(i.parentNode,"boomr-async");a=document.createElement("IFRAME"),a.src="about:blank",a.title="",a.role="presentation",a.loading="eager",r=(a.frameElement||a).style,r.width=0,r.height=0,r.border=0,r.display="none",i.parentNode.appendChild(a);try{O=a.contentWindow,d=O.document.open()}catch(_){n=document.domain,a.src="javascript:var d=document.open();d.domain='"+n+"';void(0);",O=a.contentWindow,d=O.document.open()}if(n)d._boomrl=function(){this.domain=n,t()},d.write("<bo"+"dy onload='document._boomrl();'>");else if(O._boomrl=function(){t()},O.addEventListener)O.addEventListener("load",O._boomrl,!1);else if(O.attachEvent)O.attachEvent("onload",O._boomrl);d.close()}function a(e){window.BOOMR_onload=e&&e.timeStamp||(new Date).getTime()}if(!window.BOOMR||!window.BOOMR.version&&!window.BOOMR.snippetExecuted){window.BOOMR=window.BOOMR||{},window.BOOMR.snippetStart=(new Date).getTime(),window.BOOMR.snippetExecuted=!0,window.BOOMR.snippetVersion=12,window.BOOMR.url=n+"LERZW-HECFS-R8H4E-23UQ7-ERMQB";var i=document.currentScript||document.getElementsByTagName("script")[0],o=!1,r=document.createElement("link");if(r.relList&&"function"==typeof r.relList.supports&&r.relList.supports("preload")&&"as"in r)window.BOOMR.snippetMethod="p",r.href=window.BOOMR.url,r.rel="preload",r.as="script",r.addEventListener("load",e),r.addEventListener("error",function(){t(!0)}),setTimeout(function(){if(!o)t(!0)},3e3),BOOMR_lstart=(new Date).getTime(),i.parentNode.appendChild(r);else t(!1);if(window.addEventListener)window.addEventListener("load",a,!1);else if(window.attachEvent)window.attachEvent("onload",a)}}(),"".length>0)if(e&&"performance"in e&&e.performance&&"function"==typeof e.performance.setResourceTimingBufferSize)e.performance.setResourceTimingBufferSize();!function(){if(BOOMR=e.BOOMR||{},BOOMR.plugins=BOOMR.plugins||{},!BOOMR.plugins.AK){var n=""=="true"?1:0,t="",a="vht6pfix22vgcz6v47ja-f-86173b5f5-clientnsv4-s.akamaihd.net",i="false"=="true"?2:1,o={"ak.v":"39","ak.cp":"1204614","ak.ai":parseInt("728289",10),"ak.ol":"0","ak.cr":3,"ak.ipv":4,"ak.proto":"http/1.1","ak.rid":"3129165","ak.r":35636,"ak.a2":n,"ak.m":"dsca","ak.n":"essl","ak.bpcip":"169.231.231.0","ak.cport":43778,"ak.gh":"23.214.170.93","ak.quicv":"","ak.tlsv":"tls1.3","ak.0rtt":"","ak.0rtt.ed":"","ak.csrc":"-","ak.acc":"bbr","ak.t":"1742071762","ak.ak":"hOBiQwZUYzCg5VSAfCLimQ==uwm7CjU7SJG/gegzDAaIZS+VTjcO9IcgWjbuCRCoy1ipvctN8aawE6r4cjALy8gzwrwdrJcx3x2xLO4PqBV2zyQCUv1vtYjoJ6tLmPD/WnBK5dhf1vVTmYwjWoejJZeMu9J7A61TOE+5vyt0NID6Zx8Rj8kC9kx/infpgqbCtM/y29GC2n+0CXcRkm6VLctmBP+b3ZOfNA7sxrDoxgv/5hL6+JqvVOxwg3JuX4Rz4Uq7IDAhMiTXx9wPKkfDYKXJgED3wkLnDXIiDbrvaPUANNo7S02dIjyoFhaT5PkdMChtXpzgcT2qrBgFpBoMbn9WNYJhJJ8X2U67LrmKWOvZoYJWAF0Tj0Uy0J7X3kQdCQjRJg5IpbpB3AbuLyF6dEED8eyCZ/ytzPa8mhfGlq1Us2VN2mLZCQ0BMt0sEonW92I=","ak.pv":"98","ak.dpoabenc":"","ak.tf":i};if(""!==t)o["ak.ruds"]=t;var r={i:!1,av:function(n){var t="http.initiator";if(n&&(!n[t]||"spa_hard"===n[t]))o["ak.feo"]=void 0!==e.aFeoApplied?1:0,BOOMR.addVar(o)},rv:function(){var e=["ak.bpcip","ak.cport","ak.cr","ak.csrc","ak.gh","ak.ipv","ak.m","ak.n","ak.ol","ak.proto","ak.quicv","ak.tlsv","ak.0rtt","ak.0rtt.ed","ak.r","ak.acc","ak.t","ak.tf"];BOOMR.removeVar(e)}};BOOMR.plugins.AK={akVars:o,akDNSPreFetchDomain:a,init:function(){if(!r.i){var e=BOOMR.subscribe;e("before_beacon",r.av,null,null),e("onbeacon",r.rv,null,null),r.i=!0}return this},is_complete:function(){return!0}}}}()}(window);</script></head>
