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<a href="https://blog.ssa.gov/category/fraud-2/" rel="category tag">Frauds & Scams</a>, <a href="https://blog.ssa.gov/category/privacy-identity/" rel="category tag">Privacy & Identity</a> </span>
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<h1 class="m-fs4 fw7 mt2 mb2 headline">Protect Yourself from Identity Thieves</h1>
|
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<p class="fs1 mb2 gray-lighter bc-gray metabox">February 8, 2024 •
|
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By <a href="https://blog.ssa.gov/author/59830730de43cf08b29a2c152c5aeba1032ad124/" title="Posts by Mark Majestic, Associate Commissioner, Office of Program Integrity" class="author url fn" rel="author">Mark Majestic, Associate Commissioner, Office of Program Integrity</a> </p>
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<span class="bsf-rt-reading-time fs1">
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Reading Time: 2 Minutes </span>
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<p class="fs1 bb bc-gray pb3"><strong><em>Last Updated: April 18, 2024</em></strong></p>
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<div class="mt4 generic-content">
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<p><img fetchpriority="high" decoding="async" class="alignleft size-medium wp-image-7879" src="https://blog.ssa.gov/wp-content/uploads/2024/02/Protect-Yourself-from-Identity-Thieves-300x300.jpg" alt="Couple reviewing financial information on a laptop" width="300" height="300" srcset="https://blog.ssa.gov/wp-content/uploads/2024/02/Protect-Yourself-from-Identity-Thieves-300x300.jpg 300w, https://blog.ssa.gov/wp-content/uploads/2024/02/Protect-Yourself-from-Identity-Thieves-125x125.jpg 125w, https://blog.ssa.gov/wp-content/uploads/2024/02/Protect-Yourself-from-Identity-Thieves.jpg 400w" sizes="(max-width: 300px) 100vw, 300px" /></p>
|
||
<p>Identity theft is when someone uses your personal information to impersonate you or steal from you.</p>
|
||
<p>Did you know the consequences of identity theft are not just financial?</p>
|
||
<p>These crimes have significant effects on relationships at work and home.</p>
|
||
<p>They impact physical, mental, and emotional health and lead to lost opportunities for victims that are often hard to measure.</p>
|
||
<h2><strong>Types of Identity Theft</strong></h2>
|
||
<p>There are 2 types of identity theft you should be aware of:</p>
|
||
<ul>
|
||
<li>Thieves stealing your data, physically or digitally, without contacting you directly.</li>
|
||
<li>Thieves contacting you directly and convincing you to provide sensitive information. In these instances, you may never know how the thief got your information.</li>
|
||
</ul>
|
||
<h2><strong>How Identity Thieves Use Your Information</strong></h2>
|
||
<p>Identity thieves steal personal information like your name, address, credit card or bank account numbers, Social Security number (SSN), and medical insurance account numbers. They use this information to:</p>
|
||
<ul>
|
||
<li>Buy items with your credit cards or bank accounts.</li>
|
||
<li>Obtain new credit cards or accounts in your name.</li>
|
||
<li>Use your SSN to get a job.</li>
|
||
<li>Open phone or utility accounts in your name.</li>
|
||
<li>Steal your tax refund.</li>
|
||
<li>Use your health insurance to obtain medical care.</li>
|
||
<li>Pretend to be you if they are arrested.</li>
|
||
</ul>
|
||
<h2><strong>How to Spot Identity Theft</strong></h2>
|
||
<p>To spot identity theft:</p>
|
||
<ul>
|
||
<li>Keep track of your mail for missing bills or other documents.</li>
|
||
<li>Review your credit card and bank statements for unauthorized transactions.</li>
|
||
<li>Obtain and review your credit reports regularly to make sure they do not include accounts you have not opened.</li>
|
||
</ul>
|
||
<h2><strong>Ways to Prevent Identity Theft</strong></h2>
|
||
<p>While no plan is perfect, taking the precautions below can help you better protect your personal information:</p>
|
||
<ul>
|
||
<li>Protect documents that have personal information.</li>
|
||
<li>Ask questions before giving out your SSN.</li>
|
||
<li>Protect your personal information online and on your phone by using a strong password and adding multi-factor authentication when offered.</li>
|
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<li>Safeguard your information on social networks.</li>
|
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</ul>
|
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<h2><strong>What to Do if You Believe Someone Has Stolen Your Identity</strong></h2>
|
||
<ul>
|
||
<li>Report fraud to the company where it occurred.</li>
|
||
<li>Contact a credit bureau to place a fraud alert on your credit report.</li>
|
||
<li>File a complaint with the <a href="https://www.identitytheft.gov/#/">Federal Trade Commission</a>.</li>
|
||
<li>File a police report.</li>
