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<h1 class="m-fs4 fw7 mt2 mb2 headline">You and Social Security, Together for a Lifetime</h1>
<p class="fs1 mb2 gray-lighter bc-gray metabox">May 31, 2018 •
By <a href="https://blog.ssa.gov/author/ae615867f5613a6f787360fa80738743cb9bb0bb/" title="Posts by Jim Borland, Acting Deputy Commissioner for Communications" class="author url fn" rel="author">Jim Borland, Acting Deputy Commissioner for Communications</a> </p>
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Reading Time: 2 Minutes </span>
<p class="fs1 bb bc-gray pb3"><strong><em>Last Updated:&nbsp;November 3, 2023</em></strong></p>
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<p><a href="https://blog.ssa.gov/wp-content/uploads/2018/05/MDW-pic.jpg"><img fetchpriority="high" decoding="async" class="wp-image-3333 size-medium alignright" src="https://blog.ssa.gov/wp-content/uploads/2018/05/MDW-pic-300x210.jpg" alt="two women smiling together" width="300" height="210" srcset="https://blog.ssa.gov/wp-content/uploads/2018/05/MDW-pic-300x210.jpg 300w, https://blog.ssa.gov/wp-content/uploads/2018/05/MDW-pic.jpg 500w" sizes="(max-width: 300px) 100vw, 300px" /></a>Social Security is with you throughout lifes journey. During May, we celebrate Older Americans Month, and we want to highlight how we are here for you. Were there when you get your first job, when you get married, and through years of work when you are paying Social Security taxes. Our programs serve as vital financial protection for millions of Americans, and part of our journey together includes making sure you know what that protection means to you in your later years.<span id="more-3332"></span></p>
<p>Were there to help you stay in control of your benefits with our online services — helping you do business with us from your preferred location. For example, if you damage or lose your Medicare card, you can order a replacement card easily with a personal <a href="https://www.ssa.gov/myaccount/"><em><span class="red-text">my</span></em><span style="color: #3366ff;"> Social Security</span> account</a>. Having a personal <a href="https://www.ssa.gov/myaccount/"><em><span class="red-text">my</span></em><span style="color: #3366ff;"> Social Security</span> account</a> helps free up your time to do other things that truly matter to you.</p>
<p>If the time comes when you can no longer manage your benefits, you can count on Social Security to be there. Our <a href="https://www.ssa.gov/payee/index.htm" target="_blank" rel="noopener noreferrer">Representative Payee Program</a> helps millions of beneficiaries who cannot manage their Social Security or Supplemental Security Income benefits. A representative payee is a trusted family member, friend, or institution who can receive and manage the funds we pay for someone who receives benefits.</p>
<p>Your representative payee receives the payments on your behalf and must <a href="https://www.ssa.gov/payee/bene.htm" target="_blank" rel="noopener noreferrer">use the money</a> to pay for your needs, which include housing and utilities, food, medical and dental expenses, personal care items, clothing, and rehabilitation expenses (if youre disabled).</p>
<p>Your representative payee can use the rest of your benefit money to pay the cost of your care and provide money for your personal needs. Social Security looks for qualified individuals or organizations to represent you.</p>
<p>Working with a representative payee is just one of the ways Social Security helps you secure today and tomorrow. Visit our representative payee <a href="https://www.ssa.gov/payee/bene.htm" target="_blank" rel="noopener noreferrer">website</a> for more information.</p>
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<hr class="mb2 after-content"><p class="fs1 gray-lighter"><strong>Tags:</strong> <a href="https://blog.ssa.gov/tag/medicare/" aria-label='Medicare Tag' rel="tag">Medicare</a>, <a href="https://blog.ssa.gov/tag/my-social-security/" aria-label='my Social Security Tag' rel="tag">my Social Security</a>, <a href="https://blog.ssa.gov/tag/my-social-security-account/" aria-label='my Social Security account Tag' rel="tag">my Social Security account</a>, <a href="https://blog.ssa.gov/tag/representative-payee/" aria-label='representative payee Tag' rel="tag">representative payee</a></p> <a class="btn px3" href="#comments-anchor">See Comments</a>
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<h2 class="fs2 fw6 mb0 mt4">About the Author</h2>
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<img alt='Jim Borland, Acting Deputy Commissioner for Communications' src='https://secure.gravatar.com/avatar/6c5f97ef3dc5baf8e2922783548d2ea2?s=60&#038;d=mm&#038;r=g' srcset='https://secure.gravatar.com/avatar/6c5f97ef3dc5baf8e2922783548d2ea2?s=120&#038;d=mm&#038;r=g 2x' class='avatar avatar-60 photo mt0 br-100' height='60' width='60' decoding='async'/> <div class="ml3 mt3">
