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<!-- #BeginEditable name="pagetitle" --><h2 class="center">Cyclical Payment of Social Security Benefits</h2><!-- #EndEditable -->
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<p> <a href="../index.html">Office of the Chief Actuary </a> </p>
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<p> <a href="payment.html">Benefit payment reports</a></p>
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<p> <a href="directdeposit.html">Payment method</a></p>
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<p> <a href="allOps.html">Financial operations</a> for selected time period</p>
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<p> <a href="tsOps.html">Time series</a> for selected financial components</p>
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<p> <a href="funds.html">Trust Fund databases</a></p>
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<p> <a href="fundsQuery.html">Financial data</a></p>
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<div class="pad-top">
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<p>
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Cyclical payments began in June 1997. Previously, regular monthly
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payments were made only on the third of the month (or on the first prior
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business day when the third was not a business day). These payments continue to be
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made in certain circumstances and are called "cycle 1" payments.</p>
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<p>
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Cycle 2, 3, and 4 payments are made on the second, third, and fourth Wednesdays,
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respectively, of each month. Such Wednesday payments generally are made
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to people who filed for benefits after May 1997, with the particular
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Wednesday dependent on a beneficiary's birthday. Beneficiaries whose
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birthdays are on or before the 10th of the month receive their benefits
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on the second Wednesday, those born on the 11th through the 20th receive
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theirs on the third Wednesday, and the rest receive theirs on the fourth Wednesday.</p>
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<p>Cycle 1 payments apply in the case of beneficiaries who filed before June 1997,
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and continue to apply (regardless of filing date) to those who are current
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recipients of Supplemental Security Income (SSI) benefits or who reside in
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a foreign country.</p>
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<div class="pad-all">
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<p> <style type="text/css">ul { margin-left: .2em; padding-left: 2em;}</style>
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The growth in the percentage of beneficiaries
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receiving benefits on the 2<small><sup>nd</sup></small> through
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4<small><sup>th</sup></small> Wednesdays depends on <ul>
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<li>the rate at which new beneficiaries are coming on the rolls versus
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those leaving (the turnover rate), and</li>
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<li>the percentage of beneficiaries who are concurrent SSI recipients.</li>
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</ul>
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The higher the turnover rate, the faster the growth in the percentage
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receiving cycle 2, 3, and 4 payments. The higher the percentage of
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beneficiaries who are concurrent SSI recipients, the slower the growth in
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such cyclic payments.
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<div class="pad-top">
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<p>
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The graph below shows the growth, by trust fund, of payment amounts made on
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the second through fourth Wednesdays of each month as a percentage of total
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cyclical benefits. Click on the graph for underlying data.</p>
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<p align="center"><a name="graph"></a><a href="cyclicpaypct.html">
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<img src="cyclicpaypct.gif" border="0"
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alt="Percentage of payments made on 2nd-4th Wednesdays; click on graph for data"></a></p>
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<p>
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Compared to the OASI program, the DI program has faster turnover but
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a greater percentage of concurrent SSI beneficiaries. Thus one factor
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tends to cancel out the other one, and, as shown in the above
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graph, the growth in the percentage of beneficiaries receiving cycle
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2, 3, and 4 payments by program (OASI versus DI) reflects these
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opposing forces.
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