|
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</ul>
|
||
<p>For more information about how to protect your SSN from identity thieves, read our publication, <em><a href="https://www.ssa.gov/pubs/EN-05-10064.pdf">Identity Theft and Your Social Security Number</a></em>. Please report suspected Social Security imposter scams — and other Social Security fraud — on the <a href="http://oig.ssa.gov/report">OIG’s website</a>.</p>
|
||
<p>It’s important to protect yourself against identity theft because it can damage your credit status. Repairing this damage can cost you a great deal of time and money.</p>
|
||
<p>Please share this information with your family and friends.</p>
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<a href="https://blog.ssa.gov/how-to-spot-an-imposter-social-security-social-media-account/">
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How to Spot an Imposter Social Security Social Media Account </a>
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<h3 class="fs2 fw6 mb0">John P.</h3>
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<time datetime="May 29, 2024 3:41PM">
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May 29, 2024 3:41PM </time>
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<div class="fs1 comment-body">
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<p>Read <a href="https://myhanumanchalisa.org/" rel="nofollow ugc">Hanuman Chalisa</a> for peace of mind.</p>
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<h3 class="fs2 fw6 mb0">Tammy L.</h3>
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<time datetime="April 27, 2024 11:55AM">
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April 27, 2024 11:55AM </time>
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<p>I would like to know if there are any steps I can take as a preventative measure after receiving 2 credit card notifications of my SSN being on the Dark Web. I have checked my accounts and credit info and so far so good. But looking on the next steps i can take</p>
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<h3 class="fs2 fw6 mb0">John M.</h3>
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<time datetime="April 29, 2024 3:01PM">
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April 29, 2024 3:01PM </time>
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<p>I too have received this notice. The automated message from the Credit bureau says to notify the Social security administration, but i cannot find where to do so.</p>
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<h3 class="fs2 fw6 mb0">S.D.</h3>
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<time datetime="May 3, 2024 3:33PM">
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May 3, 2024 3:33PM </time>
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<p class="MsoNormal">Hi, John. Thanks for reading our blog and for your comments. If someone has misused your Social Security number or other personal information to create credit or other problems for you, we can’t resolve these issues. To learn what steps you can take to protect yourself, check out <em><a href="https://www.ssa.gov/pubs/EN-05-10064.pdf">Identity Theft and Your Social Security Number</a></em>. You’ll find additional recommendations in our fact sheet, <em><a href="https://www.ssa.gov/pubs/EN-05-10220.pdf"><span style="color: blue;">How You Can Help Us Protect Your Social Security Number and Keep Your Information Safe</span></a></em>. We hope this helps.</p>
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<h3 class="fs2 fw6 mb0">S.D.</h3>
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<time datetime="May 3, 2024 2:22PM">
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May 3, 2024 2:22PM </time>
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<p class="MsoNormal">Thanks for reading our blog and for your question, Tammy. You’ll find 10 tips on how to protect your Social Security number and other personal information at our <a href="../10-ways-to-protect-your-personal-information-2/">blog</a>. To learn more about Social Security fraud and how to report it, check out our <a href="https://www.ssa.gov/fraud/">Fraud Prevention and Reporting</a> page. We hope this helps.</p>
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<h3 class="fs2 fw6 mb0">Connie M.</h3>
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<time datetime="March 19, 2024 6:01PM">
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March 19, 2024 6:01PM </time>
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<p>Does the legal wife of an American citizen that is not an American citizen able to receive a widows pension from social security for herself after the death of the American citizen husband? The wife does not have any minor children and is not 60 years old yet.. but the wife does reside in Texas.</p>
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<h3 class="fs2 fw6 mb0">C.B.</h3>