<body class="oact-sidebar-rows ">
<!-- PAGE CONTAINER -->
<div id="page">
<!-- PAGE HEADER -->
<div class="bg-dark-gray accessibility" id="accessibility"><a id="skip-navigation" href="#content">Skip to main content</a></div><ssa-header class="print-hide"><noscript><header class="banner-neo" id="banner" role="banner" style="background-color: #0b4778;"><div class="banner-wrapper"><h1 class="banner-logo"><a class="banner-logo__link" href="/">Social Security</a></h1><nav class="banner-nav" id="banner-nav"><a class="banner-nav__link banner-search" href="https://search.ssa.gov/search?affiliate=ssa" title="Search" target="_blank"><svg class="banner-nav__icon" focusable="false" width="24" height="24" viewbox="0 0 24 24"><path d="M 10 23 C 11.219 23 12.384 22.762 13.496 22.285 C 14.608 21.808 15.565 21.169 16.367 20.367 C 17.169 19.565 17.808 18.608 18.285 17.496 C 18.762 16.384 19 15.219 19 14 C 19 12.953 18.829 11.951 18.488 10.992 C 18.147 10.033 17.661 9.164 17.031 8.383 L 22.711 2.711 C 22.904 2.518 23 2.281 23 2 C 23 1.713 22.905 1.475 22.715 1.285 C 22.525 1.095 22.287 1 22 1 C 21.719 1 21.482 1.096 21.289 1.289 L 15.617 6.969 C 14.836 6.339 13.966 5.853 13.008 5.512 C 12.05 5.171 11.047 5 10 5 C 8.781 5 7.616 5.238 6.504 5.715 C 5.392 6.192 4.435 6.831 3.633 7.633 C 2.831 8.435 2.192 9.392 1.715 10.504 C 1.238 11.616 1 12.781 1 14 C 1 15.219 1.238 16.384 1.715 17.496 C 2.192 18.608 2.831 19.565 3.633 20.367 C 4.435 21.169 5.392 21.808 6.504 22.285 C 7.616 22.762 8.781 23 10 23 Z M 10 21 C 9.052 21 8.146 20.815 7.281 20.445 C 6.416 20.075 5.672 19.578 5.047 18.953 C 4.422 18.328 3.925 17.584 3.555 16.719 C 3.185 15.854 3 14.948 3 14 C 3 13.052 3.185 12.146 3.555 11.281 C 3.925 10.416 4.422 9.672 5.047 9.047 C 5.672 8.422 6.416 7.925 7.281 7.555 C 8.146 7.185 9.052 7 10 7 C 10.948 7 11.854 7.185 12.719 7.555 C 13.584 7.925 14.328 8.422 14.953 9.047 C 15.578 9.672 16.075 10.416 16.445 11.281 C 16.815 12.146 17 13.052 17 14 C 17 14.948 16.815 15.854 16.445 16.719 C 16.075 17.584 15.578 18.328 14.953 18.953 C 14.328 19.578 13.584 20.075 12.719 20.445 C 11.854 20.815 10.948 21 10 21 Z" transform="matrix(-1, 0, 0, -1, 24.000001, 24.000001)" vector-effect="non-scaling-stroke"></path></svg> <span>Search</span> </a><a class="banner-nav__link banner-menu" href="/menu" id="ssa-menu" title="Menu"><svg class="banner-nav__icon" focusable="false" width="24" height="24" viewbox="0 0 24 24"><path d="M3 5h18q.414 0 .707.293T22 6t-.293.707T21 7H3q-.414 0-.707-.293T2 6t.293-.707T3 5zm0 12h18q.414 0 .707.293T22 18t-.293.707T21 19H3q-.414 0-.707-.293T2 18t.293-.707T3 17zm0-6h18q.414 0 .707.293T22 12t-.293.707T21 13H3q-.414 0-.707-.293T2 12t.293-.707T3 