ahrq-gov/archive.ahrq.gov/research/apr96/dept4.htm
2025-02-28 14:14:25 -05:00

259 lines
No EOL
15 KiB
HTML

<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN"
"http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd">
<html xmlns="http://www.w3.org/1999/xhtml">
<head>
<title>Research Activities, April 1996: Health Care Costs and Financing</title>
<meta http-equiv="Content-Type" content="text/html; charset=iso-8859-1" />
<!-- "metadata" -->
<meta name="Title" content="Research Activities, April 1996" />
<meta name="keywords" content="Agency for Health Care Policy and Research, Agency for Healthcare Research and Quality, AHRQ, AHCPR, AIDS/HIV, ambulatory care, benchmark, child, cost, elderly, health cost, healthcare cost, hospital, long-term care, managed care, markets, mental health, methodology, minority health, nursing, nursing homes, outcome research, out-of-pocket spending, patient care, primary, primary care, research, rural, spending, study, Translating Research Into Practice, TRIP" />
<meta name="description" content="Online newsletter summarizing published findings from AHRQ-funded studies, new AHRQ publications and products, and funding opportunities." />
<meta name="creator" content="Agency for Healthcare Research and Quality (AHRQ)" />
<meta name="datecreated" content="April 1996" />
<meta name="datereviewed" content="April 1996" />
<meta name="language" content="English" />
<!-- end metadata -->
<link href="/includes/archive.css" rel="stylesheet" type="text/css" />
<link href="/includes/ahrqstyleprint_arch.css" rel="stylesheet" type="text/css" media="print" />
<script>
(function(i,s,o,g,r,a,m){i['GoogleAnalyticsObject']=r;i[r]=i[r]||function(){
(i[r].q=i[r].q||[]).push(arguments)},i[r].l=1*new Date();a=s.createElement(o),
m=s.getElementsByTagName(o)[0];a.async=1;a.src=g;m.parentNode.insertBefore(a,m)
})(window,document,'script','//www.google-analytics.com/analytics.js','ga');
ga('create', 'UA-75759936-1', 'auto');
ga(' set', 'anonymizeIp', true);
ga('send', 'pageview');
</script></head><body><!-- Google Tag Manager -->
<noscript><iframe src="//www.googletagmanager.com/ns.html?id=GTM-W4DST4"
height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript>
<script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start':
new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0],
j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src=
'//www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f);
})(window,document,'script','dataLayer','GTM-W4DST4');</script>
<!-- End Google Tag Manager -->
<noscript>
Your browser doesn't support JavaScript. Please upgrade to a modern browser or enable JavaScript in your existing browser.
</noscript>
<!-- Page Header v2.0 -->
<a name="top" id="top"></a>
<!--Begin Banner CodeS-->
<div id="ahrqbanner">
<div class="hhsportion">
<a href="#h1" class="skipnav">Skip Navigation</a>
<a href="http://www.hhs.gov" title="U.S. Department of Health and Human Services">
<img src="/images/hhs_banner.gif" alt="U.S. Department of Health and Human Services" />
</a>
<a href="http://www.hhs.gov" title="www.hhs.gov" class="hhsright">
<img src="/images/hhs_link.gif" alt="www.hhs.gov" />
</a>
</div>
<div class="ahrqportion">
<a href="/" title="Archive: Agency for Healthcare Research Quality">
<img src="/images/ahrq_banner.gif" alt="Agency for Healthcare Research Quality" />
</a><form name="searchForm" method="get" action="https://search.ahrq.gov/search" id="banner_searchform">
<label for="search" style="z-index:-1;position:relative;margin-right:-65px; font-size:0px;">Search</label>
<input name="q" type="text" value=" Search Archive" size="11" onfocus="this.value='';" class="gotext" label="Search archive" id="search" />
<input type="hidden" name="entqr" value="0" />
<input type="hidden" name="output" value="xml_no_dtd" />
<input type="hidden" name="proxystylesheet" value="ARCHIVE_Front_End" />
<input type="hidden" name="client" value="ARCHIVE_Front_End" />
<input type="hidden" name="site" value="ARCHIVE_AHRQ_GOV" />
<input src="/images/topbn_GoButton.gif" class="gobtn" name="Submit" onclick="javascript:document.searchForm.submit();" type="image" alt="Search" />
</form>
<a href="https://www.ahrq.gov/" class="ahrqright">www.ahrq.gov</a>
</div><div class="ahrqlinks"><a href="https://www.ahrq.gov/">AHRQ Home&#8212;Live Site</a> | <a href="/">Archive Home</a> | <a href="/sitemap.htm">Site Map</a> <!-- | &nbsp;<img src="/images/envelope1.jpg" alt="" width="21" height="14" /><a href="https://subscriptions.ahrq.gov/service/multi_subscribe.html?code=USAHRQ">E-mail Updates</a> --></div>
</div>
<div id="PrintBanner">
<img src="/images/printbanner_arch.jpg" alt="Archive print banner" />
</div>
<a name="h1"></a>
<!-- End banner code -->
<!-- End of Page header -->
<!-- Content Body -->
<div id="mainContent">
<table width="100%" border="0" cellspacing="0" cellpadding="0" >
<tr valign="top">
<td width="70%">
<!-- Center Content section -->
<table width="100%" border="0" cellpadding="0" cellspacing="0" style="margin-left:10px; margin-right:10px;margin-top:5px" summary="This table gives the layout format of the bread crumb area and the center content area.">
<!--DWLayoutTable-->
<tr>
<td class="crumb_link"><div id="crumbContent">
<p><strong>You Are Here:</strong> <span class="crumb_link"><a href="/" class="crumb_link">AHRQ Archive Home</a> &gt; <a href="/research/resarch.htm" class="crumb_link"><em>Research Activities</em> Archive</a> &gt; <a href="." class="crumb_link">April 1996</a> </span></p>
