1205 lines
82 KiB
HTML
1205 lines
82 KiB
HTML
<!DOCTYPE html>
|
||
<html class="no-js" lang="en-US">
|
||
<head>
|
||
<meta charset="UTF-8">
|
||
<meta http-equiv="X-UA-Compatible" content="IE=edge">
|
||
<meta name="viewport" content="width=device-width, initial-scale=1"></meta>
|
||
<title>When Is a Good Time to Start Receiving Social Security Benefits? | SSA</title>
|
||
<style type='text/css'>.hsc-button-hideshow { font-size: 14px !important; }</style><script type="text/javascript">var hsc_hideshow_print = "<p class='hsc-button hsc-button-hideshow hsc-buttonskin-white' style='text-align:left;' ><a class='hsc-link' id='hsc-btn-hideshow' href='javascript:;'><span>Show Comments</span></a></p>";var hsc_show_button_text = 'Show Comments';var hsc_hide_button_text = 'Hide Comments';var comment_identifier = '#comments';var loadmore_identifier = '.hsc-comment-class';var identifier_type = 'auto';var hide_show = true;var load_more = false;var load_more_animation = 'none';var hide_show_animation = 'none';</script><style type='text/css'>.hsc-button-loadmore { font-size: 14px !important; }</style><script type="text/javascript">var hsc_loadmore_print = "<p class='hsc-button hsc-button-loadmore hsc-buttonskin-none' style='text-align:left;' ><a class='hsc-link' id='hsc-btn-loadmore' href='javascript:;'><span>Load More</span></a></p>";var loadmore_load_number = "3";var comment_identifier = '#comments';var loadmore_identifier = '.hsc-comment-class';var identifier_type = 'auto';var hide_show = true;var load_more = false;var load_more_animation = 'none';var hide_show_animation = 'none';</script> <style>img:is([sizes="auto" i], [sizes^="auto," i]) { contain-intrinsic-size: 3000px 1500px }</style>
|
||
|
||
<!-- The SEO Framework by Sybre Waaijer -->
|
||
<meta name="robots" content="max-snippet:-1,max-image-preview:standard,max-video-preview:-1" />
|
||
<link rel="canonical" href="https://blog.ssa.gov/when-is-a-good-time-to-start-receiving-social-security-benefits/" />
|
||
<meta name="description" content="Enjoying a comfortable retirement is everyone’s dream. For over 80 years, Social Security has been helping people realize those dreams…" />
|
||
<meta property="og:type" content="article" />
|
||
<meta property="og:locale" content="en_US" />
|
||
<meta property="og:site_name" content="SSA" />
|
||
<meta property="og:title" content="When Is a Good Time to Start Receiving Social Security Benefits? | SSA" />
|
||
<meta property="og:description" content="Enjoying a comfortable retirement is everyone’s dream. For over 80 years, Social Security has been helping people realize those dreams, assisting people through life’s journey with a variety of…" />
|
||
<meta property="og:url" content="https://blog.ssa.gov/when-is-a-good-time-to-start-receiving-social-security-benefits/" />
|
||
<meta property="og:image" content="https://blog.ssa.gov/wp-content/uploads/2017/02/21317.jpg" />
|
||
<meta property="og:image:width" content="500" />
|
||
<meta property="og:image:height" content="350" />
|
||
<meta property="og:image:alt" content="A woman gardening" />
|
||
<meta property="og:image" content="https://blog.ssa.gov/wp-content/uploads/2017/02/21317-300x210.jpg" />
|
||
<meta property="article:published_time" content="2017-02-13T19:15:20+00:00" />
|
||
<meta property="article:modified_time" content="2020-11-06T14:54:18+00:00" />
|
||
<meta name="twitter:card" content="summary_large_image" />
|
||
<meta name="twitter:title" content="When Is a Good Time to Start Receiving Social Security Benefits? | SSA" />
|
||
<meta name="twitter:description" content="Enjoying a comfortable retirement is everyone’s dream. For over 80 years, Social Security has been helping people realize those dreams, assisting people through life’s journey with a variety of…" />
|
||
<meta name="twitter:image" content="https://blog.ssa.gov/wp-content/uploads/2017/02/21317.jpg" />
|
||
<meta name="twitter:image:alt" content="A woman gardening" />
|
||
<script type="application/ld+json">{"@context":"https://schema.org","@graph":[{"@type":"WebSite","@id":"https://blog.ssa.gov/#/schema/WebSite","url":"https://blog.ssa.gov/","name":"SSA","description":"The Official Blog of Social Security","inLanguage":"en-US","potentialAction":{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https://blog.ssa.gov/search/{search_term_string}/"},"query-input":"required name=search_term_string"},"publisher":{"@type":"Organization","@id":"https://blog.ssa.gov/#/schema/Organization","name":"SSA","url":"https://blog.ssa.gov/"}},{"@type":"WebPage","@id":"https://blog.ssa.gov/when-is-a-good-time-to-start-receiving-social-security-benefits/","url":"https://blog.ssa.gov/when-is-a-good-time-to-start-receiving-social-security-benefits/","name":"When Is a Good Time to Start Receiving Social Security Benefits? | SSA","description":"Enjoying a comfortable retirement is everyone’s dream. For over 80 years, Social Security has been helping people realize those dreams…","inLanguage":"en-US","isPartOf":{"@id":"https://blog.ssa.gov/#/schema/WebSite"},"breadcrumb":{"@type":"BreadcrumbList","@id":"https://blog.ssa.gov/#/schema/BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"item":"https://blog.ssa.gov/","name":"SSA"},{"@type":"ListItem","position":2,"item":"https://blog.ssa.gov/category/retirement/","name":"Category: Retirement"},{"@type":"ListItem","position":3,"name":"When Is a Good Time to Start Receiving Social Security Benefits?"}]},"potentialAction":{"@type":"ReadAction","target":"https://blog.ssa.gov/when-is-a-good-time-to-start-receiving-social-security-benefits/"},"datePublished":"2017-02-13T19:15:20+00:00","dateModified":"2020-11-06T14:54:18+00:00","author":{"@type":"Person","@id":"https://blog.ssa.gov/#/schema/Person/8879881a906d9ce72eb4b27c7628d2d4","name":"Jim Borland, Acting Deputy Commissioner for Communications","description":"Jim Borland, Acting Deputy Commissioner for Communications..."}}]}</script>
|
||
<!-- / The SEO Framework by Sybre Waaijer | 8.57ms meta | 0.19ms boot -->
|
||
|
||
<link rel='dns-prefetch' href='//blog.ssa.gov' />
|
||
<link rel='dns-prefetch' href='//fonts.googleapis.com' />
|
||
<link rel="alternate" type="application/rss+xml" title="Social Security Matters » Feed" href="https://blog.ssa.gov/feed/" />
|
||
<link rel="alternate" type="application/rss+xml" title="Social Security Matters » Comments Feed" href="https://blog.ssa.gov/comments/feed/" />
|
||
<link rel="alternate" type="application/rss+xml" title="Social Security Matters » When Is a Good Time to Start Receiving Social Security Benefits? Comments Feed" href="https://blog.ssa.gov/when-is-a-good-time-to-start-receiving-social-security-benefits/feed/" />
|
||
<link rel='stylesheet' id='wp-block-library-css' href='https://blog.ssa.gov/wp-includes/css/dist/block-library/style.min.css?ver=6.7.1' type='text/css' media='all' />
|
||
<style id='co-authors-plus-coauthors-style-inline-css' type='text/css'>
|
||
.wp-block-co-authors-plus-coauthors.is-layout-flow [class*=wp-block-co-authors-plus]{display:inline}
|
||
|
||
</style>
|
||
<style id='co-authors-plus-avatar-style-inline-css' type='text/css'>
|
||
.wp-block-co-authors-plus-avatar :where(img){height:auto;max-width:100%;vertical-align:bottom}.wp-block-co-authors-plus-coauthors.is-layout-flow .wp-block-co-authors-plus-avatar :where(img){vertical-align:middle}.wp-block-co-authors-plus-avatar:is(.alignleft,.alignright){display:table}.wp-block-co-authors-plus-avatar.aligncenter{display:table;margin-inline:auto}
|
||
|
||
</style>
|
||
<style id='co-authors-plus-image-style-inline-css' type='text/css'>
|
||
.wp-block-co-authors-plus-image{margin-bottom:0}.wp-block-co-authors-plus-image :where(img){height:auto;max-width:100%;vertical-align:bottom}.wp-block-co-authors-plus-coauthors.is-layout-flow .wp-block-co-authors-plus-image :where(img){vertical-align:middle}.wp-block-co-authors-plus-image:is(.alignfull,.alignwide) :where(img){width:100%}.wp-block-co-authors-plus-image:is(.alignleft,.alignright){display:table}.wp-block-co-authors-plus-image.aligncenter{display:table;margin-inline:auto}
|
||
|
||
</style>
|
||
<style id='classic-theme-styles-inline-css' type='text/css'>
|
||
/*! This file is auto-generated */
|
||
.wp-block-button__link{color:#fff;background-color:#32373c;border-radius:9999px;box-shadow:none;text-decoration:none;padding:calc(.667em + 2px) calc(1.333em + 2px);font-size:1.125em}.wp-block-file__button{background:#32373c;color:#fff;text-decoration:none}
|
||
</style>
|
||
<style id='global-styles-inline-css' type='text/css'>
|
||
