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211 lines
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Comments on: Preparation For The Future Begins In The Present </title>
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<atom:link href="https://blog.ssa.gov/preparation-for-the-future-begins-in-the-present/feed/" rel="self" type="application/rss+xml" />
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<link>https://blog.ssa.gov/preparation-for-the-future-begins-in-the-present/</link>
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<description>The Official Blog of Social Security</description>
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<title>
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By: Krystalon Smith </title>
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<link>https://blog.ssa.gov/preparation-for-the-future-begins-in-the-present/comment-page-2/#comment-303842</link>
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<dc:creator><![CDATA[Krystalon Smith]]></dc:creator>
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<pubDate>Fri, 28 Jul 2017 04:43:25 +0000</pubDate>
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<guid isPermaLink="false">https://blog.ssa.gov/?p=760#comment-303842</guid>
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<description><![CDATA[I truly feel that we all should prepare for the future in the 21st century.
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I've been hearing all sort of stuff about the Social Security Administration going bankrupt,...and I'm thinking that is just to alarm us!
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Also, others have said...that Social Security is outdated...and, that we as Americans shouldn't be too reliant on it, too much! Well, I disagree!!
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I don't think that the Social Security Administration is outdated! I feel...that it is very much needed in the United States...cause, if it'd not been for Social Security, we'd be in poverty, right now!
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Poverty...is not, or has to be an option! We can just make up in our minds...to use our moneys properly, and save...and, live within our means!
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We don't have to be broke! We don't have to be penniless! We can just watch our pennies...and, save little by little! it's not nearly as hard as we make it appear top be!
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To save...is easy! All we've got to do is do it! It doesn't take a scholar to figure that out!]]></description>
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<content:encoded><![CDATA[<p>I truly feel that we all should prepare for the future in the 21st century.<br />
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I’ve been hearing all sort of stuff about the Social Security Administration going bankrupt,…and I’m thinking that is just to alarm us!</p>
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<p>Also, others have said…that Social Security is outdated…and, that we as Americans shouldn’t be too reliant on it, too much! Well, I disagree!!<br />
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I don’t think that the Social Security Administration is outdated! I feel…that it is very much needed in the United States…cause, if it’d not been for Social Security, we’d be in poverty, right now!<br />
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Poverty…is not, or has to be an option! We can just make up in our minds…to use our moneys properly, and save…and, live within our means!<br />
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We don’t have to be broke! We don’t have to be penniless! We can just watch our pennies…and, save little by little! it’s not nearly as hard as we make it appear top be! </p>
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<p>To save…is easy! All we’ve got to do is do it! It doesn’t take a scholar to figure that out!</p>
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]]></content:encoded>
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By: Quinn </title>
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<link>https://blog.ssa.gov/preparation-for-the-future-begins-in-the-present/comment-page-2/#comment-28481</link>
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<dc:creator><![CDATA[Quinn]]></dc:creator>
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<pubDate>Mon, 22 Feb 2016 14:57:23 +0000</pubDate>
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<guid isPermaLink="false">https://blog.ssa.gov/?p=760#comment-28481</guid>
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<description><![CDATA[I'm still learning from you, while I'm trying to achieve my goals. I absolutely enjoy reading all that is posted on your site.Keep the aarticles coming. I enjoyed it!
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]]></description>
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<content:encoded><![CDATA[<p>I’m still learning from you, while I’m trying to achieve my goals. I absolutely enjoy reading all that is posted on your site.Keep the aarticles coming. I enjoyed it!</p>
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]]></content:encoded>
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<title>
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By: Summer </title>
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<link>https://blog.ssa.gov/preparation-for-the-future-begins-in-the-present/comment-page-1/#comment-27150</link>
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<dc:creator><![CDATA[Summer]]></dc:creator>
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<pubDate>Tue, 09 Feb 2016 09:14:29 +0000</pubDate>
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<guid isPermaLink="false">https://blog.ssa.gov/?p=760#comment-27150</guid>
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<description><![CDATA[In reply to <a href="https://blog.ssa.gov/preparation-for-the-future-begins-in-the-present/comment-page-1/#comment-16361">I have same question-Rashmika patel</a>.