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<time datetime="March 22, 2024 10:20AM">
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March 22, 2024 10:20AM </time>
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<p><span style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; font-family: 'Cambria',serif; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-bidi-font-family: 'Times New Roman'; mso-bidi-theme-font: minor-bidi; mso-font-kerning: 1.0pt; mso-ligatures: standardcontextual; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">Hi, Connie. Thanks for using our blog and for your question. In certain cases, noncitizens can receive Social Security benefits. For a wife, who is a noncitizen, to receive benefits, we must have evidence of her lawful presence in the U.S. That means before we can pay benefits for any given month, we must have evidence that she was lawfully present in the United States during that month. To learn more, visit our <a href="https://faq.ssa.gov/en-US/Topic/article/KA-02447" target="_blank" rel="noopener">FAQ</a>.</span></p>
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<p class="MsoNormal"><span style="font-size: 12.0pt; mso-bidi-font-size: 11.0pt; font-family: 'Cambria',serif;">In addition, she may be eligible to apply for survivors benefits when she reaches age 60 (age 50 or over if she has a disability). However, other factors may affect her entitlement to these benefits. She can find more information on our survivors benefits <a href="https://www.ssa.gov/benefits/survivors/ifyou.html" target="_blank" rel="noopener">here.</a> We hope this information is helpful. </span></p>
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<h3 class="fs2 fw6 mb0">kevin</h3>
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<time datetime="April 9, 2024 10:01AM">
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April 9, 2024 10:01AM </time>
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<p>con tan solo que sepan el numero pueden hacer todo eso</p>
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<h3 class="fs2 fw6 mb0">Geneva J.</h3>
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<time datetime="March 15, 2024 4:58PM">
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March 15, 2024 4:58PM </time>
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<p>HELP – Our Seattle Times newspaper had an article this week about Social Security scams — and that a very serious one was Redirecting our monthly Social Security automatic deposits > to a different Bank and a different Account Number!<br />
|
||
The article said that SSA says this happens thousands of times — But, the OIG (Office of Inspector General) says “It is also possible to block changes to the accounts.”<br />
|
||
PLEASE PUT THE INSTRUCTIONS ON HOW WE CAN SIGN IN TO OUR SSA ACCOUNT AND PREVENT OUR SSA AUTOMATICS DEPOSITS FROM BEING CHANGED TO A DIFFERENT BANK OR ACCOUNT NUMBER!<br />
|
||
It is NOT available in My SSA Account or on your website.<br />
|
||
** Yes, I did call the SSA number 800-772-1213 but had to Hold for over 2 hours, finally gave up.</p>
|
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<p> This is frightening for many of us.<br />
|
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I hope you will help us and provide the clear easy way to protect our monthly automatic deposits.</p>
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<p>Thank you.</p>
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<h3 class="fs2 fw6 mb0">C.B.</h3>
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<time datetime="March 20, 2024 7:44AM">
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March 20, 2024 7:44AM </time>
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<p class="MsoNormal"><span style="font-family: 'Verdana',sans-serif;">Hi, Geneva. Thanks for using our blog. Using two ways to identify you when you log on will help better protect your account from unauthorized use and potential identity fraud. Please read our blog on <a href="../adding-additional-security-to-protect-whats-important-to-you/?utm_source=social&utm_medium=&utm_campaign=ssa-mfa-17&utm_source=social&utm_medium=twitter&utm_campaign=ssa-mfa-17#more-2565" target="_blank" rel="noopener">Adding Additional Security to Protect What’s Important to You</a>. We hope this helps. </span></p>
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<h3 class="fs2 fw6 mb0">Linda J.</h3>
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<time datetime="February 16, 2024 3:30PM">
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February 16, 2024 3:30PM </time>
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<p>As careful as I am I still have had money taken out if my bank account. I go to my bank, file a fraud report, get a new debit card, etc. I have received nearly all my money back.<br />
|
||
