225 lines
18 KiB
HTML
225 lines
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<!-- #BeginEditable name="doctitle" --><title>Normal retirement age (NRA)</title>
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<div id="title-bar">
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<!-- #BeginEditable name="pagetitle" --><h2 class="center">Normal Retirement Age</h2><!-- #EndEditable -->
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</div>
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<!-- PAGE CONTENT -->
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<div id="content" role="main" >
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<!-- #BeginEditable name="import" -->
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<div class="row-12 equal-heights ">
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<div class="column-3 no-bg-image border-bottom" role="navigation" >
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<div class="pad-all">
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<p><a href="../index.html">Office of the Chief Actuary </a> </p>
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<p> Retirement before "Normal Retirement Age" (NRA)
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reduces benefits, and retirement after NRA increases benefits.
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<p>NRA, also referred to as "Full Retirement Age,"
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varies from age 65 to age 67 by year of birth.
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<p>
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<form name="age">
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When will you reach your NRA?
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<br />Enter your date of birth (<label style='display:inline;' for="month">month</label>/<label style='display:inline;'
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for="day">day</label>/<label style='display:inline;' for="year">year</label> format)<br />
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<input style="width:36px; " type="text" name="month" size="1" maxlength="2" id="month" value="6">/
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<input style="width:36px; " type="text" name="day" size="1" maxlength="2" id="day" value="15">/
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<input style="width:48px; " type="text" name="year" size="3" maxlength="4" id="year" value="1955">
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</p>
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<p><input name="button" type="button" onclick="nra();" value="Compute">
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<p><label style='display:inline;' for="new">The month you will reach your NRA</label>
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is <input style="width:96px; " type="text" size="14" maxlength="14" name="nrastring" id="new">.
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</form>
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<script language="JavaScript">
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function nra() {
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var yob = document.age.year.value * 1;
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if (yob < 100) { yob += 1900 }
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var mob = document.age.month.value * 1;
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var dob = document.age.day.value * 1;
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if (dob == 1) {
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mob--;
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if (mob == 0) {
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mob = 12;
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yob--;
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}
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}
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var nrayr = 65;
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var nramon = 0;
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if (yob >= 1943 && yob <= 1954) { nrayr = 66 }
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if (yob > 1959) { nrayr = 67 }
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var transition = [1938,6502,1939,6504,1940,6506,1941,6508,1942,6510,1955,6602,1956,6604,1957,6606,1958,6608,1959,6610];
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if ((yob > 1937 && yob < 1943) || (yob > 1954 && yob < 1960)) {
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var index = 1;
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for (var i = 0; i < 20; i+=2) {
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if (transition[i] == yob) { index = i + 1 }
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}
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var tmp = String(transition[index]);
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nramon = Number(tmp.substr(2,2));
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nrayr = Number(tmp.substr(0,2));
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}
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nrayr += yob;
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nramon += mob;
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if (nramon > 12) {
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nramon -= 12;
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nrayr++;
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}
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var months = ['Jan','Feb','Mar','Apr','May','Jun','Jul','Aug','Sep','Oct','Nov','Dec'];
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document.age.nrastring.value = months[nramon - 1] + ' ' + String(nrayr);
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}
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</script>
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</div>
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</div><!-- end column-3 -->
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<div class="column-9 border-bottom ">
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<div class="pad-top ">
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<p>
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The normal retirement age (NRA) is the age at
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which retirement benefits (before rounding) are equal to the
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"<a href="../COLA/piaformula.html">primary insurance amount</a>."
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The table below shows how NRA varies by year of birth for retirees.
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<blockquote>
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<table width="80% border="0" cellspacing="0" cellpadding="0" summary="NRA table">
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<caption><b>Normal Retirement Age</b></caption>
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<tr valign="bottom" align="left">
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<th scope="col" class="blueruled-td">Year of birth</th>
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<th al valign="bottom"ign="left" scope="col" class="blueruled-td">Age</th>
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</tr>
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<tr align="left">
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<td valign="bottom">1937 and prior</td>
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<td>65</td></tr>
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<tr align="left">
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<td valign="bottom">1938</td>
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<td>65 and 2 months</td></tr>
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<tr align="left">
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<td valign="bottom">1939</td>
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<td>65 and 4 months</td></tr>
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<tr align="left">
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<td valign="bottom">1940</td>
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<td>65 and 6 months</td></tr>
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<tr align="left">
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<td valign="bottom">1941</td>
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<td>65 and 8 months</td></tr>
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<tr align="left">
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<td valign="bottom">1942</td>
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<td>65 and 10 months</td></tr>
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<tr align="left">
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<td valign="bottom">1943-54</td>
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<td>66</td></tr>
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<tr align="left">
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<td valign="bottom">1955</td>
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<td>66 and 2 months</td></tr>
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<tr align="left">
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<td valign="bottom">1956</td>
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<td>66 and 4 months</td></tr>
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<tr align="left" valign="bottom">
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<td>1957</td>
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<td>66 and 6 months</td></tr>
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<tr align="left" valign="bottom">
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<td>1958</td>
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<td>66 and 8 months</td></tr>
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<tr align="left" valign="bottom">
|
|
<td>1959</td>
|
|
<td>66 and 10 months</td></tr>
|
|
<tr align="left" bgcolor="#ffeedd" valign="bottom">
|
|
<td class="blueruled-td">1960 and later</td>
|
|
<td class="blueruled-td">67</td></tr>
|
|
<tr>
|
|
<td colspan="2" align="left">
|
|
<small>
|
|
Notes: <br />
|
|
1. Persons born on January 1 of any year should refer to
|
|
the normal retirement age for the previous year.<br />
|
|
2. For the purpose of determining benefit reductions for early retirement,
|
|
widows and widowers whose entitlement is based on having attained age 60
|
|
should add 2 years to the year of birth shown in the table.</small></td>
|
|
</tr>
|
|
</table>
|
|
</blockquote>.</p>
|
|
</div>
|
|
</div><!-- end .column-9 -->
|
|
</div><!-- end row-12 -->
|
|
|
|
<div class="row-12 equal-heights ">
|
|
<div class="pad-all">
|
|
<p> We have a calculator that computes the percentage reduction or percentage
|
|
increase in <a href="../quickcalc/early_late.html#calculator">benefits for
|
|
retirees</a> when selecting early or delayed retirement.
|
|
We have a similar calculator for
|
|
<a href="../quickcalc/spouse.html#calculator">reduced spousal benefits</a>.
|
|
Please note that neither of these calculators should
|
|
be used for survivor benefits. </p>
|
|
</div>
|
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</div><!-- end row-12 -->
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