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<h1 class="m-fs4 fw7 mt2 mb2 headline">Fight Procrastination and Plan Your Someday Now</h1>
<p class="fs1 mb2 gray-lighter bc-gray metabox">September 14, 2015 •
By <a href="https://blog.ssa.gov/author/23211f5158575759f7870918357a1b71c3a60aa5/" title="Posts by Doug Walker, Deputy Commissioner, Communications" class="author url fn" rel="author">Doug Walker, Deputy Commissioner, Communications</a> </p>
<span class="bsf-rt-reading-time fs1">
Reading Time: 2 Minutes </span>
<p class="fs1 bb bc-gray pb3"><strong><em>Last Updated:&nbsp;November 6, 2023</em></strong></p>
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<p><em><a href="https://blog.ssa.gov/wp-content/uploads/2015/09/Fight-Procrastination-and-Plan-YourSomedayNow.jpg"><img fetchpriority="high" decoding="async" class=" size-medium wp-image-747 alignleft" src="https://blog.ssa.gov/wp-content/uploads/2015/09/Fight-Procrastination-and-Plan-YourSomedayNow-214x300.jpg" alt="A woman thinks while using the computer" width="214" height="300" srcset="https://blog.ssa.gov/wp-content/uploads/2015/09/Fight-Procrastination-and-Plan-YourSomedayNow-214x300.jpg 214w, https://blog.ssa.gov/wp-content/uploads/2015/09/Fight-Procrastination-and-Plan-YourSomedayNow.jpg 500w" sizes="(max-width: 214px) 100vw, 214px" /></a>The check is in the mail …</em></p>
<p><em>I am going to get better organized …</em></p>
<p><em>I need to plan for retirement…                                                            </em></p>
<p><em>I am going to open a personal <a href="https://www.ssa.gov/myaccount/"><span class="red-text">my</span><span style="color: #3366ff;"> Social Security</span> account</a> … </em></p>
<p>If these promises sound familiar, you arent alone. Most of us procrastinate from time to time, and more than 20 percent of us are chronic procrastinators. We tell ourselves well get to those tasks someday, but someday never seems to arrive.</p>
<p>On September 6, we celebrated Fight Procrastination Day — but the battle is not over! You can defeat procrastination at any moment by opening a personal <em><span class="red-text">my </span></em><span style="color: #3366ff;">Social Security</span><span style="color: #0000ff;"> </span>account and get started planning for a financially secure retirement <em>now</em>.   <span id="more-746"></span></p>
<p>Even if youre years away from retirement, you can still take advantage of a free personal <em><span class="red-text">my </span></em><span style="color: #3366ff;">Social Security</span> account and verify your Social Security earnings record, get an estimate of future benefits, and have access to your <em>Social Security Statement</em>.</p>
<p>If youre currently receiving Social Security benefits, there are many advantages of not waiting to establish a personal <em><span class="red-text">my </span></em><span style="color: #3366ff;">Social Security</span><span style="color: #0000ff;"> </span>account. You can <a href="https://www.ssa.gov/myaccount" target="_blank" rel="noopener noreferrer">open it online</a>. Youll find its a great tool to manage your benefits. Once you establish a personal <em><span class="red-text">my </span></em><span style="color: #3366ff;">Social Security</span> account, youll be able to change your address or update your direct deposit, print a benefit verification letter, get a replacement Medicare card and a replacement 1099 or 1042S statement.</p>
<p>Procrastinators love to find reasons for not doing something, but you can access your personal <em><span class="red-text">my </span></em><span style="color: #3366ff;">Social Security</span> account from a desktop, laptop, or tablet. You can login from your favorite easy chair or Wi-Fi hotspot. In fact, establishing your account only takes a few minutes. Someone opens a new personal <em><span class="red-text">my </span></em><span style="color: #3366ff;">Social Security</span> account every six seconds!</p>
<p>You can always  put off those household chores for another day, but dont procrastinate about your financial future. <a href="https://www.ssa.gov/myaccount" target="_blank" rel="noopener noreferrer">Join the millions</a> who have already overcome their inertia and established a personal <em><span class="red-text">my </span></em><span style="color: #3366ff;">Social Security</span> account.</p>