:root{--wp--preset--aspect-ratio--square: 1;--wp--preset--aspect-ratio--4-3: 4/3;--wp--preset--aspect-ratio--3-4: 3/4;--wp--preset--aspect-ratio--3-2: 3/2;--wp--preset--aspect-ratio--2-3: 2/3;--wp--preset--aspect-ratio--16-9: 16/9;--wp--preset--aspect-ratio--9-16: 9/16;--wp--preset--color--black: #000000;--wp--preset--color--cyan-bluish-gray: #abb8c3;--wp--preset--color--white: #ffffff;--wp--preset--color--pale-pink: #f78da7;--wp--preset--color--vivid-red: #cf2e2e;--wp--preset--color--luminous-vivid-orange: #ff6900;--wp--preset--color--luminous-vivid-amber: #fcb900;--wp--preset--color--light-green-cyan: #7bdcb5;--wp--preset--color--vivid-green-cyan: #00d084;--wp--preset--color--pale-cyan-blue: #8ed1fc;--wp--preset--color--vivid-cyan-blue: #0693e3;--wp--preset--color--vivid-purple: #9b51e0;--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple: linear-gradient(135deg,rgba(6,147,227,1) 0%,rgb(155,81,224) 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan: linear-gradient(135deg,rgb(122,220,180) 0%,rgb(0,208,130) 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange: linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red: linear-gradient(135deg,rgba(255,105,0,1) 0%,rgb(207,46,46) 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray: linear-gradient(135deg,rgb(238,238,238) 0%,rgb(169,184,195) 100%);--wp--preset--gradient--cool-to-warm-spectrum: linear-gradient(135deg,rgb(74,234,220) 0%,rgb(151,120,209) 20%,rgb(207,42,186) 40%,rgb(238,44,130) 60%,rgb(251,105,98) 80%,rgb(254,248,76) 100%);--wp--preset--gradient--blush-light-purple: linear-gradient(135deg,rgb(255,206,236) 0%,rgb(152,150,240) 100%);--wp--preset--gradient--blush-bordeaux: linear-gradient(135deg,rgb(254,205,165) 0%,rgb(254,45,45) 50%,rgb(107,0,62) 100%);--wp--preset--gradient--luminous-dusk: linear-gradient(135deg,rgb(255,203,112) 0%,rgb(199,81,192) 50%,rgb(65,88,208) 100%);--wp--preset--gradient--pale-ocean: linear-gradient(135deg,rgb(255,245,203) 0%,rgb(182,227,212) 50%,rgb(51,167,181) 100%);--wp--preset--gradient--electric-grass: linear-gradient(135deg,rgb(202,248,128) 0%,rgb(113,206,126) 100%);--wp--preset--gradient--midnight: linear-gradient(135deg,rgb(2,3,129) 0%,rgb(40,116,252) 100%);--wp--preset--font-size--small: 13px;--wp--preset--font-size--medium: 20px;--wp--preset--font-size--large: 36px;--wp--preset--font-size--x-large: 42px;--wp--preset--spacing--20: 0.44rem;--wp--preset--spacing--30: 0.67rem;--wp--preset--spacing--40: 1rem;--wp--preset--spacing--50: 1.5rem;--wp--preset--spacing--60: 2.25rem;--wp--preset--spacing--70: 3.38rem;--wp--preset--spacing--80: 5.06rem;--wp--preset--shadow--natural: 6px 6px 9px rgba(0, 0, 0, 0.2);--wp--preset--shadow--deep: 12px 12px 50px rgba(0, 0, 0, 0.4);--wp--preset--shadow--sharp: 6px 6px 0px rgba(0, 0, 0, 0.2);--wp--preset--shadow--outlined: 6px 6px 0px -3px rgba(255, 255, 255, 1), 6px 6px rgba(0, 0, 0, 1);--wp--preset--shadow--crisp: 6px 6px 0px rgba(0, 0, 0, 1);}:where(.is-layout-flex){gap: 0.5em;}:where(.is-layout-grid){gap: 0.5em;}body .is-layout-flex{display: flex;}.is-layout-flex{flex-wrap: wrap;align-items: center;}.is-layout-flex > :is(*, div){margin: 0;}body .is-layout-grid{display: grid;}.is-layout-grid > :is(*, div){margin: 0;}:where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;}:where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;}.has-black-color{color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color: var(--wp--preset--color--white) !important;}.has-pale-pink-color{color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color: var(--wp--preset--color--vivid-purple) !important;}.has-black-background-color{background-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color: var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color: var(--wp--preset--color--vivid-purple) !important;}.has-black-border-color{border-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color: var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color: var(--wp--preset--color--vivid-purple) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background: var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background: var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background: var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background: var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background: var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background: var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background: var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background: var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background: var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background: var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size: var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size: var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size: var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size: var(--wp--preset--font-size--x-large) !important;}
|
||
:where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;}
|
||
:where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;}
|
||
:root :where(.wp-block-pullquote){font-size: 1.5em;line-height: 1.6;}
|
||
</style>
|
||
<link rel='stylesheet' id='ppress-frontend-css' href='https://blog.ssa.gov/wp-content/plugins/wp-user-avatar/assets/css/frontend.min.css?ver=4.15.22' type='text/css' media='all' />
|
||
<link rel='stylesheet' id='ppress-flatpickr-css' href='https://blog.ssa.gov/wp-content/plugins/wp-user-avatar/assets/flatpickr/flatpickr.min.css?ver=4.15.22' type='text/css' media='all' />
|
||
<link rel='stylesheet' id='ppress-select2-css' href='https://blog.ssa.gov/wp-content/plugins/wp-user-avatar/assets/select2/select2.min.css?ver=6.7.1' type='text/css' media='all' />
|
||
<link rel='stylesheet' id='daexthefu-google-font-css' href='https://fonts.googleapis.com/css2?family=Inter%3Awght%40400%3B500%3B600&ver=1.13#038;display=swap' type='text/css' media='all' />
|
||
<link rel='stylesheet' id='daexthefu-general-css' href='https://blog.ssa.gov/wp-content/plugins/daext-helpful/public/assets/css/general.css?ver=1.13' type='text/css' media='all' />
|
||
<link rel='stylesheet' id='daexthefu-custom-css' href='https://blog.ssa.gov/wp-content/uploads/daexthefu_uploads/custom-1.css?ver=1.13' type='text/css' media='all' />
|
||
<style id='akismet-widget-style-inline-css' type='text/css'>
|
||
|
||
.a-stats {
|
||
--akismet-color-mid-green: #357b49;
|
||
--akismet-color-white: #fff;
|
||
--akismet-color-light-grey: #f6f7f7;
|
||
|
||
max-width: 350px;
|
||
width: auto;
|
||
}
|
||
|
||
.a-stats * {
|
||
all: unset;
|
||
box-sizing: border-box;
|
||
}
|
||
|
||
.a-stats strong {
|
||
font-weight: 600;
|
||
}
|
||
|
||
.a-stats a.a-stats__link,
|
||
.a-stats a.a-stats__link:visited,
|
||
.a-stats a.a-stats__link:active {
|
||
background: var(--akismet-color-mid-green);
|
||
border: none;
|
||
box-shadow: none;
|
||
border-radius: 8px;
|
||
color: var(--akismet-color-white);
|
||
cursor: pointer;
|
||
display: block;
|
||
font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', 'Roboto', 'Oxygen-Sans', 'Ubuntu', 'Cantarell', 'Helvetica Neue', sans-serif;
|
||
font-weight: 500;
|
||
padding: 12px;
|
||
text-align: center;
|
||
text-decoration: none;
|
||
transition: all 0.2s ease;
|
||
}
|
||
|
||
/* Extra specificity to deal with TwentyTwentyOne focus style */
|
||
.widget .a-stats a.a-stats__link:focus {
|
||
background: var(--akismet-color-mid-green);
|
||
color: var(--akismet-color-white);
|
||
text-decoration: none;
|
||
}
|
||
|
||
.a-stats a.a-stats__link:hover {
|
||
filter: brightness(110%);
|
||
box-shadow: 0 4px 12px rgba(0, 0, 0, 0.06), 0 0 2px rgba(0, 0, 0, 0.16);
|
||
}
|
||
|
||
.a-stats .count {
|
||
color: var(--akismet-color-white);
|
||
display: block;
|
||
font-size: 1.5em;
|
||
line-height: 1.4;
|
||
padding: 0 13px;
|
||
white-space: nowrap;
|
||
}
|
||
|
||
</style>
|
||
<link rel='stylesheet' id='hsc-css-css' href='https://blog.ssa.gov/wp-content/plugins/hide-show-comment/assets/css/hsc.css?ver=1.1.5' type='text/css' media='all' />
|
||
<link rel='stylesheet' id='hsc-button-skinhide-show-css' href='https://blog.ssa.gov/wp-content/plugins/hide-show-comment/assets/buttons/hsc-buttonskin-white.css?ver=1.1.5' type='text/css' media='all' />
|
||
<link rel='stylesheet' id='hsc-button-skinload-more-css' href='https://blog.ssa.gov/wp-content/plugins/hide-show-comment/assets/buttons/hsc-buttonskin-none.css?ver=1.1.5' type='text/css' media='all' />
|
||
<link rel='stylesheet' id='site-css-css' href='https://blog.ssa.gov/wp-content/themes/firefly/assets/styles/theme-styles.css?ver=1737043088' type='text/css' media='all' />
|
||
<script type="text/javascript" src="https://blog.ssa.gov/wp-includes/js/jquery/jquery.min.js?ver=3.7.1" id="jquery-core-js"></script>
|
||
<script type="text/javascript" src="https://blog.ssa.gov/wp-includes/js/jquery/jquery-migrate.min.js?ver=3.4.1" id="jquery-migrate-js"></script>
|
||
<script type="text/javascript" src="https://blog.ssa.gov/wp-content/plugins/wp-user-avatar/assets/flatpickr/flatpickr.min.js?ver=4.15.22" id="ppress-flatpickr-js"></script>
|
||
<script type="text/javascript" src="https://blog.ssa.gov/wp-content/plugins/wp-user-avatar/assets/select2/select2.min.js?ver=4.15.22" id="ppress-select2-js"></script>
|
||
<script type="text/javascript" src="https://blog.ssa.gov/wp-content/plugins/hide-show-comment/assets/js/hsc.js?ver=1.1.5" id="hsc-js-js"></script>
|
||
<link rel="https://api.w.org/" href="https://blog.ssa.gov/wp-json/" /><link rel="alternate" title="JSON" type="application/json" href="https://blog.ssa.gov/wp-json/wp/v2/posts/2362" /><link rel="alternate" title="oEmbed (JSON)" type="application/json+oembed" href="https://blog.ssa.gov/wp-json/oembed/1.0/embed?url=https%3A%2F%2Fblog.ssa.gov%2Fwhen-is-a-good-time-to-start-receiving-social-security-benefits%2F" />
|
||
<link rel="alternate" title="oEmbed (XML)" type="text/xml+oembed" href="https://blog.ssa.gov/wp-json/oembed/1.0/embed?url=https%3A%2F%2Fblog.ssa.gov%2Fwhen-is-a-good-time-to-start-receiving-social-security-benefits%2F&format=xml" />
|
||
<style type="text/css">
|
||
ul.scfw_16px li, ul.scfw_24px li, ul.scfw_32px li, ul.scfw_16px li a, ul.scfw_24px li a, ul.scfw_32px li a {
|
||
display:inline !important;
|
||
float:none !important;
|
||
border:0 !important;
|
||
background:transparent none !important;
|
||
margin:0 !important;
|
||
padding:0 !important;
|
||
}
|
||
ul.scfw_16px li {
|
||
margin:0 2px 0 0 !important;
|
||
}
|
||
ul.scfw_24px li {
|
||
margin:0 3px 0 0 !important;
|
||
}
|
||
ul.scfw_32px li {
|
||
margin:0 5px 0 0 !important;
|
||
}
|
||
ul.scfw_text_img li:before, ul.scfw_16px li:before, ul.scfw_24px li:before, ul.scfw_32px li:before {
|
||
content:none !important;
|