11z" vector-effect="non-scaling-stroke"></path></svg> <span>Menu</span> </a><a class="banner-nav__link banner-languages" href="/es" id="ssa-languages" title="Español" hreflang="es"><svg class="banner-nav__icon" focusable="false" width="24" height="24" viewbox="0 0 24 24"><path d="M12 0C5.373 0 0 5.373 0 12s5.373 12 12 12c.812 0 1.604-.08 2.37-.235-.31-.147-.343-1.255-.037-1.887.34-.703 1.406-2.485.35-3.08-1.053-.6-.76-.868-1.405-1.56-.644-.692-.38-.796-.422-.974-.14-.61.62-1.523.656-1.616.035-.094.035-.446.023-.55-.012-.107-.48-.387-.597-.4-.117-.01-.176.188-.34.2-.164.012-.88-.433-1.03-.55-.154-.117-.224-.398-.435-.61-.21-.212-.235-.047-.562-.175-.327-.13-1.382-.516-2.19-.844-.81-.33-.88-.79-.892-1.114-.012-.325-.492-.797-.718-1.137-.225-.342-.267-.81-.348-.705-.082.106.422 1.336.34 1.37-.083.037-.26-.338-.493-.643-.235-.304.245-.14-.505-1.617-.75-1.476.235-2.23.282-3 .048-.77.633.28.328-.21-.304-.493.023-1.524-.21-1.9-.235-.374-1.57.423-1.57.423.034-.363 1.17-.985 1.99-1.56.82-.573 1.322-.128 1.982.083.66.21.703.142.48-.07-.222-.21.094-.316.61-.235.516.082.656.704 1.442.645.784-.06.08.152.186.35.105.2-.117.177-.633.53-.516.35.012.35.926 1.02.913.667.632-.447.538-.94-.094-.49.668-.105.668-.105.563.375.46.02.87.15.408.13 1.52 1.07 1.52 1.07-1.395.762-.516.844-.282 1.02.235.175-.48.515-.48.515-.294-.293-.34.012-.528.117-.187.105-.012.375-.012.375-.97.153-.75 1.173-.738 1.418.012.247-.62.622-.786.973-.164.35.423 1.113.117 1.16-.305.048-.61-1.148-2.25-.703-.495.134-1.593.703-1.008 1.863.585 1.16 1.558-.328 1.886-.164.33.163-.093.902-.023.913.07.012.927.033.974 1.032.048 1 1.3.914 1.57.938.27.023 1.173-.74 1.3-.774.13-.035.646-.47 1.77.175 1.126.644 1.7.55 2.086.82.387.27.117.81.48.985.365.176 1.818-.058 2.18.54.364.597-1.5 3.597-2.085 3.925-.586.328-.856 1.078-1.442 1.558-.69.563-1.418 1.076-2.18 1.535-.684.407-.807 1.137-1.112 1.367C19.984 22.52 24 17.73 24 12c0-6.627-5.373-12-12-12zm2.813 11.262c-.165.047-.504.352-1.336-.14-.832-.494-1.406-.4-1.477-.48 0 0-.07-.2.293-.236.747-.072 1.688.692 1.9.704.21.012.315-.21.69-.09.375.12.094.195-.07.242zM10.887 1.196c-.082-.06.068-.128.157-.246.05-.07.013-.182.078-.246.175-.177 1.043-.423.874.058-.17.48-.98.527-1.11.434zm2.098 1.523c-.293-.013-.983-.086-.856-.212.494-.492-.188-.633-.61-.668-.423-.036-.598-.27-.388-.294.21-.024 1.055.013 1.196.13.14.117.902.422.95.644.047.223 0 .41-.293.4zm2.542-.083c-.234.188-1.413-.673-1.64-.867-.985-.844-1.513-.563-1.72-.703-.206-.142-.132-.33.184-.61.318-.282 1.21.094 1.724.152.516.058 1.113.457 1.125.93.01.474.562.91.327 1.097z" vector-effect="non-scaling-stroke"></path></svg> <span>Español</span> </a><a class="banner-nav__link banner-signin" href="https://secure.ssa.gov/RIL/SiView.action" id="ssa-signin" title="Sign in" target="_blank"><svg class="banner-nav__icon" focusable="false" width="24" height="24" viewbox="0 0 24 24"><path d="M12 17.016q-.797 0-1.406-.61t-.61-1.405.61-1.405 1.406-.61 1.406.61.61 1.406-.61 1.407-1.406.61zm6 3V9.986H6v10.03h12zm-6-17.11q-1.266 0-2.18.914T8.906 6H9v2.016h6.094V6q0-1.266-.914-2.18T12 2.906zm6 5.11q.797 0 1.406.586t.61 1.383v10.03q0 .798-.61 1.384T18 21.984H6q-.797 0-1.406-.586t-.61-1.384V9.986q0-.798.61-1.384T6 8.016h.984V6q0-2.063 1.477-3.54T12 .985t3.54 1.477T17.015 6v2.016H18z" vector-effect="non-scaling-stroke"></path></svg> <span>Sign in</span></a></nav></div></header></noscript></ssa-header><script src="https://www.ssa.gov/legacy/components/dist/ssa-header.js"></script>
