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209 lines
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Comments on: Learning the Lingo of Social Security </title>
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<description>The Official Blog of Social Security</description>
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<title>
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By: Vonda </title>
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<link>https://blog.ssa.gov/learning-the-lingo-of-social-security/comment-page-5/#comment-736015</link>
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<dc:creator><![CDATA[Vonda]]></dc:creator>
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<pubDate>Thu, 14 Jan 2021 19:17:21 +0000</pubDate>
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<guid isPermaLink="false">https://blog.ssa.gov/?p=2934#comment-736015</guid>
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<description><![CDATA[In reply to <a href="https://blog.ssa.gov/learning-the-lingo-of-social-security/comment-page-5/#comment-736010">John</a>.
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Hi John, thanks for using our blog. In most cases, if you don’t sign up for Medicare when you’re first eligible, you may have to pay a higher monthly premium which is why we advise people to apply for Medicare benefits as soon as they are eligible. However, if you were covered under a group health plan based on your or your spouse’s current employment, you may qualify for a <a href="https://www.ssa.gov/hlp/isba/10/hlp-med003-partb2.htm" target="_blank" rel="noopener nofollow ugc">Special Enrollment Period (SEP)</a> that will let you sign up for Medicare Part B. You have an 8-month SEP to sign up for Part A and/or Part B that starts at one of these times (whichever happens first):
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• The month after the employment ends
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• The month after group health plan insurance based on current employment ends.
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Usually, you don’t pay a late enrollment penalty if you sign up during a SEP.
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If you don’t qualify for an SEP, you will have to wait for the General Enrollment Period (GEP) to sign up. The GEP lasts from January 1 through March 31. Coverage would begin July 1. Most people who sign up for Part B during the GEP will have a 10 percent increase in monthly premiums for each 12-month period they did not enroll, but were eligible.
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You can call us at 1-800-772-1213 for assistance or you can contact your local Social Security office. Please look for the general inquiry telephone number at the <a href="https://secure.ssa.gov/ICON/main.jsp" target="_blank" rel="noopener nofollow ugc">Social Security Office Locator</a>. The number may appear under Show Additional Office Information. Please be aware that our call wait times are longer than normal. We hope this information helps.]]></description>
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<content:encoded><![CDATA[<p>In reply to <a href="https://blog.ssa.gov/learning-the-lingo-of-social-security/comment-page-5/#comment-736010">John</a>.</p>
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<p>Hi John, thanks for using our blog. In most cases, if you don’t sign up for Medicare when you’re first eligible, you may have to pay a higher monthly premium which is why we advise people to apply for Medicare benefits as soon as they are eligible. However, if you were covered under a group health plan based on your or your spouse’s current employment, you may qualify for a <a href="https://www.ssa.gov/hlp/isba/10/hlp-med003-partb2.htm" target="_blank" rel="noopener nofollow ugc">Special Enrollment Period (SEP)</a> that will let you sign up for Medicare Part B. You have an 8-month SEP to sign up for Part A and/or Part B that starts at one of these times (whichever happens first):<br />
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• The month after the employment ends<br />
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• The month after group health plan insurance based on current employment ends. </p>
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<p>Usually, you don’t pay a late enrollment penalty if you sign up during a SEP.</p>
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<p>If you don’t qualify for an SEP, you will have to wait for the General Enrollment Period (GEP) to sign up. The GEP lasts from January 1 through March 31. Coverage would begin July 1. Most people who sign up for Part B during the GEP will have a 10 percent increase in monthly premiums for each 12-month period they did not enroll, but were eligible. </p>
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<p>You can call us at 1-800-772-1213 for assistance or you can contact your local Social Security office. Please look for the general inquiry telephone number at the <a href="https://secure.ssa.gov/ICON/main.jsp" target="_blank" rel="noopener nofollow ugc">Social Security Office Locator</a>. The number may appear under Show Additional Office Information. Please be aware that our call wait times are longer than normal. We hope this information helps.</p>
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]]></content:encoded>
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</item>
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<item>
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<title>
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By: John </title>
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<link>https://blog.ssa.gov/learning-the-lingo-of-social-security/comment-page-5/#comment-736010</link>
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<dc:creator><![CDATA[John]]></dc:creator>
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<pubDate>Thu, 14 Jan 2021 19:12:12 +0000</pubDate>
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<guid isPermaLink="false">https://blog.ssa.gov/?p=2934#comment-736010</guid>
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<description><![CDATA[Helo,
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I still don't understand!