||
}
|
||
.scfw img {
|
||
float:none !important;
|
||
}
|
||
</style>
|
||
<style type="text/css" id="wp-custom-css">
|
||
.attachment-singleFeatured {
|
||
margin-bottom: 1.5rem;
|
||
}
|
||
.archive-thumb {margin-bottom: 3rem !important;
|
||
}
|
||
.no-comments {
|
||
margin-top: 1.25rem;
|
||
}
|
||
.category-list {
|
||
color: #b9e6fa;
|
||
}
|
||
.comment-author time {
|
||
color: #212121;
|
||
}
|
||
.red-text{
|
||
color: #ed0202;
|
||
}
|
||
input, select, textarea{
|
||
color: #212121;
|
||
}
|
||
input:focus, textarea:focus {
|
||
color: #212121;
|
||
}
|
||
.georgia {
|
||
font-family: 'Georgia' !important
|
||
}
|
||
|
||
/** POPUP JS mySocSec button**/
|
||
#scopedByScopedPolyfill_1 #prefix-button2 {
|
||
font-family: georgia;
|
||
}
|
||
|
||
|
||
.generic-content h2 {
|
||
font-size: 1.6rem;
|
||
font-weight: bold;
|
||
margin: 0 0 .75rem;
|
||
}
|
||
|
||
|
||
.generic-content h3 {
|
||
font-size: 1.25rem;
|
||
font-style: italic;
|
||
margin: 0 0 .25rem;
|
||
}
|
||
|
||
.bsf-rt-reading-time {
|
||
color: #3C763D;
|
||
display: block;
|
||
margin-bottom: 20px;
|
||
font-size: .8rem;
|
||
}
|
||
|
||
.generic-content .bsf-rt-reading-time {
|
||
display: none;
|
||
}
|
||
|
||
/* @media screen and (max-width: 422px) {
|
||
img.alignleft.mobile-wrap {
|
||
margin-left: 1.8em;
|
||
margin-right: 1.8em;
|
||
}
|
||
} */
|
||
|
||
@media screen and (max-width: 422px) {
|
||
img.alignleft {
|
||
min-width: 100%;
|
||
}
|
||
}
|
||
|
||
@media screen and (max-width: 422px) {
|
||
img.alignright {
|
||
min-width: 100%;
|
||
}
|
||
}
|
||
|
||
.daexthefu-container {
|
||
background-color: #a7d2f2;
|
||
}
|
||
|
||
.daexthefu-container .daexthefu-buttons {
|
||
margin-top: auto;
|
||
margin-bottom: auto;
|
||
}
|
||
|
||
@media screen and (max-width: 422px) {
|
||
.daexthefu-container .daexthefu-title {
|
||
font-size: 16px !important;
|
||
line-height: inherit !important;
|
||
}
|
||
|
||
.daexthefu-container .daexthefu-buttons {
|
||
margin-top: auto;
|
||
margin-bottom: auto;
|
||
}
|
||
}
|
||
html:lang(es) {
|
||
@media screen and (min-width: 65em) {
|
||
.site-header .menu-item a {
|
||
font-size: .7rem;
|
||
}
|
||
}
|
||
}
|
||
</style>
|
||
<link rel="pingback" href="https://blog.ssa.gov/xmlrpc.php">
|
||
</head>
|
||
<body class="post-template-default single single-post postid-2362 single-format-standard">
|
||
<!-- Google Tag Manager -->
|
||
<script>
|
||
(function (w, d, s, l, i) {
|
||
w[l] = w[l] || [];
|
||
w[l].push({
|
||
'gtm.start':
|
||
new Date().getTime(), event: 'gtm.js'
|
||
});
|
||
var f = d.getElementsByTagName(s)[0],
|
||
j = d.createElement(s), dl = l != 'dataLayer' ? '&l=' + l : '';
|
||
j.async = true;
|
||
j.src =
|
||
'https://www.googletagmanager.com/gtm.js?id=' + i + dl;
|
||
f.parentNode.insertBefore(j, f);
|
||
})(window, document, 'script', 'dataLayer', 'GTM-5GQXH7Q');
|
||
</script>
|
||
<!-- End Google Tag Manager -->
|
||
<!-- Google Tag Manager (noscript) -->
|
||
<noscript>
|
||
<iframe src="https://www.googletagmanager.com/ns.html?id=GTM-5GQXH7Q"
|
||
height="0" width="0" style="display:none;visibility:hidden"></iframe>
|
||
</noscript>
|
||
<!-- End Google Tag Manager (noscript) -->
|
||
<aside class="accessibility" id="accessibility"><a href="#main-content-area" target="_self" id="skip-navigation">Skip to content</a></aside>
|
||
<header class="ae-lang-en ae-launcher bg-logo white site-header" id="banner" role="banner">
|
||
|
||
<section class="usa-banner">
|
||
<div class="usa-banner">
|
||
<div class="usa-accordion">
|
||
<header class="usa-banner__header">
|
||
<div class="usa-banner__inner wrapper">
|
||
<div class="grid-col-auto">
|
||
<img class="usa-banner__header-flag" src="https://blog.ssa.gov/wp-content/themes/firefly/assets/images/us_flag_small.png" alt="U.S. flag">
|
||
</div>
|
||
<div class="grid-col-fill tablet:grid-col-auto">
|
||
<p class="usa-banner__header-text">An official website of the United States government</p>
|
||
</div>
|
||
<button class="usa-accordion__button usa-banner__button" aria-expanded="false" aria-controls="gov-banner-default">
|
||
<span class="usa-banner__button-text">Here's how you know</span>
|
||
</button>
|
||
</div>
|
||
</header>
|
||
<div class="usa-banner__content usa-accordion__content" id="gov-banner-default" hidden="">
|
||
<div class="wrapper">
|
||
<div class="usa-banner__guidance grid-col-6">
|
||
<img class="usa-banner__icon usa-media-block__img" src="https://blog.ssa.gov/wp-content/themes/firefly/assets/images/icon-dot-gov.svg" role="img" alt="" aria-hidden="true">
|
||
<div class="usa-media-block__body">
|
||
<p>
|
||
<strong>Official websites use .gov</strong>
|
||
<br>A .gov website belongs to an official government organization in the United States. </p>
|
||
</div>
|
||
</div>
|
||
<div class="usa-banner__guidance grid-col-6">
|
||
<img class="usa-banner__icon usa-media-block__img" src="https://blog.ssa.gov/wp-content/themes/firefly/assets/images/icon-https.svg" role="img" alt="" aria-hidden="true">
|
||
<div class="usa-media-block__body">
|
||
<p>
|
||
<strong>Secure .gov websites use HTTPS</strong>
|
||
<br>A lock ( <span class="icon-lock">
|
||
<svg xmlns="http://www.w3.org/2000/svg" width="52" height="64" viewBox="0 0 52 64" class="usa-banner__lock-image" role="img" aria-labelledby="banner-lock-title-default banner-lock-description-default" focusable="false">
|
||
<title id="banner-lock-title-default">Lock</title>
|
||
<desc id="banner-lock-description-default">A locked padlock</desc>
|
||
<path fill="#000000" fill-rule="evenodd" d="M26 0c10.493 0 19 8.507 19 19v9h3a4 4 0 0 1 4 4v28a4 4 0 0 1-4 4H4a4 4 0 0 1-4-4V32a4 4 0 0 1 4-4h3v-9C7 8.507 15.507 0 26 0zm0 8c-5.979 0-10.843 4.77-10.996 10.712L15 19v9h22v-9c0-6.075-4.925-11-11-11z"></path>
|
||
</svg>
|
||
</span> ) or <strong>https://</strong> means you've safely connected to the .gov website. Share sensitive information only on official, secure websites. </p>
|
||
</div>
|
||
</div>
|
||
</div>
|
||
</div>
|
||
</div>
|
||
</div>
|
||
</section>
|
||
|
||
<div class="fx fx-jc-sb px2 py0 wrapper header-container" id="header_area">
|
||
|
||
<h1 class="fs2 fw4 ma0 l-fs3 site-logo">
|
||
<a class="fx fx-ai-c hover-yellow py3 white m-py2" href="https://blog.ssa.gov">
|
||
<div class="ml3 svg3 m-svg5 ae-img"
|
||
style="background-image: url(https://blog.ssa.gov/wp-content/themes/firefly/assets/images/logo.svg);background-size: contain;"
|
||
role="presentation"
|
||
></div>
|
||
<span class="pl1 m-pl2" style="line-height: 1;">Social Security <br>Matters</span>
|
||
</a>
|
||
</h1>
|
||
|
||
<a class="l-dn fx fx-ai-c hover-yellow px2 white" href="#" id="mobileMenuToggle" title="Menu">
|
||
<svg class="svg1" focusable="false" viewBox="0 0 24 24">
|
||
<path
|
||
d="M3 5h18q.414.0.707.293T22 6t-.293.707T21 7H3q-.414.0-.707-.293T2 6t.293-.707T3 5zm0 12h18q.414.0.707.293T22 18t-.293.707T21 19H3q-.414.0-.707-.293T2 18t.293-.707T3 17zm0-6h18q.414.0.707.293T22 12t-.293.707T21 13H3q-.414.0-.707-.293T2 12t.293-.707T3 11z"
|
||
vector-effect="non-scaling-stroke"></path>
|
||
</svg>
|
||
<span class="m-dib fs1 pl1">Menu</span>
|
||
</a>
|
||
<nav class="main-navigation-wrapper">
|
||
<ul class="main-navigation-list">
|
||
<li id="menu-item-256" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-home menu-item-256"><a href="https://blog.ssa.gov/">Home</a></li>
|
||
<li id="menu-item-257" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-257"><a href="https://www.ssa.gov/?utm_source=ssmatters&utm_medium=blog-header&utm_campaign=blog-to-ssa-homepage">SSA.gov</a></li>
|
||
<li id="menu-item-259" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-259"><a href="https://www.ssa.gov/onlineservices/?utm_source=ssmatters&utm_medium=blog-header&utm_campaign=blog-to-onlineservices">Online Services</a></li>
|
||
<li id="menu-item-261" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-261"><a href="https://blog.ssa.gov/comment-policy/">Comment Policy</a></li>
|
||
<li id="menu-item-9556-es" class="lang-item lang-item-1343 lang-item-es no-translation lang-item-first menu-item menu-item-type-custom menu-item-object-custom menu-item-9556-es"><a href="https://blog.ssa.gov/es/" hreflang="es-ES" lang="es-ES"><span style="margin-left:0.3em;">Español</span></a></li>
|
||
<li class="menu-item search-item">
|
||
<a class="hover-yellow white search-button" href="#" id="header_search_trigger" title="Search">
|
||
<svg class="svg1" focusable="false" viewBox="0 0 24 24">
|
||
<path
|
||
d="M14.182.0q-1.994.0-3.814.78t-3.132 2.092-2.092 3.132-.78 3.814q0 1.713.558 3.281t1.59 2.847l-6.196 6.187q-.315.315-.315.776.0.469.311.78t.78.311q.46.0.776-.315l6.187-6.196q1.278 1.031 2.847 1.59t3.281.558q1.994.0 3.814-.78t3.132-2.092 2.092-3.132.78-3.814-.78-3.814-2.092-3.132-3.132-2.092-3.814-.78zm0 2.182q1.551.0 2.966.605t2.438 1.628 1.628 2.438.605 2.966-.605 2.966-1.628 2.438-2.438 1.628-2.966.605-2.966-.605-2.438-1.628-1.628-2.438-.605-2.966.605-2.966 1.628-2.438 2.438-1.628 2.966-.605z"
|
||
vector-effect="non-scaling-stroke"></path>
|
||
</svg>
|
||
Search </a>
|
||
<div id="header_search"
|
||
class="header-search-form-container"
|
||
itemscope
|
||
itemtype="http://schema.org/WebSite"
|
||
role="dialog"
|
||
aria-label="Search">
|
||
<form role="search" id="searchform" class="header-search-form" method="get"
|
||
action="https://blog.ssa.gov/">
|
||
<meta itemprop="target" content="https://blog.ssa.gov/?s={s}"/>
|
||
<label for="header_desktop_search_field" class="screen-reader-text">
|
||
Search for: </label>
|
||
<input itemprop="query-input" type="search" id="header_desktop_search_field"
|
||
class="search-field"
|
||
value=""
|
||
placeholder="Search..."