</div>
</td>
</tr>
<tr>
<td><h1><a name="h1" id="h1"></a> Health Care Costs and Financing</h1>
</td>
</tr>
<tr>
<td><div id="centerContent"><div class="headnote">
<p>This information is for reference purposes only. It was current when produced and may now be outdated. Archive material is no longer maintained, and some links may not work. Persons with disabilities having difficulty accessing this information should contact us at: <a href="https://info.ahrq.gov/">https://info.ahrq.gov</a>. Let us know the nature of the problem, the Web address of what you want, and your contact information. </p>
<p>Please go to <a href="https://www.ahrq.gov/">www.ahrq.gov</a> for current information.</p></div>
<a name="head1"></a>
<h2>Many community hospitals keep operating despite economic
woes</h2>
<p>The decline in inpatient hospital use during the 1980s led to a
substantial decline in hospital profit margins from an industry
average of 7.3 percent in 1983 to 3.8 percent in 1989. Yet many
hospitals continued to operate, including several that were
experiencing major difficulties in meeting short- and long-term
obligations. A recent study showed that 91 percent of financially
distressed hospitals continued to operate without major
structural change between 1985 and 1990.</p><p>
This may be good news to local community officials concerned
about maintaining financially weakened hospitals. On the other
hand, these weakened institutions may not be providing the best
services to their communities because their survival may depend
on the absence of viable competitors to which patients can turn.
The study showed, for example, that merging and surviving
hospitals were in counties where the number of rivals was
reduced, while hospitals that closed were in counties with a
greater number of rival hospitals.</p>
<p>The long-term financial distress of these weakened but surviving
hospitals could lead to the failure of some integrated provider
networks if their financial problems are not fully understood,
caution Chicago researchers Gloria Bazzoli, Ph.D., and Steven
Andes, Ph.D. Their study, which was supported in part by the
Agency for Health Care Policy and Research (HS06250), was based
on analysis of the American Hospital Association's Annual Survey
of Hospitals from 1983 through 1990 and the Area Resource File of
the U.S. Bureau of Health Professions.</p><p>
Details are in "Consequences of hospital financial distress," by
Drs. Bazzoli and Andes, in the Winter 1995 issue of <em>Hospital
&amp; Health Services Administration</em> 40(4), pp. 472-495. </p>
<a name="head2"></a>
<h2>Some financially distressed rural community hospitals
discontinue acute care</h2>
<p>Faced with financial problems and the possibility of closure,
some rural community hospitals are converting from general acute
inpatient care to other services such as short-term emergency
care, primary care, long-term care, and other specialized
community health services. According to a recent study, rural
hospitals that convert to these services are more likely than
nonconverters to have demonstrated poor performance and have
fewer beds; to be located very near to or very far from similar
hospitals; operate in larger communities where a market exists
for these alternative services; already devote more of their care
to areas other than acute inpatient care; and to be members of
multihospital systems.</p><p>
Converting hospitals also are less likely to be government owned,
according to the study, which was supported by the Agency for
Health Care Policy and Research (HS07047). The benefit of these
conversions is that access to health care in rural communities is
maintained and hospital closure avoided, explains Jeffrey A.
Alexander, Ph.D., of the University of Michigan.</p>
<p>Dr. Alexander and his colleagues used data from the American
Hospital Association's annual survey files from 1983 to 1991 and
other sources to identify rural hospital conversions that
occurred nationally from 1984 to 1991. Their analysis revealed
that a total of 148 rural community hospitals converted to
another form of health care delivery. Of these, 38 percent became
long-term care facilities, 50 percent outpatient care providers,
and 11 percent substance abuse centers; 4 percent shifted to
other specialized inpatient services.</p><p>
Details are in "Determinants of rural hospital conversion: A
model of profound organizational change," by Dr. Alexander,
Thomas A. D'Aunno, Ph.D., and Melissa J. Succi, M.A., in the
January 1996 issue of <em>Medical Care</em> 34(1), pp. 29-43.</p>
<a name="head3"></a>
<h2>Employment-related health insurance effectively pools
medical risk among employees</h2>
<p>More than 88 percent of the privately insured, nonelderly U.S.
population obtains its health insurance through employment. By
pooling people with diverse health risks, employment-related
health insurance effectively transfers income from households in
good health to those with greater medical needs, according to a
study by the Agency for Health Care Policy and Research. A key
factor in the distribution of health benefits to policyholders is
the current tax subsidy, which results from the exclusion of
employer health insurance contributions from employees' taxable
income.</p><p>
Eliminating this tax subsidy should be considered with caution,
advise study authors, Alan C. Monheit, Ph.D., and Thomas M.