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<hr class="mb2 after-content"><p class="fs1 gray-lighter"><strong>Tags:</strong> <a href="https://blog.ssa.gov/tag/my-social-security/" aria-label='my Social Security Tag' rel="tag">my Social Security</a>, <a href="https://blog.ssa.gov/tag/my-social-security-account/" aria-label='my Social Security account Tag' rel="tag">my Social Security account</a>, <a href="https://blog.ssa.gov/tag/social-security/" aria-label='social security Tag' rel="tag">social security</a>, <a href="https://blog.ssa.gov/tag/ssa/" aria-label='SSA Tag' rel="tag">SSA</a></p> <a class="btn px3" href="#comments-anchor">See Comments</a>
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<h2 class="fs2 fw6 mb0 mt4">About the Author</h2>
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<img alt='Doug Walker, Deputy Commissioner, Communications' src='https://secure.gravatar.com/avatar/a6ee4d82a25f0ead998c61d2cee7c059?s=60&#038;d=mm&#038;r=g' srcset='https://secure.gravatar.com/avatar/a6ee4d82a25f0ead998c61d2cee7c059?s=120&#038;d=mm&#038;r=g 2x' class='avatar avatar-60 photo mt0 br-100' height='60' width='60' decoding='async'/> <div class="ml3 mt3">
<h3 class="fs2 fw6 mb0"><a href="https://blog.ssa.gov/author/23211f5158575759f7870918357a1b71c3a60aa5/" title="Posts by Doug Walker, Deputy Commissioner, Communications" class="author url fn" rel="author">Doug Walker, Deputy Commissioner, Communications</a></h3>
<p class="fs1 gray-lighter mt0">Deputy Commissioner, Office of Communications</p>
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<h3 class="fs2 fw6 mb0">Gloria E.</h3>
<p class="fs1 gray-lighter mt0">
<time datetime="February 5, 2020 9:01PM">
February 5, 2020 9:01PM </time>
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<div class="fs1 comment-body">
<p>What can I do to change my Direct Deposit ss Income. Please call me to 951-413-6594 . My name is Gloria E. Ayala&#8230; Please call me.</p>
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<h3 class="fs2 fw6 mb0">Erica G.</h3>
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<time datetime="February 15, 2018 3:59PM">
February 15, 2018 3:59PM </time>
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<div class="fs1 comment-body">
<p>When you call Social Security if they don&#8217;t like your question they put you on hold for another 10 minutes. Then if they still don&#8217;t like your question they put you on hold again. I&#8217;ve sat on hold for almost 2 hours today. Then the representative said they fixed the problem but he didn&#8217;t. Then when I had to call back again and requested the same help I was hung up on. Is there no Customer Service agents left to help customers in need???? The answer is no! And to your question, &#8220;Did she ever get the help she needed?&#8221; The answer is NO! She is still waiting on hold for her answer to her simple question.</p>
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<h3 class="fs2 fw6 mb0">Patrick M.</h3>
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<time datetime="June 2, 2017 6:08PM">
June 2, 2017 6:08PM </time>
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<div class="fs1 comment-body">
<p>I too am having trouble with the website. Today at the SSA office they helped and I got right in on their computer, but as soon as I tried at home CANNOT ACCESS this page!! Please fix this problem or close this problematic website. Have been trying for 2 months.</p>
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<h3 class="fs2 fw6 mb0">Joseph R.</h3>
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<time datetime="March 9, 2017 12:28PM">
March 9, 2017 12:28PM </time>
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<p>I have tried to log in several times and even though I am retired and on SSI it does not recognize me. What do I have to do now?</p>
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<h3 class="fs2 fw6 mb0">A.C.</h3>