<h3 class="fs2 fw6 mb0"><a href="https://blog.ssa.gov/author/ae615867f5613a6f787360fa80738743cb9bb0bb/" title="Posts by Jim Borland, Acting Deputy Commissioner for Communications" class="author url fn" rel="author">Jim Borland, Acting Deputy Commissioner for Communications</a></h3>
<p class="fs1 gray-lighter mt0">Jim Borland, Acting Deputy Commissioner for Communications</p>
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<h3 class="fs2 fw6 mb0">Beverly W.</h3>
<p class="fs1 gray-lighter mt0">
<time datetime="May 31, 2018 3:16PM">
May 31, 2018 3:16PM </time>
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<p>Because I worked for the State of Ohio as an employee of The Ohio State University, my employment in private industry is &#8220;hit&#8221; and now that I&#8217;m a widow, I&#8217;m even more penalized. Do I have to move out of Ohio in order to be able to receive all the benefits I&#8217;ve earned over my employ -ment history and that of my husband of almost 53 years?<br />
If that is an option, maybe it&#8217;s something I need to think about seriously.</p>
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<h3 class="fs2 fw6 mb0">Kwaku A.</h3>
<p class="fs1 gray-lighter mt0">
<time datetime="May 31, 2018 3:01PM">
May 31, 2018 3:01PM </time>
</p>
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<p>Im 65 and rent an apartment in Washington DC for $1,475/month.<br />
My monthly benefits is $822/month so I drive a cab part time to supplement my income.<br />
What programs are out there to help me with affordable housing to make ends meet?</p>
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<h3 class="fs2 fw6 mb0">Lesly F.</h3>
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<time datetime="May 31, 2018 3:22PM">
May 31, 2018 3:22PM </time>
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<p>Only thing you can it you are taxi driver and you benefits from social security.my friend is apploy for public housing.you can not paying rent higher money you not suppose to pay my friend.</p>
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src="https://blog.ssa.gov/wp-content/themes/firefly/assets/images/logo.jpg"/>
<div class="mt3 ml3">
<h3 class="fs2 fw6 mb0">R.F.</h3>
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<time datetime="June 1, 2018 8:46AM">
June 1, 2018 8:46AM </time>
</p>
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<p>Some individuals may also be eligible to receive social services from the state in which they live. These services include Medicaid, free meals, housekeeping help, transportation or help with other problems. You can get information about services in your area from your state or local social services office. Or you can visit the <a href="https://www.hhs.gov/programs/index.html" target="_blank" rel="noopener nofollow">U.S. Department of Health and Human Services (HHS)</a> web page for more information.<br />
We hope this helps!</p>
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<h3 class="fs2 fw6 mb0">William R.</h3>
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<time datetime="May 31, 2018 2:36PM">
May 31, 2018 2:36PM </time>
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<p>Need to create/recall log-in and password for mySocialSecurity account. Please send reply to my email accounts. Thanks.433</p>
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<h3 class="fs2 fw6 mb0">Snarky</h3>
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<time datetime="May 31, 2018 3:00PM">
May 31, 2018 3:00PM </time>
</p>
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<p>Call 800-772-1213. Personal problems cannot be taken care of on a public blog.</p>
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<h3 class="fs2 fw6 mb0">William R.</h3>
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<time datetime="May 31, 2018 2:31PM">
May 31, 2018 2:31PM </time>
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<p>Need to create log-in and password. I have forgotten them. This is for a mySocialSecurity account. Thanks.</p>
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<h3 class="fs2 fw6 mb0">Snarky</h3>
<p class="fs1 gray-lighter mt0">
<time datetime="May 31, 2018 2:59PM">
May 31, 2018 2:59PM </time>
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<p>Call 800=772-1213. Personal problems cannot be taken care of on a public blog.</p>
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<h3 class="fs2 fw6 mb0">STEVEN C.</h3>
<p class="fs1 gray-lighter mt0">
<time datetime="May 31, 2018 2:30PM">
May 31, 2018 2:30PM </time>
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<p>IF I WANT YOU MAKE NEW STATETMENTS ISSUED MY S.S.A. LETTER WHAT ABOUT 15 SALARY FULL TIME DONE OR NOT ADDED 15 PERCENT OF FULL BENEFITS AND MY MOTHER FOR STEVEN CHECKS SSA AND OTHER JOBS 5 PERCENT OF BENEFITS S.S.D.I. BOTH MY ADDRESS:HOTEL MEN ONLY<br />
STEVEN CHARAPATA<br />
426 S. CLARK ST.<br />
