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<h1 class="m-fs4 fw7 mt2 mb2 headline">Another Way to Help You Secure Today and Tomorrow</h1>
<p class="fs1 mb2 gray-lighter bc-gray metabox">May 22, 2017 •
By <a href="https://blog.ssa.gov/author/ae615867f5613a6f787360fa80738743cb9bb0bb/" title="Posts by Jim Borland, Acting Deputy Commissioner for Communications" class="author url fn" rel="author">Jim Borland, Acting Deputy Commissioner for Communications</a> </p>
<span class="bsf-rt-reading-time fs1">
Reading Time: 2 Minutes </span>
<p class="fs1 bb bc-gray pb3"><strong><em>Last Updated:&nbsp;August 19, 2021</em></strong></p>
<div class="mt4 generic-content">
<p><a href="https://blog.ssa.gov/wp-content/uploads/2017/05/Blog_image.jpg"><img fetchpriority="high" decoding="async" class="alignleft wp-image-2608 size-medium" src="https://blog.ssa.gov/wp-content/uploads/2017/05/Blog_image-300x210.jpg" alt="two women smiling and hugging " width="300" height="210" srcset="https://blog.ssa.gov/wp-content/uploads/2017/05/Blog_image-300x210.jpg 300w, https://blog.ssa.gov/wp-content/uploads/2017/05/Blog_image.jpg 500w" sizes="(max-width: 300px) 100vw, 300px" /></a>Social Security is with you through lifes journey. May is National Older American Awareness Month and we want to talk about one of the stages of our long journey together.<span id="more-2607"></span></p>
<p>While Social Security wants to put you in control of the benefits you receive from us, there may come a time when you need help managing your benefits. If that time comes, Social Security is there. Our <a href="https://www.ssa.gov/payee/index.htm">Representative Payee Program</a> helps millions of beneficiaries who cannot manage their Social Security or Supplemental Security Income benefits. This can be a child or an adult incapable of overseeing their own funds.</p>
<p>When Social Security receives information indicating someone needs help managing their money and meeting their current needs, we assign someone to help. Your representative payee receives your payments on your behalf and must <a href="https://www.ssa.gov/payee/bene.htm">use the money</a> to pay for your needs, which include:</p>
<ul>
<li>housing and utilities;</li>
<li>food;</li>
<li>medical and dental expenses;</li>
<li>personal care items;</li>
<li>clothing; and</li>
<li>rehabilitation expenses (if you&#8217;re disabled).</li>
</ul>
<p>After those expenses are paid, your payee can use the rest of the money to pay any past-due bills you may have, support your dependents or provide entertainment for you.</p>
<p>A representative payee is usually a trusted family member or friend of the beneficiary, but when friends or family are not able to serve as representative payees, Social Security looks for qualified individuals or organizations to represent the beneficiary. If you live in an institution, such as a nursing home or a hospital, the payee should pay the cost of your care and provide money for your personal needs.</p>
<p>Providing information about a representative payee is another way we help you secure today and tomorrow. You can learn more by watching our series of training <a href="https://www.ssa.gov/payee/rp_training2.html">videos</a> on the duties of a representative payee. You can also visit our representative payee <a href="https://www.ssa.gov/payee/bene.htm">website</a> for more information.</p>
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<h2 class="fs2 fw6 mb0 mt4">About the Author</h2>
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<img alt='Jim Borland, Acting Deputy Commissioner for Communications' src='https://secure.gravatar.com/avatar/6c5f97ef3dc5baf8e2922783548d2ea2?s=60&#038;d=mm&#038;r=g' srcset='https://secure.gravatar.com/avatar/6c5f97ef3dc5baf8e2922783548d2ea2?s=120&#038;d=mm&#038;r=g 2x' class='avatar avatar-60 photo mt0 br-100' height='60' width='60' decoding='async'/> <div class="ml3 mt3">