<p class="fs1 gray-lighter mt0">
<time datetime="March 9, 2017 4:00PM">
March 9, 2017 4:00PM </time>
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<div class="fs1 comment-body">
<p>Hi, Joseph. We are sorry if youre having difficulty with your personal my Social Security account. For assistance, please call 1-800-772-1213. After you hear “Briefly tell me why you are calling,” say “Help Desk” for help with a my Social Security account. You can also visit our <a href="https://faq.ssa.gov/link/portal/34011/34019/ArticleFolder/551/Account-Setup-Password-Questions" rel="nofollow">Frequently Asked Questions</a> to read information on why you may be unable to create or to access your account. We hope this helps!</p>
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<h3 class="fs2 fw6 mb0">Theo</h3>
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<time datetime="August 25, 2016 3:18AM">
August 25, 2016 3:18AM </time>
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<div class="fs1 comment-body">
<p>Well I definitely liked studying it. This article provided by you is very useful for proper planning.</p>
<p><a href="http://www.health-style.ru/vanilla/discussion/34260/aspects-of-learning-a-little-more-about-best-way-to-sell-a-house-fast" rel="nofollow ugc">http://www.health-style.ru/vanilla/discussion/34260/aspects-of-learning-a-little-more-about-best-way-to-sell-a-house-fast</a></p>
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<h3 class="fs2 fw6 mb0">SANDRA</h3>
<p class="fs1 gray-lighter mt0">
<time datetime="January 2, 2016 3:53PM">
January 2, 2016 3:53PM </time>
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<div class="fs1 comment-body">
<p>I was talking with a friend today who said I should be getting two thirds of my husbands ss check rather than my own. Is this true, am I entitled to two thirds of my husbands as if it is more than what I am getting? I have been paying as for over sixty years and my husband way more than that.</p>
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<h3 class="fs2 fw6 mb0">George</h3>
<p class="fs1 gray-lighter mt0">
<time datetime="October 15, 2015 12:21PM">
October 15, 2015 12:21PM </time>
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<div class="fs1 comment-body">
<p>Its the new USA ROB PETTER TO PAY PAUL.. UNFORTUNATELY THE INDIGENT &amp; WORKING POOR PAY THE PRICE&#8230;. WHAT&#8217;S LEFT OF THEM </p>
<p>NJ</p>
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<h3 class="fs2 fw6 mb0">Robert R.</h3>
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<time datetime="October 15, 2015 11:31AM">
October 15, 2015 11:31AM </time>
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<div class="fs1 comment-body">
<p>No S.S. raise/cola due to low gas prices ??????? BS, that is a sure thing isn&#8217;t it ? Congress and all pet projects come out of our SS fund and we get sh**. SS is going broke but there seems to be enough when the gov.&#8217;t wants to borrow some of it. More BS.How much does the gov.&#8217;t owe us who have paid into it, 2.75 trillion or more ? Lets hear some more heart breaking stories from our Gov.&#8217;t why they need our money. They still lie&#8230;&#8230;&#8230;&#8230;&#8230;.</p>
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<h3 class="fs2 fw6 mb0">Sophia</h3>
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<time datetime="October 13, 2015 7:43AM">
October 13, 2015 7:43AM </time>
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<div class="fs1 comment-body">
<p>I think this is a great idea, because it seems so simple &#8211; the best thing is when you are in control of your financial future, and that includes small things like this. While you may not be able to control exactly what happens in the future you can put plans in place and stay in control. If it just takes a few minutes I will certainly be doing this.</p>
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<h3 class="fs2 fw6 mb0">..</h3>
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<time datetime="October 14, 2015 12:16PM">
October 14, 2015 12:16PM </time>