Credit cards have been hacked. What a mess that was. One credit card company called to ask if I had sent in a payment for $4000. I told them no. They immediately cancelled my account. I told them I was going to contact all my credit cards to inquire. All of them had received payments frim $3500 to $7000. They all offered to send new cards. I declined and cancelled all of my accounts.<br />
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This was a night mare.</p>
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<h3 class="fs2 fw6 mb0">Patricia B.</h3>
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<time datetime="February 15, 2024 5:28PM">
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February 15, 2024 5:28PM </time>
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<p>Thank you so much for the reminder. I needed that. I get so emotional when I see someone being taken advantage of that I don’t think about my personal consequences. Thanks again!</p>
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<h3 class="fs2 fw6 mb0">Bob S.</h3>
|
||
<p class="fs1 gray-lighter mt0">
|
||
<time datetime="February 15, 2024 11:28AM">
|
||
February 15, 2024 11:28AM </time>
|
||
</p>
|
||
</div>
|
||
</div>
|
||
|
||
<div class="fs1 comment-body">
|
||
<p>We are receiving calls from people who say they are from Social Security or Medicare asking for information. All have had an accent. I have been very weary of giving out any information. Are these calls legit? Would SSO contact us asking anything?</p>
|
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|
||
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||
<li class="my4 comment-box pa3" id="comment-796308">
|
||
<div class="comment-author fx fx-ai-c mt0">
|
||
<div class="mt3">
|
||
<h3 class="fs2 fw6 mb0">Patricia</h3>
|
||
<p class="fs1 gray-lighter mt0">
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<time datetime="February 15, 2024 5:21PM">
|
||
February 15, 2024 5:21PM </time>
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</p>
|
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</div>
|
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</div>
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<div class="fs1 comment-body">
|
||
<p>I’m having the same issue. They ask for my SS# & I say if you’re truly Social Security, then you should have it right there in front of you. They usually hang up. I was told I need to call it in as a fraud alert but I have been lazy about it. My bank has been hacked into twice and my identity stolen twice all different times, with the cops showing up at my door once for a felony I didn’t commit. Luckily, my face didn’t match the actual person that was videotaped committing that crime. So, they let me go. But, fortunately I recognized the person, and they arrested her. So do be very careful about how your Social Security # is used and who your personal information is given to, because I honestly had no idea 🤷♀️ anyone was using me that way. I changed banks now and use my credit card as little as possible. Good luck to you! Patt 👱🏻♀️</p>
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<div class="comment-author fx fx-ai-c mt0">
|
||
<img alt="" class="mt0 br-100" width="60px" height="60px"
|
||
src="https://blog.ssa.gov/wp-content/themes/firefly/assets/images/logo.jpg"/>
|
||
<div class="mt3 ml3">
|
||
<h3 class="fs2 fw6 mb0">S.D.</h3>
|
||
<p class="fs1 gray-lighter mt0">
|
||
<time datetime="February 23, 2024 11:10AM">
|
||
February 23, 2024 11:10AM </time>
|
||
</p>
|
||
</div>
|
||
</div>
|
||
|
||
<div class="fs1 comment-body">
|
||
<p><span style="font-size: 11.0pt; font-family: 'Calibri',sans-serif; mso-fareast-font-family: Calibri; mso-fareast-theme-font: minor-latin; mso-ansi-language: EN-US; mso-fareast-language: EN-US; mso-bidi-language: AR-SA;">Generally, we will only contact you if you have requested a call or have ongoing business with us. We will never threaten you or promise a benefit in exchange for personal information or money. If you receive a suspicious call like this: 1) Hang up. 2) Do not provide personal information, money, or retail gift cards. 3) Report suspicious calls <a href="https://oig.ssa.gov/scam-awareness/report-the-scam/">here</a>. For more information, check out <a href="https://www.ssa.gov/scam/">Protect Yourself from Social Security Scams</a>. We hope this helps. </span></p>
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||
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||
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|
||
* is_email function from WordPress
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||
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*
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* by Louy Alakkad <me@l0uy.com>
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||
*
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||
* Verifies that an email is valid.