<h3 class="fs2 fw6 mb0"><a href="https://blog.ssa.gov/author/ae615867f5613a6f787360fa80738743cb9bb0bb/" title="Posts by Jim Borland, Acting Deputy Commissioner for Communications" class="author url fn" rel="author">Jim Borland, Acting Deputy Commissioner for Communications</a></h3>
<p class="fs1 gray-lighter mt0">Jim Borland, Acting Deputy Commissioner for Communications</p>
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<h3 class="fs2 fw6 mb0">Alma N.</h3>
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<time datetime="February 11, 2018 5:03PM">
February 11, 2018 5:03PM </time>
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<p>how can I apply for housing assistance through social security is in the age of 20-30 with a disability and also receiving SSI</p>
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<h3 class="fs2 fw6 mb0">R.F.</h3>
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<time datetime="February 13, 2018 3:31PM">
February 13, 2018 3:31PM </time>
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<p>Hello Alma. Individuals receiving disability benefits may also be eligible to receive social services from the state in which they live. You can get information about services in your area from your state or local social services office. Or you can visit the <a href="https://www.hhs.gov/programs/index.html" target="_blank" rel="noopener nofollow">U. S. Department of Health and Human Services</a> web page for more information. We hope this helps!</p>
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<h3 class="fs2 fw6 mb0">A.J.</h3>
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<time datetime="February 3, 2018 6:34PM">
February 3, 2018 6:34PM </time>
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<p>Is that email feature working yet?</p>
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<h3 class="fs2 fw6 mb0">Courtney</h3>
<p class="fs1 gray-lighter mt0">
<time datetime="May 28, 2017 7:26AM">
May 28, 2017 7:26AM </time>
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<p>I&#8217;m usually to running a blog and i actually respect your content. The article has actually peaks my interest. I am going to bookmark your website and maintain checking for brand new information.</p>
<p><a href="http://www.zone-d.de/blog/view/45951/shocking-evidence-for-dinner-recipes" rel="nofollow ugc">http://www.zone-d.de/blog/view/45951/shocking-evidence-for-dinner-recipes</a></p>
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<h3 class="fs2 fw6 mb0">Aly A.</h3>
<p class="fs1 gray-lighter mt0">
<time datetime="May 25, 2017 1:23PM">
May 25, 2017 1:23PM </time>
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<div class="fs1 comment-body">
<p>hi dan &#8230; I am u.s. citizen, live in Alexandria , Egypt ssa stopped sending my social security pension since last march 2017 till now for no reason, please let me know .. I am 74 yrs old,sick and my pension so bad thank you !!</p>
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<div class="comment-author fx fx-ai-c mt0">
<img alt="" class="mt0 br-100" width="60px" height="60px"
src="https://blog.ssa.gov/wp-content/themes/firefly/assets/images/logo.jpg"/>
<div class="mt3 ml3">
<h3 class="fs2 fw6 mb0">A.C.</h3>
<p class="fs1 gray-lighter mt0">
<time datetime="May 25, 2017 2:43PM">
May 25, 2017 2:43PM </time>
</p>
</div>
</div>
<div class="fs1 comment-body">
<p>Hi. We are sorry to hear of your situation. For your security, we do not have access to personal information in this venue. We recommend that individuals <a href="https://www.ssa.gov/pubs/EN-05-10137.pdf" rel="nofollow">living outside the United States</a> contact their local <a href="https://www.ssa.gov/foreign/foreign.htm" rel="nofollow">U.S. Embassy or Consulate</a> for any assistance related to Social Security programs and benefits. Also, our <a href="https://www.ssa.gov/foreign/index.html" rel="nofollow">Office of International Operations</a> home page provides more information to assist our customers living abroad. Thanks.</p>