CHICAGO.IL 60605<br />
THANK YOU.</p>
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<h3 class="fs2 fw6 mb0">Snarky</h3>
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<time datetime="May 31, 2018 2:58PM">
May 31, 2018 2:58PM </time>
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<p>TAKE YOUR MEDS AND THINGS WILL SEEM BETTER.</p>
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<h3 class="fs2 fw6 mb0">SANDRA I.</h3>
<p class="fs1 gray-lighter mt0">
<time datetime="May 31, 2018 2:27PM">
May 31, 2018 2:27PM </time>
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<p>Thank you for this information and the benefits I can depend on. I am grateful.</p>
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<h3 class="fs2 fw6 mb0">Angela P.</h3>
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<time datetime="May 31, 2018 2:25PM">
May 31, 2018 2:25PM </time>
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<div class="fs1 comment-body">
<p>I am Angela Provencio and I joined the ticket to work program and I feel there&#8217;s too much sterio typing in society. I went to college for 7 years but unfortunately I am disabled. I&#8217;ve survived 2 back surgeries and a neck surgery plus countless others due to R.A.. The problem is that I am no polar disorder Basicly either I&#8217;m all in or all out. I educated myself by attending college for 92 credit hours 7yrs. Here&#8217;s my problem how would I get my mental healt license and with what money. I live on less than a thousand amount, my rent alone is 600 plus electric. My credit was breached by experian credit bureau and my credit was ruined how can I get the money to fix that. I feel there would be no greater asset than someone to hire me because I&#8217;m 61 and was born rid way amoung it all I still managed to get ahead but how will I got forward it bipolar disorder is a disability and no one wants to hire someone lone me why are they scared. America needs to be educated.</p>
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<h3 class="fs2 fw6 mb0">Snarky</h3>
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<time datetime="May 31, 2018 2:57PM">
May 31, 2018 2:57PM </time>
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<p>Improve your typing skills, that might land you a job.</p>
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<h3 class="fs2 fw6 mb0">Joan. G.</h3>
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<time datetime="May 31, 2018 3:24PM">
May 31, 2018 3:24PM </time>
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<p>So many, on media of any kind, either type to fast, or don&#8217;t know spelling or grammar.</p>
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<h3 class="fs2 fw6 mb0">Ralph G.</h3>
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<time datetime="April 15, 2020 9:06PM">
April 15, 2020 9:06PM </time>
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<p>I think you mean “typing too fast”. Three ways to spell “to” and each one has a different meaning.</p>
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<h3 class="fs2 fw6 mb0">Valerie S.</h3>
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<time datetime="May 31, 2018 2:20PM">
May 31, 2018 2:20PM </time>
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<p>It is nice to know that there is a reward for paying into the system, especially since I started to officially work at the age of 15. I am especially impressed with the print out of my entire work life. Your system data collection is great! Thank you.</p>
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src="https://blog.ssa.gov/wp-content/themes/firefly/assets/images/logo.jpg"/>
<div class="mt3 ml3">
<h3 class="fs2 fw6 mb0">R.F.</h3>
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<time datetime="May 31, 2018 3:32PM">
May 31, 2018 3:32PM </time>
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<p>Thank you, Valerie! Were pleased we can help. We will continue our efforts to meet your requirements and expectations in the years to come.</p>
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<h3 class="fs2 fw6 mb0">Rose M.</h3>
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<time datetime="May 31, 2018 2:15PM">
May 31, 2018 2:15PM </time>
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<p>I have to say I am so impressed with all the Advertising you are doing lately. It&#8217;s about time Social Security got some Credit for all the good things they do.</p>
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<h3 class="fs2 fw6 mb0">Snarky</h3>
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<time datetime="May 31, 2018 2:55PM">
May 31, 2018 2:55PM </time>
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<p>Patting oneself on the back is hardly impressive.</p>
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src="https://blog.ssa.gov/wp-content/themes/firefly/assets/images/logo.jpg"/>