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*
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* Does not grok i18n domains. Not RFC compliant.
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*
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||
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||
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event.preventDefault();
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error_text.focus();
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error_text.click();
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event.preventDefault();
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return false;
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if( comment !== null && input_is_empty(comment) ) {
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var element_link = '<a role="button" href="javascript:void();" onkeydown="down_check_spacebar(event);" onkeyup="check_spacebar(event, \'comment\');" onclick="select_input_element(event, \'comment\');">Select Field</a>';
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error_text.focus();
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event.preventDefault();
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var comment_form = document.getElementById("commentform");
|
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comment_form.onsubmit = validate_comment_form;
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||
|
||
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|
||
|
||
</article>
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||
<aside class="cell w-100 l-w-30 l-pl4">
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<div id="custom_html-4" class="widget_text widget widget_custom_html"><div class="textwidget custom-html-widget"><div class="mb4">
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||
<div class="w-100">
|
||
<a class="btn w-100 mb2 pl3" href="https://public.govdelivery.com/accounts/USSSA/subscriber/new?qsp=USSSA_5">
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role="presentation"
|
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alt="my-social-security-icon"/>
|
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<em><strong>my</strong></em> Social Security
|
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|
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|
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Online Services
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|
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<option value='https://blog.ssa.gov/2020/08/'> August 2020 (3)</option>
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||
<option value='https://blog.ssa.gov/2020/07/'> July 2020 (5)</option>
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||
<option value='https://blog.ssa.gov/2020/06/'> June 2020 (4)</option>
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||
<option value='https://blog.ssa.gov/2020/05/'> May 2020 (4)</option>
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||
<option value='https://blog.ssa.gov/2020/04/'> April 2020 (11)</option>
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||
<option value='https://blog.ssa.gov/2020/03/'> March 2020 (8)</option>
|
||
<option value='https://blog.ssa.gov/2020/02/'> February 2020 (5)</option>
|
||
<option value='https://blog.ssa.gov/2020/01/'> January 2020 (5)</option>
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||
<option value='https://blog.ssa.gov/2019/12/'> December 2019 (3)</option>
|
||
<option value='https://blog.ssa.gov/2019/11/'> November 2019 (6)</option>
|
||
<option value='https://blog.ssa.gov/2019/10/'> October 2019 (6)</option>
|
||
<option value='https://blog.ssa.gov/2019/09/'> September 2019 (6)</option>
|
||
<option value='https://blog.ssa.gov/2019/08/'> August 2019 (5)</option>
|
||
<option value='https://blog.ssa.gov/2019/07/'> July 2019 (4)</option>
|
||
<option value='https://blog.ssa.gov/2019/06/'> June 2019 (5)</option>
|
||
<option value='https://blog.ssa.gov/2019/05/'> May 2019 (8)</option>
|
||
<option value='https://blog.ssa.gov/2019/04/'> April 2019 (8)</option>