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<h3 class="fs2 fw6 mb0">Dan</h3>
<p class="fs1 gray-lighter mt0">
<time datetime="May 25, 2017 11:42AM">
May 25, 2017 11:42AM </time>
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<div class="fs1 comment-body">
<p>I would like to know about the 8%/year increase in benefits. If I apply and suspend does the 8% increase stop because I applied? If I apply and start accepting payments then suspend for a year, will the 8% apply for the year I suspend. I&#8217;m past full retirement age and still working, self employed. Every other year I have good income, but in between is difficult. If I suspend past age 70 for a year, will the unused 8% for suspended years be added for a skipped year?</p>
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<img alt="" class="mt0 br-100" width="60px" height="60px"
src="https://blog.ssa.gov/wp-content/themes/firefly/assets/images/logo.jpg"/>
<div class="mt3 ml3">
<h3 class="fs2 fw6 mb0">R.F.</h3>
<p class="fs1 gray-lighter mt0">
<time datetime="May 25, 2017 12:15PM">
May 25, 2017 12:15PM </time>
</p>
</div>
</div>
<div class="fs1 comment-body">
<p>Hi Dan. You will automatically earn <a href="https://www.ssa.gov/planners/retire/delayret.html" target="_blank" rel="nofollow">Delayed Retirement Credits</a> if you withhold receiving benefits until the age of 70. <strong>Delayed retirement credits are added for months of non-payment between full retirement age and age 70</strong> regardless of whether or not you file and suspend at your full retirement age. However, <strong>the benefit increase no longer applies when you reach age 70</strong>, even if you continue to delay taking benefits. For further assistance, please call our toll-free number at 1-800-772-1213. Representatives are available Monday through Friday, between 7 a.m. and 7 p.m. We hope this information helps.</p>
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<div class="mt3">
<h3 class="fs2 fw6 mb0">Dawn M.</h3>
<p class="fs1 gray-lighter mt0">
<time datetime="May 25, 2017 1:35AM">
May 25, 2017 1:35AM </time>
</p>
</div>
</div>
<div class="fs1 comment-body">
<p>I don&#8217;t need help in paying my bills, I need more money!!! I know my money was taken out of my checks and I starting working at the age of 14. I am now 60 and can&#8217;t live on what you decided I should get. The gov&#8217;t didn&#8217;t ask me if I was willing to pay into social security, it was TAKEN!! and you dole out what I should get. I cannot receive any assistance from social services because I am given too much but not enough to live and pay my utility, groceries, medicine. I have to pick and trade what I need, not want, NEED. Utilities always win! I can&#8217;t buy the proper foods as a diabetic. I stopped going into the groceries the first of the month and watch all the healthy woman most that have 5 or 6 children and over hear that she has $2500 left for groceries, while I have to put food back. Her basket runeth over. Fresh meat, steaks, fish, turkey, fresh produce and fruits and some junk food. Then she loads the groceries into a 2017 Explorer. My mouth hit the pavement!!! Tell me Social Security, when are you going to help the ones that fall through the cracks??????????????????? I would like an answer. !!!!!!!!!!!!!!!!!!!!!!!!!</p>
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<h3 class="fs2 fw6 mb0">Lorraine</h3>
<p class="fs1 gray-lighter mt0">
<time datetime="June 13, 2017 2:41PM">
June 13, 2017 2:41PM </time>
</p>
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</div>
<div class="fs1 comment-body">
<p>Lyndon b Johnson starting tapping into the social security benefit fund when he was president. As I recall it was supposed to be a one time thing and end . . . that never happened. There are millions of dollars used every year out of the social security fund for other things &#8211; if they stopped doing that than maybe retirees would get more money and maybe it would stop being referred to as an &#8220;entitlement&#8221;. Welfare is an entitlement, social security is not. And how many people receive social security who never paid in one cent? Lots and lots. How can we retirees find out the truth about where our social security funds are spent?</p>