<!-- PAGE NAVIGATION -->
<!-- DEPRECATED -->
<!-- PAGE TITLE -->
<div id="title-bar">
<!-- #BeginEditable name="pagetitle" --><h2></h2><!-- #EndEditable -->
</div>
<!-- PAGE CONTENT -->
<div id="content" role="main">
<!-- GRID SYSTEM -->
<div class="row-12 equal-heights border-bottom">
<div class="column-3 no-bg-image" >
<div class="pad-top pad-left">
<p><a href="../index.html">Office of the Chief Actuary</a></p>
<p><a href="./anypia.html">Detailed Calculator Home</a></p>
</div>
</div><!-- end .column-3 -->
<div class="column-9 " >
<h2>Social Security Benefit Calculator Description</h2>
</div><!-- end .column-9 -->
</div><!-- end .row-12 -->
<div class="row-12 equal-heights border-bottom">
<div class="column-3 no-bg-image " >
<div class="pad-top pad-left">
<p>Summary description</p>
</div>
</div><!-- end .column-3 -->
<div class="column-9" >
<p>The Office of the Chief Actuary, Social Security Administration, produces a Social
Security Benefit Calculator. It produces the Social Security benefit for an
old-age, survivor, or disability claim, given the characteristics of a
particular worker (such as birth date, past earnings, and type of benefit). It
also produces the "primary insurance amount" (PIA), "maximum family benefit",
the actuarial reduction or increment factor (for early or delayed retirement),
and the monthly benefit amount.</p>
</div><!-- end .column-9 -->
<!-- <div class="column-2" >
<div class="pad-top pad-left">
<img height="71" alt="A PC with ANYPIA on screen" src="../Graphics/AnyPIA.gif" width="72" align="left">
</div>
</div> -->
</div><!-- end .row-12 -->
<div class="row-12 equal-heights border-bottom">
<div class="column-3 no-bg-image " >
<div class="pad-top pad-left">
<p>Online calculator</p>
</div>
</div><!-- end .column-3 -->
<div class="column-9 " >
<p> The Detailed Calculator is a comprehensive benefit calculator which is designed
to compute historical benefits as well as estimate future benefits. It is somewhat
unwieldy and can be difficult to use. If you are estimating a future retirement
benefit, you may wish to use our
<a href="https://www.ssa.gov/planners/retire/AnypiaApplet.html">Online Calculator</a> first
because it is much easier to use. </p>
</div><!-- end .column-9 -->
</div><!-- end .row-12 -->
<div class="row-12 equal-heights border-bottom">
<div class="column-3 no-bg-image" >
<div class="pad-top pad-left">
<p>Detailed description</p>
</div>
</div><!-- end .column-3 -->
<div class="column-9 " >
<p> There are two versions of the interactive calculator: one works on IBM PC's
and compatibles running recent versions of the Microsoft Windows operating system,
including Windows 10 and Windows 11.