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Your answer shows real innelligetce.]]></description>
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<content:encoded><![CDATA[<p>In reply to <a href="https://blog.ssa.gov/preparation-for-the-future-begins-in-the-present/comment-page-1/#comment-16361">I have same question-Rashmika patel</a>.</p>
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<p>Your answer shows real innelligetce.</p>
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]]></content:encoded>
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By: Ray Fernandez, Public Affairs Specialist </title>
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<link>https://blog.ssa.gov/preparation-for-the-future-begins-in-the-present/comment-page-2/#comment-22164</link>
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<dc:creator><![CDATA[Ray Fernandez, Public Affairs Specialist]]></dc:creator>
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<pubDate>Tue, 03 Nov 2015 18:21:07 +0000</pubDate>
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<guid isPermaLink="false">https://blog.ssa.gov/?p=760#comment-22164</guid>
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<description><![CDATA[In reply to <a href="https://blog.ssa.gov/preparation-for-the-future-begins-in-the-present/comment-page-2/#comment-20683">Lois Lynn</a>.
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When you receive disability benefits under the Social Security Disability Insurance (SSDI) program, we will automatically convert your disability benefits to retirement benefits, when you attain your <a href="https://www.socialsecurity.gov/planners/retire/retirechart.html" target="_blank" rel="nofollow">Full Retirement Age</a>. The benefit amount will generally remain the same. While you may be eligible to switch from disability to retirement benefits at age 62 or before attaining your full retirement age, your benefits will be reduced. Additionally, your benefits could be affected even further as a result of your earnings.
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Read more about <a href="https://www.ssa.gov/pubs/EN-05-10069.pdf" target="_blank" rel="nofollow">How Work Affects Your Benefits</a> and <a href="https://www.socialsecurity.gov/pubs/EN-05-10095.pdf" target="_blank" rel="nofollow">Working while Disabled- How We Can Help</a>. If you have more questions, please call our toll free number at 1-800-772-1213, Monday through Friday between 7 a.m. and 7 p.m. and talk with one of our representatives]]></description>
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<content:encoded><![CDATA[<p>In reply to <a href="https://blog.ssa.gov/preparation-for-the-future-begins-in-the-present/comment-page-2/#comment-20683">Lois Lynn</a>.</p>
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<p>When you receive disability benefits under the Social Security Disability Insurance (SSDI) program, we will automatically convert your disability benefits to retirement benefits, when you attain your <a href="https://www.socialsecurity.gov/planners/retire/retirechart.html" target="_blank" rel="nofollow">Full Retirement Age</a>. The benefit amount will generally remain the same. While you may be eligible to switch from disability to retirement benefits at age 62 or before attaining your full retirement age, your benefits will be reduced. Additionally, your benefits could be affected even further as a result of your earnings.<br />
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Read more about <a href="https://www.ssa.gov/pubs/EN-05-10069.pdf" target="_blank" rel="nofollow">How Work Affects Your Benefits</a> and <a href="https://www.socialsecurity.gov/pubs/EN-05-10095.pdf" target="_blank" rel="nofollow">Working while Disabled- How We Can Help</a>. If you have more questions, please call our toll free number at 1-800-772-1213, Monday through Friday between 7 a.m. and 7 p.m. and talk with one of our representatives</p>
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]]></content:encoded>
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By: Lois Lynn </title>
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<link>https://blog.ssa.gov/preparation-for-the-future-begins-in-the-present/comment-page-2/#comment-20683</link>
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<dc:creator><![CDATA[Lois Lynn]]></dc:creator>
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<pubDate>Thu, 15 Oct 2015 19:25:53 +0000</pubDate>
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<guid isPermaLink="false">https://blog.ssa.gov/?p=760#comment-20683</guid>
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<description><![CDATA[I am unable to find information about collecting retirement at age 63 versus the age of 70 I currently receive disability and my retirement however I am still struggling but receiving disability I'm only allowed to make a small stipend. If l switch from Social Security disability to Social Security retirement then I would be able to work and earn enough to survive each month does anyone know how this works and how it would affect me either positively or negatively I can't seem to find the answer anywhere on the website here.]]></description>
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<content:encoded><![CDATA[<p>I am unable to find information about collecting retirement at age 63 versus the age of 70 I currently receive disability and my retirement however I am still struggling but receiving disability I’m only allowed to make a small stipend. If l switch from Social Security disability to Social Security retirement then I would be able to work and earn enough to survive each month does anyone know how this works and how it would affect me either positively or negatively I can’t seem to find the answer anywhere on the website here.</p>
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]]></content:encoded>
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<title>
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By: Lois Lynn </title>
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<link>https://blog.ssa.gov/preparation-for-the-future-begins-in-the-present/comment-page-1/#comment-20677</link>
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<dc:creator><![CDATA[Lois Lynn]]></dc:creator>
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<pubDate>Thu, 15 Oct 2015 19:19:04 +0000</pubDate>
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<guid isPermaLink="false">https://blog.ssa.gov/?p=760#comment-20677</guid>
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<description><![CDATA[In reply to <a href="https://blog.ssa.gov/preparation-for-the-future-begins-in-the-present/comment-page-1/#comment-18271">Dianne</a>.