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<h3 class="fs2 fw6 mb0">R.F.</h3>
<p class="fs1 gray-lighter mt0">
<time datetime="June 13, 2017 3:47PM">
June 13, 2017 3:47PM </time>
</p>
</div>
</div>
<div class="fs1 comment-body">
<p>Social Security is a pay-as-you-go system. Social Security taxes collected from todays workers pay the benefits of todays retirees. Any funds in excess of what is needed to pay todays benefits are invested in special issue, U.S. Government, interest-bearing securities. This investment the purchase of U.S. Government securities is what constitutes the “borrowing” that people are sometimes concerned about. Any funds that have been “borrowed” from the Social Security Trust Funds have always been paid back in full, plus interest. Please check out our <a href="https://www.ssa.gov/OACT/ProgData/fundFAQ.html#a0=7" target="_blank" rel="nofollow">Trust Fund Frequently Asked Questions</a> page for more information. Thanks!</p>
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<h3 class="fs2 fw6 mb0">tmc</h3>
<p class="fs1 gray-lighter mt0">
<time datetime="May 24, 2017 1:10AM">
May 24, 2017 1:10AM </time>
</p>
</div>
</div>
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<p>If my spouse is deceased before age 62, will I be able to receive social security benefits from his SS? He has worked over 35 years. Thank you.</p>
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<img alt="" class="mt0 br-100" width="60px" height="60px"
src="https://blog.ssa.gov/wp-content/themes/firefly/assets/images/logo.jpg"/>
<div class="mt3 ml3">
<h3 class="fs2 fw6 mb0">R.F.</h3>
<p class="fs1 gray-lighter mt0">
<time datetime="May 24, 2017 12:13PM">
May 24, 2017 12:13PM </time>
</p>
</div>
</div>
<div class="fs1 comment-body">
<p>Thank you for your question. If you become a <a href="https://www.ssa.gov/planners/survivors/ifyou2.html" target="_blank" rel="nofollow">widow or widower</a> and your spouse worked long enough under Social Security, you can receive <strong>reduced benefits</strong> as early as age 60 (age 50 if disabled), or full benefits at <a href="https://www.ssa.gov/planners/survivors/survivorchartred.html" target="_blank" rel="nofollow">full retirement age</a> or older. We hope this information helps!</p>
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<h3 class="fs2 fw6 mb0">Sandra S.</h3>
<p class="fs1 gray-lighter mt0">
<time datetime="May 23, 2017 6:23PM">
May 23, 2017 6:23PM </time>
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<div class="fs1 comment-body">
<p>Social Security and Supplemental Security Income (SSI) Benefits : What is the difference between the two? How will a person know what to apply for and under what circumstances ? Thank You</p>
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<h3 class="fs2 fw6 mb0">Martha A.</h3>
<p class="fs1 gray-lighter mt0">
<time datetime="May 23, 2017 1:23PM">
May 23, 2017 1:23PM </time>
</p>
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</div>
<div class="fs1 comment-body">
<p>All you get asked at the Dade City Fl office is are you hispanic what ? what difference does it make ? For a person in need of help !</p>
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<div class="mt3">
<h3 class="fs2 fw6 mb0">Lesly F.</h3>
<p class="fs1 gray-lighter mt0">
<time datetime="May 22, 2017 8:47PM">
May 22, 2017 8:47PM </time>
</p>
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<div class="fs1 comment-body">
<p>I stop working at age 46 because of my depression was very bad at that years i have 25 credits now i can&#8217;t get SSDI benefits ssa telling me need 15 more credit.now 63 years old.my. illness get worse.I am been dined 3 times.my ssi check stop since March 01 2017.I am suffering with depression Diabetes high blood pressure bipolar chronic pain sleep desorder.over weight<br />