It is possible that it may work on older versions of Windows, but we have
not been able to confirm this ourselves. The
other version runs under older versions of the Mac OS.
The benefit can be computed for either a new entitlement
or a recomputation after initial entitlement. Several pages of output are printed in the
application window, with summary results on the first page.
Later pages display details of the benefit computation.</p>
<p>The calculator can produce a benefit for any historical case from the first
Social Security benefit paid (1940). It can also produce a projected benefit,
based on standard or user-specified assumptions, through 2095.</p>
<p>Although we have tried to be as accurate as possible, this is not the same
calculator as is used for official Social Security calculations and it may
produce results that differ from an official calculation. In particular, for primary
benefits, we have made approximations for pre-1965 benefits and for the frozen minimum PIA,
and we only partially take account of disability non-exclusion computations and the
disability guarantee computation. In addition, the calculator is not set up to estimate
dependent or survivor benefits where the dependent or survivor also receives benefits
based on their own record, or survivor benefits where the benefit is affected by
the worker's retired worker benefit prior to death. Based on experience to date,
this calculator matches the official calculations very well, with most differences
due to late posting of earnings to the earnings record, or different assumptions
for projected benefits.</p>
<p>The current version of the Detailed Calculator is 2025.1, which we released on January 10, 2025.
This version, which takes into account all amendments to the law (with one exception discussed
below) and automatic adjustments through 2024, is now available at <a href="./download.html">this website</a>.
It updates the 2024.2 version by updating the economic data with the new
<a href="https://www.ssa.gov/OACT/COLA/index.html">automatic adjustments</a> announced in the fall of 2024.
This version of the calculator does not include the effects of the Social Security Fairness Act of 2023,
which eliminates the Windfall Elimination Provision and Government Pension Offset.
A version of the calculator which includes the effects of that law will be released later in 2025.</p>
</div><!-- end .column-9 -->
</div><!-- end .row-12 -->
<div class="row-12 equal-heights border-bottom">
<div class="column-3 no-bg-image " >
<div class="pad-top pad-left">
<p>Special note for the Mac OS version</p>
</div>
</div><!-- end .column-3 -->
<div class="column-9 " >
<p>We now have a Mac OSX version of the Detailed Calculator. It is functional but still under development.
It has all the basic features that the Windows version has, and produces the
same results for a given case. However, it is lacking the more advanced features
of the Windows version, such as context-sensitive help. We will update it as we
implement new features.</p>
<p>In addition, the Mac version does not work on Macs running Lion or newer
versions of the OS X operating system. We hope to produce a Mac version which will
work on newer versions of OS X, but we have very limited resources to devote to
that project at this time.</p>
</div><!-- end .column-9 -->
</div><!-- end .row-12 -->
<div class="row-12 equal-heights border-bottom">
<div class="column-3 no-bg-image ">
<div class="pad-top pad-left">
<p>Questions or comments</p>
</div>
</div><!-- end .column-3 -->
<div class="column-9 border-bottom" >
<p>If you have questions or comments about the Detailed Calculator, please visit our
<a href="https://www.ssa.gov/agency/contact">Contact Social Security</a>
page for ways to contact us. Remember to use "Detailed Calculator" as the subject
so we know which calculator your question or comment refers to.</p>
</div><!-- end .column-9 -->
</div><!-- end .row-12 -->
</div><!-- end #content -->
<!-- PAGE FOOTER -->
<ssa-footer class="print-hide"><noscript><footer class="footer" id="footer" role="contentinfo"><a href="/menu#footer">Footer menu</a></footer></noscript></ssa-footer><script src="https://www.ssa.gov/legacy/components/dist/ssa-footer.js"></script>
</div><!-- end #page -->
<!-- OCOMM BODY CONTENT -->
<!-- SSA INTERNET BODY SCRIPTS -->
<script src="/framework/js/ssa.internet.body.js"></script>
</body>
</html>
</body>
</html>
Reference in a new issue View git blame Copy permalink