|
||
name="s"/>
|
||
<button class="search-submit" type="submit"
|
||
value="Search">
|
||
<span class="icon search-white"></span>
|
||
<span>Search</span>
|
||
</button>
|
||
<a href="#" id="header_desktop_search_close" class="header-search-close-button">Close Search Bar</a>
|
||
</form>
|
||
</div>
|
||
</li>
|
||
<li class="menu-item my-ssa-item">
|
||
<a class="btn my-ssa-btn" href="https://www.ssa.gov/myaccount/?utm_source=ssmatters&utm_medium=blog-header&utm_campaign=blog-to-myaccount/"><em>my</em> Social Security</a>
|
||
</li>
|
||
</ul>
|
||
</nav>
|
||
</div>
|
||
</header>
|
||
<section class="wrapper">
|
||
<a id="main-content-area"></a>
|
||
<span class="fs1 fw5 bg-blue-100 hover-teal py1 px2">
|
||
<a href="https://blog.ssa.gov/category/retirement/" rel="category tag">Retirement</a> </span>
|
||
<main class="grid content">
|
||
<article id="main-content-area" class="cell w-100 l-w-70 post-container">
|
||
<h1 class="m-fs4 fw7 mt2 mb2 headline">When Is a Good Time to Start Receiving Social Security Benefits?</h1>
|
||
<p class="fs1 mb2 gray-lighter bc-gray metabox">February 13, 2017 •
|
||
By <a href="https://blog.ssa.gov/author/ae615867f5613a6f787360fa80738743cb9bb0bb/" title="Posts by Jim Borland, Acting Deputy Commissioner for Communications" class="author url fn" rel="author">Jim Borland, Acting Deputy Commissioner for Communications</a> </p>
|
||
<span class="bsf-rt-reading-time fs1">
|
||
Reading Time: 2 Minutes </span>
|
||
|
||
<p class="fs1 bb bc-gray pb3"><strong><em>Last Updated: February 13, 2017</em></strong></p>
|
||
<div class="mt4 generic-content">
|
||
<p><a href="https://blog.ssa.gov/wp-content/uploads/2017/02/21317.jpg"><img fetchpriority="high" decoding="async" class="size-medium wp-image-2365 alignright" src="https://blog.ssa.gov/wp-content/uploads/2017/02/21317-300x210.jpg" alt="a woman gardening" width="300" height="210" srcset="https://blog.ssa.gov/wp-content/uploads/2017/02/21317-300x210.jpg 300w, https://blog.ssa.gov/wp-content/uploads/2017/02/21317.jpg 500w" sizes="(max-width: 300px) 100vw, 300px" /></a>Enjoying a comfortable retirement is everyone’s dream. For over 80 years, Social Security has been helping people realize those dreams, assisting people through life’s journey with a variety of benefits. It’s up to you as to when you can start retirement benefits. You could start them a little earlier or wait until your “full retirement age.” There are benefits to either decision, pun intended.<span id="more-2362"></span></p>
|
||
<p>Full retirement age refers to the age when a person can receive their Social Security benefits without any reduction, even if they are still working part or full time. In other words, you don’t actually need to stop working to get your full benefits.</p>
|
||
<p>For people who attain age 62 in 2017 (i.e., those born between January 2, 1955 and January 1, 1956), full retirement age is 66 and two months. Full retirement age was age 65 for many years. However, due to a law passed by Congress in 1983, it has been gradually increasing, beginning with people born in 1938 or later, until it reaches 67 for people born after 1959.</p>
|
||
<p>You can learn more about the full retirement age and find out how to look up your own at <a href="http://www.socialsecurity.gov/planners/retire/retirechart.html" target="_blank" rel="noopener noreferrer">www.socialsecurity.gov/planners/retire/retirechart.html</a>.</p>
|
||
<p>You can start receiving Social Security benefits as early as age 62 or any time after that. The longer you wait, the higher your monthly benefit will be, although it stops increasing at age 70. Your monthly benefits will be reduced permanently if you start them any time before your full retirement age. For example, if you start receiving benefits in 2017 at age 62, your monthly benefit amount will be reduced permanently by about 26 percent.</p>
|
||
<p>On the other hand, if you wait to start receiving your benefits until after your full retirement age, then your monthly benefit will be higher. The amount of this increase is two-thirds of one percent for each month –– or eight percent for each year –– that you delay receiving them until you reach age 70. The choices you make may affect any benefit your spouse or children can receive on your record, too. If you receive benefits early, it may reduce their potential benefit, as well as yours.</p>
|
||
<p>You need to be as informed as possible when making any decision about receiving Social Security benefits. Read the publication <em>When to Start Receiving Retirement Benefits</em> at <a href="http://www.socialsecurity.gov/pubs/EN-05-10147.pdf" target="_blank" rel="noopener noreferrer">www.socialsecurity.gov/pubs/EN-05-10147.pdf</a>.</p>
|
||
<p>If you decide to receive benefits before you reach full retirement age, you should also understand how continuing to work can affect your benefits. Social Security may withhold or reduce your benefits if your annual earnings exceed a certain amount. However, for every month benefits are withheld, it increases your future benefits. That’s because at your full retirement age Social Security will recalculate your benefit amount to give you credit for the months in which benefits were reduced or withheld due to your excess earnings. In effect, it’s as if you hadn’t filed for those months. You can learn more at <a href="http://www.socialsecurity.gov/planners/retire/whileworking.html" target="_blank" rel="noopener noreferrer">www.socialsecurity.gov/planners/retire/whileworking.html</a>.</p>
|
||
<p>Social Security’s mission is to secure your today and tomorrow. Helping you make the right retirement decisions is vital. You can learn more by visiting our Retirement Planner at <a href="http://www.socialsecurity.gov/planners/retire" target="_blank" rel="noopener noreferrer">www.socialsecurity.gov/planners/retire</a>.</p>
|
||
|
||
<div id="daexthefu-container"
|
||
class="daexthefu-container daexthefu-layout-side-by-side daexthefu-alignment-left"
|
||
data-post-id="2362">
|
||
|
||
<div class="daexthefu-feedback">
|
||
<div class="daexthefu-text">
|
||
<h3 class="daexthefu-title">Did you find this Information helpful?</h3>
|
||
</div>
|
||
<div class="daexthefu-buttons-container">
|
||
<div class="daexthefu-buttons">
|
||
|
||
<div class="daexthefu-yes daexthefu-button daexthefu-button-type-text" data-value="1">
|
||
<div class="daexthefu-button-text">Yes</div>
|
||
</div>
|
||
|
||
|
||
<div class="daexthefu-no daexthefu-button daexthefu-button-type-text" data-value="0">
|
||
<div class="daexthefu-button-text">No</div>
|
||
</div>
|
||
|
||
</div>
|
||
</div>
|
||
</div>
|
||
|
||
<div class="daexthefu-comment">
|
||
<div class="daexthefu-comment-top-container">
|
||
<label id="daexthefu-comment-label" class="daexthefu-comment-label"></label>
|
||
<div class="daexthefu-comment-character-counter-container">
|
||
<div id="daexthefu-comment-character-counter-number"
|
||
class="daexthefu-comment-character-counter-number"></div>
|
||
<div class="daexthefu-comment-character-counter-text"></div>
|
||
</div>
|
||
</div>
|
||
<textarea id="daexthefu-comment-textarea" class="daexthefu-comment-textarea"
|
||
placeholder=""
|
||
maxlength="
|
||
400 "></textarea>
|
||
<div class="daexthefu-comment-buttons-container">
|
||
<button class="daexthefu-comment-submit daexthefu-button"></button>
|
||
<button class="daexthefu-comment-cancel daexthefu-button"></button>
|
||
</div>
|
||
</div>
|
||
|
||
<div class="daexthefu-successful-submission-text">Thanks for your feedback!</div>
|
||
|
||
</div>
|
||
|
||
<hr class="mb2 after-content"><p class="fs1 gray-lighter"><strong>Tags:</strong> <a href="https://blog.ssa.gov/tag/full-retirement-age/" aria-label='full retirement age Tag' rel="tag">full retirement age</a>, <a href="https://blog.ssa.gov/tag/retirement-2/" aria-label='retirement Tag' rel="tag">retirement</a>, <a href="https://blog.ssa.gov/tag/retirement-benefits/" aria-label='retirement benefits Tag' rel="tag">retirement benefits</a>, <a href="https://blog.ssa.gov/tag/social-security-benefits/" aria-label='Social Security benefits Tag' rel="tag">Social Security benefits</a></p> <a class="btn px3" href="#comments-anchor">See Comments</a>
|
||
</div>
|
||
<h2 class="fs2 fw6 mb0 mt4">About the Author</h2>
|
||
|
||
|
||
<div class="comment-author fx fx-ai-c mt0">
|
||
<img alt='Jim Borland, Acting Deputy Commissioner for Communications' src='https://secure.gravatar.com/avatar/6c5f97ef3dc5baf8e2922783548d2ea2?s=60&d=mm&r=g' srcset='https://secure.gravatar.com/avatar/6c5f97ef3dc5baf8e2922783548d2ea2?s=120&d=mm&r=g 2x' class='avatar avatar-60 photo mt0 br-100' height='60' width='60' decoding='async'/> <div class="ml3 mt3">
|
||
<h3 class="fs2 fw6 mb0"><a href="https://blog.ssa.gov/author/ae615867f5613a6f787360fa80738743cb9bb0bb/" title="Posts by Jim Borland, Acting Deputy Commissioner for Communications" class="author url fn" rel="author">Jim Borland, Acting Deputy Commissioner for Communications</a></h3>
|
||
<p class="fs1 gray-lighter mt0">Jim Borland, Acting Deputy Commissioner for Communications</p>
|
||
</div>
|
||
</div>
|
||
|
||
<div class="mt4 related-posts-area">
|
||
<h2 class="fs4 fw3 gray">Related Articles</h2>
|
||
<div class="grid">
|
||
<div class="cell w-100 m-w-50 mb3 related-post">
|
||
<div class="fl mr3 bs2 related-post-image"
|
||
style="background-image: url(https://blog.ssa.gov/wp-content/uploads/2015/05/KnowledgeIsPowerAndSoAreOurPublications-125x125.jpg);"></div>
|
||
<div class="mt2">
|
||
<span class=" category-list fs1 fw5 bg-logo py1 px2 category-label">
|
||
<a href="https://blog.ssa.gov/category/disability/" rel="category tag">Disability</a> <a href="https://blog.ssa.gov/category/general/" rel="category tag">General</a> <a href="https://blog.ssa.gov/category/retirement/" rel="category tag">Retirement</a> <a href="https://blog.ssa.gov/category/survivors/" rel="category tag">Survivors</a> </span>
|
||
<h2 class="fs2 fw6 headline mt2 mb2">
|
||
<a href="https://blog.ssa.gov/knowledge-is-power-and-so-are-our-publications/">
|
||
Knowledge is Power, and so are our Publications! </a>
|
||
</h2>
|
||
</div>
|
||
</div>
|
||
|
||
<div class="cell w-100 m-w-50 mb3 related-post">
|
||
<div class="fl mr3 bs2 related-post-image"
|
||
style="background-image: url(https://blog.ssa.gov/wp-content/uploads/2017/01/2017FRA-125x125.jpg);"></div>
|
||
<div class="mt2">
|
||
<span class=" category-list fs1 fw5 bg-logo py1 px2 category-label">
|
||
<a href="https://blog.ssa.gov/category/retirement/" rel="category tag">Retirement</a> </span>
|
||
<h2 class="fs2 fw6 headline mt2 mb2">
|
||
<a href="https://blog.ssa.gov/2017-brings-new-changes-to-full-retirement-age/">
|
||
2017 Brings New Changes to Full Retirement Age </a>
|
||
</h2>
|
||
</div>
|
||
</div>
|
||
|
||
<div class="cell w-100 m-w-50 mb3 related-post">
|
||
<div class="fl mr3 bs2 related-post-image"
|
||
style="background-image: url(https://blog.ssa.gov/wp-content/uploads/2016/10/perez-guest-blog-pic-125x125.jpg);"></div>
|
||
<div class="mt2">
|
||
<span class=" category-list fs1 fw5 bg-logo py1 px2 category-label">
|
||
<a href="https://blog.ssa.gov/category/guest-bloggers/" rel="category tag">Guest Bloggers</a> <a href="https://blog.ssa.gov/category/retirement/" rel="category tag">Retirement</a> </span>
|
||
<h2 class="fs2 fw6 headline mt2 mb2">
|
||
<a href="https://blog.ssa.gov/a-secure-retirement-for-all/">
|
||
A Secure Retirement for All </a>
|
||
</h2>
|
||
</div>
|
||
</div>
|
||
|
||
<div class="cell w-100 m-w-50 mb3 related-post">
|
||
<div class="fl mr3 bs2 related-post-image"
|
||
style="background-image: url(https://blog.ssa.gov/wp-content/uploads/2020/12/Beware-of-Scams-During-this-Holiday-Season-125x125.jpg);"></div>
|
||
<div class="mt2">
|
||
<span class=" category-list fs1 fw5 bg-logo py1 px2 category-label">
|
||