ECT.</p>
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<img alt="" class="mt0 br-100" width="60px" height="60px"
src="https://blog.ssa.gov/wp-content/themes/firefly/assets/images/logo.jpg"/>
<div class="mt3 ml3">
<h3 class="fs2 fw6 mb0">R.F.</h3>
<p class="fs1 gray-lighter mt0">
<time datetime="May 23, 2017 12:24PM">
May 23, 2017 12:24PM </time>
</p>
</div>
</div>
<div class="fs1 comment-body">
<p>We are sorry to hear of the inconveniences you are experiencing Lesly. Unfortunately, your situation is a bit more complex than we can handle in this forum. For your security, we do not have access to information about your account in this venue. Please continue working with your <a href="https://secure.ssa.gov/ICON/main.jsp" target="_blank" rel="nofollow">local office</a> on specific information about your case. Thanks.</p>
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<option value='https://blog.ssa.gov/2025/03/'> March 2025 &nbsp;(6)</option>
<option value='https://blog.ssa.gov/2025/02/'> February 2025 &nbsp;(7)</option>
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<option value='https://blog.ssa.gov/2024/12/'> December 2024 &nbsp;(7)</option>
<option value='https://blog.ssa.gov/2024/11/'> November 2024 &nbsp;(4)</option>
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<option value='https://blog.ssa.gov/2023/12/'> December 2023 &nbsp;(4)</option>
<option value='https://blog.ssa.gov/2023/11/'> November 2023 &nbsp;(4)</option>
<option value='https://blog.ssa.gov/2023/10/'> October 2023 &nbsp;(4)</option>
<option value='https://blog.ssa.gov/2023/09/'> September 2023 &nbsp;(6)</option>
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<option value='https://blog.ssa.gov/2023/04/'> April 2023 &nbsp;(4)</option>
<option value='https://blog.ssa.gov/2023/03/'> March 2023 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2023/02/'> February 2023 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2023/01/'> January 2023 &nbsp;(4)</option>
<option value='https://blog.ssa.gov/2022/12/'> December 2022 &nbsp;(7)</option>
<option value='https://blog.ssa.gov/2022/11/'> November 2022 &nbsp;(3)</option>
<option value='https://blog.ssa.gov/2022/10/'> October 2022 &nbsp;(4)</option>
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<option value='https://blog.ssa.gov/2021/12/'> December 2021 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2021/11/'> November 2021 &nbsp;(4)</option>
<option value='https://blog.ssa.gov/2021/10/'> October 2021 &nbsp;(5)</option>
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<option value='https://blog.ssa.gov/2021/01/'> January 2021 &nbsp;(4)</option>
<option value='https://blog.ssa.gov/2020/12/'> December 2020 &nbsp;(4)</option>
<option value='https://blog.ssa.gov/2020/11/'> November 2020 &nbsp;(2)</option>
<option value='https://blog.ssa.gov/2020/10/'> October 2020 &nbsp;(6)</option>
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<option value='https://blog.ssa.gov/2020/07/'> July 2020 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2020/06/'> June 2020 &nbsp;(4)</option>
<option value='https://blog.ssa.gov/2020/05/'> May 2020 &nbsp;(4)</option>
<option value='https://blog.ssa.gov/2020/04/'> April 2020 &nbsp;(11)</option>
<option value='https://blog.ssa.gov/2020/03/'> March 2020 &nbsp;(8)</option>
<option value='https://blog.ssa.gov/2020/02/'> February 2020 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2020/01/'> January 2020 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2019/12/'> December 2019 &nbsp;(3)</option>
<option value='https://blog.ssa.gov/2019/11/'> November 2019 &nbsp;(6)</option>
<option value='https://blog.ssa.gov/2019/10/'> October 2019 &nbsp;(6)</option>
<option value='https://blog.ssa.gov/2019/09/'> September 2019 &nbsp;(6)</option>
<option value='https://blog.ssa.gov/2019/08/'> August 2019 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2019/07/'> July 2019 &nbsp;(4)</option>