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I worked for an union for 44 years.
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one reason I close an Union is to make my wife and myself would covered medically in our old age.
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I have full medical coverage for both of us through our union.
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I don't understand why Im being charged for that full coverage through SSA .
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Why do I need SSA's Medicare when I have full coverage?
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Why do I need SSA's prescription plan when I have one through my union coverage? I have not used your prescription plan nor do I need to.
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Seems like I paying for something I don't need nor want.
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Look for ward to a reply.
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Thank you in advance for your time in regard to this matter.]]></description>
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<content:encoded><![CDATA[<p>Helo,<br />
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I still don’t understand!<br />
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I worked for an union for 44 years.<br />
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one reason I close an Union is to make my wife and myself would covered medically in our old age.<br />
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I have full medical coverage for both of us through our union.<br />
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I don’t understand why Im being charged for that full coverage through SSA .<br />
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Why do I need SSA’s Medicare when I have full coverage?<br />
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Why do I need SSA’s prescription plan when I have one through my union coverage? I have not used your prescription plan nor do I need to.<br />
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Seems like I paying for something I don’t need nor want.<br />
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Look for ward to a reply.<br />
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Thank you in advance for your time in regard to this matter.</p>
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]]></content:encoded>
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</item>
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<item>
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<title>
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By: Sue </title>
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<link>https://blog.ssa.gov/learning-the-lingo-of-social-security/comment-page-5/#comment-727160</link>
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<dc:creator><![CDATA[Sue]]></dc:creator>
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<pubDate>Fri, 18 Dec 2020 14:34:09 +0000</pubDate>
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<guid isPermaLink="false">https://blog.ssa.gov/?p=2934#comment-727160</guid>
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<description><![CDATA[In reply to <a href="https://blog.ssa.gov/learning-the-lingo-of-social-security/comment-page-5/#comment-727145">Yvonne Love</a>.
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Hi, Yvonne. Thank you for your question and for reading our blog. IRMAA stands for Income Related Monthly Adjustment Amount. It means that people with higher income will pay more for Medicare. For more information, check out our <a href="https://www.ssa.gov/benefits/medicare/medicare-premiums.html" target="_blank" rel="noopener nofollow ugc">Medicare Premiums: Rules For Higher-Income Beneficiaries</a> web page and our <a href="https://www.ssa.gov/pubs/EN-05-10125.pdf" target="_blank" rel="noopener nofollow ugc">What You Can Do If You Think Your Medicare Income-Related Premium Is Incorrect</a> fact sheet.]]></description>
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<content:encoded><![CDATA[<p>In reply to <a href="https://blog.ssa.gov/learning-the-lingo-of-social-security/comment-page-5/#comment-727145">Yvonne Love</a>.</p>
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<p>Hi, Yvonne. Thank you for your question and for reading our blog. IRMAA stands for Income Related Monthly Adjustment Amount. It means that people with higher income will pay more for Medicare. For more information, check out our <a href="https://www.ssa.gov/benefits/medicare/medicare-premiums.html" target="_blank" rel="noopener nofollow ugc">Medicare Premiums: Rules For Higher-Income Beneficiaries</a> web page and our <a href="https://www.ssa.gov/pubs/EN-05-10125.pdf" target="_blank" rel="noopener nofollow ugc">What You Can Do If You Think Your Medicare Income-Related Premium Is Incorrect</a> fact sheet.</p>
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]]></content:encoded>
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</item>
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<item>
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<title>
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By: Yvonne Love </title>
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<link>https://blog.ssa.gov/learning-the-lingo-of-social-security/comment-page-5/#comment-727145</link>
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<dc:creator><![CDATA[Yvonne Love]]></dc:creator>
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<pubDate>Fri, 18 Dec 2020 13:59:12 +0000</pubDate>
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<guid isPermaLink="false">https://blog.ssa.gov/?p=2934#comment-727145</guid>
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<description><![CDATA[What is IRMAA?]]></description>
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<content:encoded><![CDATA[<p>What is IRMAA?</p>
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]]></content:encoded>
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</item>
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<item>
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<title>
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By: The Thus </title>
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<link>https://blog.ssa.gov/learning-the-lingo-of-social-security/comment-page-5/#comment-678237</link>
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<dc:creator><![CDATA[The Thus]]></dc:creator>
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<pubDate>Thu, 03 Sep 2020 16:32:25 +0000</pubDate>
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<guid isPermaLink="false">https://blog.ssa.gov/?p=2934#comment-678237</guid>
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<description><![CDATA[Nice.. . for best social and security news https://thethus.com/]]></description>
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<content:encoded><![CDATA[<p>Nice.. . for best social and security news <a href="https://thethus.com/" rel="nofollow ugc">https://thethus.com/</a></p>
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]]></content:encoded>
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</item>
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<item>
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<title>
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By: Vonda VanTil, Public Affairs Specialist </title>
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<link>https://blog.ssa.gov/learning-the-lingo-of-social-security/comment-page-4/#comment-664011</link>
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<dc:creator><![CDATA[Vonda VanTil, Public Affairs Specialist]]></dc:creator>
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<pubDate>Tue, 11 Aug 2020 17:32:18 +0000</pubDate>
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<guid isPermaLink="false">https://blog.ssa.gov/?p=2934#comment-664011</guid>
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<description><![CDATA[In reply to <a href="https://blog.ssa.gov/learning-the-lingo-of-social-security/comment-page-4/#comment-664003">Edie</a>.