<a href="https://blog.ssa.gov/category/disability/" rel="category tag">Disability</a> <a href="https://blog.ssa.gov/category/general/" rel="category tag">General</a> <a href="https://blog.ssa.gov/category/retirement/" rel="category tag">Retirement</a> <a href="https://blog.ssa.gov/category/ssi/" rel="category tag">SSI</a> <a href="https://blog.ssa.gov/category/survivors/" rel="category tag">Survivors</a> </span>
|
||
<h2 class="fs2 fw6 headline mt2 mb2">
|
||
<a href="https://blog.ssa.gov/why-its-important-to-tell-us-about-changes-when-you-get-social-security-benefits/">
|
||
Why It’s Important to Tell Us About Changes When You Get Social Security Benefits </a>
|
||
</h2>
|
||
</div>
|
||
</div>
|
||
|
||
</div>
|
||
</div>
|
||
<a name="comments-anchor"></a>
|
||
<div id="comments" class="mt4 comments-area">
|
||
<h2 class="fs4 fw3 gray">Comments</h2>
|
||
<ol class="comment-list">
|
||
<li class="my4 comment-box pa3" id="comment-676651">
|
||
<div class="comment-author fx fx-ai-c mt0">
|
||
<div class="mt3">
|
||
<h3 class="fs2 fw6 mb0">kim M.</h3>
|
||
<p class="fs1 gray-lighter mt0">
|
||
<time datetime="August 31, 2020 11:54PM">
|
||
August 31, 2020 11:54PM </time>
|
||
</p>
|
||
</div>
|
||
</div>
|
||
|
||
<div class="fs1 comment-body">
|
||
<p>If I apply for early retirement benefits in 2020 instead of waiting for my full retirement age which would be in 2023, but if I stop working and having any income since 2020, how will that affect the calculation of my estimated income at full retirement? Will it lower it by changing the indexing for the calculation?</p>
|
||
</div>
|
||
<!-- </li> is added by WordPress automatically -->
|
||
<ul class="children">
|
||
<li class="my4 comment-box pa3" id="comment-686640">
|
||
<div class="comment-author fx fx-ai-c mt0">
|
||
<div class="mt3">
|
||
<h3 class="fs2 fw6 mb0">Angie</h3>
|
||
<p class="fs1 gray-lighter mt0">
|
||
<time datetime="September 17, 2020 11:26PM">
|
||
September 17, 2020 11:26PM </time>
|
||
</p>
|
||
</div>
|
||
</div>
|
||
|
||
<div class="fs1 comment-body">
|
||
<p>In October I will reach my full retirement age, 66. What is the process to apply for half of my husband’s Social Security? I will let mine grow until I reach 70. Do I need to come the office to apply or can it be done online?</p>
|
||
</div>
|
||
<!-- </li> is added by WordPress automatically -->
|
||
<ul class="children">
|
||
<li class="comment-box bg-gray-100 ba bc-gray pa3 mt4 mb3" id="comment-686885">
|
||
<div class="comment-author fx fx-ai-c mt0">
|
||
<img alt="" class="mt0 br-100" width="60px" height="60px"
|
||
src="https://blog.ssa.gov/wp-content/themes/firefly/assets/images/logo.jpg"/>
|
||
<div class="mt3 ml3">
|
||
<h3 class="fs2 fw6 mb0">V.V.</h3>
|
||
<p class="fs1 gray-lighter mt0">
|
||
<time datetime="September 18, 2020 9:28AM">
|
||
September 18, 2020 9:28AM </time>
|
||
</p>
|
||
</div>
|
||
</div>
|
||
|
||
<div class="fs1 comment-body">
|
||
<p>Hi Angie, thank you for your question. You may be able to get <a href="https://www.ssa.gov/benefits/retirement/planner/applying7.html#h2" target="_blank" rel="noopener noreferrer nofollow ugc">spouse’s benefits </a>but, under existing law, if you are eligible for benefits both as a retired worker and as a spouse, you must apply for both benefits and you’ll receive the higher of the two benefits. This requirement is called “deemed filing” because when you apply for one benefit you are “deemed” to have also applied for the other. </p>
|
||
<p>However, if you were born before 1/2/1954, deemed filing rules will not apply if you wait to file at your <a href="https://www.ssa.gov/benefits/retirement/planner/agereduction.html" target="_blank" rel="noopener noreferrer nofollow ugc">full retirement age </a>or later. This means that you may file for either your spouse’s benefit or your retirement benefit without being required or “deemed” to file for the other. Check out our <a href="https://faq.ssa.gov/en-us/Topic/article/KA-01202" target="_blank" rel="noopener noreferrer nofollow ugc">Deemed Filing For Retirement And Spouse’s Benefits FAQs </a>web page for details.</p>
|
||
</div>
|
||
<!-- </li> is added by WordPress automatically -->
|
||
</li><!-- #comment-## -->
|
||
</ul><!-- .children -->
|
||
</li><!-- #comment-## -->
|
||
<li class="my4 comment-box pa3" id="comment-727358">
|
||
<div class="comment-author fx fx-ai-c mt0">
|
||
<div class="mt3">
|
||
<h3 class="fs2 fw6 mb0">Shawn M.</h3>
|
||
<p class="fs1 gray-lighter mt0">
|
||
<time datetime="December 18, 2020 11:56PM">
|
||
December 18, 2020 11:56PM </time>
|
||
</p>
|
||
</div>
|
||
</div>
|
||
|
||
<div class="fs1 comment-body">
|
||
<p>Hi, I believe I am eligible for Canada Pension and for Social Security. If I apply for my Canadian one now (age 62) , can I wait to apply for my US Social Security later when I am eligible for full pension?</p>
|
||
</div>
|
||
<!-- </li> is added by WordPress automatically -->
|
||
<ul class="children">
|
||
<li class="comment-box bg-gray-100 ba bc-gray pa3 mt4 mb3" id="comment-728030">
|
||
<div class="comment-author fx fx-ai-c mt0">
|
||
<img alt="" class="mt0 br-100" width="60px" height="60px"
|
||
src="https://blog.ssa.gov/wp-content/themes/firefly/assets/images/logo.jpg"/>
|
||
<div class="mt3 ml3">
|
||
<h3 class="fs2 fw6 mb0">S.D.</h3>
|
||
<p class="fs1 gray-lighter mt0">
|
||
<time datetime="December 21, 2020 2:28PM">
|
||
December 21, 2020 2:28PM </time>
|
||
</p>
|
||
</div>
|
||
</div>
|
||
|
||
<div class="fs1 comment-body">
|
||
<p>Hi, Shawn. Thank you for reading our blog and for your question. If you worked in the United States and also in another country, different rules may apply in determining if you can get your benefits. The U.S. has bilateral Social Security agreements with 30 countries, including a <a href="https://www.ssa.gov/international/Agreement_Pamphlets/canada.html" target="_blank" rel="noopener nofollow ugc">Totalization Agreement with Canada</a>. You’ll want to read this carefully. These agreements improve benefit protection for workers who have divided their careers between the U.S. and another country. For more information on International Programs and Resources, visit <a href="https://www.ssa.gov/international/" rel="nofollow ugc">here</a>. </p>
|
||
<p>The <a href="https://www.ssa.gov/planners/retire/wep.html" target="_blank" rel="noopener nofollow ugc">Windfall Elimination Provision (WEP) </a>may apply to you if you receive a pension for employment where you did not pay U.S. federal payroll taxes. If you have questions about your individual claims and you are in the U.S., please call your <a href="https://secure.ssa.gov/ICON/main.jsp" target="_blank" rel="noopener nofollow ugc">local Social Security office</a>. If you are outside the country, see our list of <a href="https://www.ssa.gov/foreign/index.html" target="_blank" rel="noopener nofollow ugc">Contacts for Services outside the United States</a>. We hope this helps.</p>
|
||
</div>
|
||
<!-- </li> is added by WordPress automatically -->
|
||
</li><!-- #comment-## -->
|
||
</ul><!-- .children -->
|
||
</li><!-- #comment-## -->
|
||
</ul><!-- .children -->
|
||
</li><!-- #comment-## -->
|
||
<li class="my4 comment-box pa3" id="comment-590908">
|
||
<div class="comment-author fx fx-ai-c mt0">
|
||
<div class="mt3">
|
||
<h3 class="fs2 fw6 mb0">Herb</h3>
|
||
<p class="fs1 gray-lighter mt0">
|
||
<time datetime="April 23, 2020 6:57PM">
|
||
April 23, 2020 6:57PM </time>
|
||
</p>
|
||
</div>
|
||
</div>
|
||
|
||
<div class="fs1 comment-body">
|
||
<p>I’m 62 and want to start drawing ss in June. My employer will pay me June 1st for May’s work. Would I be considered eligible to draw for June. The monthly salary would be over the $1582</p>
|
||
</div>
|
||
<!-- </li> is added by WordPress automatically -->
|
||
<ul class="children">
|
||
<li class="comment-box bg-gray-100 ba bc-gray pa3 mt4 mb3" id="comment-591487">
|
||
<div class="comment-author fx fx-ai-c mt0">
|
||
<img alt="" class="mt0 br-100" width="60px" height="60px"
|
||
src="https://blog.ssa.gov/wp-content/themes/firefly/assets/images/logo.jpg"/>
|
||
<div class="mt3 ml3">
|
||
<h3 class="fs2 fw6 mb0">V.V.</h3>
|
||
<p class="fs1 gray-lighter mt0">
|
||
<time datetime="April 24, 2020 10:24AM">
|
||
April 24, 2020 10:24AM </time>
|
||
</p>
|
||
</div>
|
||
</div>
|
||
|
||
<div class="fs1 comment-body">
|
||
<p>Hi Herb, thank you for using our blog. After you retire, you may receive payments for work you did before you started getting Social Security benefits as in your case. These payments will not affect your Social Security benefit because they are for work done before you retired. Check out our factsheet on <a href="https://www.ssa.gov/pubs/EN-05-10063.pdf" target="_blank" rel="noopener noreferrer nofollow ugc">Special Payments after Retirement</a> for additional details. We hope this is helpful.</p>
|
||
</div>
|
||
<!-- </li> is added by WordPress automatically -->
|
||
</li><!-- #comment-## -->
|
||
</ul><!-- .children -->
|
||
</li><!-- #comment-## -->
|
||
<li class="my4 comment-box pa3" id="comment-498055">
|
||
<div class="comment-author fx fx-ai-c mt0">
|
||
<div class="mt3">
|
||
<h3 class="fs2 fw6 mb0">William l.</h3>
|
||
<p class="fs1 gray-lighter mt0">
|
||
<time datetime="September 30, 2019 10:57PM">
|
||
September 30, 2019 10:57PM </time>
|
||
</p>
|
||
</div>
|
||
</div>
|
||
|
||
<div class="fs1 comment-body">
|
||
<p>My wife is on social security disability I’m 52 she is 50 we are married for 29 yrs do I get a derivative from her social security disability</p>
|
||
</div>
|
||
<!-- </li> is added by WordPress automatically -->
|
||
<ul class="children">
|
||
<li class="comment-box bg-gray-100 ba bc-gray pa3 mt4 mb3" id="comment-498726">
|
||
<div class="comment-author fx fx-ai-c mt0">
|
||
<img alt="" class="mt0 br-100" width="60px" height="60px"
|
||
src="https://blog.ssa.gov/wp-content/themes/firefly/assets/images/logo.jpg"/>
|
||
<div class="mt3 ml3">
|
||
<h3 class="fs2 fw6 mb0">A.C.</h3>
|
||
<p class="fs1 gray-lighter mt0">
|
||
<time datetime="October 2, 2019 4:19PM">
|
||
October 2, 2019 4:19PM </time>
|
||
</p>
|
||
</div>
|
||
</div>
|
||
|
||
<div class="fs1 comment-body">
|
||
<p>Hi, William. Thank you for your question. To qualify for spouse’s benefits, your wife must be receiving retirement or disability benefits and you must be age 62 or older. Also, if you qualify for Social Security benefits on your own record, we pay that amount first. But if you also qualify for a higher amount as a spouse, you’ll get a combination of benefits that equals that higher amount. For more information, visit <a href="https://www.ssa.gov/planners/retire/applying6.html" rel="nofollow">here.</a> We hope this helps.</p>
|
||
</div>
|
||
<!-- </li> is added by WordPress automatically -->
|
||
</li><!-- #comment-## -->
|
||
</ul><!-- .children -->
|
||
</li><!-- #comment-## -->
|
||
</ol>
|
||
|
||
<nav class="navigation comments-pagination" aria-label="Comments pagination">
|
||
<h2 class="screen-reader-text">Comments pagination</h2>
|
||
<div class="nav-links"><a class="prev page-numbers" href="https://blog.ssa.gov/when-is-a-good-time-to-start-receiving-social-security-benefits/comment-page-8/#comments">« Previous</a>
|
||
<a class="page-numbers" href="https://blog.ssa.gov/when-is-a-good-time-to-start-receiving-social-security-benefits/comment-page-1/#comments">1</a>
|
||
<span class="page-numbers dots">…</span>
|
||
<a class="page-numbers" href="https://blog.ssa.gov/when-is-a-good-time-to-start-receiving-social-security-benefits/comment-page-7/#comments">7</a>
|
||
<a class="page-numbers" href="https://blog.ssa.gov/when-is-a-good-time-to-start-receiving-social-security-benefits/comment-page-8/#comments">8</a>
|
||
<span aria-current="page" class="page-numbers current">9</span></div>
|
||
</nav> <p class="no-comments">Comments are closed.</p>
|
||
</div>
|
||
|
||
<script type="text/javascript">
|
||
/**
|
||
* is_email function from WordPress
|
||
* written in Javascript
|
||
*
|
||
* by Louy Alakkad <me@l0uy.com>
|
||
*
|
||
* Verifies that an email is valid.