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<p>Sophia, thank you so much for sharing your thoughts with us! We appreciate you using our online services and we look forward to serving you and the American public in the years to come.</p>
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<h3 class="fs2 fw6 mb0">DAVID K.</h3>
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<time datetime="October 8, 2015 6:18PM">
October 8, 2015 6:18PM </time>
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<p>I served 45 years in serving the United States and now am getting messed over by the United States. I served 25 years in the military and 20 years in civil service. I have ran into 2 very bad situations I do not think is right. After serving and paying Social Security over those 45 years the Social Security rules say unless my wife is a United States Citizen she cannot claim from my Social Security. I think I earned it and my wife should be able to claim it when she turns 65.There are others that have not served and wives have not worked at all and are allowed to draw on their husbands Social Security. Would you please help me with this?</p>
<p>My second request I am requesting help with is my wife will be able to claim the military SBP but the draw back is Social Security will take out 30% tax on it. I think that is a big exuberant, don&#8217;t you.</p>
<p>Thank you very much for any help you can give me!!</p>
<p>David Knutson</p>
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<option value='https://blog.ssa.gov/2022/07/'> July 2022 &nbsp;(4)</option>
<option value='https://blog.ssa.gov/2022/06/'> June 2022 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2022/05/'> May 2022 &nbsp;(6)</option>
<option value='https://blog.ssa.gov/2022/04/'> April 2022 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2022/03/'> March 2022 &nbsp;(4)</option>
<option value='https://blog.ssa.gov/2022/02/'> February 2022 &nbsp;(4)</option>
<option value='https://blog.ssa.gov/2022/01/'> January 2022 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2021/12/'> December 2021 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2021/11/'> November 2021 &nbsp;(4)</option>
<option value='https://blog.ssa.gov/2021/10/'> October 2021 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2021/09/'> September 2021 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2021/08/'> August 2021 &nbsp;(6)</option>
<option value='https://blog.ssa.gov/2021/07/'> July 2021 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2021/06/'> June 2021 &nbsp;(4)</option>
<option value='https://blog.ssa.gov/2021/05/'> May 2021 &nbsp;(7)</option>
<option value='https://blog.ssa.gov/2021/04/'> April 2021 &nbsp;(8)</option>
<option value='https://blog.ssa.gov/2021/03/'> March 2021 &nbsp;(8)</option>
<option value='https://blog.ssa.gov/2021/02/'> February 2021 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2021/01/'> January 2021 &nbsp;(4)</option>
<option value='https://blog.ssa.gov/2020/12/'> December 2020 &nbsp;(4)</option>
<option value='https://blog.ssa.gov/2020/11/'> November 2020 &nbsp;(2)</option>
<option value='https://blog.ssa.gov/2020/10/'> October 2020 &nbsp;(6)</option>
<option value='https://blog.ssa.gov/2020/09/'> September 2020 &nbsp;(4)</option>
<option value='https://blog.ssa.gov/2020/08/'> August 2020 &nbsp;(3)</option>
<option value='https://blog.ssa.gov/2020/07/'> July 2020 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2020/06/'> June 2020 &nbsp;(4)</option>
<option value='https://blog.ssa.gov/2020/05/'> May 2020 &nbsp;(4)</option>
<option value='https://blog.ssa.gov/2020/04/'> April 2020 &nbsp;(11)</option>
<option value='https://blog.ssa.gov/2020/03/'> March 2020 &nbsp;(8)</option>
<option value='https://blog.ssa.gov/2020/02/'> February 2020 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2020/01/'> January 2020 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2019/12/'> December 2019 &nbsp;(3)</option>
<option value='https://blog.ssa.gov/2019/11/'> November 2019 &nbsp;(6)</option>
<option value='https://blog.ssa.gov/2019/10/'> October 2019 &nbsp;(6)</option>
<option value='https://blog.ssa.gov/2019/09/'> September 2019 &nbsp;(6)</option>