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Hi Edie, thanks for using our blog. That question is related to the <a href="https://faq.ssa.gov/en-US/Topic/article/KA-01921" target="_blank" rel="noopener noreferrer nofollow ugc">annual earnings limits</a>. The amount you’re allowed to earn while receiving benefits depends on your age. If you attain full retirement age (66) in 2020, the earnings limit is $48,600 but we only count earnings before the month you reach full retirement age. Beginning with the month you reach full retirement age, earnings no longer reduce your benefits, no matter how much you earn. If you’re under full retirement age for the entire year, then we deduct $1 from benefit payments for every $2 earned above the annual limit. For 2020, that limit is $18,240. Visit our <a href="https://www.ssa.gov/benefits/retirement/planner/whileworking.html" target="_blank" rel="noopener noreferrer nofollow ugc">Retirement Planner: Getting Benefits While Working </a>and our <a href="https://www.ssa.gov/OACT/COLA/RTeffect.html" target="_blank" rel="noopener noreferrer nofollow ugc">Retirement Earnings Test Calculator. </a>
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The <a href="https://www.ssa.gov/benefits/retirement/" target="_blank" rel="noopener noreferrer nofollow ugc">Benefits Planner: Retirement </a>provides detailed information about Social Security retirement benefits.]]></description>
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<content:encoded><![CDATA[<p>In reply to <a href="https://blog.ssa.gov/learning-the-lingo-of-social-security/comment-page-4/#comment-664003">Edie</a>.</p>
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<p>Hi Edie, thanks for using our blog. That question is related to the <a href="https://faq.ssa.gov/en-US/Topic/article/KA-01921" target="_blank" rel="noopener noreferrer nofollow ugc">annual earnings limits</a>. The amount you’re allowed to earn while receiving benefits depends on your age. If you attain full retirement age (66) in 2020, the earnings limit is $48,600 but we only count earnings before the month you reach full retirement age. Beginning with the month you reach full retirement age, earnings no longer reduce your benefits, no matter how much you earn. If you’re under full retirement age for the entire year, then we deduct $1 from benefit payments for every $2 earned above the annual limit. For 2020, that limit is $18,240. Visit our <a href="https://www.ssa.gov/benefits/retirement/planner/whileworking.html" target="_blank" rel="noopener noreferrer nofollow ugc">Retirement Planner: Getting Benefits While Working </a>and our <a href="https://www.ssa.gov/OACT/COLA/RTeffect.html" target="_blank" rel="noopener noreferrer nofollow ugc">Retirement Earnings Test Calculator. </a></p>
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<p>The <a href="https://www.ssa.gov/benefits/retirement/" target="_blank" rel="noopener noreferrer nofollow ugc">Benefits Planner: Retirement </a>provides detailed information about Social Security retirement benefits.</p>
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]]></content:encoded>
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</item>
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<item>
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<title>
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By: Edie </title>
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<link>https://blog.ssa.gov/learning-the-lingo-of-social-security/comment-page-4/#comment-664003</link>
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<dc:creator><![CDATA[Edie]]></dc:creator>
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<pubDate>Tue, 11 Aug 2020 17:21:12 +0000</pubDate>
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<guid isPermaLink="false">https://blog.ssa.gov/?p=2934#comment-664003</guid>
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<description><![CDATA[I have a question about how to complete the application for Social Security benefits. It is asking me to say what my wages will be for this year. I am furloughed and have had no wages since April. I am hoping to be called back to work in September, but there is no guarantee. How do I estimate my wages for the year? I have earned $0 since furloughed but should I estimate that I will earn my full wages starting in September? What if I don't get called back in September? I'm not sure what this estimation means to the process and want to make sure that I answer it as correctly as possible. Thank you]]></description>