|
||
*
|
||
* Does not grok i18n domains. Not RFC compliant.
|
||
*
|
||
* @param string $email Email address to verify.
|
||
* @return string|bool Either false or the valid email address.
|
||
*/
|
||
function is_email( $email ) {
|
||
// Test for the minimum length the email can be
|
||
if ( $email.length < 3 ) {
|
||
return false;
|
||
}
|
||
|
||
// Test for a single @ character after the first position
|
||
if ( $email.indexOf('@') === -1 || $email.indexOf('@') !== $email.lastIndexOf('@') ) {
|
||
return false;
|
||
}
|
||
|
||
// Split out the local and domain parts
|
||
var parts = $email.split('@',2);
|
||
var $local = parts[0], $domain = parts[1];
|
||
|
||
// LOCAL PART
|
||
// Test for invalid characters
|
||
if ( !/^[a-zA-Z0-9!#$%&\'*+\/=?^_`{|}~\.-]+$/.test($local) ) {
|
||
return false;
|
||
}
|
||
|
||
// DOMAIN PART
|
||
// Test for sequences of periods
|
||
if ( /\.{2,}/.test($domain) ) {
|
||
return false;
|
||
}
|
||
|
||
// Test for leading and trailing periods and whitespace
|
||
if ( str_trim( $domain, " \t\n\r\0\x0B." ) !== $domain ) {
|
||
return false;
|
||
}
|
||
|
||
// Split the domain into subs
|
||
var $subs = $domain.split( '.' );
|
||
|
||
// Assume the domain will have at least two subs
|
||
if ( 2 > $subs.length ) {
|
||
return false;
|
||
}
|
||
|
||
// Loop through each sub
|
||
for ( i in $subs ) {
|
||
var $sub = $subs[i];
|
||
// Test for leading and trailing hyphens and whitespace
|
||
if ( str_trim( $sub, " \t\n\r\0\x0B-" ) !== $sub ) {
|
||
return false;
|
||
}
|
||
|
||
// Test for invalid characters
|
||
if ( !/^[a-z0-9-]+$/i.test( $sub ) ) {
|
||
return false;
|
||
}
|
||
}
|
||
|
||
// Congratulations your email made it!
|
||
return $email;
|
||
|
||
function str_trim(str, regex) {
|
||
var chr = regex.replace(/[\-\[\]\/\{\}\(\)\*\+\?\.\\\^\$\|\:\!\,\=]/g, "\\$&");
|
||
return str.replace( new RegExp('/^['+chr+']*/'), '' ).replace( new RegExp('/['+chr+']*$/'), '' );
|
||
}
|
||
}
|
||
|
||
function input_is_empty(input) {
|
||
return !(input.value.trim().length);
|
||
}
|
||
|
||
function select_input_element(event, id) {
|
||
var element = document.getElementById(id);
|
||
element.scrollIntoView({"behavior": "smooth", "block": "center"});
|
||
element.focus();
|
||
element.click();
|
||
event.preventDefault();
|
||
}
|
||
|
||
function down_check_spacebar(event) {
|
||
if( event.keyCode == 32 ){
|
||
event.preventDefault();
|
||
};
|
||
}
|
||
|
||
function check_spacebar(event, id) {
|
||
if( event.keyCode == 32 ){
|
||
select_input_element(event, id);
|
||
};
|
||
}
|
||
|
||
function validate_comment_form(event) {
|
||
var author = document.getElementById("author");
|
||
if( author !== null && input_is_empty(author) ) {
|
||
var error_text = document.getElementById("comment_form_error");
|
||
var element_link = '<a role="button" href="javascript:void();" onkeydown="down_check_spacebar(event);" onkeyup="check_spacebar(event, \'author\');" onclick="select_input_element(event, \'author\');">Select Field</a>';
|
||
error_text.innerHTML = "<strong>Error</strong>: Please provide a name. " + element_link;
|
||
error_text.style.display = "block";
|
||
error_text.scrollIntoView({"behavior": "smooth", "block": "center"});
|
||
error_text.focus();
|
||
error_text.click();
|
||
event.preventDefault();
|
||
return false;
|
||
}
|
||
|
||
var email = document.getElementById("email");
|
||
if( email !== null && (input_is_empty(email) || !is_email(email.value)) ) {
|
||
var error_text = document.getElementById("comment_form_error");
|
||
var element_link = '<a role="button" href="javascript:void();" onkeydown="down_check_spacebar(event);" onkeyup="check_spacebar(event, \'email\');" onclick="select_input_element(event, \'email\');">Select Field</a>';
|
||
error_text.innerHTML = "<strong>Error</strong>: Please provide a valid email address. " + element_link;
|
||
error_text.style.display = "block";
|
||
error_text.scrollIntoView({"behavior": "smooth", "block": "center"});
|
||
error_text.focus();
|
||
error_text.click();
|
||
event.preventDefault();
|
||
return false;
|
||
}
|
||
|
||
var comment = document.getElementById("comment");
|
||
if( comment !== null && input_is_empty(comment) ) {
|
||
var error_text = document.getElementById("comment_form_error");
|
||
var element_link = '<a role="button" href="javascript:void();" onkeydown="down_check_spacebar(event);" onkeyup="check_spacebar(event, \'comment\');" onclick="select_input_element(event, \'comment\');">Select Field</a>';
|
||
error_text.innerHTML = "<strong>Error</strong>: Please provide comment text. " + element_link;
|
||
error_text.style.display = "block";
|
||
error_text.scrollIntoView({"behavior": "smooth", "block": "center"});
|
||
error_text.focus();
|
||
error_text.click();
|
||
event.preventDefault();
|
||
return false;
|
||
}
|
||
|
||
return true;
|
||
}
|
||
|
||
var comment_form = document.getElementById("commentform");
|
||
comment_form.onsubmit = validate_comment_form;
|
||
|
||
</script>
|
||
|
||
</article>
|
||
<aside class="cell w-100 l-w-30 l-pl4">
|
||
<div id="custom_html-4" class="widget_text widget widget_custom_html"><div class="textwidget custom-html-widget"><div class="mb4">
|
||
<div class="w-100">
|
||
<a class="btn w-100 mb2 pl3" href="https://public.govdelivery.com/accounts/USSSA/subscriber/new?qsp=USSSA_5">
|
||
<img class="pr1"
|
||
width="30px"
|
||
style="margin-bottom: 2px;"
|
||
src="/wp-content/themes/firefly/assets/images/subscribe-icon.png" role="presentation"
|
||
alt="subscribe-icon"/>
|
||
Subscribe
|
||
</a>
|
||
</div>
|
||
<div>
|
||
<a class="btn w-100 mb2 pl3 georgia" href=" https://www.ssa.gov/myaccount/?utm_source=ssmatters&utm_medium=article-sidebar&utm_campaign=blog-to-mysocialsecurity">
|
||
<img class="pr1"
|
||
width="30px"
|
||
src="/wp-content/themes/firefly/assets/images/my-ssa-icon.png"
|
||
role="presentation"
|
||
alt="my-social-security-icon"/>
|
||
<em><strong>my</strong></em> Social Security
|
||
</a>
|
||
</div>
|
||
<div>
|
||
<a class="btn w-100 mb2 pl3" href="https://www.ssa.gov/onlineservices/?utm_source=ssmatters&utm_medium=article-sidebar&utm_campaign=blog-to-onlineservices">
|
||
<img class="pr1"
|
||
width="30px"
|
||
src="/wp-content/themes/firefly/assets/images/calculator-icon.png"
|
||
role="presentation"
|
||
alt="online-services-icon"/>
|
||
Online Services
|
||
</a>
|
||
</div>
|
||
</div></div></div><div id="categories-2" class="widget widget_categories"><h4 class="widgettitle">Posts In:</h4>
|
||
<ul>
|
||
<li class="cat-item cat-item-348"><a href="https://blog.ssa.gov/category/aging/">Aging (8)</a>
|
||
</li>
|
||
<li class="cat-item cat-item-2"><a href="https://blog.ssa.gov/category/cola/">COLA (15)</a>
|
||
</li>
|
||
<li class="cat-item cat-item-1084"><a href="https://blog.ssa.gov/category/covid-19/">COVID-19 (36)</a>
|
||
</li>
|
||
<li class="cat-item cat-item-30"><a href="https://blog.ssa.gov/category/disability/">Disability (177)</a>
|
||
</li>
|
||
<li class="cat-item cat-item-3"><a href="https://blog.ssa.gov/category/fraud-2/">Frauds & Scams (97)</a>
|
||
</li>
|
||
<li class="cat-item cat-item-347"><a href="https://blog.ssa.gov/category/general/">General (320)</a>
|
||
</li>
|
||
<li class="cat-item cat-item-4"><a href="https://blog.ssa.gov/category/general-questions/">General Questions (3)</a>
|
||
</li>
|
||
<li class="cat-item cat-item-356"><a href="https://blog.ssa.gov/category/guest-bloggers/">Guest Bloggers (57)</a>
|
||
</li>
|
||
<li class="cat-item cat-item-278"><a href="https://blog.ssa.gov/category/health-care/">Health Care (4)</a>
|
||
</li>
|
||
<li class="cat-item cat-item-5"><a href="https://blog.ssa.gov/category/history/">History (2)</a>
|
||
</li>
|
||
<li class="cat-item cat-item-80"><a href="https://blog.ssa.gov/category/medicare/">Medicare (40)</a>
|
||
</li>
|
||
<li class="cat-item cat-item-6"><a href="https://blog.ssa.gov/category/office-of-the-inspector-general/">Office of the Inspector General (6)</a>
|
||
</li>
|
||
<li class="cat-item cat-item-127"><a href="https://blog.ssa.gov/category/online-services/">Online Services (181)</a>
|
||
</li>
|
||
<li class="cat-item cat-item-1086"><a href="https://blog.ssa.gov/category/people-facing-barriers/">People Facing Barriers (18)</a>
|
||
</li>
|
||
<li class="cat-item cat-item-322"><a href="https://blog.ssa.gov/category/privacy-identity/">Privacy & Identity (5)</a>
|
||
</li>
|
||
<li class="cat-item cat-item-7"><a href="https://blog.ssa.gov/category/retirement/">Retirement (122)</a>
|
||
</li>
|
||