<option value='https://blog.ssa.gov/2019/06/'> June 2019 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2019/05/'> May 2019 &nbsp;(8)</option>
<option value='https://blog.ssa.gov/2019/04/'> April 2019 &nbsp;(8)</option>
<option value='https://blog.ssa.gov/2019/03/'> March 2019 &nbsp;(3)</option>
<option value='https://blog.ssa.gov/2019/02/'> February 2019 &nbsp;(3)</option>
<option value='https://blog.ssa.gov/2019/01/'> January 2019 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2018/12/'> December 2018 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2018/11/'> November 2018 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2018/10/'> October 2018 &nbsp;(7)</option>
<option value='https://blog.ssa.gov/2018/09/'> September 2018 &nbsp;(6)</option>
<option value='https://blog.ssa.gov/2018/08/'> August 2018 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2018/07/'> July 2018 &nbsp;(4)</option>
<option value='https://blog.ssa.gov/2018/06/'> June 2018 &nbsp;(7)</option>
<option value='https://blog.ssa.gov/2018/05/'> May 2018 &nbsp;(6)</option>
<option value='https://blog.ssa.gov/2018/04/'> April 2018 &nbsp;(8)</option>
<option value='https://blog.ssa.gov/2018/03/'> March 2018 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2018/02/'> February 2018 &nbsp;(4)</option>
<option value='https://blog.ssa.gov/2018/01/'> January 2018 &nbsp;(4)</option>
<option value='https://blog.ssa.gov/2017/12/'> December 2017 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2017/11/'> November 2017 &nbsp;(7)</option>
<option value='https://blog.ssa.gov/2017/10/'> October 2017 &nbsp;(6)</option>
<option value='https://blog.ssa.gov/2017/09/'> September 2017 &nbsp;(6)</option>
<option value='https://blog.ssa.gov/2017/08/'> August 2017 &nbsp;(9)</option>
<option value='https://blog.ssa.gov/2017/07/'> July 2017 &nbsp;(9)</option>
<option value='https://blog.ssa.gov/2017/06/'> June 2017 &nbsp;(9)</option>
<option value='https://blog.ssa.gov/2017/05/'> May 2017 &nbsp;(10)</option>
<option value='https://blog.ssa.gov/2017/04/'> April 2017 &nbsp;(6)</option>
<option value='https://blog.ssa.gov/2017/03/'> March 2017 &nbsp;(11)</option>
<option value='https://blog.ssa.gov/2017/02/'> February 2017 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2017/01/'> January 2017 &nbsp;(8)</option>
<option value='https://blog.ssa.gov/2016/12/'> December 2016 &nbsp;(9)</option>
<option value='https://blog.ssa.gov/2016/11/'> November 2016 &nbsp;(11)</option>
<option value='https://blog.ssa.gov/2016/10/'> October 2016 &nbsp;(8)</option>
<option value='https://blog.ssa.gov/2016/09/'> September 2016 &nbsp;(11)</option>
<option value='https://blog.ssa.gov/2016/08/'> August 2016 &nbsp;(8)</option>
<option value='https://blog.ssa.gov/2016/07/'> July 2016 &nbsp;(8)</option>
<option value='https://blog.ssa.gov/2016/06/'> June 2016 &nbsp;(6)</option>
<option value='https://blog.ssa.gov/2016/05/'> May 2016 &nbsp;(11)</option>
<option value='https://blog.ssa.gov/2016/04/'> April 2016 &nbsp;(9)</option>
<option value='https://blog.ssa.gov/2016/03/'> March 2016 &nbsp;(9)</option>
<option value='https://blog.ssa.gov/2016/02/'> February 2016 &nbsp;(9)</option>
<option value='https://blog.ssa.gov/2016/01/'> January 2016 &nbsp;(6)</option>
<option value='https://blog.ssa.gov/2015/12/'> December 2015 &nbsp;(4)</option>
<option value='https://blog.ssa.gov/2015/11/'> November 2015 &nbsp;(9)</option>
<option value='https://blog.ssa.gov/2015/10/'> October 2015 &nbsp;(8)</option>
<option value='https://blog.ssa.gov/2015/09/'> September 2015 &nbsp;(8)</option>
<option value='https://blog.ssa.gov/2015/08/'> August 2015 &nbsp;(10)</option>
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<option value='https://blog.ssa.gov/2015/06/'> June 2015 &nbsp;(8)</option>
<option value='https://blog.ssa.gov/2015/05/'> May 2015 &nbsp;(6)</option>
<option value='https://blog.ssa.gov/2015/04/'> April 2015 &nbsp;(1)</option>
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