|
||
<option value='https://blog.ssa.gov/2019/03/'> March 2019 (3)</option>
|
||
<option value='https://blog.ssa.gov/2019/02/'> February 2019 (3)</option>
|
||
<option value='https://blog.ssa.gov/2019/01/'> January 2019 (5)</option>
|
||
<option value='https://blog.ssa.gov/2018/12/'> December 2018 (5)</option>
|
||
<option value='https://blog.ssa.gov/2018/11/'> November 2018 (5)</option>
|
||
<option value='https://blog.ssa.gov/2018/10/'> October 2018 (7)</option>
|
||
<option value='https://blog.ssa.gov/2018/09/'> September 2018 (6)</option>
|
||
<option value='https://blog.ssa.gov/2018/08/'> August 2018 (5)</option>
|
||
<option value='https://blog.ssa.gov/2018/07/'> July 2018 (4)</option>
|
||
<option value='https://blog.ssa.gov/2018/06/'> June 2018 (7)</option>
|
||
<option value='https://blog.ssa.gov/2018/05/'> May 2018 (6)</option>
|
||
<option value='https://blog.ssa.gov/2018/04/'> April 2018 (8)</option>
|
||
<option value='https://blog.ssa.gov/2018/03/'> March 2018 (5)</option>
|
||
<option value='https://blog.ssa.gov/2018/02/'> February 2018 (4)</option>
|
||
<option value='https://blog.ssa.gov/2018/01/'> January 2018 (4)</option>
|
||
<option value='https://blog.ssa.gov/2017/12/'> December 2017 (5)</option>
|
||
<option value='https://blog.ssa.gov/2017/11/'> November 2017 (7)</option>
|
||
<option value='https://blog.ssa.gov/2017/10/'> October 2017 (6)</option>
|
||
<option value='https://blog.ssa.gov/2017/09/'> September 2017 (6)</option>
|
||
<option value='https://blog.ssa.gov/2017/08/'> August 2017 (9)</option>
|
||
<option value='https://blog.ssa.gov/2017/07/'> July 2017 (9)</option>
|
||
<option value='https://blog.ssa.gov/2017/06/'> June 2017 (9)</option>
|
||
<option value='https://blog.ssa.gov/2017/05/'> May 2017 (10)</option>
|
||
<option value='https://blog.ssa.gov/2017/04/'> April 2017 (6)</option>
|
||
<option value='https://blog.ssa.gov/2017/03/'> March 2017 (11)</option>
|
||
<option value='https://blog.ssa.gov/2017/02/'> February 2017 (5)</option>
|
||
<option value='https://blog.ssa.gov/2017/01/'> January 2017 (8)</option>
|
||
<option value='https://blog.ssa.gov/2016/12/'> December 2016 (9)</option>
|
||
<option value='https://blog.ssa.gov/2016/11/'> November 2016 (11)</option>
|
||
<option value='https://blog.ssa.gov/2016/10/'> October 2016 (8)</option>
|
||
<option value='https://blog.ssa.gov/2016/09/'> September 2016 (11)</option>
|
||
<option value='https://blog.ssa.gov/2016/08/'> August 2016 (8)</option>
|
||
<option value='https://blog.ssa.gov/2016/07/'> July 2016 (8)</option>
|
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<option value='https://blog.ssa.gov/2016/06/'> June 2016 (6)</option>
|
||
<option value='https://blog.ssa.gov/2016/05/'> May 2016 (11)</option>
|
||
<option value='https://blog.ssa.gov/2016/04/'> April 2016 (9)</option>
|
||
<option value='https://blog.ssa.gov/2016/03/'> March 2016 (9)</option>
|
||
<option value='https://blog.ssa.gov/2016/02/'> February 2016 (9)</option>
|
||
<option value='https://blog.ssa.gov/2016/01/'> January 2016 (6)</option>
|
||
<option value='https://blog.ssa.gov/2015/12/'> December 2015 (4)</option>
|
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<option value='https://blog.ssa.gov/2015/11/'> November 2015 (9)</option>
|
||
<option value='https://blog.ssa.gov/2015/10/'> October 2015 (8)</option>
|
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<option value='https://blog.ssa.gov/2015/09/'> September 2015 (8)</option>
|
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<option value='https://blog.ssa.gov/2015/08/'> August 2015 (10)</option>
|
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<option value='https://blog.ssa.gov/2015/07/'> July 2015 (8)</option>
|
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<option value='https://blog.ssa.gov/2015/06/'> June 2015 (8)</option>
|
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<option value='https://blog.ssa.gov/2015/05/'> May 2015 (6)</option>
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<option value='https://blog.ssa.gov/2015/04/'> April 2015 (1)</option>
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