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<h2 class="fw4 ma0">Cohort Life Tables</h2>
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<p> Annual <a href="../TR/index.html">Trustees Reports</a> provide estimates describing the actuarial status of Social Security's <a href="../ProgData/describeoasi.html">Old-Age and Survivors Insurance</a> (OASI) and <a href="../ProgData/describedi.html">Disability Insurance</a> (DI) Trust Funds under current law. In making these estimates, the Trustees make key <a href="../TR/2024/2024_Long-Range_Demographic_Assumptions.pdf">demographic assumptions</a> and <a href="../TR/2024/2024_Long-Range_Economic_Assumptions.pdf">economic assumptions</a>. The intermediate set of assumptions reflects the Trustees&#146; best estimates of future experience. </p>
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The following downloadable files provide historical and projected cohort life tables by single year of age, sex, and calendar year. A cohort life table represents the mortality experience in a series of years, based on an individuals year of birth and the year in which the individual will reach each succeeding age. <a href="https://www.ssa.gov/OACT/NOTES/pdf_studies/study120.pdf">Actuarial Study Number 120</a> provides additional information about this and other mortality concepts. Section IV, which begins on page 3 of that study, contains definitions of life table functions, and also contains a brief discussion of life tables in general. Additionally, definitions specifically related to the columns used in these life tables, can be found <a href="CohLifeTables\LifeTableDefinitions.pdf">here</a>. The interest rate used for calculating the annuity-related values shown in the life tables is the same as the ultimate real interest rate used for the intermediate assumptions.
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<option value="CohLifeTables/2021/CohLifeTables2021.html" title="Population from the 2021 Trustees Report">2021</option>
<option value="CohLifeTables/2020/CohLifeTables2020.html" title="Population from the 2020 Trustees Report">2020</option>
<option value="CohLifeTables/2019/CohLifeTables2019.html" title="Population from the 2019 Trustees Report">2019</option>
<option value="CohLifeTables/2018/CohLifeTables2018.html" title="Population from the 2018 Trustees Report">2018</option>
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<option value="CohLifeTables/2015/CohLifeTables2015.html" title="Population from the 2015 Trustees Report">2015</option>
<option value="CohLifeTables/2014/CohLifeTables2014.html" title="Population from the 2014 Trustees Report" >2014</option>
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