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I agree Dianne. I retired from a branch of the county government. It is scary the amount of money foreign folks get , just for being here, they receive a monthly grant. Our money Dianne. I've worked a very long time. I am way below poverty level, Foreigners have brand new
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cars. Mine is 35 years old. Been
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recently looking for part time
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work to supplement my income.
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Forieners are using food stamps to buy meat, l live on peanut butter and jelly.
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the powers that be do not have the money issues we do, they probably never will, l hope they will some day ... now that will be fair!]]></description>
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<content:encoded><![CDATA[<p>In reply to <a href="https://blog.ssa.gov/preparation-for-the-future-begins-in-the-present/comment-page-1/#comment-18271">Dianne</a>.</p>
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<p>I agree Dianne. I retired from a branch of the county government. It is scary the amount of money foreign folks get , just for being here, they receive a monthly grant. Our money Dianne. I’ve worked a very long time. I am way below poverty level, Foreigners have brand new<br />
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cars. Mine is 35 years old. Been<br />
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recently looking for part time<br />
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work to supplement my income.<br />
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Forieners are using food stamps to buy meat, l live on peanut butter and jelly.</p>
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<p>the powers that be do not have the money issues we do, they probably never will, l hope they will some day … now that will be fair!</p>
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]]></content:encoded>
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By: Lois Lynn </title>
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<link>https://blog.ssa.gov/preparation-for-the-future-begins-in-the-present/comment-page-1/#comment-20665</link>
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<dc:creator><![CDATA[Lois Lynn]]></dc:creator>
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<pubDate>Thu, 15 Oct 2015 19:08:04 +0000</pubDate>
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<guid isPermaLink="false">https://blog.ssa.gov/?p=760#comment-20665</guid>
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<description><![CDATA[In reply to <a href="https://blog.ssa.gov/preparation-for-the-future-begins-in-the-present/comment-page-1/#comment-16727">armand</a>.
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As l understand from the social security office, the 'yours or your husbands' operate on a percentage basis. Ithought l would receive more from my husbands SS. So l checked, they stated to me that l am within the percentage range so l do not qualify for his,. When we both worked, he made twice as much as l did, almost to the dollar. What is up with that!]]></description>
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<content:encoded><![CDATA[<p>In reply to <a href="https://blog.ssa.gov/preparation-for-the-future-begins-in-the-present/comment-page-1/#comment-16727">armand</a>.</p>
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<p>As l understand from the social security office, the ‘yours or your husbands’ operate on a percentage basis. Ithought l would receive more from my husbands SS. So l checked, they stated to me that l am within the percentage range so l do not qualify for his,. When we both worked, he made twice as much as l did, almost to the dollar. What is up with that!</p>
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]]></content:encoded>
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By: Dianne </title>
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<link>https://blog.ssa.gov/preparation-for-the-future-begins-in-the-present/comment-page-1/#comment-18271</link>
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<dc:creator><![CDATA[Dianne]]></dc:creator>
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<pubDate>Thu, 01 Oct 2015 14:32:35 +0000</pubDate>
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<guid isPermaLink="false">https://blog.ssa.gov/?p=760#comment-18271</guid>
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<description><![CDATA[In reply to <a href="https://blog.ssa.gov/preparation-for-the-future-begins-in-the-present/comment-page-1/#comment-16365">Peter I. Giglia</a>.