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<content:encoded><![CDATA[<p>I have a question about how to complete the application for Social Security benefits. It is asking me to say what my wages will be for this year. I am furloughed and have had no wages since April. I am hoping to be called back to work in September, but there is no guarantee. How do I estimate my wages for the year? I have earned $0 since furloughed but should I estimate that I will earn my full wages starting in September? What if I don’t get called back in September? I’m not sure what this estimation means to the process and want to make sure that I answer it as correctly as possible. Thank you</p>
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]]></content:encoded>
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<title>
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By: Ann C., Public Affairs Specialist </title>
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<link>https://blog.ssa.gov/learning-the-lingo-of-social-security/comment-page-4/#comment-654888</link>
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<dc:creator><![CDATA[Ann C., Public Affairs Specialist]]></dc:creator>
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<pubDate>Mon, 27 Jul 2020 17:16:01 +0000</pubDate>
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<guid isPermaLink="false">https://blog.ssa.gov/?p=2934#comment-654888</guid>
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<description><![CDATA[In reply to <a href="https://blog.ssa.gov/learning-the-lingo-of-social-security/comment-page-4/#comment-654372">WILLIAM DELGADO</a>.
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Hi, William. If your aunt needs a benefit verification letter, she can view, print, and save her benefit verification letter by creating a personal <a href="https://www.ssa.gov/myaccount/" rel="nofollow ugc">my Social Security account</a> online. She can also contact her local <a href="https://secure.ssa.gov/ICON/main.jsp" rel="nofollow ugc">Social Security office</a> for assistance. Thanks!]]></description>
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<content:encoded><![CDATA[<p>In reply to <a href="https://blog.ssa.gov/learning-the-lingo-of-social-security/comment-page-4/#comment-654372">WILLIAM DELGADO</a>.</p>
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<p>Hi, William. If your aunt needs a benefit verification letter, she can view, print, and save her benefit verification letter by creating a personal <a href="https://www.ssa.gov/myaccount/" rel="nofollow ugc">my Social Security account</a> online. She can also contact her local <a href="https://secure.ssa.gov/ICON/main.jsp" rel="nofollow ugc">Social Security office</a> for assistance. Thanks!</p>
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]]></content:encoded>
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<title>
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By: WILLIAM DELGADO </title>
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<link>https://blog.ssa.gov/learning-the-lingo-of-social-security/comment-page-4/#comment-654372</link>
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<dc:creator><![CDATA[WILLIAM DELGADO]]></dc:creator>
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<pubDate>Sun, 26 Jul 2020 19:49:44 +0000</pubDate>
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<guid isPermaLink="false">https://blog.ssa.gov/?p=2934#comment-654372</guid>
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<description><![CDATA[need to get a copy of my aunt SSI for rent purpose]]></description>
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<content:encoded><![CDATA[<p>need to get a copy of my aunt SSI for rent purpose</p>
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]]></content:encoded>
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<title>
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By: DEEPAK </title>
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<link>https://blog.ssa.gov/learning-the-lingo-of-social-security/comment-page-4/#comment-631044</link>
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<dc:creator><![CDATA[DEEPAK]]></dc:creator>
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<pubDate>Wed, 17 Jun 2020 07:29:10 +0000</pubDate>
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<guid isPermaLink="false">https://blog.ssa.gov/?p=2934#comment-631044</guid>
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<description><![CDATA[i adore your presence of mind .https://247liveupdate.com/spinach-for-health-benefits/]]></description>
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<content:encoded><![CDATA[<p>i adore your presence of mind .<a href="https://247liveupdate.com/spinach-for-health-benefits/" rel="nofollow ugc">https://247liveupdate.com/spinach-for-health-benefits/</a></p>
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