<li class="cat-item cat-item-1330"><a href="https://blog.ssa.gov/category/social-security-benefits/">Social Security Benefits (8)</a>
|
||
</li>
|
||
<li class="cat-item cat-item-1083"><a href="https://blog.ssa.gov/category/social-security-number-and-card/">Social Security Number and Card (25)</a>
|
||
</li>
|
||
<li class="cat-item cat-item-363"><a href="https://blog.ssa.gov/category/special-events/">Special Events (1)</a>
|
||
</li>
|
||
<li class="cat-item cat-item-1085"><a href="https://blog.ssa.gov/category/ssi/">SSI (93)</a>
|
||
</li>
|
||
<li class="cat-item cat-item-8"><a href="https://blog.ssa.gov/category/survivors/">Survivors (48)</a>
|
||
</li>
|
||
<li class="cat-item cat-item-9"><a href="https://blog.ssa.gov/category/taxes/">Taxes (20)</a>
|
||
</li>
|
||
</ul>
|
||
|
||
</div><div id="materiell_archives-2" class="widget widget_archive"><h4 class="widgettitle">Archives</h4> <label class="screen-reader-text" for="materiell_archives-dropdown-2">Archives</label>
|
||
<select id="materiell_archives-dropdown-2" name="archive-dropdown">
|
||
|
||
<option value="">Select Month</option>
|
||
<option value='https://blog.ssa.gov/2025/03/'> March 2025 (6)</option>
|
||
<option value='https://blog.ssa.gov/2025/02/'> February 2025 (7)</option>
|
||
<option value='https://blog.ssa.gov/2025/01/'> January 2025 (5)</option>
|
||
<option value='https://blog.ssa.gov/2024/12/'> December 2024 (7)</option>
|
||
<option value='https://blog.ssa.gov/2024/11/'> November 2024 (4)</option>
|
||
<option value='https://blog.ssa.gov/2024/10/'> October 2024 (6)</option>
|
||
<option value='https://blog.ssa.gov/2024/09/'> September 2024 (7)</option>
|
||
<option value='https://blog.ssa.gov/2024/08/'> August 2024 (9)</option>
|
||
<option value='https://blog.ssa.gov/2024/07/'> July 2024 (8)</option>
|
||
<option value='https://blog.ssa.gov/2024/06/'> June 2024 (2)</option>
|
||
<option value='https://blog.ssa.gov/2024/05/'> May 2024 (7)</option>
|
||
<option value='https://blog.ssa.gov/2024/04/'> April 2024 (7)</option>
|
||
<option value='https://blog.ssa.gov/2024/03/'> March 2024 (8)</option>
|
||
<option value='https://blog.ssa.gov/2024/02/'> February 2024 (4)</option>
|
||
<option value='https://blog.ssa.gov/2024/01/'> January 2024 (3)</option>
|
||
<option value='https://blog.ssa.gov/2023/12/'> December 2023 (4)</option>
|
||
<option value='https://blog.ssa.gov/2023/11/'> November 2023 (4)</option>
|
||
<option value='https://blog.ssa.gov/2023/10/'> October 2023 (4)</option>
|
||
<option value='https://blog.ssa.gov/2023/09/'> September 2023 (6)</option>
|
||
<option value='https://blog.ssa.gov/2023/08/'> August 2023 (4)</option>
|
||
<option value='https://blog.ssa.gov/2023/07/'> July 2023 (5)</option>
|
||
<option value='https://blog.ssa.gov/2023/06/'> June 2023 (4)</option>
|
||
<option value='https://blog.ssa.gov/2023/05/'> May 2023 (5)</option>
|
||
<option value='https://blog.ssa.gov/2023/04/'> April 2023 (4)</option>
|
||
<option value='https://blog.ssa.gov/2023/03/'> March 2023 (5)</option>
|
||
<option value='https://blog.ssa.gov/2023/02/'> February 2023 (5)</option>
|
||
<option value='https://blog.ssa.gov/2023/01/'> January 2023 (4)</option>
|
||
<option value='https://blog.ssa.gov/2022/12/'> December 2022 (7)</option>
|
||
<option value='https://blog.ssa.gov/2022/11/'> November 2022 (3)</option>
|
||
<option value='https://blog.ssa.gov/2022/10/'> October 2022 (4)</option>
|
||
<option value='https://blog.ssa.gov/2022/09/'> September 2022 (5)</option>
|
||
<option value='https://blog.ssa.gov/2022/08/'> August 2022 (4)</option>
|
||
<option value='https://blog.ssa.gov/2022/07/'> July 2022 (4)</option>
|
||
<option value='https://blog.ssa.gov/2022/06/'> June 2022 (5)</option>
|
||
<option value='https://blog.ssa.gov/2022/05/'> May 2022 (6)</option>
|
||
<option value='https://blog.ssa.gov/2022/04/'> April 2022 (5)</option>
|
||
<option value='https://blog.ssa.gov/2022/03/'> March 2022 (4)</option>
|
||
<option value='https://blog.ssa.gov/2022/02/'> February 2022 (4)</option>
|
||
<option value='https://blog.ssa.gov/2022/01/'> January 2022 (5)</option>
|
||
<option value='https://blog.ssa.gov/2021/12/'> December 2021 (5)</option>
|
||
<option value='https://blog.ssa.gov/2021/11/'> November 2021 (4)</option>
|
||
<option value='https://blog.ssa.gov/2021/10/'> October 2021 (5)</option>
|
||
<option value='https://blog.ssa.gov/2021/09/'> September 2021 (5)</option>
|
||
<option value='https://blog.ssa.gov/2021/08/'> August 2021 (6)</option>
|
||
<option value='https://blog.ssa.gov/2021/07/'> July 2021 (5)</option>
|
||
<option value='https://blog.ssa.gov/2021/06/'> June 2021 (4)</option>
|
||
<option value='https://blog.ssa.gov/2021/05/'> May 2021 (7)</option>
|
||
<option value='https://blog.ssa.gov/2021/04/'> April 2021 (8)</option>
|
||
<option value='https://blog.ssa.gov/2021/03/'> March 2021 (8)</option>
|
||
<option value='https://blog.ssa.gov/2021/02/'> February 2021 (5)</option>
|
||
<option value='https://blog.ssa.gov/2021/01/'> January 2021 (4)</option>
|
||
<option value='https://blog.ssa.gov/2020/12/'> December 2020 (4)</option>
|
||
<option value='https://blog.ssa.gov/2020/11/'> November 2020 (2)</option>
|
||
<option value='https://blog.ssa.gov/2020/10/'> October 2020 (6)</option>
|
||
<option value='https://blog.ssa.gov/2020/09/'> September 2020 (4)</option>
|
||
<option value='https://blog.ssa.gov/2020/08/'> August 2020 (3)</option>
|
||
<option value='https://blog.ssa.gov/2020/07/'> July 2020 (5)</option>
|
||
<option value='https://blog.ssa.gov/2020/06/'> June 2020 (4)</option>
|
||
<option value='https://blog.ssa.gov/2020/05/'> May 2020 (4)</option>
|
||
<option value='https://blog.ssa.gov/2020/04/'> April 2020 (11)</option>
|
||
<option value='https://blog.ssa.gov/2020/03/'> March 2020 (8)</option>
|
||
<option value='https://blog.ssa.gov/2020/02/'> February 2020 (5)</option>
|
||
<option value='https://blog.ssa.gov/2020/01/'> January 2020 (5)</option>
|
||
<option value='https://blog.ssa.gov/2019/12/'> December 2019 (3)</option>
|
||
<option value='https://blog.ssa.gov/2019/11/'> November 2019 (6)</option>
|
||
<option value='https://blog.ssa.gov/2019/10/'> October 2019 (6)</option>
|
||
<option value='https://blog.ssa.gov/2019/09/'> September 2019 (6)</option>
|
||
<option value='https://blog.ssa.gov/2019/08/'> August 2019 (5)</option>
|
||
<option value='https://blog.ssa.gov/2019/07/'> July 2019 (4)</option>
|
||
<option value='https://blog.ssa.gov/2019/06/'> June 2019 (5)</option>
|
||
<option value='https://blog.ssa.gov/2019/05/'> May 2019 (8)</option>
|
||
<option value='https://blog.ssa.gov/2019/04/'> April 2019 (8)</option>
|
||
<option value='https://blog.ssa.gov/2019/03/'> March 2019 (3)</option>
|
||
<option value='https://blog.ssa.gov/2019/02/'> February 2019 (3)</option>
|
||
<option value='https://blog.ssa.gov/2019/01/'> January 2019 (5)</option>
|
||
<option value='https://blog.ssa.gov/2018/12/'> December 2018 (5)</option>
|
||
<option value='https://blog.ssa.gov/2018/11/'> November 2018 (5)</option>
|
||
<option value='https://blog.ssa.gov/2018/10/'> October 2018 (7)</option>
|
||
<option value='https://blog.ssa.gov/2018/09/'> September 2018 (6)</option>
|
||
<option value='https://blog.ssa.gov/2018/08/'> August 2018 (5)</option>
|
||
<option value='https://blog.ssa.gov/2018/07/'> July 2018 (4)</option>
|
||
<option value='https://blog.ssa.gov/2018/06/'> June 2018 (7)</option>
|
||
<option value='https://blog.ssa.gov/2018/05/'> May 2018 (6)</option>
|
||
<option value='https://blog.ssa.gov/2018/04/'> April 2018 (8)</option>
|
||
<option value='https://blog.ssa.gov/2018/03/'> March 2018 (5)</option>
|
||
<option value='https://blog.ssa.gov/2018/02/'> February 2018 (4)</option>
|
||
<option value='https://blog.ssa.gov/2018/01/'> January 2018 (4)</option>
|
||
<option value='https://blog.ssa.gov/2017/12/'> December 2017 (5)</option>
|
||
<option value='https://blog.ssa.gov/2017/11/'> November 2017 (7)</option>
|
||
<option value='https://blog.ssa.gov/2017/10/'> October 2017 (6)</option>
|
||
<option value='https://blog.ssa.gov/2017/09/'> September 2017 (6)</option>
|
||
<option value='https://blog.ssa.gov/2017/08/'> August 2017 (9)</option>
|
||
<option value='https://blog.ssa.gov/2017/07/'> July 2017 (9)</option>
|
||
<option value='https://blog.ssa.gov/2017/06/'> June 2017 (9)</option>
|
||
<option value='https://blog.ssa.gov/2017/05/'> May 2017 (10)</option>
|
||
<option value='https://blog.ssa.gov/2017/04/'> April 2017 (6)</option>
|
||
<option value='https://blog.ssa.gov/2017/03/'> March 2017 (11)</option>