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I agree, this is so unfair to American citizens who have worked their whole life, and are now of retirement age. BUT, we will not get increases we are entitled to, because our Government is spending that money on aiding illegals in this country, on aiding immigrants coming into this country who haven'[t paid a dime, of aiding foreign countries that despise us. AND that is the reason we won't be getting fair COLA increases, or often, any increases. We are no longer important to our government.]]></description>
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<content:encoded><![CDATA[<p>In reply to <a href="https://blog.ssa.gov/preparation-for-the-future-begins-in-the-present/comment-page-1/#comment-16365">Peter I. Giglia</a>.</p>
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<p>I agree, this is so unfair to American citizens who have worked their whole life, and are now of retirement age. BUT, we will not get increases we are entitled to, because our Government is spending that money on aiding illegals in this country, on aiding immigrants coming into this country who haven'[t paid a dime, of aiding foreign countries that despise us. AND that is the reason we won’t be getting fair COLA increases, or often, any increases. We are no longer important to our government.</p>
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]]></content:encoded>
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By: eliedith </title>
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<link>https://blog.ssa.gov/preparation-for-the-future-begins-in-the-present/comment-page-2/#comment-18090</link>
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<dc:creator><![CDATA[eliedith]]></dc:creator>
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<pubDate>Wed, 30 Sep 2015 06:05:41 +0000</pubDate>
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<guid isPermaLink="false">https://blog.ssa.gov/?p=760#comment-18090</guid>
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<description><![CDATA[In reply to <a href="https://blog.ssa.gov/preparation-for-the-future-begins-in-the-present/comment-page-2/#comment-17563">Ray Fernandez, Public Affairs Specialist</a>.
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Ray Fernandez, thank you, that helped, so the fact that i am a professor does not affect my eligibility?]]></description>
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<content:encoded><![CDATA[<p>In reply to <a href="https://blog.ssa.gov/preparation-for-the-future-begins-in-the-present/comment-page-2/#comment-17563">Ray Fernandez, Public Affairs Specialist</a>.</p>
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<p>Ray Fernandez, thank you, that helped, so the fact that i am a professor does not affect my eligibility?</p>
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]]></content:encoded>
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By: Martha Fernandez </title>
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<link>https://blog.ssa.gov/preparation-for-the-future-begins-in-the-present/comment-page-1/#comment-17761</link>
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<dc:creator><![CDATA[Martha Fernandez]]></dc:creator>
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<pubDate>Mon, 28 Sep 2015 05:19:33 +0000</pubDate>
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<guid isPermaLink="false">https://blog.ssa.gov/?p=760#comment-17761</guid>
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<description><![CDATA[In reply to <a href="https://blog.ssa.gov/preparation-for-the-future-begins-in-the-present/comment-page-1/#comment-16417">eliedith</a>.
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This is totally unfair. I myself was a teacher for 16 years. Before becoming a teacher I worked as a secretary for 11 years. After my third stroke which left me semi-paralyzed from my right side, I was forced to medically retire from my teaching position. I am receiving retirement benefits from Texas Teacher Retirement System. When I tried to collect Social Security I was told that I did not qualify to collect from both. I paid into the Social Security for 11 years. I feel this is very unfair. I have to pay Medicare $314 quarterly and my payment for my medical insurance is deducted from my Teacher Retirement payment every month. I have to pay for my own dental plan and the co-payment for all my doctor visits and medications. My husband is employed but suffers from heart problems and is also diabetic and has a lot of medical bills and medications. Sometimes we barely have enough to cover all the bills we have. Very sad!]]></description>
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<content:encoded><![CDATA[<p>In reply to <a href="https://blog.ssa.gov/preparation-for-the-future-begins-in-the-present/comment-page-1/#comment-16417">eliedith</a>.</p>
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<p>This is totally unfair. I myself was a teacher for 16 years. Before becoming a teacher I worked as a secretary for 11 years. After my third stroke which left me semi-paralyzed from my right side, I was forced to medically retire from my teaching position. I am receiving retirement benefits from Texas Teacher Retirement System. When I tried to collect Social Security I was told that I did not qualify to collect from both. I paid into the Social Security for 11 years. I feel this is very unfair. I have to pay Medicare $314 quarterly and my payment for my medical insurance is deducted from my Teacher Retirement payment every month. I have to pay for my own dental plan and the co-payment for all my doctor visits and medications. My husband is employed but suffers from heart problems and is also diabetic and has a lot of medical bills and medications. Sometimes we barely have enough to cover all the bills we have. Very sad!</p>
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