Selden, Ph.D., of AHCPR, and Len M. Nichols, Ph.D., of the Urban
Institute. They point out that the tax subsidy narrows employee
monetary loss from the purchase of health insurance from -$711 to
-$197 (in 1987 dollars) and thereby may encourage continued
participation of young and healthy households in the
employment-related insurance market. Their study was based on
analysis of data from the 1987 National Medical Expenditure
Survey to examine how the tax subsidy alters the distribution of
net health insurance benefits (reimbursed medical care
expenditures plus tax subsidies from employer contributions to
health insurance less premiums) across households according to
age, sex, income, health status, and number of policyholders.</p>
<p>The researchers studied the distribution of net health insurance
benefits across health insurance units (HIUs), defined as all
policyholders of employment-related coverage in a household, ages
20 to 64, and their nonelderly covered dependents. Controlling
for HIU characteristics, the researchers found that HIUs which
included a member with a chronic health problem had net benefits
some $700 above HIUs whose members lacked such problems. There
were no significant differences in net benefits between white and
black policyholders or in net benefits by policyholder age or
firm size. However, HIUs with female policyholders, large HIUs,
and those with high wage earners obtained large net health
insurance benefits.</p><p>
More details are in "How are net health insurance benefits
distributed in the employment-related insurance market?" by Drs.
Monheit, Nichols, and Selden, which appears in the Winter 1995/96
issue of <em>Inquiry</em> 32, pp. 379-391.</p>
<p class="size2"><a href=".">Return to Contents</a><br />
<a href="dept5.htm">Proceed to Next Article</a></p>
<div class="footnote">
<p> The information on this page is archived and provided for reference purposes only.</p></div>
<p>&nbsp;</p>
</div>
</td>
</tr>
</table>
<!-- End of Center Content section -->
</td>
</tr>
</table>
</div>
<!-- End of Content Body -->
<!-- Footer graphic 1.2-->
<table cellspacing="0" cellpadding="0" border="0" width="100%">
<tr>
<td width="125" background="/images/bottom_ahrq_bkg.jpg"><img src="/images/bottom_ahrq_1.jpg" width="125" alt="AHRQ" /></td>
<td width="100%" background="/images/bottom_ahrq_bkg.jpg" ><img src="/images/bottom_ahrq_bkg.jpg" width="10" height="34" alt="" /></td>
<td width="310" background="/images/bottom_ahrq_bkg.jpg"><img src="/images/bottom_ahrq_2.gif" alt="Advancing Excellence in Health Care" width="310" height="34" /></td>
</tr>
</table>
<!-- Footer links section -->
<div id="banner_Footer2"><p> <a href="https://www.ahrq.gov/">AHRQ Home</a> | <a href="https://info.ahrq.gov" class="footer_navlink">Questions?</a> | <a href="https://www.ahrq.gov/contact/index.html" class="footer_navlink">Contact AHRQ</a> | <a href="https://www.ahrq.gov/sitemap.html" class="footer_navlink">Site Map</a> | <a href="https://www.ahrq.gov/policy/electronic/accessibility/index.html" class="footer_navlink">Accessibility</a> | <a href="https://www.ahrq.gov/policy/electronic/privacy/index.html" class="footer_navlink">Privacy
Policy</a> | <a href="https://www.ahrq.gov/policy/foia/index.html" class="footer_navlink">Freedom of Information Act</a> | <a href="https://www.ahrq.gov/policy/electronic/disclaimers/index.html" class="footer_navlink">Disclaimers</a> | <a href="http://www.hhs.gov/open/recordsandreports/plainwritingact/index.html" class="footer_navlink">Plain Writing Act</a> <br />
<a href="http://www.hhs.gov" class="footer_navlink">U.S. Department of Health &amp; Human Services</a> | <a href="http://www.whitehouse.gov" class="footer_navlink">The White House</a> | <a href="http://www.usa.gov" class="footer_navlink">USA.gov: The U.S. Government's Official Web Portal</a></p>
</div>
<div id="banner_Footeraddress"><p>Agency for Healthcare Research and Quality <img src="/images/bottom_dot.gif" alt="" /> 5600 Fishers Lane Rockville, MD 20857 <img src="/images/bottom_dot.gif" alt="" /> Telephone: (301) 427-1364</p></div>
<!-- End of Footer links section -->
</body>
</html>