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<h3 class="fs2 fw6 mb0">R.F.</h3>
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<time datetime="May 31, 2018 3:30PM">
May 31, 2018 3:30PM </time>
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<p>Thank you, Rose! Your thoughts are important to us and were pleased when feedback is positive. We try hard to provide the best possible service to our customers and your satisfaction is our reward.</p>
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<h3 class="fs2 fw6 mb0">caroldownzeh</h3>
<p class="fs1 gray-lighter mt0">
<time datetime="February 21, 2020 3:23AM">
February 21, 2020 3:23AM </time>
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<p><a href="https://women4men.net/" rel="nofollow">women 4 men</a> is the best place for chatting with the girls</p>
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<h3 class="fs2 fw6 mb0">Lola T.</h3>
<p class="fs1 gray-lighter mt0">
<time datetime="May 31, 2018 2:14PM">
May 31, 2018 2:14PM </time>
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<p>I&#8217;ve been working since I was 16.And I can&#8217;t retire until I m 65 and a half.Why?I just turned 61 this month.</p>
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<h3 class="fs2 fw6 mb0">Lesly F.</h3>
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<time datetime="May 31, 2018 2:19PM">
May 31, 2018 2:19PM </time>
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<p>I think my friend if you work that long and you have 40 credit is law social security administration.you can retired at 62 years old.your are 61 years old it&#8217;s next year.</p>
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<h3 class="fs2 fw6 mb0">Snarky</h3>
<p class="fs1 gray-lighter mt0">
<time datetime="May 31, 2018 2:54PM">
May 31, 2018 2:54PM </time>
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<p>You can retire at a reduced amount at age 62.</p>
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src="https://blog.ssa.gov/wp-content/themes/firefly/assets/images/logo.jpg"/>
<div class="mt3 ml3">
<h3 class="fs2 fw6 mb0">R.F.</h3>
<p class="fs1 gray-lighter mt0">
<time datetime="May 31, 2018 3:29PM">
May 31, 2018 3:29PM </time>
</p>
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</div>
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<p>Hi Lola. The earliest age you can apply for <strong>reduced</strong> <a href="https://www.ssa.gov/planners/retire/" target="_blank" rel="noopener nofollow">retirement benefits</a> is 62. We suggest you create a <a href="https://www.ssa.gov/myaccount/" target="_blank" rel="noopener nofollow">my Social Security account</a> to review your earnings record and get an <a href="https://www.ssa.gov/benefits/retirement/estimator.html" target="_blank" rel="noopener nofollow">estimate</a> of your future benefits.<br />
Please visit our <a href="https://faq.ssa.gov/en-US/Topic/article/KA-01879" target="_blank" rel="noopener nofollow">Frequently Asked Questions</a> web page for more information. </p>
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<h3 class="fs2 fw6 mb0">Ann w.</h3>
<p class="fs1 gray-lighter mt0">
<time datetime="June 21, 2018 12:16PM">
June 21, 2018 12:16PM </time>
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<p>How old do you have to before you can make unlimited money.</p>
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src="https://blog.ssa.gov/wp-content/themes/firefly/assets/images/logo.jpg"/>
<div class="mt3 ml3">
<h3 class="fs2 fw6 mb0">R.F.</h3>
<p class="fs1 gray-lighter mt0">
<time datetime="June 21, 2018 1:02PM">
June 21, 2018 1:02PM </time>
</p>
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</div>
<div class="fs1 comment-body">
<p><a href="https://faq.ssa.gov/en-US/Topic/article/KA-01921" target="_blank" rel="noopener nofollow">What happens if I work and get Social Security retirement benefits?</a></p>
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<h3 class="fs2 fw6 mb0">Kathy C.</h3>
<p class="fs1 gray-lighter mt0">
<time datetime="March 14, 2019 3:04PM">
March 14, 2019 3:04PM </time>
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<p>I also would like to know at what age you can collect full so securely it with no penalty.</p>
<p>Also I would like to know if the survivor benefits are taxed when you draw social security for your deceased spouse?</p>
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<h3 class="fs2 fw6 mb0">Jessica</h3>
<p class="fs1 gray-lighter mt0">
<time datetime="November 13, 2019 1:42AM">
November 13, 2019 1:42AM </time>
</p>
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<p><a href="https://www.123hpcomsetup.net" rel="nofollow">123.hp.com</a> printer is easy Setting up. All you need is to follow the simple steps and your HP Printer Setup is ready to function. hp.com or 123.hp.com/setup. Call +1-888-863-4264</p>
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