<option value='https://blog.ssa.gov/2019/08/'> August 2019 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2019/07/'> July 2019 &nbsp;(4)</option>
<option value='https://blog.ssa.gov/2019/06/'> June 2019 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2019/05/'> May 2019 &nbsp;(8)</option>
<option value='https://blog.ssa.gov/2019/04/'> April 2019 &nbsp;(8)</option>
<option value='https://blog.ssa.gov/2019/03/'> March 2019 &nbsp;(3)</option>
<option value='https://blog.ssa.gov/2019/02/'> February 2019 &nbsp;(3)</option>
<option value='https://blog.ssa.gov/2019/01/'> January 2019 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2018/12/'> December 2018 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2018/11/'> November 2018 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2018/10/'> October 2018 &nbsp;(7)</option>
<option value='https://blog.ssa.gov/2018/09/'> September 2018 &nbsp;(6)</option>
<option value='https://blog.ssa.gov/2018/08/'> August 2018 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2018/07/'> July 2018 &nbsp;(4)</option>
<option value='https://blog.ssa.gov/2018/06/'> June 2018 &nbsp;(7)</option>
<option value='https://blog.ssa.gov/2018/05/'> May 2018 &nbsp;(6)</option>
<option value='https://blog.ssa.gov/2018/04/'> April 2018 &nbsp;(8)</option>
<option value='https://blog.ssa.gov/2018/03/'> March 2018 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2018/02/'> February 2018 &nbsp;(4)</option>
<option value='https://blog.ssa.gov/2018/01/'> January 2018 &nbsp;(4)</option>
<option value='https://blog.ssa.gov/2017/12/'> December 2017 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2017/11/'> November 2017 &nbsp;(7)</option>
<option value='https://blog.ssa.gov/2017/10/'> October 2017 &nbsp;(6)</option>
<option value='https://blog.ssa.gov/2017/09/'> September 2017 &nbsp;(6)</option>
<option value='https://blog.ssa.gov/2017/08/'> August 2017 &nbsp;(9)</option>
<option value='https://blog.ssa.gov/2017/07/'> July 2017 &nbsp;(9)</option>
<option value='https://blog.ssa.gov/2017/06/'> June 2017 &nbsp;(9)</option>
<option value='https://blog.ssa.gov/2017/05/'> May 2017 &nbsp;(10)</option>
<option value='https://blog.ssa.gov/2017/04/'> April 2017 &nbsp;(6)</option>
<option value='https://blog.ssa.gov/2017/03/'> March 2017 &nbsp;(11)</option>
<option value='https://blog.ssa.gov/2017/02/'> February 2017 &nbsp;(5)</option>
<option value='https://blog.ssa.gov/2017/01/'> January 2017 &nbsp;(8)</option>
<option value='https://blog.ssa.gov/2016/12/'> December 2016 &nbsp;(9)</option>
<option value='https://blog.ssa.gov/2016/11/'> November 2016 &nbsp;(11)</option>
<option value='https://blog.ssa.gov/2016/10/'> October 2016 &nbsp;(8)</option>
<option value='https://blog.ssa.gov/2016/09/'> September 2016 &nbsp;(11)</option>
<option value='https://blog.ssa.gov/2016/08/'> August 2016 &nbsp;(8)</option>
<option value='https://blog.ssa.gov/2016/07/'> July 2016 &nbsp;(8)</option>
<option value='https://blog.ssa.gov/2016/06/'> June 2016 &nbsp;(6)</option>
<option value='https://blog.ssa.gov/2016/05/'> May 2016 &nbsp;(11)</option>
<option value='https://blog.ssa.gov/2016/04/'> April 2016 &nbsp;(9)</option>
<option value='https://blog.ssa.gov/2016/03/'> March 2016 &nbsp;(9)</option>
<option value='https://blog.ssa.gov/2016/02/'> February 2016 &nbsp;(9)</option>
<option value='https://blog.ssa.gov/2016/01/'> January 2016 &nbsp;(6)</option>
<option value='https://blog.ssa.gov/2015/12/'> December 2015 &nbsp;(4)</option>
<option value='https://blog.ssa.gov/2015/11/'> November 2015 &nbsp;(9)</option>
<option value='https://blog.ssa.gov/2015/10/'> October 2015 &nbsp;(8)</option>
<option value='https://blog.ssa.gov/2015/09/'> September 2015 &nbsp;(8)</option>
<option value='https://blog.ssa.gov/2015/08/'> August 2015 &nbsp;(10)</option>
<option value='https://blog.ssa.gov/2015/07/'> July 2015 &nbsp;(8)</option>
<option value='https://blog.ssa.gov/2015/06/'> June 2015 &nbsp;(8)</option>
<option value='https://blog.ssa.gov/2015/05/'> May 2015 &nbsp;(6)</option>
<option value='https://blog.ssa.gov/2015/04/'> April 2015 &nbsp;(1)</option>
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