|
||
<option value='https://blog.ssa.gov/2017/02/'> February 2017 (5)</option>
|
||
<option value='https://blog.ssa.gov/2017/01/'> January 2017 (8)</option>
|
||
<option value='https://blog.ssa.gov/2016/12/'> December 2016 (9)</option>
|
||
<option value='https://blog.ssa.gov/2016/11/'> November 2016 (11)</option>
|
||
<option value='https://blog.ssa.gov/2016/10/'> October 2016 (8)</option>
|
||
<option value='https://blog.ssa.gov/2016/09/'> September 2016 (11)</option>
|
||
<option value='https://blog.ssa.gov/2016/08/'> August 2016 (8)</option>
|
||
<option value='https://blog.ssa.gov/2016/07/'> July 2016 (8)</option>
|
||
<option value='https://blog.ssa.gov/2016/06/'> June 2016 (6)</option>
|
||
<option value='https://blog.ssa.gov/2016/05/'> May 2016 (11)</option>
|
||
<option value='https://blog.ssa.gov/2016/04/'> April 2016 (9)</option>
|
||
<option value='https://blog.ssa.gov/2016/03/'> March 2016 (9)</option>
|
||
<option value='https://blog.ssa.gov/2016/02/'> February 2016 (9)</option>
|
||
<option value='https://blog.ssa.gov/2016/01/'> January 2016 (6)</option>
|
||
<option value='https://blog.ssa.gov/2015/12/'> December 2015 (4)</option>
|
||
<option value='https://blog.ssa.gov/2015/11/'> November 2015 (9)</option>
|
||
<option value='https://blog.ssa.gov/2015/10/'> October 2015 (8)</option>
|
||
<option value='https://blog.ssa.gov/2015/09/'> September 2015 (8)</option>
|
||
<option value='https://blog.ssa.gov/2015/08/'> August 2015 (10)</option>
|
||
<option value='https://blog.ssa.gov/2015/07/'> July 2015 (8)</option>
|
||
<option value='https://blog.ssa.gov/2015/06/'> June 2015 (8)</option>
|
||
<option value='https://blog.ssa.gov/2015/05/'> May 2015 (6)</option>
|
||
<option value='https://blog.ssa.gov/2015/04/'> April 2015 (1)</option>
|
||
|
||
</select>
|
||
<p></p>
|
||
<a class="btn px3" id="activate_materiell_archives-dropdown-2" href="#">Go</a>
|
||
<p></p>
|
||
|
||
<script type="text/javascript">
|
||
/* <![CDATA[ */
|
||
(function() {
|
||
var activate_dropdown = document.getElementById( "activate_materiell_archives-dropdown-2" );
|
||
function onActivateDropdown() {
|
||
var dropdown = document.getElementById( "materiell_archives-dropdown-2" );
|
||
if ( dropdown.options[ dropdown.selectedIndex ].value !== '' ) {
|
||
document.location.href = dropdown.options[ dropdown.selectedIndex ].value;
|
||
}
|
||
}
|
||
activate_dropdown.onclick = onActivateDropdown;
|
||
})();
|
||
/* ]]> */
|
||
</script>
|
||
</div> </aside>
|
||
</section>
|
||
</main>
|
||
<footer class="bg-gray-100 fs1 print-dn pb0" id="footer" role="contentinfo">
|
||
<div class="wrapper">
|
||
<div class="grid pt3">
|
||
<div class="cell w-100 m-w-60 mb3">
|
||
<h3 class="fs3 mb1">Getting Started</h3>
|
||
<div class="footer-menu"><ul id="menu-footer-menu" class="menu"><li id="menu-item-5129" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-5129"><a href="https://blog.ssa.gov/comment-policy/">Comment Policy</a></li>
|
||
<li id="menu-item-8273" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-8273"><a href="https://www.ssa.gov/accessibility/">Accessibility Support</a></li>
|
||
<li id="menu-item-8274" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-8274"><a href="https://www.ssa.gov/agency/privacy.html">Privacy Policy</a></li>
|
||
</ul></div> </div>
|
||
<div class="cell w-100 m-w-40">
|
||
<h3 class="fs3 mb1">Sign Up for Newsletter</h3>
|
||
<form id="GD-snippet-form"
|
||
action="https://public.govdelivery.com/accounts/USSSA/subscribers/qualify"
|
||
accept-charset="UTF-8"
|
||
method="post">
|
||
<input name="utf8" type="hidden" value="✓"/>
|
||
<input type="hidden" name="topic_id" id="topic_id" value="USSSA_136"/>
|
||
<label class="fs1" for="email_footer">Enter Your Email Address to Subscribe</label>
|
||
<input name="email" id="email_footer" type="email" placeholder="name@email.com">
|
||
<input class="mb4 m-mb4 px3" type="submit" name="commit" value="Sign Up">
|
||
</form>
|
||
</div>
|
||
</div>
|
||
<div class="grid bt bc-blue pt4">
|
||
<div class="cell w-100 l-w-60">
|
||
<div class="fx fx-ac-c fs2 fw4 ma0 mb3">
|
||
<div class="footer-logo" role="presentation"></div>
|
||
<p class="pl2 gray fs1 pt2 pr4"><span class="fs3 fw5 ssa" style="line-height: 1; color: #222 !important;">Social Security Administration</span><br>Our mission is to deliver Social Security services that meet the changing needs of the public.</p>
|
||
</div>
|
||
</div>
|
||
<div class="cell w-100 l-w-40 mb3">
|
||
<h3 class="fs3 mb2 fx">Connect with Us</h3>
|
||
<div class="fx-i">
|
||
<a href="http://www.facebook.com/socialsecurity" class="mr2 social-media-item fs3 ta-c social-color-facebook hover-shadow">
|
||
<i class="mt3 pt0 m-my1 m-pt2 l-ma1 white fa fa-facebook"></i>
|
||
<span class="screen-reader-text">SSA on Facebook</span>
|
||
</a>
|
||
<a href="https://twitter.com/socialsecurity" class="mr2 social-media-item fs3 ta-c social-color-twitter hover-shadow">
|
||
<i class="mt3 pt0 m-my1 m-pt2 l-ma1 white fa fa-x-twitter">
|
||
<svg version="1.1" id="Layer_1" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink" x="0px" y="0px"
|
||
viewBox="0 0 512 512" style="enable-background:new 0 0 512 512;" xml:space="preserve">
|
||
<style type="text/css">
|
||
.st0{fill:#FFFFFF;}
|
||
</style>
|
||
<path class="st0" d="M389.2,48h70.6L305.6,224.2L487,464H345L233.7,318.6L106.5,464H35.8l164.9-188.5L26.8,48h145.6l100.5,132.9
|
||
L389.2,48z M364.4,421.8h39.1L151.1,88h-42L364.4,421.8z"/>
|
||
</svg>
|
||
</i>
|
||
<span class="screen-reader-text">SSA on X</span>
|
||
</a>
|
||
<a href="https://www.youtube.com/user/socialsecurityonline" class="mr2 social-media-item fs3 ta-c social-color-youtube hover-shadow">
|
||
<i class="mt3 pt0 m-my1 m-pt2 l-ma1 white fa fa-youtube"></i>
|
||
<span class="screen-reader-text">SSA on Youtube</span>
|
||
</a>
|
||
<a href="http://instagram.com/socialsecurity" class="mr2 social-media-item fs3 ta-c social-color-instagram hover-shadow">
|
||
<i class="mt3 pt0 m-my1 m-pt2 l-ma1 white fa fa-instagram"></i>
|
||
<span class="screen-reader-text">SSA on Instagram</span>
|
||
</a>
|
||
<a href="https://www.linkedin.com" class="mr2 social-media-item fs3 ta-c social-color-linkedin hover-shadow">
|
||
<i class="mt3 pt0 m-my1 m-pt2 l-ma1 white fa fa-linkedin"></i>
|
||
<span class="screen-reader-text">SSA on Linkedin</span>
|
||
</a>
|
||
<a href="http://feeds.feedburner.com/SocialSecurityMatters" class="mr2 social-media-item fs3 ta-c social-color-rss hover-shadow" style="display: none">
|
||
<i class="mt3 pt0 m-my1 m-pt2 l-ma1 white fa fa-rss"></i>
|
||
<span class="screen-reader-text">SSA RSS Link</span>
|
||
</a>
|
||
</div>
|
||
<div class="mt2">
|
||
<a href="https://www.ssa.gov/agency/disclaimer.html">About External Websites</a>
|
||
</div>
|
||
</div>
|
||
<div class="cell w-100 ta-l ae-exclude mt2 pb0">
|
||
<p><em>This website is produced and published at U.S. taxpayer expense.</em></p>
|
||
</div>
|
||
</div>
|
||
</div>
|
||
</footer>
|
||
|
||
<script type="text/javascript" id="ppress-frontend-script-js-extra">
|
||
/* <![CDATA[ */
|
||
var pp_ajax_form = {"ajaxurl":"https:\/\/blog.ssa.gov\/wp-admin\/admin-ajax.php","confirm_delete":"Are you sure?","deleting_text":"Deleting...","deleting_error":"An error occurred. Please try again.","nonce":"a82df0250f","disable_ajax_form":"false","is_checkout":"0","is_checkout_tax_enabled":"0","is_checkout_autoscroll_enabled":"true"};
|
||
/* ]]> */
|
||
</script>
|
||
<script type="text/javascript" src="https://blog.ssa.gov/wp-content/plugins/wp-user-avatar/assets/js/frontend.min.js?ver=4.15.22" id="ppress-frontend-script-js"></script>
|
||
<script type="text/javascript" id="daexthefu-main-js-before">
|
||
/* <![CDATA[ */
|
||
window.DAEXTHEFU_PHPDATA = {"ajaxUrl":"https:\/\/blog.ssa.gov\/wp-admin\/admin-ajax.php","nonce":"28e51fb624","uniqueSubmission":3,"cookieExpiration":3153600000,"commentForm":3,"textareaCharacters":400,"textareaLabelPositiveFeedback":"","textareaLabelNegativeFeedback":""}
|
||
/* ]]> */
|
||
</script>
|
||
<script type="text/javascript" src="https://blog.ssa.gov/wp-content/plugins/daext-helpful/public/assets/js/main.js?ver=1.13" id="daexthefu-main-js"></script>
|
||
<script type="text/javascript" src="https://blog.ssa.gov/wp-content/themes/firefly/assets/scripts/theme-scripts.js?ver=1737042641" id="site-js-js"></script>
|
||
<!-- GovDelivery Subscription Overlay -->
|
||
<script src='https://content.govdelivery.com/overlay/js/6209.js'></script>
|
||
<!-- End GovDelivery Overlay -->
|
||
</body>
|
||
</html>
|